Demo Videos from FinovateFall Now Available


If you had a case of “Fintech FOMO” last week because you were stuck in the office while everyone else was at FinovateFall, today is your day!

We’re releasing all demo videos from this year’s event in our video archives. Feel free to watch them 7 minutes at a time or binge watch all 70. Either way, you’ll find a variety of new technology.

To get started, check out the eight Best of Show winners:















Thanks once again to those who braved the Finovate stage, and for all who attended—we couldn’t do this without you. We’ll see you at FinovateFall 2016!

FinovateFall 2015 in the Media


Although FinovateFall 2015 is over, it left behind plenty of new innovations, piles of fresh business cards, and a plethora of press coverage.

Thanks to everyone who attended, and especially those who spent long hours covering the event on their publication.

Below is the press coverage; if we’ve missed any, please send to


American Banker
Can an App Fix Debt Collectors’ Image? This Startup Thinks So
by Mary Wisniewski
Dominant Theme at Finovate: Authentication Needs Fixing
by Penny Crosman

Bank Innovation
FinovateFall, Day One: All Aboard the Mobile Train
by Phillip Ryan

FinovateFall, Day Two: Tackling the Identity Problem
by Phillip Ryan

Why Marketplace Lending Is Set to Boom
by JJ Hornblass

Barlow Research Associates
Innovations to Excite: Business Banking Customers Benefit
by Donna Arce

Beyond the Arc blog
Innovation in Financial Services—FinovateFall 2015
by Stephen Ramirez

Byte Academy
Finovate History—Behind One of The Largest FinTech Conferences

The Latest Fintech Innovations for Millennials
By Millennial EH

Celent blog
Mobile, onboarding among dominant themes at FinovateFall 2015
by Dan Latimore

Why Banks Should Pay Attention to “Assistant as an App”
by Stephen Greer
Finanteq z główną nagrodą na Finovate w Nowym Jorku (in Polish)

FinovateFall 2015: Day 1, Recap + 5 Highlights (and some interesting tidbits)
by Rory Holland

FinovateFall 2015: Day 2, Recap + 8 Winners
by Rory Holland

Open APIs continue to gain steam
By Renee Caruthers

The Financial Brand
Account Opening and Onboarding Solutions Dominate Finovate
by Jim Marous

Reflections on FinovateFall: Mobile, Money and Millennials
by Dan Glessner

The Fintech Blog
Fintech’s Zeitgeist
by Michael Halloran

5 New Tech Tools to Save Money and Invest Better
Richard Eisenberg

Do-It-Yourself Securitization of Marketplace Loans with Startup Ldger
by Amy Feldman

SMB Cash Advance Firm MCC, Rebranded as Bizfi, Wants to Matchmake Small Businesses and Lenders
by Amy Feldman

Javelin Strategy and Research blog
FinovateFall 2015 Prequel–A Smorgasbord of Fintech Snark
by Nick Holland

Ldger blog
How We Prepared for our First Finovate
by Hyung Kim

Le Temps
New York, nouveau pôle d’attraction pour la fintech (in French)
by Yves Hulmann

Let’s Talk Payments
BIZFI launches API and White-label Solutions to Increase Small Business’s Access to Capital at Finovate New York
by LTP Team

Members Development Company
MDC Attends Finovate

Money Summit
FinovateFall 2015, Day One: Live Blog
by Jon Ogden

Finovate Fall 2015, Day Two: Live Blog
by Jeff Meredith

New York Business Journal
Horrible banking is reimagined by these 12 N.Y.C. Fintech startups

Millennial banking startup and e-commerce innovator take top N.Y.C. Finovate honors
by Michael del Castillo

Next Avenue
5 New Tech Tools to Save Money and Invest Better
by Richard Eisenberg

Fintech Autumn Tour: conferences, lectures and panel discussions on the state of things
by Hartmut Giesen

The Paypers
Socure introduces facial authentication solution

Xignite, 21 innovators to launch the #FintechRevolution API Ecosystem
Are Sound Waves the Future of Mobile Payments?

FinovateFall 2015 Recap: How Fintech Companies Pitch Innovation

Making the Mobile Wallet the ‘Better Way’ to Pay

Why Soundpays Says Sound Waves are the Way to Pay

Quisk blog
Reflections on FinovateFall: Mobile, money and millennials
by Dan Glessner

TechDay News
Finovate History—Behind One of the Largest FinTech Conferences
by Emily Hunt

The Latest Fintech Innovations for Millennials
by Emily Hunt
Twenty-three Wealth Management Innovations at Finovate Fall 2015
by Ryan W. Neal

First the robo-adviser, now comes the digital private bank (paywall)

William Mills Blog
FinovateFall 2015 Day 1: Video Recap
by William Mills and Stephen Ramirez

FinovateFall 2015: Final Recap
by William Mills and Stephen Ramirez

FinovateFall 2015 Interview with Steven Ramirez and David Eads, CEO of Gro Solutions
by Stephen Ramirez

FinovateFall 2015 Live Blog—Day 1
by William Mills, Stephen Ramirez, and K.T. Mills

FinovateFall 2015 Live Blog—Day 2
by William Mills, Stephen Ramirez, and K.T. Mills

FinovateFall 2015 Morning Video Recap Day 1
by William Mills and Stephen Ramirez

FinovateFall 2015 Video Interview: William Mills and CCG Catalyst
by William Mills

FinovateFall 2015 Video Preview
by William Mills

WMA CEO William Mills Discusses FinovateFall 2015—Video Preview
by William Mills

Yodlee Interactive blog
Amazing App: How HelloWallet Improves Financial Wellness
by Jenna Cheng

FinovateFall 2015 is sponsored by The Bancorp, CapitalSource, Envestnet, Financial Technology Partners, Hudson Cook, KPMG, and Zions Bank.

FinovateFall 2015 is partnered with Aite Group, American Bankers Association, Bank Innovators Council, BankersHub, bobsguide, Breaking Banks, California Bankers Association,Canadian Trade Commissioner Service, Celent, The Cointelegraph, CrowdFundBeat, ebanking news, HotWire, IDC Financial Insights, Javelin Strategy & Research, Let’s Talk Payments, Mapa Research, Mercator Advisory Group, Mergermarket, The New Economy, NYPAY, The PAYPERS, SME Finance Forum, and World Finance.

FinovateFall 2015: A Week in Tweets

TwitterLogo_blue_newAfter every Finovate, it’s always fun to re-visit the event through the insight and wit of our community of passionate fintech professionals on Twitter. And FinovateFall 2015 is no different.

Surprise and excite our savvy family of more than 23,000 followers on Twitter with your demo, and the accolades will come early and often. On the other hand, woe unto the unfortunate presenter who fails to grab the audience’s attention within the first 60 to 90 seconds.

Fair, but firm. Tough, but tolerant of the occasional gaffe or mid-demo technology hiccup. Often irreverent, but always ready to give a tip of the hat to true innovation, that’s our crowd. And the truth is, our Finovate conferences just wouldn’t be the same without ’em.

So let’s take a look at some of the more creative, colorful, and consequential tweets of the FinovateFall 2015 week that was. And be sure to make us a part of your Twitter community by following us @finovate.

FinovateFall 2015 Best of Show Winners Announced


The Best of Show votes for FinovateFall 2015 have been cast and counted! After two days and 70 live demos of the latest in fintech innovation, our attendees made their opinions known as to which companies earned “Best of Show” (see footnotes for voting methodology).

This year at FinovateFall, it was the debuting companies that made some of the biggest impressions on our record-setting Finovate audience. Of the eight companies to take home “Best of Show” honors, five of them were making their very first appearance on the Finovate stage.

So with a hearty “Congratulations!” let’s meet the Best of Show winners of FinovateFall 2015 (in alphabetic order): for its technology that enables financial services and other enterprises to set up and build applications on a private, hosted blockchain.


dymeDyme for its innovative method for helping people start a savings habit and fund their life using text messaging.

DynamicsLogoDynamics for its fully programmable interfaces—stripe, EMV, NFC—for use in next-generation payment cards.


FINANTEQLogoFinanteq for its SuperWallet that helps banks take full advantage of their potential by integrating m-commerce and remote services with mobile banking.

HedgeableLogoHedgeable for its private banking platform for millennials.


HelloWalletLogoHelloWallet for its Retirement Explorer solution, an approachable and actionable online planning tool that helps employees model and work toward specific retirement outcomes.

SaleMoveSaleMove for its Engagement Platform and OmniCall technologies that enable online consumers to engage live with businesses as if they were face-to-face.

Soundpays_logo_FF2015Soundpays for its patent-pending technology that allows the app to recognize ultrasonic and sonic waveforms even in extremely noisy environments.

We had a great time at FinovateFall 2015 and hope you enjoyed the show, as well. Thanks, as always, to everyone who attended, sponsored, partnered with and demonstrated their latest technologies at FinovateFall 2015. We’ll see you next year!

Notes on methodology:
1. Only audience members NOT associated with demoing companies were eligible to vote. Finovate employees did not vote.
2. Attendees were encouraged to note their favorites during each day. At the end of the last demo, they chose their three favorites.
3. The exact written instructions given to attendees: “Please rate the companies on the basis of demo quality and potential impact of the innovation demoed.”
4. The eight companies appearing on the highest percentage of submitted ballot were named “Best of Show.”
5. Go here for a list of previous Best of Show winners through 2014. Best of Show winners from FinovateEurope 2015 are here. Best of Show winners from FinovateSpring 2015 are here.

ArcBit Presents BitCoin Wallet, Gives Consumers a “Bank In Your Pocket”

ArcBitThis post is part of our live coverage of FinovateFall 2015.

Our final presentation of FinovateFall is up next. Here’s the team from ArcBit.

Your bank in your pocket, and your money safely in your control, that’s the way banking should be. ArcBit Wallet is a mobile application that gives you full control over your bitcoins. With the ArcBit Wallet, you can send and receive bitcoins from anywhere in the world to anywhere in the world. It is basically a bank in your pocket.

Presenters: Tim Lee, founder, and Cameron P., developer



Product launch: June 2015

Metrics: 4 employees, has not yet pursued outside investment
Product distribution strategy: Direct to consumer (B2C)

HQ: New York City, New York
Founded: June 2015
Twitter: @arc_bit

Dynamics Debuts Improvements to Next-gen Payment Card

This post is part of our live coverage of FinovateFall 2015.

DynamicsLogoDynamics debuted a new program for its next-generation payment card:

The company’s commercial applications are the world’s first fully card-programmable payment interfaces—stripe, EMV, NFC—for use in next-generation payment cards.

Presenter: Jeff Mullen, CEO and founder



Metrics: $110 million raised; 200 employees
Product distribution strategy: Direct to business (B2B); through financial institutions

HQ: Cheswick, Pennsylvania
Founded: November 2007
Twitter: @dynamicsinc

Ephesoft Enables Companies to Leverage Unstructured Data into Better Decision-Making Processes

EphesoftThis post is part of our live coverage of FinovateFall 2015.

Making their way to the stage is Ephesoft.

Ephesoft Universe mines document-stores for information that can be charted, graphed, studied, and compared to help users make better financial decisions. It is the first application to leverage big data tools like Hadoop and Spark to classify documents and extract meaning from them, allowing companies to incorporate unstructured data into decision-making processes. Ephesoft Universe takes access to and manipulation of these vast information streams out of the hands of data scientists and onto the desks of business and financial analysts.

Presenters: Director of Marketing Tim Dubes and CTO Ike Kavas



Product launch: September 2015
Product distribution strategy: Direct to business (B2B); through other fintech companies and platforms, licensed

HQ: Laguna Hills, California
Founded: November 2010
Twitter: @Ephesoft

Voitrax Captures and Organizes Voice, Text to Ensure Full Dodd-Frank Compliance

VoitraxThis post is part of our live coverage of FinovateFall 2015.

Coming to the stage next is the team from Voitrax.

The Voitrax platform captures voice, text, and other communication records and accurately organizes and stores them to ensure complete compliance with Dodd-Frank regulatory requests. The system uses a unique blend of advanced technologies to reconstruct swap trades. Our solution addresses the direct needs of Dodd-Frank 1.35a and 23.201-3.

Presenters: CEO Levi Orbach; COO Craig Eagle; CTO Moshe Rayman



Product launch: September 2015
Product distribution strategy: Direct to business (B2B); through other fintech companies and platforms

HQ: Jerusalem, Israel; New York City, New York
Founded: October 2015
Twitter: @VoitraxInc

RedCloud Launches RedCloud 1 to Offer a Mobile Transaction Engine

This post is part of our live coverage of FinovateFall 2015.

RedCloudTechnologyLogoRedCloud Technology launches its RedCloud 1 Platform:

Available on-site, off-site, or as a hybrid cloud solution, RedCloud 1 enables organizations to launch highly disruptive financial services and provides an immensely powerful and flexible transaction engine and processing platform delivered through mobile devices. While the Financial Service Cloud (payments, savings, and/or loans) is our flagship product, we also have Agent, Merchant, and Insurance Clouds.

Separate or combined, our clouds empower banks, mobile network operators, insurers, and fintech companies that process payments with the ability to get a powerful, user-friendly digital offering in to the hands of their customers, positioning them as an innovator. Our clouds are available through a pay-as-you-grow pricing model.

Presenters: Justin Floyd, founder of Red Cloud, and Matthew Smith, product manager



Product launch: October 2015
Product distribution strategy: Direct to business (B2B); through financial institutions; through other FinTech companies and platforms; licensed

HQ: London, United Kingdom
Founded: February 2014
Twitter: @RedCloudTech

Ldger Previews its Cash-flow Automation Platform for Marketplace-originated Credit

LdgerThis post is part of our live coverage of FinovateFall 2015.

Our next demonstration comes courtesy of Ldger.

To address the gap in the innovation cycle, Ldger has built a powerful and flexible structuring and cash-flow-automative platform that permits investors in, and originators of, marketplace-originated credit to build and market customized tranches of risk exposure against marketplace credit cash-flows.

Presenters: Miles Cowan, CEO, founder; Hyung Kim, co-founder, financial markets



Product launch: Target Q4 2015
Product distribution strategy: Direct to business (B2B); through financial institutions; through other fintech companies and platforms

HQ: New York City, New York
Founded: March 2014
Twitter: @ldgerinc

Hypori Launches Android Cloud Environment with Remote Bluetooth Extension

HyporiThis post is part of our live coverage of FinovateFall 2015.

Making their way to the stage next is the team from Hypori.

In conjunction with a Fortune 100 financial services company, Hypori has added support for remote access to Bluetooth peripherals such as barcode scanners, card readers, and receipt printers. The use case is point of sale (POS), and the goal is to improve security for credit-card transactions from mobile devices by moving the POS app off the mobile end-point to a locked-down, instrumented operating system running in a secure data center: POS as a Service. Hypori is demonstrating a mobile credit-card transaction leveraging remote Bluetooth peripherals for the first time on the Finovate stage.

Presenters: CEO Justin Marston; Joel Schopp, senior software developer; Phil Kumnick, SVP, global acquirer processing



Product launch: September 2015

Metrics: $13.9 million raised; 48 employees
Product distribution strategy: Licensed

HQ: Austin, Texas
Founded: August 2012
Twitter: @Hypori_Inc

Ethoca’s Alerts Help Online Merchants Avoid Chargebacks

EthocaLogoThis post is part of our live coverage of FinovateFall 2015.

Ethoca is demonstrating how its Alerts help online merchants stop fraud:

Ethoca Alerts is an award-winning service used by thousands of ecommerce merchants and online businesses to stop fraud, eliminate chargebacks, and increase acceptance. Leveraging Ethoca’s global collaboration network, it provides the industry’s largest source of cardholder-confirmed fraud and customer-dispute data, direct from the card-issuer source.

Ethoca Alerts arrive in near real time rather than weeks later through the normal chargeback process. Merchants now have advance notification of impending chargebacks and can take immediate action to stop them at the source, eliminating unnecessary costs and poor customer experience.

Presenters: Steve Durney, SVP, issuer relations, and Julie Fergerson, SVP, industry solutions



Metrics: Ethoca is headquartered in Toronto, Ontario, Canada, with international offices located in Austin, Texas; London, England; Dublin, Ireland; and France. Ethoca has 100+ employees.

HQ: Toronto, Ontario, Canada
Product launch: 2011