Realty Mogul Launches Crowd-Funding Platform for Real Estate Investing

Thumbnail image for RealtyMogulLogo.jpgThis post is part of our live coverage of FinovateSpring 2013.

Just in time for the recovering real estate market, here’s Realty Mogul. The company helps bring investment capital to a variety of commercial and multi-dwelling residential real estate projects.
“Realty Mogul is a marketplace for investors to pool money online and buy shares of pre-vetted investment properties like apartment buildings, office buildings, and retail centers; it’s crowd-funding for real estate.
Realty Mogul is demoing the full transaction life cycle of an investment, from account creation through electronic documentation to funding via ACH. We are also demoing what it looks like to be an active investor and how to monitor investments via a dashboard.”
Product Launched: March 2013
HQ Location: Los Angeles, California
Company Founded: May 2012
Metrics: $500,000 capital raised in seed round; 4 FTEs; pre-revenue
Twitter: @Realty_mogul
Presenting Jillene Helman (CEO)

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Better ATM Services Bridges the Gap Between ATMs and Prepaid Cards

Thumbnail image for BetterATMLogo.jpgThis post is part of our live coverage of FinovateSpring 2013.

From Mesa, Arizona, the Better ATM Services team is here to present their ATM-dispensed, prepaid VISA gift card technology.
“Better ATM Services has bridged the gap between ATMs and prepaid cards. Better ATM Services worked with major credit card payment networks to develop thinner, yet durable 3-panel cards that can roll through ATM cash mechanisms, yet function like normal payment cards at point-of-sale terminals. We also worked with major ATM manufacturers to develop very minor modifications that allow existing ATMs to select, load, activate, and dispense these new cards. This new card design is now approved for use by financial institutions throughout the U.S., and international approvals are underway. Financial institutions can now automate their prepaid programs through their existing ATM fleets.”
Product Launched: January 2012
HQ Location: Mesa, Arizona
Company Founded: 2006
Metrics: Privately held; 8 employees
Presenting Todd Nuttall (CEO) 

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TSYS, People-Centered Payments and Spend Controls for Consumers

Thumbnail image for TSYSLogo.jpgThis is part of our live coverage of FinovateSpring 2013.

Next to the stage is TSYS, presenting their consumer spending controls solution.
“TSYS Spend Controls for Consumers provides convenience, control, and peace of mind with the power to turn the consumer’s browser or connected device into a 21st century financial control center. They can remotely control how, when, and where their money gets used, and most importantly by whom. The payee will be sent easy to understand, plain category exclusions and restrictions that will reduce risks for both the card issuer and the consumer by monitoring transactions in real-time and enforcing responsible spending at the point of sale. This allows everyone to avoid costs and aggravation associated with misuse and fraud, results in higher payments automation, helps businesses grow volumes by increased efficiencies and furthers card adoption.”
Product Launched: 2012
HQ Location: Columbus, Georgia
Company Founded: August 1983
Metrics: $1.8 billion in annual revenue; 8,000+ employees worldwide
Website: tsys.com
Twitter: @TSYS_TSS
Presenting Paul Bridgewater (SVP Global Product and Innovation) and Frank Braski (Enterprise Architect)

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Moven Debuts Money Pulse to Help Users Manage Day-to-Day Finances

This is a part of our live coverage of FinovateSpring 2013.

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Afterwards, Moven showcased its financial tools, Spend, Save, Live:

“Moven is demonstrating their mobile banking experience along with how our Spend, Save, Live tools will help consumers manage and improve their financial health. The demo will include features of the day-to-day mobile banking experience and the online platform.”

Product Launch: February (Beta) 2013 
HQ: New York, NY
Founded: March 2011
Metrics: Moven has raised more than $2.5M in seed funding, has 20 employees and 10,000+ registered users.
Website: moven.com
Twitter: @getMoven
Presenting Alexander Sion (President & Managing Director) and Julianna Young (Director, Marketing & Customer Behavior)

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Internet Biometric Security Systems Provides Web Portals with Advanced Biometric Security Protection

Thumbnail image for IBSSLogo2.jpgThis post is part of our live coverage of FinovateSpring 2013.

Next to the stage is Internet Biometric Security Systems. The company is presenting its Genesis Enterprise Edition, which provides four-factor authentication in real-time.
“Genesis Enterprise Edition is a full-scale, comprehensive, biometric identification management system. Our system uses an industry superior, 4-factor identification design:
1. Real time, legal verification of end user personal information
2. Coupled with RealTime biometric facial authentication
3. Coupled with RealTime voice authentication
4. Coupled with RealTime event session biometric monitoring of each online financial transaction equipped with a biometric authenticated timeline audit log record.
IbssMail provides a full, 360, biometrically-secured, email platform that provides superior privacy and protection of financially sensitive online email communications.”
Product Launched: April 2013
HQ Location: San Diego, California
Company Founded: May 2005
Metrics: 20 employees; $12 million in contracted sales; 850,000 users
Website: ibssllc.com
Twitter: @IBSSINC
Presenting David Ackerman (President) and David Merritt (VP Sales)

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Virtual Piggy’s New Mobile App Helps Kids Make Online Transactions

VirtualPiggyHiLogo.jpgThis is a part of our live coverage of FinovateSpring 2013.

Third up to the stage this afternoon, Virtual Piggy showcased its mobile app:

“Virtual Piggy’s new mobile app will bring an innovative new technology to the market that will have a disruptive impact on global m-commerce. With over a billion U18’s worldwide shopping online at an earlier age and becoming more proficient than any previous generation with internet enabled devices, Virtual Piggy noticed that there was no easy mechanism for this group to transact online. All existing methods involved friction and often resulted in undesirable outcomes, such as fraud. 
Virtual Piggy’s technology allows merchants to sell to U18s in a COPPA compliant, parent approved manner, unlocking an estimated $211B in annual spending power for online retailers.”
Product Launch: May 2013
HQ: Hermosa Beach, CA
Founded: February 2008
Metrics: Public Company (OTC: VPIG)
Twitter: @followpiggy
Presenting Jo Webber (CEO & Founder) and Pradeep Ittycheria (CTO & Co-Founder)

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Banno Launches Kernel for Financial Institutions to Better Understand their Customers

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This is a part of our live coverage of FinovateSpring 2013.
Second up this afternoon, Banno launched Kernel:
“Banno Kernel enables financial institutions to leverage the way consumers interact with their business by delivering on the promise of true one-to-one marketing. Kernel positions the next best product to each individual consumer based on interest, across any channel. It exposes a modern web API for integration across all channels – online, mobile, ATM, e-statements and more. Through a real-time dashboard, financial institutions receive an exact picture of the next best product for each individual user. Kernel continues working the lead opportunity throughout any channel on which the user chooses to engage.”
Founded: March 2008
HQ: Cedar Falls, IA
Product Launch: May 2013
Metrics: 51 employees
Websitebanno.com  
Twitter: @BannoHQ
Presenting Wade Arnold (CEO & Founder) and Ben Metz (CTO)

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Corduro Introduces PayMobile: Payment Free from Devices, Cards and Checks

Thumbnail image for CORDURO_logo.jpgThis is post is part of our live coverage of FinovateSpring 2013.

Staring off after the lunch break is Corduro, with an interactive introduction to their Corduro PayMobile on-the-go payment solution. 
“At the show, you will experience payments free from devices, cards, and checks. Use a card if you want, but you’ll miss the innovation. Download Corduro PayMobile, register, add a credit/debit/gift card to the wallet, and be a part of the innovation. Corduro PayMobile is integrated to social networks, and provides both merchant and consumer payment acceptance.
Product Launched: April 2013
HQ Location: Southlake, Texas
Company Founded: 2010
Metrics: 12 person team
Website: corduro.com
Twitter: @corduro
Presenting Robert Ziegler (CEO)

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Palo Alto Software’s LivePlan Teams Up with MasterCard to Help Small Businesses Better Understand their Daily Operations

This is a part of our live coverage of FinovateSpring 2013.

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The final presenter to hit the stage before lunch, Palo Alto Software, demonstrated how LivePlan can help small businesses:
“LivePlan tells you how your business is doing. It creates budgets and forecasts to help you plan for success, allows you to put together a beautiful one-page pitch, and helps you track and manage your performance to ensure efficient growth. With its Quickbooks integration, LivePlan delivers business intelligence to small businesses everywhere. LivePlan has received the Top Ten Reviews Gold Award and been touted as, “an essential tool for launching a startup” by Inc.com. Fans include PC World, The Wall Street Journal, CNN Money, and Entrepreneur as well as over 70,000 customers.
LivePlan and MasterCard have now teamed up, and are helping small businesses and mid-market companies manage both their performance and daily operations. LivePlan is now offered through the MasterCard Easy Savings Program and provides business intelligence through MasterCardbiz.com. Moving forward, the two companies will look to identify other areas in which their solutions can jointly provide value to business owners.”
Product Launch: April 2011
HQ: Eugene, OR
Founded: 1988
Metrics: 50 employees, 70,000+ LivePlan customers, 1.1M uniques per month to the Palo Alto Software site network
Website: liveplan.com
Twitter: @liveplan
Presenting Sabrina Parsons (CEO) and Mike McManus (Senior Business Leader, Strategy, Planning & Innovation, Mastercard)

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Yandex.Money Debuts Twym (Tweet Your Money), a New Way to Send Money

This is a part of our live coverage of FinovateSpring 2013.

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Next up this morning, Yandex.Money showcased Twym, a solution that gives users a new way to send money:

“Twym is designed to facilitate instant transfers in rubles between Twitter users who have Yandex.Money accounts. To send money, users send a tweet that includes @twymru, the recipient’s username on Twitter, and the amount they want to transfer. 

If the recipient has already activated Twym, they receive the rubles immediately. If not, they will be prompted to activate Twym and receive the money after they have done so. If someone retweets a money tweet, another transfer will be made from their Yandex.Money account to the same recipient – a useful feature for fundraising campaigns.”

Product Launch: March 2013
HQ: Moscow, Saint Petersburg, Russia
Founded: July 2002
Metrics: 13M+ registered wallets (users), 9,000+ wallets opened daily, 120,000+ transactions carried out daily, 20,000+ merchants connected
Twitter: @yamoneynews
Presenting Kristina Stoyanova (Head of User Experience) and Jane Zavalishina (President)

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OneID Introduces One-Click Login, Two-Factor Authentication Security Solution

Thumbnail image for OneIDLogo.jpgThis post is part of our coverage of FinovateSpring 2013.

The team from OneID is making its way to the stage. The company brings together advanced encryption and a distributed cloud architecture to help consumers transact easier, safer, and more efficiently online and on the go.
“By combining a tap- and click-driven user experiences with public key cryptography, OneID delivers convenience and security to consumers and providers alike.
  • Login: Single-click login, no password needed
  • Two-Factor Authentication: Customizable to meet different security requirements
  • Cross-Sell: Removes friction with single-click form filling
  • Top of Wallet: Increases purchase frequency with e-commerce deployment of OneID.”
Product Launched: May 2013
HQ Location: Redwood City, CA
Company Founded: May 2011
Metrics: $7 million raised; 20 employees 
Website: oneid.com
Twitter: @OneID
Presenting Alex Doll (CEO) and Clay Hausmann (VP Marketing)

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Lodo Software Launches D3 Banking to Help Banks Deliver a Personalized Customer Experience

This is a part of our live coverage of FinovateSpring 2013.

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Next, Lodo Software debuted its D3 Banking solution:

“D3 Banking is data driven digital banking. It provides a full range of integrated financial services using a powerful, predictive analytics engine to deliver a personalized customer experience anytime, anywhere, on any device. 

The D3 Banking components utilize next generation technology and can be deployed on a single server or distributed across servers to support cloud-computing environments. Those components include: D3 Analytics, D3 Insight, D3 UX, D3 Apps, D3 API, D3 Connect and D3 Control. These components provide the resources necessary for financial institutions to deliver a consistent, relevant and profitable experience to their customers.”

Product Launch: May 2013
HQ: Omaha, NE
Founded: 2007
Website: d3banking.com
Twitter: @D3Banking
Presenting Mark Vipond (CEO) and Jeelani Shaik (CTO)

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