Maybe it’s the change in seasons. Just days after Paypal announced it would redesign its iOS and Android mobile apps, Credit Karma reports a new design for its mobile app.

Calling the redesign a “major reimagining,” Jonathan Chao, mobile product manager for Credit Karma, noted that user behavior strongly influenced the new look and feel of the app. “It has some of our most direct, specific and proactive product features to date, and we’re excited that we can finally show it off to our members,” Chao said.

What do members get with the redesign? Credit score information – letting users know of any changes in their score and likely reasons for the change – will now be available directly from the home screen. Also from the home screen, members can run credit simulations (courtesy of Transunion) to see how factors like reducing their overall credit card debt can positively affect their credit score.

The new app also includes opt-in credit monitoring via push notification, and lets members compare and shop for new credit cards or loans from Credit Karma’s new credit card and loan marketplace.

Credit Karma’s new app is available on iOS and Android.

Credit Karma’s new app redesign isn’t the only news the company is making in 2016. In January, Credit Karma announced the acquisition of Snowball, a debt-repayment app. The company also reported in January that it had surpassed 50 million users managing $3 trillion in debt.

Founded in 2007 and based in San Francisco, Credit Karma demonstrated its Debt Manager solution at FinovateSpring 2009. The company has raised more than $368 million in funding, giving the company a valuation of $3.5 billion. In December, Credit Karma won a spot on Fast Company’s 2015 Silicon Valley’s “Nice” list, and in November, Credit Karma celebrated giving out its billionth free credit score.

“Snowball” isn’t just a strategy for repaying debt. It’s also the name of the first acquisition by personal finance and credit management platform, Credit Karma.

“We have tens of thousands of data points on a particular customer at any time,” Credit Karma CTO Ryan Graciano told TechCrunch last week. “But sorting through all that … is a very tricky thing to do, especially in a way where you’re not overwhelming the user with spurious notifications.”

And that’s where Snowball comes in. The app was developed in 2014 to aggregate multiple Android-based messaging apps. Credit Karma plans to use the technology to deliver actionable mobile notifications, and they like the fact that the platform is native to Android. “Android is a key platform for us,” Graciano said. “And these guys have a really amazing experience on Android.”

From left: Credit Karma CEO Ken Lin, founder, and VP Nichole Mustard, business development, demonstrated Credit Karma’s Debt Manager platform at FinovateSpring 2009.

Five members of Snowball’s six-person team will join Credit Karma, including Snowball CEO Anish Acharya who will serve as senior director for product management. Snowball had raised $2.3 million in funding from investors including Felicis Ventures, First Round Capital and Greylock Partners.

Founded in July 2007 and headquartered in San Francisco, California, Credit Karma specializes in providing credit management information, including free credit monitoring, credit scores, reports, and email alerts. The company has raised more than $368 million in financing, including its most recent $175 million Series D round in June 2015 . Credit Karma was named to Fast Company’s 2015 Silicon Valley “Nice” list, and was recognized by Glassdoor as one of the “Best Places to Work in 2016” in December, the same month the company joined 19 fellow Finovate alums on the first Forbes Fintech 50. In November 2015, Credit Karma celebrated giving away its billionth free credit score since launching in 2008.

Credit Karma demonstrated its Debt Manager platform at FinovateSpring 2009.