FinovateFall 2018 / Namaste Credit

Presenter Profile:

How they describe themselves: Namaste Credit (NC) is a leading online marketplace for SMB and mortgage loans in India. NC utilizes a patent-pending ML-driven scoring and requirement matching process to efficiently connect borrowers with multiple relevant lenders. Currently over 40 leading FIs benefit from several thousand SMB applications originated on the platform monthly.

Lenders are also licensing NC’s core technology platform on a SAAS basis to automate their credit evaluation process. The platform enables these lenders to significantly lower processing time, reduce manual errors, and utilize deeper analytics. NC is currently processing thousands of applications per month on a SAAS basis as well.

How they describe their product/innovation: Namaste Credit’s AI Video CAM is a new tool that enables users to easily video-capture a credit application and related documents. The tool seamlessly ensures high quality image capture (a big problem in mortgages due to heavy documentation required) from which relevant data is scraped and fed to Namaste Credit’s Intelligence Backbone for advanced credit analytics. The AI Video CAM tool provides a delightful experience to the loan applicant and immediate access to difficult-to-gather paper-based data to the lender.

Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed


Bus. Dev. & Press: Lucas Bianchi, Co-Founder,, +91 704 211 4854

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