Social Media Management Specialist Gremln Launches New Mobile Platform

Social Media Management Specialist Gremln Launches New Mobile Platform
GremlnLogo_FF2014

This post is part of our live coverage of FinovateFall 2014.

Continuing in our second session of the morning, here is GREMLN, showcasing the latest enhancements to its social media management platform for the financial services industry.

“GREMLN is demonstrating its latest social media compliance features. Pre-approved Content Libraries enable firms to provide great content to their teams that can circumvent the message approval process. LinkedIn Lead Prospecting enables financial advisors and other employees to find new clients via LinkedIn. And finally, GREMLN is launching a new mobile platform that enables marketing and compliance departments to stay engaged in social media and handle approval processes right from their phone or tablet.”
Presenting: Ryan Bell (CEO) & TJ Tavares (Sr. Sales Executive)
GremlnHomepage_LiveBlog
Product Launch: January 2013 (showing new features)
Metrics: 12 employees; 165, 000 users
Product distribution strategy: Direct to Business (B2B)
HQ: Saint Louis, MO
Founded: February 2009
Website: gremln.com
Twitter: @GREMLN

True Potential’s ImpulseSave Leverages Micropayments to Boost Investment Savings

True Potential’s ImpulseSave Leverages Micropayments to Boost Investment Savings
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This post is part of our live coverage of FinovateFall 2014.

All the way from the United Kingdom, here’s wealth management and financial advisory innovator, True Potential.

“ImpulseSave is our most significant innovation to date. This first-of-its-kind technology, unique to True Potential, allows clients to make micro payments into their investments whenever and wherever they choose. With the touch of a button, clients can top up any investment vehicle that isn’t housed within a bank. They can add as little as 1 pound or as much as need to keep their investments on track or to reach their financial goals faster. Until now, if people had 20 pounds or less to spare, they would be unlikely to invest it due to the effort it would take to do so. But now, it’s fast and easy and we are demonstrating how, using our technology, it all adds up for a better future.
Presenting: Daniel Harrison (Sr. Partner) & Paul Outterside (Head of Mobile Applications)
TruePotentialHomepage_LiveBlog
Product Launch: March 2014
Metrics: For complete information about the True Potential Group of Companies, please read our latest “True Colours’ 2013 Annual Report at tpllp.com/wp-content/uploads/2014/05/True-Colours-Annual-Report.pdf.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
HQ: Newcastle upon Tyne, UK
Founded: March 2007
Website: tpllp.com
Twitter: @TruePotential_

MasterCard Showcases its Pay with Rewards Solution to Enable Redeeming Points at Point of Sale

MasterCard Showcases its Pay with Rewards Solution to Enable Redeeming Points at Point of Sale
MasterCardLogo_FF2014

This post is part of our live coverage of FinovateFall 2014.

MasterCard is our next presenting company, introducing MasterCard Pay with Rewards.

MasterCard Pay with Rewards is an innovative solution that gives cardholders the freedom to redeem rewards points at the point of sale, either online or in stores. Cardholders configure Pay with Rewards on their existing card to redeem points at millions of eligible locations worldwide. While providing the ultimate in flexibility for consumers, this also serves as a cost-effective way to execute POS rewards programs for issues. The Pay with Rewards solution provides ubiquity and scale by leveraging the existing MasterCard network, without modification to POS systems or card processes.”
Presenting: Kyle Clark (VP Product Development) & Chris Guiney (VP Product Development)
MasterCardHomepage_FF2014

Product Launch: September 2014
Metrics: Please reference our 10-K on the Investor Relations page on Mastercard.com. As of December 31, 2013, we have approximately 8,200 employees.
Product distribution strategy: Direct to Business (B2B), through financial institutions
HQ: Purchase, NY
Founded: 1966
Twitter: @MasterCardNews

Patch of Land Presents its Real-Time Peer-to-Real Estate Lending Marketplace

Patch of Land Presents its Real-Time Peer-to-Real Estate Lending Marketplace
PatchofLandLogo_FF2014

This post is part of our live coverage of FinovateFall 2014.

Our next presenter is Patch of Land, demoing its Peer-to-Real-Estate (P2RE) lending marketplace.

“We are developing a real-time system that pulls data from multiple sources including major credit reporting agencies. This disparate collection of data will be scientifically conglomerated into proprietary information models and risk analysis summaries and extend automatic terms to existing borrowers for new projects. This information will be used by our underwriters along with a proprietary scoring system for increased efficiency in decision making on lending. Electronic documents can immediately be made available to the borrower for signing and funds wired automatically.”
Presenting: Brian Fritton (CTO & Co-Founder) & AdaPia d’Errico (CMO)
PatchofLandHomepage_LiveBlog
Product Launch: October 2013
Metrics: 10 employees; 2,500 investors; 279 loans in the pipeline (212% QonQ growth); average loan size $240,000; YTD 24 loans from 6 states totaling $5.2M, all funded by investors online
Product distribution strategy: Direct to Consumer 9B2C)
HQ: Los Angeles, CA
Founded: February 2013
Twitter: @PatchOfLand

blooom Provides Investors with a New Way to Build Your 401(k)

blooom Provides Investors with a New Way to Build Your 401(k)
blooomLogo_FF2014

This post is part of our live coverage of FinovateFall 2014.

Making its way to the stage is the team from blooom. Blooom has developed a revolutionary way to open 401k investors’ eyes and outsource the management of their 401k – regardless of where it is held.

“The blooom app collects basic user data (name, email, age) and asks the user to select where their 401(k) is currently held. Once selected, the user’s credentials are entered and blooom goes to work to analyze their current investment allocation across 25,000+ different funds to generate a comparative analysis without a bunch of financial mumbo jumbo. Blooom displays how their 401(k) should be allocated and gives the user some latitude to adjust the recommended allocation. In a few more steps, the user can then hire blooom to make these changes and, more importantly, rebalance and adjust the allocation for the user going forward. It is a new and intelligent way to get help with your 401(k) … all for just $10 per month.”
Presenting: Chris Costello (Co-Founder & CFP) & Randy AufDerHeide (CTO & Co-Founder)
blooomHomepage
Product Launch: September 2014
Metrics: $200,000 in funding from founders; 6 employees, 30 clients
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions
HQ: Overland Park, Kansas
Founded: February 2013
Website: blooom.com
Twitter: @blooominc

Top Image Systems Showcases its Omni-Channel Approach with GlassCapture and MobiFLOW

Top Image Systems Showcases its Omni-Channel Approach with GlassCapture and MobiFLOW
TopImageSystemsLogo_FF2014

This post is part of our live coverage of FinovateFall 2014.

Starting off FinovateFall 2014 with a bang is Top Image Systems, demoing Glass Capture and MobiFLOW.

“We’re demonstrating an integrated part of omni-channel approach to capturing the necessary information in the enrollment and account-opening process. Showcasing the flexible and extensible Mobile SDK and Webservices APIs in MobiFLOW on the server, the demo shows a sample bank application that a retail or commercial banking officer might use on a tablet while wearing Google Glass to capture information from documents typically used in the account-opening process. While showing only a few examples, we are also discussing how Google Glass leverages the same technology in TIS’ in-market mobile phone and tablet solutions, allowing a user to easily switch between these devices for the best user experience.”
Presenting: Jim Charanis (Director, Mobile & Banking Solutions) & Avi Mileguir (EVP & General Manager, Americas)
TopImageSystemsHomepage_LiveBlog
Product Launch: June 2013
Metrics: In 2013 we had annual revenue of $29M and 200 employees, and in February 2014 we raised $15M in a secondary offering following our IPO in the mid-90s.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed.
HQ: Tel Aviv, Israel
Founded: March 1991
Twitter: @TopImageSystems

FinDEVr San Francisco 2014: Builders Get Ready

FinDEVr San Francisco 2014: Builders Get Ready
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If you’re one of the lucky ones who will be able to tell the grandkids that you were at the very first FinDEVr, then congratulations! We couldn’t be happier to have you onboard for what promises to be a historic opportunity for developers looking to make connections or add key final pieces to their own fintech projects.

We are expecting a diverse crowd on September 30 and October 1. Not only will decision-making CEOs and app-building developers be on hand for this inaugural, two-day event, but just about everybody in between, as well (see below).

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Strategy Officers and Founders. Solutions Engineers and Presidents…from the boardroom to the back office, FinDEVr has more than just something for everyone. By combining presentations and demos, workshops and high-quality networking, we are leveraging our seven years of experience in hosting great conferences to bring the fintech community its newest “must attend” event of the year.
So whether you are a “plug and play” programmer or a “gray goose,” click here to pick up your tickets and save your spot at this historic opportunity for fintech developers and members of the “Adminisphere” alike. 
And once you’ve scored your ticket, be sure to join the FinDEVr community on Bizzabo. See you in San Francisco!

FinovateFall 2014: Ready, Steady, Go!

FinovateFall 2014: Ready, Steady, Go!
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It’s rehearsal day here at FinovateFall 2014 – just 24 hours before the lights go up and the first of 70 live demos of the latest in fintech innovation begins.

Monday is a day of preparation for everyone: for the innovators practicing their pitches and triple-checking their laptops, smartphones, and tablets; for the ballroom technical crew and the Finovate team tending to last minute details …

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But Monday is a day of preparation for attendees, as well. And to help make sure you’ve got everything you need in order to make the most out of your FinovateFall experience, here’s a last minute rundown of the whats, whens, and whys of the event – whether you are joining us in New York here at the Hilton Midtown or following the show via Twitter or the Finovate Live Blog.
Registration
Registration begins at 8am, with the first demo starting at 9am. We are expecting a full house, so be sure to arrive early.
Agenda
Below is quick guide to the demos on Tuesday and Wednesday.
FF2014_Agenda
Twitter & Live Blog
They say if you can make it here, you can make it anywhere. But for those who weren’t able to make it to New York this time around, there are a couple of ways you still can take in every minute of FinovateFall.
Our Live Blog at Finovate.com will cover every demo, every presenter, every company over the two days of FinovateFall. You can also follow the show by way of our Twitter feed @Finovate. Just use the hashtag #Finovate and join in the conversation.
Bizzabo App
And last but not least, if you’re here in town for FinovateFall 2014, please be sure to join the community on Bizzabo. Available on iOS, Android, and via the web, Bizzabo is a great way to see, meet, and connect with your fellow attendees as well as learn more about the companies demoing at the event.

FinDEVr Preview: Paradigm4, PayNearMe, Personal Capital, StockTwits, and Tradier

FinDEVr Preview: Paradigm4, PayNearMe, Personal Capital, StockTwits, and Tradier
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Here’s Part Three of our final preview of the companies that will be demoing their technologies on Tuesday, September 30, Day One of FinDEVr. In this installment, we look at:

Click here for Part One. Part Two is available here.
FinDEVr is less than a week away. But there’s still time to get your tickets and save your spot.


paradigm4logoResize

Paradigm4 develops and supports SciDB: the open source, analytic DBMS; programmable from R & Python. SciDB is designed from the ground up to support more facile data management for Big and Diverse data and to do faster and bigger math. Hard questions. Fast answers. Open source.

Keynote: Crypto-Currency and Massive Network Analysis
We’ll begin with a graphical overview of a crypto-currency financial network, discuss the key issues and challenges around massive network analysis and then demonstrate our solution using SciDB via the RStudio user interface.
Why it’s great for developers:
More data science, less computer science with SciDB:
  • ACID DBMS
  • Horizontally scalable on commodity HW
  • Massively parallel matrix math
  • Programmable from R or Python
Big analytics without big hassles. Hard questions. Fast answers. Open source.


PayNearMeLogo_FinDEVr

PayNearMe enables consumers to pay rent, repay loans, buy tickets, make online purchases, and do much more with cash. Consumers can make cash payments in their own neighborhood in less than 60 seconds through PayNearMe’s network of 17,000 authorized payment locations including 7-Eleven, Family Dollar, and ACE Cash Express stores.

Keynote: Bringing Cash Payments into the 21st Century
PayNearMe secrets unveiled. Why do we even bother with innovating cash? How we developed a system to digitize cash? And how modern development techniques laid the foundation for PayNearMe to become the fastest growing electronic cash transaction network?
Workshop: Strong But Agile: Innovation When Money is On the Line
Innovation in fintech happens faster than ever. When working with other people’s money, there is no room for error. How do you build teams and systems that are flexible for agile product development and rigid for security and reliability? What’s the relevance of historical payment systems? And what about Bitcoin?
Why it’s great for developers:
  • Supports endless number of payment use-cases including mobile, web, printed, and embedded barcodes.
  • Offers real-time communication path and various payment authorization options
  • Multiple implementation paths
The PayNearMe cash transaction platform is extremely flexible, handles the heavy lifting for merchants, and can plug into a large array of payment use cases.


PersonalCapitalLogo_FinDEVr

Personal Capital helps people live better financial lives with technology-enabled advisory services as well as free financial software and educational content. Their award-winning apps enable you to effortlessly view your entire financial life in one place. Personal Capital brings to everyone wealth management that previously only the wealthiest could afford.

Keynote: The Art of Data Aggregation
This presentation is for developers and engineers who build applications on top of data gathered from multiple sources. The objective of our data aggregation platform is to model (and report) a user’s complete financial life.
We share the three key architectural principles that have made this platform possible:
  • Owning the aggregated data to improve quality
  • Synthesizing data and developing machine learning intelligence to obtain unique insights
  • Developing APIs that hide data complexities to drive efficient UI development
Why it’s great for developers:
  • Better data quality by owning collected data
  • Unique insights via data synthesis & machine learning intelligence
  • Efficient UI development via APIs that hide data complexities
We create complex models of a user’s financial life using a rich data aggregation platform and present it to the user in a simple and straightforward way.


StockTwitsLogo_FinDEVr

StockTwits is a social network and publishing platform for investors and traders. We created the $ prefix of stocks (e.g. $MSFT). Follow @StockTwits and go to stock twits.com of real-time ideas and stock conversations.

Keynote: Investing in a Social, Local and Mobile World
We are in a mobile boom that has connected people who also happen to be investors. The markets have always been giant mood rings, but the periods of quiet and volatility are more intense. We’re discussing the best ways to use StockTwits to invest in the social era.
Why it’s great for developers:
  • Get caught up on what stocks and markets are trending fast
  • Follow smart people that speed your financial markets learning curve
  • Leverage relationships to make money
Our mobile apps are easy to use and the trending ticker along with our suggested list make staying in tune with markets easy and doable in 10-20 mi
nutes a day.


TradierLogo_FinDEVr

Tradier is a financial services cloud provider that offers a groundbreaking solution to serve platform providers, developers, and investors. The Tradier solution features an innovative set of fully hosted APIs, modules, and “out of the box” tools that are leveraged by a growing list of providers.

Keynote: An API Like Never Before – Do What Matters and the Rest Is Already Done
Have you ever tried to build a financial market app? It is painful and just about impossible. Too much data, trading, platform and process barriers. Tradier has done all that heavy lifting for you. An API that abstracts the pain and delivers the gain.
Why it’s great for developers:
  • Free developer access (no brokerage account required)
  • Historical market data going back nearly 30 years
  • A Broker who does not compete against you
Removal of barriers to financial market app innovation. Ease of implementation with fully-supported APIs.


We hope you’ve enjoyed our FinDEVr Preview series. We’ll be back in a week with our preview of companies presenting and holding workshops on Day Two / October 1 of FinDEVr.

And if you missed our previous editions of our FinDEVr Preview, the links below will help get you up to date.

FinDEVr Preview: CopSonic, Finicity, Mifos Initiative, ModoPayments, and OnDeck

FinDEVr Preview: CopSonic, Finicity, Mifos Initiative, ModoPayments, and OnDeck
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FinDEVr begins in just over a week. To be a part of the first fintech event for developers, click here to get your tickets today.

Here is Part Two of our last look at the companies that will demo on Tuesday, September 30. In this installment, we meet:

Part Three is available here. If you missed our first installment, check out Part One here.
And don’t forget to join the growing community of developers, software architects, and engineers on Bizzabo


CopSonicLogo_FinDEVr

CopSonic is a French company founded in 2013 specialized in the development and marketing of its sonic and ultrasonic authentication technology. The company is composed out of a strong team of researchers and engineers specialized in security, payment, sonic and ultrasonic authentication protocols. Recently, CopSonic joined the Microsoft Partner Network and became a member of the FIDO Alliance organization.

Keynote: Sonic and Ultrasonic Authentication Solution Working on All Mobile Phones
The CopSonic SDK allows contactless multi-factor authentication based on ultrasounds or sounds. This SDK is the first to introduce an “air gap” with encrypted analog information into the digital circuit. The security level thus achieved by CopSonic reaches current military security levels.
CopSonic is a universal solution working on all feature phones, smart phones, smart watches, tablets, computers, smart devices, internet of things, etc. as long as they are equipped with speakers and/or a microphone. It is operational on all standard GSM networks, on the intent or any other TCP-IP compatible network. The solution requires no change of Telco or of the existing hardware.
CopSonic enables e-commerce, financial and cybersecurity industries to propose a universal and secure solution for strong authentication to all of their customers worldwide. This authentication solution is an alternative to the use of online and/or offline passwords.
PhonicAccess and GateSonic are anti-phishing use cases of this highly secured technology. Also, for the first time, CopSonic enables the use of smart-bracelets as secure access key.


FinicityLogo_FinDEVr

Founded in 1999, Finicity is a privately held fintech industry pioneer. Leading the charge to the Evented Financial Web, Finicity enables fintech developers to build real-time apps through its RESTful Aggregation API and the Finicity API Platform.

Keynote: Aggregation Reloaded
Forged and hardened in consumer PFM over the past 13 years, Finicity is publicly launching its Financial Aggregation API service with unparalleled FI uptime, broad FI coverage, 24/7 developer support, and exciting new endpoint features that will elevate your UX.
Why it’s great for developers:
  • 24/7 Pre and Post-deployment Agg Support
  • Improve your app UX with unparalleled FI Agg uptime
  • Come see the launch of the Evented Financial Web
The Finicity API Platform, RESTful Aggregation API and Developer Portal make it EASY to deploy financial apps into the Evented Financial Web ecosystem.


MifosLogo_FinDEVr

The Mifos Initiative is a 501(c)3 non-profit that guides the development of the Mifos X solution for financial inclusion, an API-driven open source platform with a suite of configurable cloud apps. Our community speeds the elimination of poverty by scaling financial services to the 2.5 billion unbanked.

Our platform is game-changing because we are mobilizing a global community, which is the only way to confront the massive problem we face. Our open source license and community driven approach is unlocking new collaboration and enabling new business models that will allow the financial inclusion sector to scale upward and outward. It enables small institutions to mature and large institutions to reach down cost-effectively in a manner that never could be possible before.
Keynote: Mifos X, Open Technology Platform Unlocking New Opportunities at the Base of the Pyramid
There is a massive opportunity to serve the 2.5B individuals who lack access to financial services. Discover how you can build and scale mobile and cloud-based solutions on top of the open Mifos X platform for financial inclusion, which is led by a global community & backed by Silicon Valley.
Mifos X is the world’s only open source technology platform for financial inclusion. Built around an API-centric, cloud-based software architecture, the Mifos X Platform is a modern, connected core banking system for responsible financial services organizations bringing basic financial services to the poor globally.
Our innovative solution consists of a full suite of open technologies to scale the reach of financial inclusion to the 2.5B unbanked, encompassing an open source platform released under the Mozilla Public License 2.0, completely exposed through a full set of open APIs as well as a suite of cloud products and mobile apps on top of the platform. Whether you are an innovator looking to build a brand new fintech solution, an integrator looking to integrate or scale an existing product, a reseller looking to extend, implement, support, or host a feature-rich core banking system, or a financial institution looking for a solution out of the box, Mifos X has it covered.
Mifos X consists of 1) the platform (A RESTful back-end which talks to a MySQL database and is built on the Jersey/Spring/JPA stack) 2) the community app (AngularJS app that provides support for the most commonly used financial inclusion model
s) and 3) RESTful APIs from our platform accessing all the core underlying functionality to enable the community to quickly build their own enterprise grade financial inclusion products/apps on any technology stock.
Workshop: Building Apps for Financial Inclusion on the Mifos X Platform
In this hands-on session, you’ll learn how to quickly build enterprise-grade financial inclusion solutions on top of Mifos X, an open-source cloud-based Java platform providing the common core banking functionality through a full set of RESTful APIs, an AngularJS web app and an Android client.
Why it’s great for developers:
  • Market-Validated: 75 customers serving 2.5M clients
  • Open & Community-Driven: Open Source via MPL 2.0
  • Extensible: Complete platform – RESTful APIs on a modern tech stack
Mifos is the world’s only fully open API-driven platform for financial inclusion providing a technology foundation to reach the 2.5 Billion unbanked at the Base of the Pyramid.


ModoLogo_FinDEVr

ModoPayments powers better buying experiences with better economics, created by YOU! Using our handcrafted API, any developer can build their own mobile app with the ability to perform in-store purchases at tens of thousands of store locations. Modo powers the payments and tech and you design the experience.

Keynote: How to Find Money & Love with Mobile Apps (maybe more money than love)
Learn about the best kept secret in payments platform APIs: Modo. Modo will show you in 6 minutes or less how to build a better buying experience that entices consumers to spend money, and make you money, with the mobile app of your dreams. Your love mileage may vary.
Workshop: Get Your Hands on Modo
Now you know the secret about how the Modo API can transform buying experiences for your users, audience or customer base, and make real money with your mobile app. Get to this workshop, roll up your sleeves, and build an app you will fall in love with.


OnDeckLogo_FinDEVr

Launched in 2007, OnDeck uses data aggregation and electronic payment technology to evaluate the financial health of small and medium sized businesses to efficiently deliver capital to a market underserved by banks. Its proprietary technology – the OnDeck Score – enables small businesses to obtain affordable loans with a fraction of the time and effort that it takes through traditional channels. OnDeck’s credit models look deeper into the health of businesses, focusing on overall business performance, rather than the owner’s personal credit history.

As a leading direct lender of small business loans, OnDeck has deployed more than $1 billion in capital nationwide.
Keynote: OnDeck Lending API’s – Frictionless, Extensible, Powerful
The OnDeck Score evaluates thousands of data points – from cash flow to public records to social data – to more accurately and efficiently assess business health and deliver capital in as fast as 24 hours.
Pamela Rice, OnDeck’s SVP of Technology, is discussing how the OnDeck platform provides a critically needed mechanism for financial institutions and other business service providers to efficiently reach the Main Street small business market.
The company has several APIs, which provide powerful, fully integrated lending capabilities, to third party partners, thus allowing for instant pre-qualifications, pre-approvals and loan applications. Through a coding and product demo, Pamela will demonstrate how both developers and non-developers can interact with OnDeck’s APIs in a UI sandbox and how to utilize our Salesforce app for frictionless plug-and-play integration.
Why it’s great for developers
  • OnDeck’s technology makes the lending process simple, fast & efficient
  • APIs enable 3rd parties to provide more small businesses with the capital they need when they need it
  • OnDeck’s technology has enabled the lender to deploy more than $1 billion in capital to small businesses across the U.S.
OnDeck’s technology has enabled the lender to deploy more than $1 billion in capital to small businesses across the U.S.

Click here for Part Three of our look at fifteen companies that will be sharing their innovations at FinDEVr on Tuesday, September 30.
And if you missed our previous editions of our FinDEVr Preview, the links below will help get you up to date.

FinDEVr Preview: BehavioSec, Bluefin Payment Systems, CardFlight, Cloud Lending, and Concur

FinDEVr Preview: BehavioSec, Bluefin Payment Systems, CardFlight, Cloud Lending, and Concur
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One of the great things about FinDEVr is the way it gives us the opportunity to get to know both new companies and innovators as well as see familiar companies and innovators in new and exciting ways.

To this end, here is the first of three looks at another fifteen innovators who will be taking the stage on September 30, Day One of FinDEVr.

Click here for Part Two. Part Three is here.

Tickets are still available for the first event for fintech developers. Click here to save your spot today. And once you’ve registered, don’t forget to join the community on Bizzabo.


BehavioSecLogo_FinDEVr

BehavioSec is a leader in frictionless behavioral user verification & authentication. BehavioSec examines how you interact with a website or mobile device to provide a frictionless layer in web fraud prevention.

Keynote: Realtime Scoring of Behavioural Biometrics via Web Services
Presenting our web & mobile SDK, we deep dove into the back end services and show how easy it is to instrument a web site or mobile app with frictionless behavioral biometrics to add a new layer of security.
In an interactive session we are demonstrating a number of use cases of both real-time scoring and ‘after the fact’ biometrics forensics. We open up the client SDK to show the APIs, file formats, etc. In parallel we expose the typical integration points to see the architecture and the power the backend web service APIs offer developers to represent additional transaction security in a way that suits your organization’s business needs.
Why it’s great for developers:
  • Frictionless web or mobile fraud prevention via behavioral biometrics
  • Lite touch integration to deliver a new layer in security for web and mobile platforms


BluefinLogo_FinDEVr

Bluefin Payment Systems is a leading FinTech company focused on processing, integrating, and securing payments. Bluefin offers P2PE, tokenization, mobile payment SDK’s, payment gateways, merchant accounts, PCI Compliance, transparent redirect, recurring billing, and branded online merchant account enrollment.

Keynote: Bluefin, Point-to-Point Encryption (P2PE)
Bluefin is the only validated Point-to-Point Encryption (P2PE) Solution listed by the PCI Security Standards Council, North America. P2PE can reduce the scope of card data environment and related PCI requirements. Your software doesn’t need to be PCI Compliant if card data is encrypted using P2PE.
Why it’s great for developers:
  • Your software doesn’t need to be PCI Compliant if you implement Bluefin’s P2PE Solution.
  • Add P2PE to webpages/applications using keyboard emulation or HID version.
Bluefin is currently the only PCI Council-listed P2PE Solution. P2PE encrypts card data before it reaches your applications and protects card data from malware.

CardFlightLogo_FinDEVr

CardFlight is a leading provider of mobile POS technology and tools that makes it easy for anyone to accept swiped (card present) payments in any mobile app with virtually any merchant account. They offer both iOS/Android mobile payment applications and software development kits (SDKs) that can be incorporated into custom applications. CardFlight’s platform also includes encrypted card readers and a payment gateway that supports over 20 different processors, to provide clients with complete mobile payments and mobile POS (mPOS) solutions. CardFlight won the Electronic Transactions Association’s 2014 Technology Innovation Award.

Keynote: CardFlight SDK for Mobile Payments
The CardFlight SDK allows any mobile developer to build mobile point-of-sale functionality into his or her own mobile apps. CardFlight supplies three things:
1. Encryped mobile card readers that fit into the audio jack of any smartphone or tablet
2. Easy-to-integrate software development kits for iOS and Android, complete with developer-friendly documentation and support
3. A PCI Level 1 compliant payment gateway that works with all major processors/merchant accounts
This allows developers to easily process swiped credit card payments within their own apps without the complexity of typical payment integrations. By using the CardFlight SDK, developers can fully customize their user experience and keep control of their product, while being able to integrate payment data into their other back-end systems (CRM, inventory management, analytics and reporting, etc.)
The CardFlight SDK and gateway is compatible with merchant accounts from leading processors, including Braintree, Chase Paymentech, Global Payments, First Data, Stripe, TSYS and Vantiv.
Why it’s great for developers:
  • We provide iOS and Android SDKs and a credit card reader to add swiped credit card payments to your application.
  • We process transactions through our PCI compliant gateway, eliminating your scope for PCI Compliance.
  • We integrate with all major processors (Stripe, Braintree, Balanced, etc.)
CardFlight is a leader in credit card payment enablement for mobile. We make it easy to accept swiped credit card payments in your own application, allowing you to keep your merchant provider, branding and customer experience.

CloudLendingLogo_FinDEVr

Cloud Lending Inc., is an enterprise cloud lending solution provider. Our agile solutions are designed to empower lending businesses to simplify business processes, stay compliant an deb future ready.

Keynote: Cloud Lending Inc. – Enterprise Lending Software
Cloud Lending products enable financial institutions achieve scale and flexibility by moving the core back office to the cloud. Why did we choose Salesforce? The results that have been achieved by our customers using applications built on the Force.com platform – three digit growth every quarter.
Why it’s great for developers:
  • It is end-to-end and supports multiple loan types
  • It is borrower focused
  • It addresses regulatory changes in a matter of hours
We run on Salesforce, leveraging both its CRM to track loan status form bid to re-payment and its ability to integrate with other native apps.


ConcurLogo_FinDEVr

Concur is a leading provider of integrated travel and expense management solutions trusted by over 25,000 clients around the globe with over 25 million users. The Concur Platform allows developers to develop and market innovative solutions to the lucrative $1.23 trillion business travel market.

Keynote: Numbers, they don’t lie …
Concur processes more than $55 billion dollars in annual T&E spend for its 25 million customers. In this presentation, Mithun Dhar,  Director of Evangelism & Strategic Marketing, will walk us through and give insight into this spend and tell developers why its a great opportunity to tap into this lucrative market.
Why it’s great for developers:
  • Access to 25 million business travelers
  • Access to more than 25,000 businesses that use Concur
  • Insight into over $55 billion dollars of annual T&E spend
Business travel is a $1.12 trillion industry, with U.S. business travelers logging 460M trips a year. The Concur Platform allows you to tap into this lucrative market.


Click here for Part Two of our three-part look at another set of companies that will be presenting and holding workshops at FinDEVr on Tuesday, September 30. For Part Three, click here.
And if you missed our previous editions of our FinDEVr Preview, the links below will help get you up to date.

Coinbase Unveils its Open Source Bitcoin API, Toshi

Coinbase Unveils its Open Source Bitcoin API, Toshi
CoinbaseLogo

What is Toshi? And how might it put smiles on the faces of developers working to build Bitcoin-related web apps?

Toshi is the result of Coinbase’s exploration into building web applications using Bitcoin Core. A full Bitcoin node, Toshi gives developers access to raw blockchain data, and is 100% compatible with Bitcoin Core. The open source API is written in Ruby and is backed by PostgreSQL.

CoinbaseHomepage
As explained on the Coinbase Blog, the problem with Bitcoin Core is that while it works well as a reference implementation, Bitcoin Core has its limitations. Specifically, developer struggled to query blockchain data through SQL databases, as well as when trying to scale projects toward the million-user mark over multiple (as in dozens) of servers.
So what can developers do with Toshi?
  • Read information about blocks, transactions, and addresses
  • Broadcast new transactions
  • Receive height and confirmation time stats on the block chain
Coinbase makes a point to say that Toshi is still a v0.1 release, and that developers can expect updates and enhancements to the API in the coming months. More information on Toshi is available here.
ToshiHomepage
Coinbase recently announced that it was now available to European customers in 14 countries. In August, the company acquired blockchain explorer, Blockr.io. And in July, Coinbase launched Coinbase Vault to make it easier for bitcoin owners to securely store their digital currency.
A few Coinbase metrics:
  • 14 countries fully supported
  • 1.6 million consumer wallets
  • 36,000 merchants
  • 6,000 developer apps
Headquartered in San Francisco, Coinbase was founded in July 2012. Brian Armstrong is CEO and co-founded the company with Fred Ehrsam, who serves as President. The company demoed its technology as part of the FinovateSpring 2014 conference in San Jose. See a video of the company in action here.
And if you’re a developer, software architect, or engineer, then visit our FinDEVr page for more information about our upcoming event designed specifically for builders.