FinovateEurope 2018 / Vipera & Mastercard

Presenter Profile:

How they describe themselves: Vipera is a leading-edge provider of omni-channel banking, payment and customer engagement solutions. Its digital solutions meet the daily needs of over 3million users, across Europe, the Middle East & Asia.  Vipera is quoted on the London Stock Exchange’s AIM and operates from offices in London, Milan, Zurich, Frankfurt, Madrid and Dubai.

Mastercard is a leader in global payments and a technology company that connects billions of consumers, thousands of financial institutions, and millions of merchants, as well as governments and businesses around the world.  We take an innovative, value-driven approach to the solutions we create and services we offer, making transactions faster, easier, and more convenient and secure.

How they describe their product/innovation: SME-Pay is a mobile payment solution designed specifically for SMEs.

Controls allow business owners to decide when, where and how all their business payment cards may be used: at ATMs, in-store, online and within set transaction limits.

Profiles can be created for different groups of staff: e.g. office staff may only make purchases online, field staff may only use their cards in-store.

The app takes photos of receipts and attaches them to the transaction record; transactions can be exported for expense reporting.

Using the dedicated mPos, cardholders can get paid directly onto their corporate card.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms, licensed


Bus. Dev. & Sales: Vipera – Simon Pearce CMO,, +44 (0) 7795 105 376 | Mastercard – Dick Paul, VP Small Business Products Europe,
Press: Vipera – Fergal de Clar, Head of Marketing,, +44 (0) 7425 886 907

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