How they describe themselves: ReadyForZero creates a financial software program that helps people better manage and reduce personal debt and improve their credit reputations online. The software benefits both consumers and lenders by proactively preventing challenging financial situations while improving engagement and retention. ReadyForZero is a focused technical product team with specialized expertise in predictive data modeling, machine learning, and user experience design.
About the founders:
- Rod Ebrahimi: Rod started and sold his first technology company while still in high school. At 18 years old, he moved to Silicon Valley where he helped build scalable e-commerce systems. Rod holds a B.S., with Distinction and Department Honors, in Cognitive Science with a specialization in Human-Computer Interaction.
- Ignacio Thayer: Ignacio is an ex-Googler and machine translation expert. Previously, he was a Senior Software Engineer and Tech Lead for Google Research. Ignacio is named on 3 patents for his work at Google. Ignacio holds 2 degrees in Computer Science from Carnegie Mellon and UCLA. He is currently on leave from Stanford’s PhD program in Computer Science.
How they describe their product/innovation: ReadyForZero’s online program reduces bank credit losses and lowers collection costs by helping average borrowers better understand, manage, and pay down their debts. By using real-time data about a person’s financial situation, ReadyForZero delivers personalized payment and behavioral recommendations that can immediately save people time and money while at the same time improving retention and reducing credit losses.