How they describe themselves: PinPoint provides consumer fraud detection based on our Mobile Identity Protection technology. For consumers, PinPoint was developed to provide expert, daily defense from fraud by monitoring existing financial accounts and the consumers credit files with all three bureaus. PinPoint uses the location of the users cell phone as a key ingredient in our expert analysis for fraud. PinPoint is also available as a white label solution for financial institutions, credit bureaus and other partners in the fraud prevention and data security industries.
What they think makes them better: Identity theft is a global problem faced by consumers and enterprises alike. At Finsphere, we continue to develop our vision of a global identity theft protection ecosystem, comprised of consumers, financial institutions, merchants, credit agencies, and government agencies. Our goal is to create a global ecosystem, designed around our interoperable, strong authentication platform, to provide identity validation functionality, and early warning of identity theft to consumers. Our Mobile Identity Protection (M.I.P.) platform is a privacy enhancing technology that validates identities in a variety of uses and can be used today to protect nearly five billion consumers worldwide.