FinDEVr 2014: Visa Tools and Technology to Help Build the Future of Commerce

VisaLogo

This post is part of our live coverage of FinDEVr San Francisco 2014.

Visa is showing developers how to connect their e-commerce solutions to Visa’s payments network through open payment APIs and SDKs. 

The Future of Commerce

Learn how Visa is supporting the creation of new, innovative commerce solutions by enabling developers, mobile network operators, device and platform operators to easily connect to Visa’s network through new open payment APIs and SDKs.

Presenters: Alan Johnson (Sr. Director, Digital Developed Markets) & M. Tad Tilahun (VP, Product Development)

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About: 
Visa provides a broad array of tools, services, and resources to help developers create seamless, multi-channel payment solutions.
If you’re not attending FinDEVr, see the Visa Developers blog for technical articles on some of the new Visa technology showcased at the event, including two recent articles: Getting Started with Visa Checkout and Getting Started with the Visa Checkout SDK for Android.
Twitter: @VisaDeveloper

Alumni News– September 10, 2014

  • Finovate-F-Logo.jpgAmerican Banker: TSYS and Visa have announced their tokenization technology will support Apple Pay http://bit.ly/WIBIwx
  • Credit Sesame and Prosper partner.
  • Cachet Financial receives order from top tier credit union in the U.S. for mobile money management platform, Select Mobile Money.
  • AcceptEmail selects Worldpay to power its international e-billing solutions.
  • Trustly releases open source alternative messaging technology for FIs, BankAPI.
  • Loop co-founder and CTO George Wallner weighs in on Apple Pay in Time.com Money column.
  • Visa teams up with the National Football League to promote Visa Checkout. See Visa at FinDEVr this fall.
  • Braintree to support Apple Pay. Come see Braintree at FinDEVr this September 30 through October 1 in San Francisco.
  • Business Insider profiles Christian Lanng, Co-Founder and CEO of TradeShift.
  • Dwolla CEO and Founder Ben Milne talks about the role of Apple as a new entrant in the mobile payments industry.
    This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

    FinDEVr Preview: Visa Developers

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    Over two days at UCSF Mission Bay Conference Center in San Francisco, FinDEVr will provide developers, architects, engineers, and other builders with a unique opportunity to meet and network with some of the biggest names in fintech software development.

    Our FinDEVr Preview has already introduced you to some of these companies, innovators like Yodlee Interactive and TD Ameritrade Institutional. Today, we introduce you to one more: Visa and its Developers program. 

    Like many companies known primarily for their vast experience as a financial services provider, Visa is also a major innovator when it comes to technological innovations for financial institutions and their customers.
    Remember, early bird pricing for FinDEVr ends next week. Lock in your savings and get your tickets today.


    VisaLogo

    The Visa Developers program provides a broad array of tools, services, and resources from both Visa and its subsidiary brands to help developers create seamless, multi-channel payment solutions.

    Keynote: The Future of Commerce
    Learn how Visa is supporting the creation of new, innovative commerce solutions by enabling developers, mobile network operators, device and platform operators to easily connect to Visa’s network through new open payment APIs and SDKs.
    Workshops
    1) Visa Checkout API-less Web Integration
    Implement your own instance of Visa Checkout on a website and get started with the Sandbox, adding requirement elements to a cart page, receiving/decrypting a payload, and updating with a pixel. Learn how simple it is to implement Visa Checkout on a website without making a single API call.
    VisaCheckout2
    2) Visa Checkout Android SDK Integration
    In this session we’ll show you how to add Visa Checkout support to your app using our Android SDK. Learn how easy it is to configure your app for Visa Checkout, as well as get a payload and perform an update via our API.
    VisaCheckoutHomepage
    3) Visa Checkout Provisioning Integration for Financial Institutions
    Learn how to implement the Visa Checkout Provisioning interface on your site to streamline the provisioning of Visa Checkout accounts for your customers. We’re discussing light and heavy integration options. See how simple it is to help your customers create Visa Checkout accounts on your site.
    Presenters
    Raj Sundaresan, SVP, Digital & Mobile Products
    Michael Blanton, Senior Director, Visa Digital Integration
    Alan Johnson, Senior Director, Digital Developed Markets
    Mark Legere, Senior Integration Architect, Visa Digital
    Dipti Bele, Integration Architect, Visa Digital


    Join us next week for our FinDEVr Preview featuring MasterCard Developer Zone. To read our earlier previews, check out our introductions to Yodlee Interactive and TD Ameritrade Institutional.

    The Success of Visa Checkout’s Rebrand

    VisaLogo

    Visa’s Visa Checkout, the rebranded version of V.me, has experienced increased success since its recent change of face.

    Similar to PayPal, Visa Checkout stores users’ credentials and enables them to pay at a merchant’s site with only their username and password. The service launched this July with PNC and other banking partners.

    VisaPNCCheckout

    According to American Banker, PNC reported that customer enrollments of Visa Checkout doubled after it changed the brand from V.me (PNC declined to disclose actual enrollment 

    VisaCheckoutCreditCards

    figures). Some speculate that the success is partially due to the name change. Not only is Visa Checkout more descriptive, it also appeals to a wider audience and sounds more secure.

    The potential for Visa Checkout to place a bank’s card at the top of the digital wallet is enticing. When a user signs up for the Visa Checkout, they are prompted to enter their credit card information into the wallet. While the service works with any payment card, banks are hoping their card will be the most frequently used.

    To see Visa’s newest offering for developers, check out its upcoming presentation at FinDEVr San Francisco held September 30 through October 1.

    Intuit Works With Visa to Launch Prepaid Card

    Thumbnail image for Thumbnail image for IntuitLogo.jpgVisaLogo.jpg

    Visa shared on its blog yesterday that California-based Intuit recently launched a prepaid Visa card called GoPayment:

    “Those who use Intuit’s GoPayment mobile acceptance app and reader can now link their GoPayment account to a Visa prepaid card, conveniently separating the funds collected through GoPayment from other finances.”

    IntuitVisaCrd.jpg

    Users can make purchases with the card online and in-store, and they can use it to withdraw cash at an ATM.

    To learn more about the two companies, watch Visa’s FinovateSpring 2010 demo and Intuit’s Finovate 2009 demo.

    Finovate Alumni News– December 13, 2011

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    • Visa certifies authentication system from Transecq’s sister company, ENTERSECT.
    • New Scientist recommends borrowing from the crowd by using P2P sites Zopa, Prosper, & Lending Club.
    • Freewaregenius recommends using ReadyForZero to pay off and manage debt.
    • Yahoo! Finance reports SecondMarket’s Barry Silbert contributed investments to SponsorHub’s $750,000 round.
    • PayNearMe enables BHPH auto dealers to expand collection of cash payments.
    • Kabbage secures $12 million in financing.
    • ThreatMetrix wins Red Herring Global 100.
    This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

    Visa’s V.me Mobile Wallet To Compete With PayPal

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    Yesterday, Visa unveiled its V.me mobile wallet that will compete with PayPal in “card number-shielded” online/mobile payments. 

    Key features:

    • Use on PC, tablet, or mobile device
    • Use multiple cards
    • Need only username and password to checkout online

    V.me hopes to differentiate itself from PayPal by also supporting payments at the physical point-of-sale. However, PayPal is working on that as well. 

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    The service is currently invite-only in the U.S. and Canada, but Visa hopes to make it publicly available in early 2012.

    To learn more about Visa, watch its FinovateSpring 2010 demo.

    Finovate Alumni Website Traffic in September

    Each month we survey the Web-traffic performance of Finovate alums using data from Web-analytics company Compete.
    Out of 268 alumni, 80 had more than 10,000 unique U.S. visitors in September 2011 and are included in the tables below. Of those, 33 (41%) had more visitors in September than August. Year-over-year, 42 (52%) had traffic increases.
    Private Companies
    • Seeking Alpha and Cortera had the highest traffic in September with 2.1 and 2.0 million unique visitors, respectively. Cortera also had the highest increase in number of unique year-over-year visits with over 1.5 more visits in 2011 than in 2010.
    • Kabbage had the highest percentage growth year-over-year, up 280x.
    • Weemba saw the highest monthly growth percentage with more than 7.5 times the number of unique visitors in September compared to August.
    • SmartCredit.com had the highest increase in number of unique year-over-year visitors, growing by 126,000.
    PrivateWebTrafficSeptember2.jpg
    Source: Compete.com retrieved the week of October 26, 2011
     
    1) The previous month recorded was August 2011
    2) Sears Credit Score is powered by CreditKarma.com
    3) Truaxis was formerly BillShrink
    4) Kasasa is powered by BancVue
    Public companies
     
    • CheckFree had the highest percentage growth year-over-year, with over 7 times the number of visitors this year than last year.
    • Intuit had a notable increase in number of unique, year-over-year visitors, increasing by 300,000 visits.
    • Check Point had the highest month-over-month percent growth, with 41% more visitors in September than in August.
    PublicWebTrafficSeptember2.jpgSource: Compete.com retrieved the week of October 26, 2011

    1) The previous month recorded was July 2011.
    _______________________________________________________
    Notes:
    1. We reviewed 268 Finovate alumni. Only those with at least 10,000 unique visitors in July are listed.
    3. NM = not measurable
    4. t= tie
    5. Compete estimates online visitors based on the activity of a panel of more than 2 million U.S. Internet users. It is only an estimate of traffic and may undercount at-work usage.

    Finovate Alumni Website Traffic in August

    Each month we survey the Web-traffic performance of Finovate alums using data from Web-analytics company Compete
    Out of 268 alumni, 75 had more than 10,000 unique U.S. visitors in August 2011 and are included in the tables below. Of those, 41 (55%) had more visitors in August than July. Year-over-year, 45 (60%) had traffic increases.
    Private Companies
    • Seeking Alpha — the most-trafficked in August with 2.5 million unique visitors — also had the highest increase in number of unique month-over-month visits with 300,000 more visits in August than in July.
    • Budgettracker.com saw the highest monthly growth percentage with more than 6.5 times the number of unique visitors in August compared to July.
    • Betterment had the highest percentage growth year-over-year, up 88x.
    • Cortera had the highest number of unique year-over-year visitors, growing by 1.5 million. 
    August2011PrivateWebTraffic4.jpg
    Source: Compete.com retrieved week of October 3, 2011
    1) The previous month recorded was July 2011
    2) Truaxis was formerly BillShrink
    4) Kasasa is powered by BancVue
    5) Checkingfinder.com is powered by BancVue

    Public Companies

    • Fiserv had the highest month-over-month percent growth, with 50% more visitors.
    • CheckFree had the highest percentage growth year-over-year, with over 5 times the number of visitors.
    • S1 also had a high percentage growth year-over-year, doubling its visitors.
    August2011PublicWebTraffic5.jpg
    Source: Compete.com retrieved the week of October 3, 2011
    1) The previous month recorded was July 2011.
    _______________________________________________________
    Notes:
    1. We reviewed 268 Finovate alumni. Only those with at least 10,000 unique visitors in July are listed. 
    3. NM = Not measurable
    4. t= Tie
    5. Compete estimates online visitors based on the activity of a panel of more than 2 million U.S. Internet users. It is only an estimate of traffic and may undercount at-work usage.

    Finovate Alumni at BAI Retail Delivery Conference

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    The BAI Retail Delivery conference begins tomorrow with 29 Finovate alumni participating in sessions and/or exhibiting on the trade show floor.
    Session Speakers
    • Tuesday, Global Game-Changer Session
      Speaker: Jim Taschetta from FreeMonee
    • Wednesday, Technology for Business Summit 
      Speaker: Mitch Jacobs from On Deck Capital
    • Wednesday, Technology for Business Summit Session 
      Speaker: David Eads from Kony Solutions
    • Thursday, Technology for Business Summit Session
      Speaker: Eric Connors from Yodlee
    • Thursday, Marketing & Product Management Summit Session 
      Speaker: Rod Witmond from Cardlytics
    Exhibitors 
    BAI Mobile Link
    Mobile Link Panel Discussions
    Solutions Theatre
    Jim Bruene and I (julie@netbanker.com) will be in attendance and will update the blog and Twitter with new developments throughout the event.