NICE Systems Leverages Voice Biometrics to Create a Secure Environment for Call Centers

NICELogo2.jpgThis post is part of our live coverage of FinovateEurope 2015.

NICE Systems demonstrated its Real-Time Authentication system.
Real-Time Authentication strengthens and streamlines the authentication process by utilizing voice biometrics to authenticate customers in real time during their conversation with an agent. Contact centers can:
• Securely authenticate customers in real time with no customer effort
• Expedite time to service and free up more time for revenue-generating activities
• Passively enroll the vast majority of customers seamlessly
• Improve fraud protection on all enrolled accounts
 
Presenters: Elad Hoffman, sales director, EMEA; Audelia Boker, director, demand generation, EMEA; and Jade Kahn, marketing strategy manager
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Product launch: September 2013
Metrics: $945 million NICE revenues in 2013; 3,700 employees
Product distribution strategy: Direct to Business (B2B)
HQ: Raanana, Israel
Founded: January 1986
Twitter: @NICE_Enterprise

Ixaris Systems’ UI Editor Allows for Easy Customization

IxarisSystemsLogo2.jpgThis post is part of our live coverage of FinovateEurope 2015.

Ixaris Systems debuted its user-interface editor.

Ixaris is demonstrating a UI editor that banks can provide to a corporate customer so that the entity can safely, and in a compliant manner, customize the instance of the application that the bank has deployed for them.

Critically, this patent-pending technology enables customization to be carried out by non-technical staff, either operational staff or web agency, without compromising security.

In addition to static web-page and cardholder-portal content, the customer can change the way in which transactions and payment instruments are handled. Tools are also provided for the bank to review, approve, and control the entry of changes into production.

 

Presenters: Patrick Abela, product director; and Reno Scerri,
pre-sales and solutioning manager 
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Product launch: April 2015
Metrics: $10M in equity finance raised to date; 130 employees; 2013 revenues $15M

Product distribution strategy: Direct to Business (B2B) through financial institutions and through other fintech companies and platforms

HQ: London, United Kingdom
Founded: September 2000

Website: ixaris.com
Twitter: @ixaris

CashSentinel Debuts Escrow Service Combined with a Mobile Wallet

CashSentinelLogo.jpgThis post is part of our live coverage of FinovateEurope 2015.

CashSentinel debuted its escrow service and mobile wallet combination.

Online secondhand-car fraud was the #2 most common online scam in 2013, according to the European Consumer Centers network. This market represents over 25 million transactions yearly in United Kingdom, France, Germany, Italy, and Switzerland alone.

CashSentinel developed a solution that combines an escrow service and a mobile wallet, dedicated to facilitating and bringing trust to large transactions between parties that do not have a long-lasting, trusting relationship.

CashSentinel concluded a partnership with Swissquote Bank, the leading online bank of Switzerland, and AutoScout24, the leading secondhand-car marketplace. After a successful trial period, the service is set for fully fledged launch and European expansion in 2015.

 

Presenters: CEO Sylvain Bertolus; Board Director Michael Chaille
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Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions

HQ: Yverdon-les-Bains, Switzerland
Founded: December 2012

Website: cashsentinel.com
Twitter: @CashSentinel

Trunomi Launches TruMobile to Helps FIs Share Customer Data While Remaining Compliant

This post is part of our live coverage of FinovateEurope 2015.

 

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Trunomi debuted TruMobile.

TruMobile connects customers with banks, helping to monetise and personalise customer’s data experience. Built as a customer-centric “Consent Engine,” TruMobile is backed by multiple patent filings. 

It seamlessly creates auditable privacy policies, which for the first time permit the sharing of customer Pii data across platforms, jurisdictions, and business lines in full compliance with global regulatory and privacy standards.

 

Presenters: Stuart Lacey, CEO and founder; Chia Brewin, customer development executive; and Emma Hart, media representative
 
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Product launch: February 2015
Metrics: $2 million raised to date; started earning revenue in 2014; 7 employees
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions and through other fintech companies and platforms

HQ: Bermuda, Dublin and Silicon Valley
Founded: March 2013

Website: trunomi.com
Twitter: @trunomi

Aire Launches API to Help Underwrite Risk of Borrowers with Thin Credit

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This post is part of our live coverage of FinovateEurope 2015.
 
Aire demonstrated its Credit API that helps lenders underwrite the risk of borrowers with thin credit files.

Aire is launching its Credit API at FinovateEurope 2015. The API enables lenders to use Aire to perform a credit check when traditional data doesn’t exist in the credit bureaus.

The immediate benefit is the ability to re-score applicants when no data exists on their bureau file. This enables lenders to expand the pool of eligible applicants by removing the no-data problem.

The API can also be used as a credit enhancement amongst other use-cases that we are excited to see companies explore. The signup for the API will also open at FinovateEurope for our partners.

 

Presenters: Cofounders Aneesh Varma and Jon Bundy

 
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Product launch: February 2015
Metrics: Aire is a TechStars company; 7 employees
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions and through other fintech companies and platforms

HQ: London, United Kingdom
Founded: January 2014

Website: aire.io
Twitter: @airescore

Bendigo and Adelaide Bank Introduces a Mobile Payments Platform with its Own Virtual Currency

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This post is part of our live coverage of FinovateEurope 2015.
 
Bendigo and Adelaide Bank showed how its redy mobile payments platform helps users connect with causes that are important to them:

redy is a mobile payments platform that enables customers to transact with registered redy businesses, but it is more than just a way to pay. Each purchase earns a percentage of the transaction value—’Creds,’ a virtual currency—which can be redeemed for personal use or donated to community projects or charities.

Consumers can also complete direct mobile donations from redy simply by scanning the code in either the charity’s, or project’s marketing material. redy connects shoppers and businesses to causes that are important to them and is therefore a marketing tool to encourage local buying.

Presenters: Robert Musgrove, executive community engagement, and 
Rick van Emmerik, mobility manager
 
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Product launch: June 2014
Metrics: Please reference our Group Companies page at bendigoadelaide.com.au
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
HQ: Victoria, Australia
Founded: 1858
Twitter: @bendigobank

investUP Offers Access to All U.K. Crowdfunding Sites

investUP_hires_logo_box.jpgThis post is part of our live coverage of FinovateEurope 2015.

investUP’s platform serves as a single point for U.K. investors to access the crowdfunding market.

investUP offers a centralised access point to the entire United Kingdom crowdfunding market, and includes deals originated by traditional finance providers.

Current investor pain points: Searching for the best deals on all the different sites is time-consuming, and the post-investment experience is lacking. investUP makes it possible for client investors to have just one account and manage one portfolio, whilst still accessing and investing on all their favorite sites.

 

Presenters: CEO James Tuckett, and Marketing Director Dominik Wolf
 
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Product launch: Spring 2015

Metrics: 1,500 pre-registered investors; 10 crowdfunding sites signed up; £340,000 pounds seed capital raised to date; 8 full-time employees; $50 million institutional placement in year one

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions and through other fintech companies and affiliate platforms

HQ: London, United Kingdom
Founded: 2012

Website: investup.co
Twitter: @investwithUP

Pirean Launches Identity and Access Management as a Service

PireanLogo.jpgThis post is part of our live coverage of FinovateEurope 2015.

Pirean has launched Identity and Access Management as a Service.
Identity and Access Management as a Service for Financial Services is a turnkey solution for managing cloud and data-centre applications that:

• Improves productivity for employees, partners, and customers through single sign on to key resources
• Improves security and provides insight regarding user access to systems
• Delivers better services to more users rapidly, enabling new products and services to be extended to your user population

Quick to deploy and easy to use, our solution is built upon Pirean’s Access: One, our award-winning access-management platform that offers an unrivaled capability to deliver business-process integration and on-brand user-experience management while integrating and reusing existing infrastructure.

Presenters Rob Macgregor, principal consultant & Access: One’s product manager; Rob Blowers, development team lead

 
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Product launch: February 2015
Metrics: Pirean is a private, self-funded company; 55 employees
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
HQ: London, United Kingdom
Founded: May 2002
Website: pirean.com
Twitter: @Pirean

Onlinepay.com Debuts Mobile Wallet for Social Payments

OnlinepayLogo2.jpgThis post is part of our live coverage of FinovateEurope 2015.

Onlinepay.com debuted its mobile wallet, designed for mobile shopping and social payments. to top up accounts, and to share money with friends.

Top up your wallet with a credit card and withdraw money from your e-wallet account.

Share your money with your friends! For example, Michael can send Sofia money for a coffee or John can charge Anna for movie tickets. The information about sharing will be reflected in the global newswire of the app.

Make purchases directly from your mobile phone. There are several categories of goods in the mobile shopping tab, including clothing, sports gear, music and much more. You can top up your gaming account directly from your mobile phone, without leaving the game.

Share, Buy and Top Up!

 

Presenters: Director Vladimir Kovalevskii; Marketing Manager Anfisa Chernaya
 
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Product launch: December 2014 in AppStore
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
Founded: December 2014
Website: onlinepay.com
Twitter: @OnlinePaydotcom

Financial Media Solutions Makes Financial Analysis Easier to Digest

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This post is part of our live coverage of FinovateEurope 2015.
 
Financial Media Solutions (FMS) showed how it brings life to financial statements.

Those attempting to read financial analysis from a PDF on their smartphone will understand the issue. How do institutions create financial content that is compatible for mobile users?

The answer is with MAPPS – Market Analysis Production and Publishing Solution. Operating from the cloud, MAPPS makes it simple to combine dynamic graphics with an audio message, enabling financial analysis and concepts to be delivered in concise, engaging videographic formats.

As client attention spans shorten—research indicates about 90 to 120 seconds is all the time you have to get a video message across—financial content needs to come in dynamic, bite-size formats that clients can easily digest. This is exactly what MAPPS delivers.

 

Presenters: Owner and CEO Ian Park; Marketing Director Christopher Thomas
 
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Product launch: January 2011
Metrics: Self financed, less than $100,000; six employees, two clients
Product distribution strategy: Direct to Business (B2B) through financial institutions and through other fintech companies and platforms; licensed
HQ: Walchwil, Zug, Switzerland
Founded: January 2011
Twitter: @MAPPSvid

Meniga Launches Card-Linked Offers Solution

MenigaLogo.jpgThis post is part of our live coverage of FinovateEurope 2015.

Meniga debuted Market Match, a new card-linked offers platform.

Meniga’s transaction-data analytics and enrichment engine enables it to deliver uniquely targeted and relevant offers to the consumers on its platform. Meniga puts offers, insights, and notifications into the context of consumer financial management, integrated as part of new-generation PFM. A fun, engaging Facebook-like feed that transforms how people interact with their finances, and how banks interact with their customers.

Meniga’s Market Match is a data-driven card-linked offers (CLO) platform that allows financial institutions to provide merchant-funded offers to their online customers using the power of PFM. Meniga’s PFM Solution has received multiple awards for innovation, such as “Best of Show” at FinovateEurope in 2011 and 2013, and boasts market-leading adoption and retention metrics.

Presenters: CEO and Co-founder Georg Ludviksson; VP Product Management Einar Gustafsson
 
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Product launch: February 2015

Metrics: $8.5 million raised; 100+ employees; more than 20 million online banking users
Product distribution strategy: Direct to Business (B2B), through financial institutions

HQ: Reykjavík, Iceland
Founded: March 2009

Website: meniga.com
Twitter: @meniga

Bitbond Launches AutoInvest Feature for Bitcoin-Based Peer-to-Peer Lending Platform

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This post is part of our live coverage of FinovateEurope 2015.
 
Bitbond launched AutoInvest feature for its bitcoin-based P2P lending platform.

Bitbond AutoInvest allocates funds on behalf of lenders according to their chosen investment profile. AutoInvest will create a loan portfolio according to predefined criteria. The criteria are: investment amount, risk category, base currency, and regions. The regions are North America, Latin America, the Caribbean, Europe, Central Asia, the Middle East, North Africa, Sub-Saharan Africa, Asia, and the Pacific.

The exciting thing about portfolio building according to a profile is that Bitbond allows you to invest automatically into a globally diversified loan portfolio at 0% fees.

Presenters: Co-founders Radoslav Albrecht, CEO, and Robert Nasiadek, CTO
 
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Product launch: February 2015
Metrics: €200,000 equity raised; 4 employees; more than 6,000 signed-up users from 120 countries
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms
HQ: Berlin, Germany
Founded: January 2013
Website: bitbond.com
Twitter: @Bitbonds