Fintech Favorites



  • TD Bank began rolling out its Flybits (F15) powered digital concierge TD for Me (press release). Check out its FinovateSpring ’16 demo. A first in Canadian banking, TD for Me enhances the popular TD app to include a “digital concierge” feature that curates content and services to create personalized, contextual experiences for customers based on their location and interests. Powered by Canadian start-up Flybits‘ secure cloud-based mobile intelligence product, TD for Me provides customers with useful TD-related content, like special nearby offers, helpful tips and details on local events, with more content and capabilities to be added in future updates.


  • In more TD Bank news, Financeit (F12) teamed with Concentra to purchase TD Bank’s indirect home-financing dealer-network and 45,000-loan portfolio for C$340 million. It’s a huge win for Financeit which assumes originations for 800 dealers previously working through TD Bank (check out its demo at FinovateFall).
  • Standard Chartered, Siam Commercial Bank and Banco Santander participated in Ripple’s (F13) $55 million Series B round announced today. In addition to those three, five more banks signed long-term contracts to integrate Ripple into their own banking platforms: Westpac, National Australia Bank, Mizuho Financial Group, MBO Financial Group, and Shanghai Huarui Bank


  • Mitek (F11) released an SDK for mobile check-capture to make it easier for third-party developers to deploy (press release). Check out their latest Finovate demo last May. Our new SDK is a self-contained set of screens, workflows, and APIs that comprise a complete multi-check capture experience allowing developers to quickly deploy their commercial mobile banking app offerings,” said Michael Diamond, general manager, payments solutions, Mitek. “Previously, our partners and banks were on their own to develop the app-level functionality around our core MiSnap multi-check capture engine. With this SDK, we’ve done the heavy lifting for them.
  • Yandex (F13) introduces AI capabilities to browser to warn users when it’s unsafe to bank or pay online
  • Technologists! Don’t miss the upcoming FinDEVr in Santa Clara, October 18-19 (register now)

FinDEVr APIntelligence


Our FinDEVr New York developer showcase was a success! FinDEVr Silicon Valley will be held October 18 & 19 in Santa Clara. Register today and save.


  • Flybits Earns Gartner Cool Vendor Recognition in its Platform-as-a-Service 2016 Report.
  • UpGuard Brings Better Vulnerability Detection to ServiceNow.

The latest from FinDEVr New York 2016 presenters

  • Infoworld feature on AI shares insights from OutsideIQ CEO Dan Adamson.
  • Markit partners with BitSight Technologies to enhance its Know Your Third Party (KY3P) platform.
  • NYMBUS Acquires R. C. Olmstead to Enhance Core Data Processing.
  • The WSJ calls PayPal “the new face of banking.”

Alumni updates

  • MX to power Homeownership Preservation Foundation’s digital money management app.
  • Cater Allen Private Bank to implement new core banking system from Temenos.
  • Trulioo enhances address validation in Global Gateway.
  • Token Facilitates PSD2 Compliance with New Payment Network.
  • Kabbage Named a CNBC Top Disruptor.
  • Fragmob and CardFlight Announce Integrated Partnership.
  • Xero featured as one of first New & Notable Apps on Google Apps Marketplace.
  • Banking Technology reports that Temenos is nearing a core banking software deal with Iran’s Ayandeh Bank (Future Bank).

Stay current on daily news from the fintech developer community! Follow FinDEVr on Twitter.

Finovate Alumni News


  • “Token Facilitates PSD2 Compliance with New Payment Network”
  • “CrowdFlower Closes on a $10 Million Round Led by Microsoft”
  • “Finovate Debuts: IBM’s Wealth Management Solution Gives Advisers an Edge”
  • “MOX Pay from Malauzai is First to Unveil RDC as Payment Option”

On FinDEVr

  • “Flybits Earns Gartner Cool Vendor Recognition in its Platform-as-a-Service 2016 Report”

Around the web

  • TechCrunch: Dashlane launches a password-management tool for the enterprise.
  • AppsTechNews chats with Kony CTO Bill Bodin on the pace of enterprise app change.
  • “Kabbage Named a CNBC Top Disruptor”
  • Benzinga profiles Betterment CEO Jon Stein.
  • Me/CU to deploy account-processing platform and digital banking suite from Fiserv.
  • Insuritas to power insurance solution for Patelco CU.
  • NICE Actimize teams up with Mphasis to provide anti-fraud, enterprise risk, and compliance solutions.
  • Volate Technologies launches solution for “plug and play” integration with Ripple.
  • ACI Worldwide partners with U.K.-based Raphaels Bank to provide access to the Faster Payments Scheme.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

FinovateSpring Sneak Peek: Flybits


FS2016-wdateA look at the companies demoing live to 1,500+ fintech professionals on May 10 & 11. Register today.

Flybits will announce the release of new context sources that enable financial enterprises to further personalize mobile experiences for their customers, without coding.

Flybits’ Experience Studio enables developers and marketers to create and change mobile experiences on the fly, using any and all context sources, such as calendar, language, age, gender, and weather.

Why it’s great
Using Flybits is the easiest way for app developers and mobile marketers to go beyond location and enhance their apps to deliver and manage rich, personalized mobile experiences.


Jerry Rudisin, Chief Executive Officer
Rudisin joined Flybits with 30 years of executive experience at enterprise-software companies, including Schooner, Agitar, and NightFire. Jerry earned an MS in Computer Science from UCLA.

FlybitsPresenter2Hossein Rahnama, Founder & Chief Product Officer
Rahnama is a recognized figure in ubiquitous and pervasive computing. He has a Ph.D. in computer science from Ryerson University, and is a visiting scholar at the Human Dynamics group at MIT Media Lab.

Check out all of today’s sneak peeks:

FinDEVr APIntelligence

FinDEVrNY16-V2(wdate)We’re taking our FinDEVr developer showcase to New York on March 29 & 30, 2016. Register today.

Developer news

The latest from upcoming FinDEVr New York 2015 presenters

  • PayStand to power new online payments service from ONE UP.
  • Xignite announces its XigniteGlobalCurrencies API is now available in the Oracle Cloud Marketplace.

Alumni updates

  • PYMNTS reports: Worldpay transactions up 14% post-IPO.
  • Mitek launches mobile deposit in the United Kingdom with other countries to follow.
  • CardFlight integrates with Stripe to encourage developers to build EMV payment functionality within their mobile apps.
  • Xero extends partnership with MidPoint to make cross-border procurement easier.
  • Personal Capital exceeds $2 billion AUM.

Stay current on daily news from the fintech developer community! Follow FinDEVr on Twitter.

Finovate Alumni News


  • “Expensify Leverages Uber Partnership to Create the Lazy Man’s Expense Report”
  • “Finovate Debuts: Innofis Enhances the UX for Banks and Customers”
  • “Prosper Appoints USAA Exec as New CFO”


  • “PayStand to Power New Online Payments Service from ONE UP”

Around the web

  • Luxoft integrates P2P payment technology with connected, self-driving car.
  • Thomson Reuters teams up with Hong Kong-based accelerator, SuperCharger.
  • Misys unveils Standardized Approach for Counterparty Credit Risk (SA-CCR) module for FusionRisk.
  • PYMNTS interviews Richard Stegall, CEO and Co-founder of Urban FT.
  • NPR highlights Blooom for helping manage student-loan debt.
  • The New York Times features Narrative Science in a look at artificial intelligence.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Thinking Capital & Flybits Make Deloitte’s Technology Fast 50 Canada Awards

Screen Shot 2015-11-13 at 9.56.43 AM

Deloitte last night announced the winners of its Technology Fast 50 rankings, and two Finovate and FinDEVr alums made the cut.

The Technology Fast 50 awards, which are split across three categories, recognize achievements and evolution in the Canadian tech sector.

THinkingCapitalHomepageFirst up is Thinking Capital which achieved a Fast 50 award*. This award lists the 50 fastest growing Canadian technology companies based on the highest percentage of revenue growth over the past five years.

Thinking Capital’s alternative lending platform has helped more than 10,000 SME’s gain access to capital. The company offers merchant advances and term loans up to $300,000.


Screen Shot 2015-11-13 at 11.03.18 AMFlybits was listed among 11 others in the Companies to Watch category, which is based on the same criteria for the Fast 50 award without requiring the company to be in business for 5 years.

Flybits helps financial institutions deliver a more personalized mobile experience by leveraging all aspects of a user’s context.

*Qualifying companies must have: headquarters in Canada, been in business for at least five years, revenues of at least $5 million, their own proprietary technology, research and development activities in Canada.

Finovate Alumni News


  • “Thinking Capital and Flybits earn Deloitte’s Technology Fast 50 Canada Awards”
  • “ID Analytics, Payfone Win at 2015 Fierce Innovation Awards”

Around the web

  • American Banker features PayActiv in a look at budgeting apps.
  • Let’s Talk Payments presents a roundup of wealth managers turned robo-advisers, including Nutmeg.
  • Yodlee features how DoubleNet Pay enables automatic bill pay and financial health for employees.

This post will be updated throughout the day as news and developments emerge. You can also follow alumni news headlines on the Finovate Twitter account.

Flybits’ Context-aware Apps Deliver Personalized Experiences

This post is part of our live coverage of FinovateFall 2015.

FlybitsLogoOur first presenter of FinovateFall is Flybits showing how it uses user context to personalize apps:

Context-aware apps that deliver personalized experiences have always required lots of custom development. The sheer variety of interfaces usually leads to complex apps that are hard to change. Flybits solves this problem with a simple, integrated way to incorporate all aspects of user context—including location from beacons, wi-fi, etc.—and personalize app behavior. Our SDKs let you Flybits-enable any app and transform it. Our visual Experience Studio gives you unprecedented agility in changing live apps as you refine your customer-engagement strategy. Flybits runs in the cloud for ease of use, scalability, and elasticity.

Presenters: Hossein Rahnama, founder and chief product officer of Flybits, and CEO Jerry Rudisin



Product Launch: September 2015
Metrics: $4.75M in Series A financing raised to date, 26 employees
Product distribution strategy: Direct to Business (B2B)

HQ: Palo Alto, California
Founded: October 2012
Twitter: @FlybitsInc

FinovateFall Sneak Peek: Flybits


The Sneak Peek series looks at the innovators demoing live on stage at FinovateFall 2015. Be sure to pick up your tickets to our annual autumn conference, and we’ll see you in New York!

FlybitsLogoFlybits is the first context-as-a-service software platform. Develop better mobile apps, sooner, and for less. Get agile as you tailor your customer engagement strategy.


  • Flybits-enabled existing apps in 15 minutes
  • Location support is hardware agnostic
  • Non-developers can easily change app content and behavior

Why it’s great
The Flybits context-as-a-service platform has all the infrastructure needed to make your apps context-aware, so you can deliver fresh and personalized mobile experiences.

Presenters: Hossein Rahnama, Chief Product Officer, Founder; Jerry Rudisin, CEO


Finovate Alumni News


  • “SumUp Raises €10 Million in Round Led by BBVA Ventures, Groupon, American Express”

Around the web

  • In its fiscal year 2015, Avoka signs record number of clients and experiences 70% year-on-year bookings growth.
  • Yodlee is accepting applicants for its upcoming Ynext Incubator class.
  • Markit acquires FX trade-processing specialist DealHug. See Markit at FinDEVr 2015 in San Francisco in October.
  • Emailage opens European data center.
  • After BlackRock’s acquisition of FutureAdvisor, ThinkAdvisor considers the fate of Wealthfront and Betterment.
  • Forbes looks at Mint, MaxMyInterest, Moven, and Venom in a discussion on the connection between mobile, messaging, and financial services.
  • Mainstream features a quote from founder of DoubleNet Pay, CEO Brian Cosgray, on the impact of debt on new retirees.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.