How they describe themselves: Plastyc provides the most affordable, easy-to-use and financially responsible banking services in the US.
iBankUP is our main prepaid money management portal.
Everybody can sign up online in minutes and start receiving funds from jobs, parents, and friends. No hidden fees, no risks of overdraft, no impact on credit scores.
The service is articulated around the UPside Visa prepaid card, but goes well beyond the card, by allowing people to write paper checks and to allocate funds directly to their prepaid cell phone.
What they think makes them better:
Lowest cost to manage money for every day needs: no activation / opening fee, no minimal balance, free direct deposits, free paper check every month, free direct loads of funds to prepaid phones, free account to account transfers, and cash back rewards.
Most comprehensive mobile access in the industry: check balance, latest transactions, check loyalty rewards balance, see statements between any dates, activate or suspend a card, write a paper check, load cash in a new card, request a cash load from a remote parent/friend, locate a cash load location, send money to a friend, and contact customer service.
All from any web-capable phone. No application needed, no smart phone required.