FinDEVr Live: Hyperwallet Presents its RESTful API and Embedded Payout Widget

FinDEVr Live: Hyperwallet Presents its RESTful API and Embedded Payout Widget

Hyperwallethomepage
hyperwallet.com | @hyperwallet

HyperwalletLogoEnhance your outbound payments experience and improve worker loyalty with Hyperwallet’s flexible payments platform. From online payment portals to unified APIs, Hyperwallet’s global payout network provides collaborative economy companies and their workers with a range of payments capabilities, integrated financial tools, tax-reporting solutions, and business support services. Our range of flexible worker-payment options includes local bank deposits, international wire transfers, branded prepaid and virtual cards, checks, cash pick-up services, and pay-to-existing-card capabilities. With offices in San Francisco and Vancouver, you can learn more about Hyperwallet at hyperwallet.com.

Paying the on-demand economy: moving from payment methods to a payment platform

Don’t just pay your workers; provide them with the tools they need to achieve freedom, independence, and control over their personal enterprises. Improve worker loyalty and morale on your platform with an integrated worker-payment platform. During this session, members of Hyperwallet’s product and development teams will be showcasing two new payout features: the company’s RESTful API and an embedded payout widget. Both features have been developed for easy integration, ensuring a simple end-user experience, secure connections to Hyperwallet’s global financial network, and direct access to a wide variety of worker-directed payout options.

Key takeaways:

  • The advantages of a single, integrated payments platform vs. the technological and
    operational complexity of managing multiple payment methods
  • The power of payee choice: build lasting worker loyalty by offering quick, easy and convenient payout options
  • How Hyperwallet is bringing granular tracking to global payments, moving global payment distribution from “Batch and Hope” to “API and Certainty”

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Presenters:

Bill Crowley, CPO
LinkedIn | bcrowley@hyperwallet.com | 855-449-3737
Crowley is chief product officer at Hyperwallet, where he leads product and customer implementation teams in developing innovative global payment solutions. He is responsible for all aspects of the product lifecycle and solution delivery, including product conception, development, and launch.

Blair Olynyk, Software Architect
LinkedIn | bolynyk@hyperwallet.com | 855-449-3737
Olynyk has 12+ years of experience in the fintech industry where his technical expertise includes Java EE and various JavaScript frameworks. As software architect at Hyperwallet, he leads cross-functional teams in building products and solutions that simplify global payments.

Florian Krauthan, Software Developer

FinDEVr Live: Thomson Reuters Showcases Eikon

FinDEVr Live: Thomson Reuters Showcases Eikon

ThomsonReutersHomepage

thomsonreuters.com |@thomsonreuters

ThomsonReutersLogoThomson Reuters connects and powers the global financial community through our open and trusted news, data, analytics and insight, tools and applications, trading capabilities, and infrastructure and services—enabling discovery, liquidity and compliance. We help our customers uncover critical insights and market opportunities and connect to the largest network of financial professionals—enabling better decisions and more confident actions. We create efficiencies that drive profits with scalable infrastructure and services—enabling faster and smarter performance. Our trading applications and venues provide access to liquidity that connects customers and markets.

Enhancements to the open capabilities of Eikon

Thomson Reuters today announced enhancements to the open capabilities of its flagship financial desktop, Eikon, which will help foster innovation, boost productivity and enhance client servicing for financial institutions around the world. App Studio in Eikon allows third-party developers to create apps that display as native applications on the Eikon screen, distributing them directly and securely to Eikon users.

Key takeaways:

  • Unrivaled depth and breadth of content and analytics, various delivery options / routes
  • Eikon Application Platform / Partner Program / Professional Developer Community
  • Extensible open-source APIs

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Presenter:

Jonathan Haruni – Director, Application Development Services, AMERS/ASIA
Haruni has enabled many successes for customers and partners alike, both as a software developer and consultant. He now leads a team of API/SDK development consultants dedicated to help customers and partners integrate with Reuters’ open platform. Previously, he developed market data networks and API abstraction libraries.

FinDEVr Live: Praesidio and the Importance of Collecting Logs

FinDEVr Live: Praesidio and the Importance of Collecting Logs

PraesidioHomepage

praesidio.com | praesidio.com/blog | @praesidioinc

PraesidioLogoPraesidio is a cloud-based cybersecurity company that was formed by bankers and security experts to solve the critical, real-world problems of breach detection, remediation, and governance insight that Financial Institutions (FI) grapple with today. Praesidio bridges the gap between governance and IT by linking your cybersecurity policies with the millions of system events where threats hide. It aggregates data across all cybersecurity tools to provide real-time management reporting that proves to your security team, board, auditors and regulators to ensure that your FI is actively managing and enforcing its policies.

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If you’re not collecting your logs, you’re not secure. Just like testing, centralized log management should be an essential part of modern software development. If you collect your application’s logs, you can debug faster, find problems missed by tests, monitor your systems, and find security problems. And you just might discover that the impossible happens all the time.

Key takeaways:

  • Centralized log management is essential.
  • You can’t know what is happening in your application if you are not monitoring log-data.
  • Security is a must-have and you must have logging in order to have security; therefore, logging is a must-have.

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Presenter:

Sean Cassidy, CTO
@sean_a_cassidy | sean@praesidio.com
Cassidy is an engineer and leader who builds the right products the right way. At Limelight Networks, he built their video transcoding system and worked on Cisco’s ASA firewall. Sean holds a master’s degree from RIT in computer engineering and is the author of numerous open-source projects.

FinDEVr Live: Enterprise Engineering Shows its Data Aggregation & Management Software

FinDEVr Live: Enterprise Engineering Shows its Data Aggregation & Management Software

EnterpriseEngineering
joineei.com | @JoinEEI

EEILogoSince 1995, Enterprise Engineering (EEI) has provided strategic technology services such as enterprise data management, data architecture and governance, big data, business intelligence and systems integration. Our software products are proven and trusted by the world’s largest wealth managers (front ending assets under management well in excess of $7 trillion dollars). Therefore, EEI can provide deep expertise and insight delivered through services and software solutions. EEI focuses on the total picture to ensure that all aspects – people, process and technology – are addressed in a holistic manner.

“I want access to my own data and I want it now!”
EEI will be presenting its Trusted Network Platform, which is our advanced data aggregation and management software. The Trusted Network consists of both a core engine and an API. This technology drives innovation across industries, enabling clients to offer leading products and services to the market along with gaining insight from the information available. The initial industry focus is wealth management given EEI’s extensive knowledge in this area and the leverage that consolidated data can provide to wealth managers.

Key takeaways:

  • EEI’s platform provides connectivity and acquisition of data through a direct connection to data sources.
  • EEI’s platform is trustworthy; it addresses risk, accuracy, consistency and timeliness issues and does not utilize screen scraping.
  • The Trusted Network provides a secure platform that harnesses the power of many sources of data to be combined into the power of one consistent source of data.

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Presenters:

Jack Cassaro, SVP, Software Products
LinkedIn | jack@joineei.com
Cassaro, a leader in several key financial services technology consortiums, has spent his entire career in fintech. Jack brings extensive experience to EEI. His leadership and innovative approach have driven significant growth in EEI’s data aggregation and intelligence solutions.

Arthur Wasson, SVP, Global Treasury Management, Square 1 Bank
LinkedIn | awasson@square1bank.com
Wasson leads Square 1’s global treasury management products and services, including deposits, treasury services, credit cards, foreign exchange and letters of credit. He is an innovative leader with a successful background in strategic planning, product management and business development.

FinDEVr Live: Quisk Explains How it Built a Digital Payments SaaS Platform

FinDEVr Live: Quisk Explains How it Built a Digital Payments SaaS Platform

QuiskHomepage

quisk.co | quisk.co/about/blog | @QuiskPay

QuiskLogoQuisk, Inc. is a Silicon Valley-based startup that partners with financial institutions and other organizations to enable anyone to use their money without needing cash or cards. Quisk provides a digital services and transaction-processing platform for integrated mobile payments and digital marketing and loyalty programs. Deploying cloud-based technology, the Quisk digital cash solution not only works with any mobile phone number on any type of mobile phone, but also can leverage existing point-of-sale (POS) infrastructure. The Quisk team is comprised of technology and payments-industry veterans from CyberSource, Visa, Apple, and HP. Quisk is the next step in the evolution of money.

Quisk digital services platform
We are sharing some of the key learning Quisk has gained from building a next-generation digital payments/FinTech SaaS platform from scratch. While there are some common design themes and architectural patterns employed to build enterprise-grade SaaS platforms, there are also very specific demands on fintech startups that focus on selling to banks and other financial institutions. Quisk’s SaaS platform interfaces with multiple entities, end-user consumers, issuing banks, merchants, acquirers, processors, etc., with each entity having its own unique requirements and expectations. We are describing how we have built and delivered a holistic platform that satisfied these diverse customer needs.

Key takeaways:

  • Architecture models for B2B2C-oriented fintech SaaS platforms
  • Security considerations in cloud-based fintech platforms
  • Performance and scalability considerations in next-generation fintech platforms

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Presenter: Praveen Amancherla, CTO
LinkedIn | pamancherla@quisk.co | 408-462-6951
As Quisk’s CTO, Praveen Amancherla is responsible for technology and product development. He brings 15+ years of experience in designing highly available, massively scalable and secure software products and platforms. Amancherla earned a master’s degree in computer science from Michigan State University.

FinDEVr Live: Crysp Offers APIs that Authenticate Users with Context

FinDEVr Live: Crysp Offers APIs that Authenticate Users with Context

CryspHomepage

crysp.com

CryspLogoCrysp helps leverage sensors built into mobile devices to invisibly authenticate users. Crysp provides APIs that enable real-time verification of users’ context and how they enter their credentials, such as their touch pressure and size, typing rhythm, swipe velocity, etc. Developers of mobile applications can use Crysp APIs to strengthen or replace passwords in their authentication flow, as well as to streamline the process for account recovery.

Smart authentication for mobile banking and payments
The presentation will describe ways to leverage sensors in mobile devices to authenticate users and detect fraud. It will outline practical solutions to increase the security of existing passwords and PINs, simplify the password reset process and eventually eliminate passwords. The presentation will include demos, case studies and a step-by-step tutorial for integrating Crysp SDKs with mobile apps.

Key takeaways:

  • How sensors built into mobile devices can be used to improve security
  • Which options will reduce reliance on passwords and eventually eliminate them
  • How existing account-recovery methods can be improved

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Presenters:
Anand Desai, CEO

Kumar Viswanath, CTO (not pictured)

FinDEVr Live: Lleida.net Gives Companies a Communication Record for Compliance

FinDEVr Live: Lleida.net Gives Companies a Communication Record for Compliance

Lleidahomepage
lleida.net/en/ | @lleidanet_en

LleidanetLogoLleida.net is the leading international operator in the market of registering electronic communications, SMS solutions and data validation. As a trusted third party, eCommunications are provided with an added legal value. Lleida.net services bring efficacy, certainty and cost effectiveness to their customers’ processes. Public administrations, SMEs and large companies are among their customers. Some of Lleida.net services are:

  • Registered email and registered SMS
  • Registered invoices
  • Registered electronic contracts
  • Connectaclick (eContracting solutions)
  • Stamphoto (take photos and certify them)
  • Stamp ID Lleida.net (ID and passport validation)
  • Data validation
  • Text messaging

Who’s guilty? Registered eCommunications: the evidence for developers, the durable media for consumers
New distance selling rules, particularly in the EU, stand for evolution rather than revolution. You need to prove to the parties involved both the offer and its reply in a durable media ready for inspection by a third party. But if already certified by an independent third party, then we will know who the culprits are. To prove who’s guilty of the sales, Lleida.net Telecom operator and trusted third party, has developed “registered electronic communications,” to help companies proving each step of their communications and issuing a legal certificate. We provide the ultimate evidence companies need.

Key takeaways:

  • Registered eCommunications, the pocket knife of legal evidence.
  • Registered eCommunications and their legal certainty drive innovation for businesses.
  • How to create legal evidence in ecommerce.

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Presenters:
Jordi Ramon, CTO

Daniel Parada, R&D Technician

FinDEVr Live: Personal Capital Describes Data-driven Retirement Planning

FinDEVr Live: Personal Capital Describes Data-driven Retirement Planning

PersonalCapitalHomepage

personalcapital.com | techblog.personalcapital.com | @PersonalCapital

PersonalCapitalLogoPersonal Capital is a next-generation financial adviser, named by CNBC as a “Top Disruptor” for our innovative approach to wealth management. Our award-winning free tools and mobile apps give clients a complete picture of their net worth, and we offer comprehensive financial advisory services previously available only to the ultra-wealthy. This combination of high-tech and high-touch drives our ability to deliver truly personal and objective wealth management for the internet and mobile age. We believe this is the best way to empower individuals and their money.

Data-driven retirement planning
We are presenting the inner workings of a truly data-driven retirement planner created by leveraging a user’s aggregated financial data, enhanced by machine learning and personalized by user’s life events and goals. We will discuss how the investing and financial planning strategies are triggered to update as the user moves through different stages of her life and makes changes to her spending and saving behaviors. Finally, we will show how this functionality is visualized through a UI that makes sophisticated algorithms and complex data easy to use for any user, regardless of investing knowledge.

Key takeaways:

  • How we employ machine learning techniques to forecast growth of a user’s portfolio and
    estimate available retirement spending
  • How we create a connected ecosystem that allows a user and his/her dedicated adviser to collaborate on the same financial data and retirement plan
  • How we use AWS infrastructure to supercharge our data-driven retirement planner

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Presenters:

Fritz Robbins, CTO
LinkedIn | @fritz_robbins | fritz@personalcapital.com
Fritz Robbins is the CTO of Personal Capital, responsible for definition and execution of the technology roadmap and leadership of the technology teams. He has previously led technology and engineering efforts at Wells Fargo, Excite@Home, RSA Security, and elsewhere.

Ehsan Lavassani, VP Engineering, Founding Engineer
LinkedIn | @EhsanLavassani | ehsan@personalcapital.com
Ehsan Lavassani is Personal Capital’s VP engineering and its first employee. He was the architect of Personal Capital’s core systems from the ground up and formed its world-class engineering team. Previously, he was one of the main architects of RSA’s Adaptive Authentication system.

FinDEVr Live: Chain.com Partners with Financial Institutions to Apply to the Blockchain

FinDEVr Live: Chain.com Partners with Financial Institutions to Apply to the Blockchain

ChainHomepage

www.chain.com | @chain

ChainLogoChain.com is the leading provider of blockchain solutions to financial institutions. Chain enables enterprises, including Nasdaq, First Data, and others, to issue, store, and transfer digital assets. Chain’s solutions reduce the cost and friction of moving assets and create new growth opportunities. The company is based in San Francisco.

The blockchain is eating financial services
Money is a special type of information, so it is no wonder that a new type of database would transform how it moves around the world. The blockchain is a shared database for financial instruments that is transforming how financial services companies store and move assets. Chain.com is at the leading edge of this transformation, and in this presentation, Chain’s team will share technical case studies of how they are partnering with financial institutions to apply the blockchain in different markets.

Key takeaways:

  • How the blockchain is being applied in financial markets
  • How Chain’s technology enables financial institutions to leverage digital assets
  • A special announcement from Chain

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Presenters:
Adam Ludwin, CEO
LinkedIn | @adamludwin | adam@chain.com
Adam Ludwin is the CEO and co-founder of Chain.com. Prior to Chain, Ludwin was a VC at RRE Ventures in New York City. Ludwin began his career at The Boston Consulting Group and IDEO. He holds an M.B.A. from Harvard and a bachelor in science from University of California at Berkeley.

Devon Gundry, Co-founder

FinDEVr Live: Finicity Demonstrates its TxPUSH Real-time Aggregation Service

FinDEVr Live: Finicity Demonstrates its TxPUSH Real-time Aggregation Service

FinicityHomepage

finicity.com | @finicity

FinicityLogoFounded in 1999, Finicity is a privately held fintech industry pioneer. Leading the charge to the Evented Financial Web, Finicity enables fintech developers to build real-time apps through its RESTful Aggregation API, the Finicity API Platform, and its suite of TxPUSH-compliant real-time aggregation services.

The launch of real-time transaction push
Finicity, the fintech industry pioneer founded in 1999, will demonstrate the first TxPUSH-compliant real-time aggregation services that push financial transaction data to software applications instead of the typical pull methodology found in standard aggregation. This instant availability of financial transaction data will unlock fintech innovation and pave the way to the ultimate delivery of real-time transaction push from the financial institution to software applications.

Key takeaways:

  • How Finicity will disrupt the aggregation industry by changing the standard pull
    aggregation methodology to a transaction push methodology
  • How Finicity will deliver real-time financial transaction push to software applications with TxPUSH-compliant API endpoints
  • How Finicity will help software developers deliver a more compelling UX

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Presenter
Nick Thomas, President
LinkedIn | @nickthomas | nicholas.thomas@finicity.com | 650-450-8127
Nick Thomas is the president and co-founder of Finicity. In 1999, Finicity became one of the first subscription-based SaaS companies on the web. It has grown to service hundreds of thousands of customers and was awarded “Product of the Year” by PC World. Nick has served in executive, engineering, and software development roles.

FinDEVr Live: Mifos Presents an Open-source Application Framework for Digital Financial Services

FinDEVr Live: Mifos Presents an Open-source Application Framework for Digital Financial Services

MifosHomepage

mifos.org |@mifos

MifosLogoThe Mifos Initiative is the open-source developer community that builds and guides the world’s first open-source financial services platform, reaching more than 3.5 million account-holders worldwide. We are a flourishing ecosystem of more than 50 development partners, global volunteers, and Silicon Valley corporate sponsors that builds and supports fintech solutions for more than 120 financial institutions in 40 different countries. Each year, 80 million transactions and $791 million dollars flow through our platform. Our next generation is LibreFinance, an open-source application framework for digital financial services that will catalyze a new era of digital, interoperable, financial services.

LibreFinance—rapid application development for digital financial services
We will present the architectural concept of LibreFinance, an open-source application-framework for digital financial services, highlighting the two main use-cases: account management and transaction interoperability. LibreFinance offers a set of lightweight, scalable, and value-added components to create consumer-focused digital financial services solutions without the need to build common features and infrastructure again and again. Components are available to allow easy integration in every scenario, from a generic integration, e.g., security, accounting, via specialized modules, e.g., tiered KYC, FARM, transaction processing, to fully integrated solutions.

Key takeaways:

  • Rapid application development using an open-source application-framework specifically
    designed to meet the needs of digital financial services (DFS)
  • The essential DFS use-cases should be delivered as value-added, lightweight, service-oriented, scalable open-source components
  • Don’t waste time/money on the infrastructure; keep the focus on customers, products, UX, marketplace agility and go-to-market strategy

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Presenter: Markus Geiss, CTO & Chief Architect
mgeiss@mifos.org

FinDEVr Live: BehavioSec’s SDKs Extend User-friendly Security

FinDEVr Live: BehavioSec’s SDKs Extend User-friendly Security

BehavioSec_homepage_Sep2015
behaviosec.com | @BehavioSec

BehavioSecBehavioSec transforms behavior into a transparent additional layer of security by monitoring the way users interact with their devices in real time. BehavioSec’s technology recognizes if a conflicting user is operating a device by monitoring the environment, rhythms, and interaction patterns that are unique to each user. The solution is designed to enhance security without affecting the user experience. It is currently deployed at more than 20 retail banks protecting 11-plus million users and 500-plus million transactions per year.

Behavioral biometrics as a service
BehavioSec has extended the proven and tested technology from BehavioSec’s large banking installation of behavioral biometrics that work as an additional layer of security, and implemented it as a transaction-based service in the cloud. This gives any organization—suffering from fraudsters compromising the integrity of companies and individuals—an opportunity for better control over who is accessing their services.

Key takeaways:

  • How BehavioSec uses behavior as an additional layer of user-friendly security
  • How BehavioSec’s technology and SDK’s are easily deployed on demand
  • How to minimize fraud without adding any end-user friction

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Presenters:
Ingo Deutschmann, VP Engineering

Olov Renberg, COO