How they describe themselves: ITSCREDIT is a software company focused on innovative and disruptive credit solutions. Our platform covers loan origination, calculators, risk analysis and collections and can be implemented alone or combined. These solutions are omni-channel based, with multi-product centralised management, covering all credit cycles, with full-automated processes. The credit attribution is 100% online, for customers and non-customers, with API availability for open banking integration. ITSCREDIT’s solutions are implemented by a specialised team with over 15 years’ experience, within short timelines, providing reduced time-to-market deployment. Our software creates new interaction models, bringing financial institutions, partners and clients even closer.
How they describe their product/innovation: ITSCREDIT’s platform is a new B2B service and full credit process control that allows financial and credit institutions to provide products in a new and innovative way. The credit functionalities are open to partners through APIs that they are able to integrate within their business model. This solution provides modules to enable institutions and partners ways to grant instant credits to customers and non-customers. Our software also allows online payments with instant credit, using services and widgets to allow online merchants different payment means.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed