FinovateFall Sneak Peek: Bleu

FinovateFall Sneak Peek: Bleu

BleuHomepage

The Sneak Peek series looks at the innovators demoing live on stage at FinovateFall 2015. Be sure to pick up your tickets to our annual autumn conference, and we’ll see you in New York!

BleuLogoBleu facilitates mobile transactions utilizing Bluetooth low-energy beacons. Bleu has developed a proprietary mobile point-of-sale and consumer application.

Features:

  • Supports any payment type
  • Can process a transaction up to 250 feet away from the terminal
  • Uses Bluetooth low-energy beacons

Why it’s great
This first-time-ever revolutionary solution moves payment over Bluetooth supported on any iOS or android device.

BleuPresenter1Presenters

Sesie Bonsi, President and CEO
Graduate of Pepperdine School of Law and founder of Bleu, Bonsi is dedicated to using his background and knowledge in the areas of mobile payment and infrastructure to transform financial technology.
LinkedIn

BleuPresenter2Brett Howell, Senior VP Business Development
A graduate of Auburn University, Howell has more than 10 years’ experience in multiple business environments from a small-family business to a multinational corporation.
LinkedIn

 

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FinovateFall Sneak Peek: Urban FT

FinovateFall Sneak Peek: Urban FT

UrbanFTHomepage

The Sneak Peek series looks at the innovators demoing live on stage at FinovateFall 2015. Be sure to pick up your tickets to our annual autumn conference, and we’ll see you in New York!

UrbanFTLogoUrban FT (UFT) delivers an enterprise-grade platform to both financial and non-financial issuers to give their customers industry-leading digital banking products.

Features:

  • Comprehensive financial tools, local discovery, and social features
  • Increased revenue through featured ad space and targeted deals
  • Powerful management tools for custom branding and functionality

Why it’s great

The UFT platform drives customer loyalty through profound digital experiences that combine the social and financial life of the customer into a meaningful lifestyle product.

UrbanFTPresenter1Presenters

Kasey Kaplan, Chief Operating Officer
Kaplan oversees all company operations at Urban FT. He has a strong passion for product, technology, and innovation.
LinkedIn

UrbanFTPresenter2Mark Kilpatrick, Chief Product and Brand Officer
Kilpatrick oversees all design, UI, and UX initiatives. He applies his creative and design background to technology and product development.
LinkedIn

 

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FinovateFall Sneak Peek: D3 Banking

FinovateFall Sneak Peek: D3 Banking

D3Homepage2

The Sneak Peek series looks at the innovators demoing live on stage at FinovateFall 2015. Be sure to pick up your tickets to our annual autumn conference, and we’ll see you in New York!

D3BankingLogoD3 Banking provides data-driven digital banking solutions designed to meet the needs of consumers and small businesses by delivering innovative services and a consistent UX to any digital device.

Features:

D3 Small Business Banking allows financial institutions to provide services tailored to small businesses, including auto-categorization, intelligent reporting and innovative money-movement services.

Why it’s great

D3 Small Business Banking’s innovative services and digital analytics allow financial institutions to deliver services to their small business, which means the difference between success and failure.

D3BankingPresenter1Presenters

Michael Carter, CMO
Carter has worked in fintech for more than 30 years. He has worked with startups, early stage and public companies in the U.S. and abroad.
LinkedIn

D3BankingPresenter2Andy Holdt, Director, Sales Support
Holdt has more than 15 years’ experience in financial services, including retail bank and payment card marketing as well as product, portfolio and client-relationship management.
LinkedIn

 

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FinovateFall Sneak Peek: IDmission

FinovateFall Sneak Peek: IDmission

IDmissionHomepage

The Sneak Peek series looks at the innovators demoing live on stage at FinovateFall 2015. Be sure to pick up your tickets to our annual autumn conference, and we’ll see you in New York!

IDMissionLogoIDmission utilizes a cloud-based platform that enables identity-initiated customer onboarding and engagement for financial services companies.

Features:

  • Fully configurable application-builder for creating unique customer-engagement experiences
  • Built using HTML5 for device-agnostic support
  • Know your customer (KYC) services, including biometrics

Why it’s great

IDmission solutions allow you to grow and change with the world around you. We haven’t built a product; it’s a platform that will help you solve problems now and into the future.

Presenters

Ashim Banerjee, CEO
LinkedIn

Sandeep Gandhi, CTO
LinkedIn

 

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FinovateFall Sneak Peek: AcceptEmail

FinovateFall Sneak Peek: AcceptEmail

AcceptEmailHomepage

The Sneak Peek series looks at the innovators demoing live on stage at FinovateFall 2015. Be sure to pick up your tickets to our annual autumn conference, and we’ll see you in New York!

AcceptEmailLogoAcceptEmail lets you make a payment or settle an outstanding bill, anytime from anywhere. Pay on-the-go, right from your mobile phone’s inbox.

Features:

  • Everything’s filled in; just confirm payment and hit “send”
  • Real-time confirmations; subject line changes from blue (due) to green (received)
  • Simple and secure, no paperwork

Why it’s great
Pay bills in a few clicks. No manual data (re)entry. Consumers love the convenience. Companies get paid 50% faster and can reduce costs by 70%.

Acceptemailpresenter1Presenters

Peter Kwakernaak, CEO
LinkedIn

 

AcceptEmailPresenter2Geerten Oelering, CTO
LinkedIn

 

 

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FinovateFall Sneak Peek: Alfa-Bank

FinovateFall Sneak Peek: Alfa-Bank

AlfaBankHomepage

The Sneak Peek series looks at the innovators demoing live on stage at FinovateFall 2015. Be sure to pick up your tickets to our annual autumn conference, and we’ll see you in New York!

AlfaBankLogoAlfa-Bank will introduce the concept and demonstrate the performance of future universal banks. They call it Sense.

Features:

  • Behavioral analytics helps predict what the customer needs next
  • Material design and totally reinvented UX for bank apps
  • Smart customer support and financial messaging

Why it’s great
Banks can use behavioral analytics and material design to offer a personal and empathic customer approach, with a single mobile bank app.

AlfaBankPresenter1Presenters

Nikita Filippov, CEO of Octoberry.net
Filippov (pictured) worked as an IT process and product consultant for seven years. Two years ago he landed Octoberry, a product and service design company. Octoberry helps large enterprises innovate using lean startup principles.
LinkedIn

Vladimir Urbanskiy, CEO of Alfa-Lab
Urbanskiy leads Alfa-Lab, a subdivision of Alfa-Bank, responsible for all digital business, as well as innovations management and digital transformation of financial services.
LinkedIn

Artem Molchanov, Project Manager at Alfa-Lab (Sense Project)
Molchanov leads Alfa-Lab’s mobile department. He is responsible for the technical side of innovative mobile products and team organization.

 

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US Bank Adds “Thank a Banker” to Homepage

US Bank Adds “Thank a Banker” to Homepage

usbank_thankabanker_boxUS Bank has been on a roll lately, appearing in our blog more times this summer than in the previous three years. Its latest novelty? A unique “thank a banker” function, complete with smiley face emoji, prominently located at the bottom-middle of homepage (below the fold on my 13-inch laptop). It’s shown to both customers and non-customers.

I wasn’t sure what to make of it. While I don’t see the harm, it would seem to be a fairly low-usage feature to warrant homepage real estate. But the more I thought about it, the more I liked it. It’s great brand positioning, essentially saying, ‘Hey, look. we aren’t one of those impersonal banks. Our customers love us so much we have to put a box on our homepage to collect all the compliments.’

And then if anyone actually does use it, the bank gets a stream of attaboy/girls to send out to staff. Clever. Hopefully, the bank sends the customer a nice thank-you email (I hadn’t received one 30 minutes after submitting form).

The website function is outsourced to an employee-recognition specialist, OC Tanner. An ewardcenter.com URL is displayed to US Bank customers as they fill out the 13-field form, a hefty 9 of which are required fields (see second screenshot below).

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More importantly, I like the Labor Day loan sale at the top of the US Bank homepage (see below). It’s traditionally a big car-buying weekend, so it’s a great time to promote vehicle lending, especially with the still ridiculously low APRs available here.

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US Bank homepage (3 Sep 2015, 10:00 a.m. Pacific):

usbank_home_0915

US Bank “thank-a-banker” form (link):

usbank_thankabanker

 

 

Finovate Alumni News

On Finovate.com

Around the web

  • Yodlee’s startup incubator contributes to “Startup Fever.”
  • Revolut, Sedicii, SizeUp, & Token named Innotribe Startup finalists.
  • TIS signs deal to process school exams in Chile.
  • Trustly appoints Jonas Palmquist as chief financial officer.
  • FT.com features PsychSignal and Market Prophit in a discussion on market signals and social media.
  • Dwolla launches its white-label service to make it easier for FIs to use its FiSync transfer platform.
  • Segmint launches new marketing solution, Segmint Reach.
  • RetailWeek features TradeShift as startup of the week.
  • Lending Club celebrates surpassing $11 billion in loans.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Features: Capital One to Add Receipt Capture to Mobile App

Features: Capital One to Add Receipt Capture to Mobile App

capitalone_reciept_capture

Capital One sent an email (see below) to customers two days ago promoting a new version of its Wallet mobile app. Although it’s not mentioned in the email copy, when you click “Get Started” the resulting webpage (see above) reveals that the bank is about to add receipt-capture to its app.

Normally, I’d save this news for a Feature Friday post. But I’m so excited to finally have integrated receipt capture on one of my cards, I just had to hit publish. Of course, it’s “coming soon” so I can’t give you any insight into how it works, or if there is an OCR component. But the website copy does mention some level of integration, just not whether it’s automatic (OCR) or manual:

Simply snap a photo to connect a receipt with a charge in the app.

American Express offers this capability, Chase on its Ink small-biz app, as well as Expensify and a few other fintech startups. But Capital One is the first big Visa/MasterCard consumer issuer (that I know of) with the feature. I’ll let you know how it works.

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Capital One email announcing the remodeled native Wallet app (31 Aug 2015):

capone_email_redesigned_app

 

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Update (3 Sep 2015): I omitted the Chase Ink card in the original post.

What Will Be Trending at FinovateFall?

What Will Be Trending at FinovateFall?

FF2015LogoRevLargeEven if you’ve just worked in fintech for a year, you know that some trends in the industry seem to rise and fall more quickly than back-to-school fashion, while others have never faded out.

We compiled the word-cloud below based on the themes we’ll see at FinovateFall in New York on 16/17 September. This year’s show promises a wide range of topics:

ThemesCloud2

While none of this year’s themes are technically new, almost all of them have shifted since FinovateFall last year. Trends that have spiked since last year include:

  • Natural language intelligence
  • Digital currency
  • Big data

Not surprisingly, two trends we usually see, mobility and security, appear most frequently. With both the spike in popularity and capability of mobile devices, and the increased need for security as hackers become more advanced, we don’t expect these trends to fade any time soon.

Don’t miss out on being the first to see the live demos at FinovateFall—register today.


FinovateFall is sponsored by The Bancorp, CapitalSource, Envestment, Financial Technology Partners, Hudson Cook, KPMG, and Zions SBIC.

FinovateFall is partners with Aite, American Bankers Association, Bank Innovators Council,BankersHub, bobsguide, Breaking Banks, California Bankers Association, Canadian Trade Commissioner Service, Celent, CoinTelegraph, Crowdfund Beat, Ebanking News, Hotwire, IDC Financial Insights, Javelin,Let’s Talk Payments, Mapa Research, Mercator Advisory Group, MergerMarket, The New Economy, NYPAY, The Paypers, SME Finance Forum, and World Finance.

Save £400 When You Register for FinovateEurope

Save £400 When You Register for FinovateEurope

FEU15Networking

Barclay’s announcement today that it is the first major bank in Europe or the U.S. to accept bitcoin is more evidence that Europe is leading the way in many fintech areas.

The announcement serves as a reminder that at FinovateEurope, on 9/10 February in London, we’ll host companies as they show off the newest and brightest ideas in fintech. Companies from Europe and across the globe will demo their brand-new technology on stage over the course of the two-day show.

The ticket-presale deadline for FinovateEurope is this Friday, 4 September 2015. Register this week and save £400. Be sure to lock in your spot early! FinovateEurope sold out last year with a crowd of 1,000.

FEU2016HomepageBanner

If you want to apply to demo at FinovateEurope, there’s still time to submit your application. Email [email protected] for more details, and watch a few live demo videos from last year’s presenters to get an idea of what to expect.


FinovateEurope is sponsored by KPMG.

FinovateEurope is partnered with bobsguide, CoinTelegraph, Let’s Talk Payments, Mapa Research, The New Economy, PLUS Journal, and World Finance.

Finovate Alumni News

On Finovate.com

  • “What’s Trending at FinovateFall?”

Around the web

  • PayPal’s new PayPal.me gives users a customized URL to request money.
  • BigRentz and Kabbage partner to offer equipment-rental financing.
  • Forbes: “PayPal’s Small Business Lending ‘Accelerating‘ On The Way To $1 Billion”
  • EVO Payments purchases Citigroup’s merchant-acquiring business in Mexico.
  • ThetaRay launches its new credit-risk model for online lenders. See ThetaRay at FinovateFall 2015 in September.
  • Boku sells its pay-by-call business to DaoPay.
  • YA partners with InComm to enhance client program delivery.
  • Expensify now enables users to import Items from QuickBooks Online and use them in place of categories for expenses on policies.
  • Kony opens new company headquarters in Austin, Texas.
  • Adobe’s mobile marketing platform is combining Adobe Analytics and Adobe Target, to help app developers and marketers better understand, attract, and retain users. Come see Adobe’s live demo at FinovateFall.
  • itBit adds former NYDFS general counsel Danny Alter as chief compliance officer and general counsel.
  • First Internet Bank unveils Eyeprint ID authentication from EyeVerify for its mobile banking app.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.