Julie Muhn (@julieschicktanz), Author at Finovate

Outski Debuts 401(play) Employee Incentive

By Julie Muhn (@julieschicktanz) Posted on May 13, 2015
Categories: FinovateSpring 2015, Outski

This post is part of our live coverage of FinovateSpring 2015.

In our final presentation of FinovateSpring 2015, Outski demonstrated how it helps employers incentivize their employees to use their vacation days:

Outski has developed a program called 401(play) that motivates participants to prioritize PLAY in their lives by lifting the barriers to taking great vacations. 401(play) is brought to users through their employer, allowing the allocation of direct deposit dollars to their personal Vacation Savings Account. The Outski platform promotes interactive planning with goal-based savings to help people live happier, healthier, and more enriched lives with a focus on financial responsibility. As a robust planning tool with rich data implications, 401(play) can market numerous financial products in practical and easy-to-understand ways that improve the financial wellness of customers.

Presenters: CEO Greg Nickolson and Ryan Nelson, EVP business development

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), licensed

Metrics: With a staff of 8, Outski has more than 7,000 registered users, and has raised more than $500,000 in seed funding.

HQ: Tucson, Arizona
Founded: October 2013
Website: outski.com
Twitter: @OutskiTravel

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CUneXus Demoes Comprehensive PreScreened Lending Platform

By Julie Muhn (@julieschicktanz) Posted on May 13, 2015
Categories: CUneXus, FinovateSpring 2015

This post is part of our live coverage of FinovateSpring 2015.

CUneXus showed off cplXpress:

Our cplXpress platform allows lending institutions to empower their customers with perpetual loan approval across multiple product lines. This unique and timely solution grants consumers ongoing insight into their personal buying power, and immediate access to preapproved loan offers at every touchpoint. No loan application necessary. Our advanced risk assessment and pricing engine generates a highly personalized and targeted menu of offers based on each individual’s unique financial profile, then communicates these offers within the institution’s online banking, mobile banking, branch, call center, direct mail, and email channels. We are demoing a selection of new online and mobile interfaces, as well as unveiling our latest mobile document delivery, e-signature, and point-of-sale lending capabilities.

Presenters: CUneXus’s Dave Buerger, co-founder and CEO, and Darin Chong, co-founder and COO

Product Launch: December 2013

Metrics: Founded by a dynamic group of seasoned ex-bankers, CUneXus is privately funded with headquarters 45 minutes north of San Francisco in beautiful Sonoma County. The company’s cplXpress lending automation platform was launched in 2014 and has generated over $100 million in consumer loans in its first nine months of service, a metric projected to grow exponentially in 2015. CUneXus was recently recognized as one of just ten companies to watch on KPMG’s global report of “The Best Fintech Innovators of 2014” and has been selected to participate in Silicon Valley’s renowned Plug & Play Fintech accelerator program for 2015.

Product distribution strategy: Direct to Business (B2B), licensed, white-label

HQ: Santa Rosa, California
Founded: October 2011
Website: cunexus.com
Twitter: @cunexus

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Trizic’s Accelerator Enables Financial Firms to Scale Investment Advice

By Julie Muhn (@julieschicktanz) Posted on May 13, 2015
Categories: FinovateSpring 2015, Trizic

This post is part of our live coverage of FinovateSpring 2015.

Trizic debuted its Accelerator that delivers investment advice:

Trizic Accelerator is an elegant, cloud-based digital investment advisory platform. It comprises two elements: a beautifully simple, customized online experience for investors, and a powerful, back-end console that automates portfolio management, securities trading, rebalancing, compliance reporting, and client billing.

Using Accelerator’s sophisticated technology, financial firms will be able to serve clients across all mobile devices, in a more scalable and productive way by augmenting, not replacing, their high-touch, full-service business models.

At left: Brad Matthews, Trizic CEO and founder

Product Launch: October 2014

Metrics: 15+ employees, 30 financial firm clients, and a pipeline of prospective users
Product distribution strategy: Business-to-Business (B2B), through financial institutions

HQ: San Francisco, California
Founded: October 2012
Website: trizic.com
Twitter: @TrizicCo

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Emailage Offers Instant Fraud Scores for Websites

By Julie Muhn (@julieschicktanz) Posted on May 13, 2015
Categories: Emailage, FinovateSpring 2015

This post is part of our live coverage of FinovateSpring 2015.

Emailage debuted its browser-extension:

Emailage is focused on providing customers with multiple ways to access our toolset. Our new browser extensions allow customers to easily get a real-time fraud score from any webpage. Enabling these extensions allow customers to assess fraud risk scores from Chrome, Firefox, and Internet Explorer seamlessly. The Emailage browser-extension places an icon next to any email address on the page, which can be clicked for instant analysis of the risk associated with the email.

Emailage Presenters: Jennifer Coughenour, director of sales, and Amador Testa, chief product officer

Product distribution strategy: Direct to Business (B2B)

HQ: Chandler, Arizona
Founded: May 2012
Website: emailage.com
Twitter: @Emailage

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EyeBuy Debuts System to Monetize Television

By Julie Muhn (@julieschicktanz) Posted on May 13, 2015
Categories: FinovateSpring 2015

This post is part of our live coverage of FinovateSpring 2015.

EyeBuy launched its platform that enables consumers to instantly purchase what they see on TV:

EyeBuy is showcasing the ability to “see” logos, brands, people, products, etc. streaming across your TV/video screen and enable the viewer to instantly purchase or engage that item, on the spot, in near real-time, with a single click. Engagement options included capturing gift cards, card-linked offers, coupons, RFI, vouchers and purchasing.

Presenting Todd Coulter (CEO & Founder)

Product Launch: May 2015

Metrics: $150,000 raised; 4 employees
Product distribution strategy: direct to business (B2B), through financial institutions, through other fintech companies and platforms, licensed

HQ: Rancho Murieta, California
Founded: December 2013
Website: eyebuytv.com
Twitter: @toddcoulter

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CBW Bank Launches ONE Card, Developed by Yantra

By Julie Muhn (@julieschicktanz) Posted on May 13, 2015
Categories: CBW Bank, FinovateSpring 2015

This post is part of our live coverage of FinovateSpring 2015.

CBW Bank debuts a new payment tool, the ONE Card:

CBW Bank recently launched a new payment tool, ONE Card, to provide its customers access to a safe and convenient alternative to traditional bank accounts. Developed by Yantra Financial Technologies, the solution gives banks, program34 managers, and corporate clients access to a powerful and flexible platform, designed to support a wide range of product categories. including direct deposit, money transfers, and payroll. ONE Card account holders have access to all of the features and functionality of a traditional bank account. However, one key differentiator is that ONE Card does not require a credit check for approval, and users are able to send money to anyone in the United States, and soon internationally.

Presenters: Suresh Ramamurthi, chairman, and Randy San Nicolas, head of payments

HQ: Weir, Kansas

Founded: CBW Bank was founded in 1892, and acquired by its current owners in 2009

Website: cbwbank.com

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Finaeos Debuts Back Office and Capital Raise Compliance

By Julie Muhn (@julieschicktanz) Posted on May 13, 2015
Categories: Finaeos, FinovateSpring 2015

This post is part of our live coverage of FinovateSpring 2015.

Finaeos debuted its compliance automation:

Finaeos Automates the Back-Office and Capital Raise Compliance.

• Private placement memorandums (full version control for legal and disclosure updates)
• Automated/fillable forms and workbooks
• Subscription documents and, when required, promissory note in debt offerings
• KYC “Know Your Customer”
• KYP “Know your Product” (tests for agents)
• AML “Anti Money Laundering” with specific considerations to BSA and the U.S. Patriot Act
• Digital signatures upon EDGAR termination with heightened consideration of website filing and modernization
• Mobile access with consideration of OCIE Cyber Security Initiative April 15, 2014: National Exam Program

Presenter: Tim Vasko, CEO and founder

Metrics: 42 employees between Canada, our self-owned India Corporation, and the United States; self-funded

HQ: Victoria, British Columbia, Canada
Founded: January 2015

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Credit Sesame Launches Co-branded Service

By Julie Muhn (@julieschicktanz) Posted on May 13, 2015
Categories: Credit Sesame, FinovateSpring 2015

This post is part of our live coverage of FinovateSpring 2015.

Credit Sesame launched its Siri integration and co-branded offering:

Credit Sesame makes it easier than ever for consumers to access, monitor, and manage their credit and loans, and to protect their identity. Our latest innovation fully integrates our mobile technology with our award-winning web service, to bring the convenience of tracking finances and higher security to an increasing number of mobile users on the go. Through the first of its kind Siri integration in the financial services industry, mobile app users can simply ask Siri about their credit score and more, to check on the status of their credit and financial information with the tap of a thumbprint. It’s that easy.

Presenters: CEO Adrian Nazari and Jesse Levey, head of product

Product Launch: Mobile app: 22 Jan 2015; co-branded service: May 2015

Metrics: Money Raised: $44M; registered users: 5.5M; loans under management: $128B; employees: 50+
Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms

HQ: Mountain View, CA
Founded: January 2010
Website: creditsesame.com
Twitter: @CreditSesame

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Dream Payments Debuts its Future-proofed mPOS Solution

By Julie Muhn (@julieschicktanz) Posted on May 13, 2015
Categories: Dream Payments, FinovateSpring 2015

This post is part of our live coverage of FinovateSpring 2015.

Dream Payments debuts its mobile point-of-sale solution:

Dream’s cloud-based payment platform combined with its mobile point-of-sale device allows merchants to accept credit and debit cards, access rich analytics and reports, and provide digital receipts to customers. Dream’s solutions are secure, EMV compliant, and accept Contactless and CHIP payment cards. The solution includes a free mobile app, payment terminal, and comprehensive web-based merchant portal enabling merchants to view their account profile and all transactions and manage settlements and debits. The mobile point-of-sale solution easily integrates with third-party applications extending the breadth and depth of the solution and leveraging existing technology investments.

Presenters: COO Anant Tailor and Christian Ali, VP of business development

Product Launch: H1 2015

Metrics: 20+ employees
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

HQ: Toronto, Ontario, Canada
Founded: June 2014
Website: dreampayments.com
Twitter: @dreampayments

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Kofax Demonstrates its Mobile Capture Platform for Onboarding

By Julie Muhn (@julieschicktanz) Posted on May 13, 2015
Categories: FinovateSpring 2015, Kofax

This post is part of our live coverage of FinovateSpring 2015.

Kofax showed how its Mobile Capture Platform onboards customers in real time:

Kofax is demonstrating how its Mobile Capture Platform can onboard customers with the right product at the right time with the right risk-assessment profile in a completely automated fashion. The mobile account-opening solution incorporates mobile-image capture, authentication, workflow, real-time decisioning, product selection, and digital signature capture to “seal the deal.” Kofax’s platform combines the speed and convenience of mobile to enhance the user experience, with the security and confidentiality of a traditional branch experience. This is the only platform in the market that incorporates all of the critical components needed to make real-time, intelligent and risk-balanced decisions using a mobile device.

Presenters: Diane Morgan, senior business development manager, and Dimitri Snowden, solutions architect

Product Launch: January 2014

Metrics: Subsidiaries in 30 countries; 1,200 employees; 800+ channel partners; products available in 70+ countries; 20,000+ customers; NASDAQ & London Stock Exchange (KFX); $266.3M in revenue; $46.3M adjusted EBITA
Product distribution strategy: Direct to Business (B2B), through financial institutions

HQ: Irvine, California
Founded: January 1985
Website: kofax.com
Twitter: @Kofax

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Vanguard Debuts Diversification Visualizer

By Julie Muhn (@julieschicktanz) Posted on May 13, 2015
Categories: FinovateSpring 2015, Vanguard

This post is part of our live coverage of FinovateSpring 2015.

Vanguard described its diversification tool:

“The Diversification Visualizer quantifies and visualizes mutual fund diversification in 3D to help investors build well-diversified investment portfolios.”

Presenters: John Buhl, principal, retail digital services, and Mike Padilla, senior manager, retail digital strategy

Website: vanguard.com

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Token Creates a Fast Payment Ecosystem

By Julie Muhn (@julieschicktanz) Posted on May 13, 2015
Categories: FinovateSpring 2015, Token

This post is part of our live coverage of FinovateSpring 2015.

Token showed its payment ecosystem that uses end-to-end secure protocols with digital signatures:

For the past 2,500 years, our payment rails have relied upon the use of shared secrets, such as passwords, account numbers, payment card numbers, and paper signatures. Shared secrets are the root cause of the never-ending security problems with payment cards, checks, and ACH. Tokenization is a band-aid, not a cure. The only real way to create a secure, fast payment ecosystem is to eliminate the use of all shared secrets by using end-to-end secure protocols with digital signatures. This has never been done before anywhere in the world. It is what sets Token apart from all other payment systems.

Presenters: CEO Steve Kirsch and CTO Yobie Benjamin

Product Launch: May 2015

Metrics: 10 employees; launching in May 2015 with a large public utility; over $50B in sales leads
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

HQ: Palo Alto, California
Founded: January 2, 2015
Website: Token.io
Twitter: @token_io

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Finovate Blog

Author: Julie Muhn (@julieschicktanz)

Outski Debuts 401(play) Employee Incentive

CUneXus Demoes Comprehensive PreScreened Lending Platform

Trizic’s Accelerator Enables Financial Firms to Scale Investment Advice

Emailage Offers Instant Fraud Scores for Websites

EyeBuy Debuts System to Monetize Television

CBW Bank Launches ONE Card, Developed by Yantra

Finaeos Debuts Back Office and Capital Raise Compliance

Credit Sesame Launches Co-branded Service

Dream Payments Debuts its Future-proofed mPOS Solution

Kofax Demonstrates its Mobile Capture Platform for Onboarding

Vanguard Debuts Diversification Visualizer

Token Creates a Fast Payment Ecosystem