iBillionaire Gives Users Access to Billionaire Investment Portfolios

iBillionaire Gives Users Access to Billionaire Investment Portfolios
This post is part of our live coverage of FinovateFall 2014.
iBillionaireLogo

iBillionaire showed off its platform that democratizes Wall Street

“The iBillionaire app was born out of a mission to democratize Wall Street by providing users access to the investment strategies and financial data of those who have, historically, played the market best: billionaires. 
iBillionaire provides access to billionaire investment portfolios, strategies, and stock picks and is a source of unique and exclusive data on trading activity and investment trends. It sends real-time alerts of buys, sells, and prices and is a source of up-to-the-moment billionaire news. 
With iBillionaire, users can create their own portfolios and compare with billionaires. They can also access the iBillionaire Index, which tracks the 30 stocks in which billionaire investors have allocated the most funds.”
Presenting: Raul Moreno, CEO & Co-Founder and Emily Stewart, Head of Communications & Content Strategy
iBillionaireHomepage
Product Launch: April 2013
Metrics: With a mobile community of over 150,000 investors, offices in Buenos Aires and New York, and covered by media outlets like Bloomberg, CNBC, and Fox Business, the iBillionaire Index has outperformed the S&P 500 since inception.
Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms
HQ: New York, NY 
Founded: April 2013
Product Demoed: iBillionaire
Twitter: @ibillionaire

MoneyDesktop Becomes MX, Launches Helios and WideNet

MoneyDesktop Becomes MX, Launches Helios and WideNet

This post is a part of our live coverage of FinovateFall 2014


MXlogo

Then, MX announced it is becoming MX, and launching two new products, Helios and WideNet:

“MX uses WideNet Technology to expand your market reach by making your apps available to be used by anyone. 
Helios, the new full-feature cross-platform digital banking app is deployable on any device, from any brand. The cohesive product integrates the best financial management and mobile and online banking features all in one app. The app is powered by a single source of native code, making it more robust, responsive and engaging than the typical HTML5 approach to providing a cross-platform product.”

Presenting: Ryan Caldwell (CEO) & Matt West (Executive Account Manager)

MoneyDesktopIMG
HQ: Provo, Utah
Founded: 2010
Twitter: @moneydesktop, @mxenabled

Luxoft’s Horizon Brings Visualization to Data

Luxoft’s Horizon Brings Visualization to Data
This post is part of our live coverage of FinovateFall 2014.
LuxoftLogo

Luxoft demonstrated how it brings visualization into the decision-making process:

“In our big data world it is the critical data that gives the competitive advantage. Luxoft’s Horizon creates a “Visualization Layer” on top of your data marts to provide visual simplicity and supports more informed, timely, and strategic decision making. The framework provides a system that allows you to mine your data with macro and micro perspectives that range from overviews to exact client performance and risk measurements by business line. 
Horizon is a next generation Visualization Framework, providing an innovative and graphically rich User Interface: app-based approach, high performance, secure, 100% mobile (accessible from any device: iPad, iPhone, Android etc.), and highly customizable.”
Presenting: Przemek Berendt, VP Global Marketing and Fabrice Aresu, Head of Business Support Group
LuxoftHomepage
Product Launch: 2013
Metrics: 7,800+ employees, 21 offices, 16 delivery centers, 13 countries in North America, Western and Eastern Europe, and Asia Pacific, 130+ clients, with top clients among the Global Fortune 500, $398.3M FY14
Product distribution strategy: Direct to Business (B2B), licensed 
HQ: Zug, Switzerland
Founded: 2000
Website: luxoft.com
Twitter: @Luxoft

Dynamics Debuts the World’s First Multi-Network Card

Dynamics Debuts the World’s First Multi-Network Card
DynamicsLogo

This post is part of our live coverage of FinovateFall 2014.

Dynamics demoing the world’s first multi-network card that allows consumers to select different networks.

“The new cards from Dynamics help reduce interchange for high value merchants and improve security for consumers. The technology’s dynamic security codes are effective for reducing fraud on EMV cards in international transactions.”
Presenting: Jeff Mullen, CEO
DynamicsHomepage
HQ: Pittsburgh, PA
Founded: November 2007
Website: dynamicsinc.com 
Twitter: @dynamicsinc

PayItSimple’s Solution Gives More Options to Consumers While Giving More Sales to Merchants

PayItSimple’s Solution Gives More Options to Consumers While Giving More Sales to Merchants
This post is part of our live coverage of FinovateFall 2014.
PayItSimpleLogoNew

PayItSimple debuted its solution that gives consumers increased purchasing options while increasing sales for merchants:

“PayItSimple enables shoppers to divide the total cost of their purchases charged on their existing credit card across as many months as they choose and the merchant offers. Customers do not incur any fees or interest charges. There is no need to complete a credit application or qualify for a new credit line. There is no fine print or hidden costs.”
Presenting: Alon Feit, CFO & Co-Founder and Stacy Fassberg, All Things Marketing or VP, Marketing
PayItSimpleHomepage
Product Launch: June 2014
Metrics: 12 employees, $4.3M raised to date from private seed investors
Product distribution strategy: Via existing channels for credit card acquiring, Acquirers, ISOs, Gateways, Direct Business to Business (B2B), mainly to big enterprises
HQ: New York, NY
Founded: August 2013
Twitter: @payitsimple

Fiserv Shakes Up How Banks Interact with Their Customers

Fiserv Shakes Up How Banks Interact with Their Customers
FiservLogo

This post is part of our live coverage of FinovateFall 2014.

Fiserv demonstrated how it is helping banks communicate with their customers:
“Fiserv is demonstrating what next generation customer-to-bank interactions will look like, particularly in a mobile-first world. The ‘App of the Future’ innovation based on the Mobiliti™ platform assembles three distinct consumer interaction methods – Live Chat, Secure Mailbox & Messaging,  and Click-to-Call – and makes them contextual (i.e. providing context information to the representative of the bank as part of the interaction). All inside the mobile banking application. 
This innovation has a number of benefits to consumers and financial institutions, including: increased efficiencies of interactions, more secure than various existing authentication methods, and portrays the banks’ brand as helpful, modern, and compelling.”
Presenting: Andy Barnett, Sr. Technical Sales Consultant, Mimi Joy, Mobile Account Specialist, and David Carr, Innovations Manager
FiservHomepage
Product Launch: September 2014
Metrics: $4.81B revenue in 2013, 21,000 associates worldwide, 14,500 financial institutions and business clients worldwide
Product distribution strategy: Direct to Business (B2B), through financial institutions
HQ: Brookfield, WI
Founded: July 1984
Website: fiserv.com
Twitter: @Fiserv

HedgeCoVest Launches Investment Tool for Hedge Funds

HedgeCoVest Launches Investment Tool for Hedge Funds
HedgeCoVestLogo

This post is part of our live coverage of FinovateFall 2014.

HedgeCoVest showed how Replicazor can boost hedge fund performance:
“HedgeCoVest is an investment tool allowing you to mirror hedge fund investments in your own brokerage account. Using HedgeCoVest, you can research hedge funds, their risk/return profile, management team and more. Then, when you find a fund to mirror, you can allocate with the click of a button. 
Our proprietary trading technology, the Replicazor, sees hedge fund portfolios and duplicates them in your account in real time. Anytime your chosen fund makes a trade, the Replicazor will make a corresponding trade for you within milliseconds. No guesswork, no investing based on outdated reports. One-to-one tracking of real hedge funds.”
Presenting: Evan Rapoport, CEO and Aaron Wormus, CTO
HedgeCoVestHomepage
Product Launch: September 2014
Metrics: 12 employees, $900,000 raised
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
HQ: West Palm Beach, FL
Founded: April 2013
Twitter: @hedgecovest

Settle Gives Merchants a 3-in-1 Point of Sale Solution

Settle Gives Merchants a 3-in-1 Point of Sale Solution
This post is part of our live coverage of FinovateFall 2014.
SettleLogo

Settle debuted a POS that merchants can integrate into their existing solutions:

“The Settle technology comes in 3 forms: 1) Customer app that allows users to make orders, pay, get loyalty bonuses and offers from establishments, and carry out P2P transactions, 2) A Settle tablet with an accompanying app that enables accepting and managing orders, viewing customers’ profiles and offering personalized customer service, 3) A merchant dashboard with a smart analytics of sales, staff performance, and a rich customer CRM. 
Settle provides its POS solution for merchants and can be integrated into merchant’s existing POS system as well.  Settle can offer white label solutions for bank apps and provide small personal loans.”
Presenting: Stas Matviyenk, CEO and Anna Polishchuk, COO
SettleHomepage
Product Launch: August 2014
Metrics: $1.8M raised, 15 employees, 50,000 users
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions
Settle
HQ: Kyiv, Ukraine
Founded: August 2014
Website: hellosettle.com 
Twitter: @hellosettle

NICE Systems’ Real Time Authentication Uses Voice Biometrics to Ensure Customer Identity

NICE Systems’ Real Time Authentication Uses Voice Biometrics to Ensure Customer Identity
This post is part of our live coverage of FinovateFall 2014.
NICESystemsLogo

NICE Systems showed off its Real Time Authentication:

“Real-Time Authentication strengthens and streamlines the authentication process by utilizing voice biometrics to authenticate customers in real time during their conversation with an agent.
With Real-Time Authentication, contact centers can:
        • Securely authenticate customers in real time with no customer effort
        • Expedite time to service and free up more time for revenue generating activities
        • Passively enroll the vast majority of their customers seamlessly
        • Improve fraud protection on all enrolled accounts”
Presenting: Matthew Storm, Director, Innovation & Solutions and Jade Kahn, Solutions Marketing Manager
NICEhomepage
Product Launch: September 2013
Metrics: $945M NICE revenues (2013) & 3,700 total employees
Product distribution strategy: Direct to Business (B2B)
HQ: Paramus, NJ
Founded: January 1986
Twitter: @NICE_Enterprise

Counting Down to FinovateFall 2014

Counting Down to FinovateFall 2014
FF14countdown

We’re only a day-and-a-half away from FinovateFall 2014our twenty-first conference, and things are really coming together here in New York City.

The Finovate team arrived earlier this week and has been busy fine-tuning the venue, organizing attendee packets, and preparing for the largest Finovate audience of all time, nearing 1,500 (thanks everyone!).

The presenting companies will begin pouring into the venue tomorrow to practice their demos and get the lay of the networking hall.

Before you arrive, here are some key things to keep in mind:

FF14Venue

Where


Agenda
We’ll open the doors at 8AM. Registration and continental breakfast will continue until just before 9AM, at which point the first demo will begin.
Here’s the full agenda:
FF14Agenda
    • Remember to pack plenty of business cards and wear comfortable shoes
    • Download the Finovate app before the show to get a glimpse of who you’ll be rubbing elbows with
    • Contribute to the conversation on Twitter using #Finovate, and follow @Finovate to stay updated on news about the companies on stage 
    • Check out the Finovate blog to watch the live coverage of each company’s demo on stage.
    • If you’re up for some last minute studying, check out our Sneak Peek series to see what some of the demos will focus on.

If you have any last minute issues or questions, please see our frequently asked questions or email fall@finovate.com and our team will be happy to help. We can’t wait to see you all in New York!

FinDEVr Preview: FinancialApps, Avoka, Xero, and InComm

FinDEVr Preview: FinancialApps, Avoka, Xero, and InComm
FinDEVrLogo

We’ve been helping you prepare for FinDEVr for a few weeks now. Between the presentations, networking, and workshops, there will be a lot to keep busy with during the show, so we wanted to make sure you’re ready.

Today we’re featuring:

To join in on the action, you can get your ticket here.

AvokaLogo

Avoka is a leading customer experience management company specializing in multi-channel customer transactions. Avoka powers customer engagement applications for banking and insurance organizations worldwide, capturing and delivering business-critical customer transactions into back-office systems.

Keynote: Omni-Channel & Social Account Opening In 60 Seconds
Avoka will demonstrate omni-channel account opening through our engagement platform demonstrating
    • Responsive & adaptive design
    • Cross-over between channels
    • Pre-fill from social profiles
    • ElectID verification
    • Separation of information capture from core systems to facilitate easy cross-sell.
Workshop: Build An Omni-Channel Account Opening Experience In Under 60 Seconds
Avoka will build an account opening experience in under an hour that Is responsive & adaptive
  • Supports cross-over between channels
  • Is integrated to social media for pre-fill
  • Is integrated to electronic ID verification
  • Facilitates cross-sell with loose coupling to core systems
Benefits for developers:

  1. Omni-channel digital customer experience
  2. Analytics platform to understand your customers engagement experience that enables;
  3. Speed, agility and rapid decision making
Omni-channel customer experience in days instead of weeks or months.

FinancialAppslogo

Financial Apps provides a suite of developer tools and API access for financial account and transactional data. Our solutions help to quickly build the next generation FinApp. The Financial Apps Relevancy Engine helps make data actionable, providing a comprehensive solution for Fintech development

Keynote: Driving the Data to Action
Detailed financial data is the “Big Data” we all want to work with. In this presentation, Financial Apps is showing how its Platform and Relevancy Engine enables developers to access, consume and integrate consumer financial data within their solutions..
Workshop: Get Relevant: Driving Data to Action
The Financial Apps Platform simplifies the way developers build, manage, and scale their applications’ transaction driven components.  ​In this workshop, we will demystify the process of transforming financial data into relevant solutions that can directly consumed by your applications. Learn how to:
    • Connect to financial data using Financial Apps’ easy to use RESTful based JSON API and developer libraries
    • Construct complex data aggregations in minutes using Boolean logic with the FA Relevancy Engine Interface
    • Execute and deliver new datasets at run time speed and make schema changes without system interruptions
    • Create queries and rules that analyze your data and deliver actionable results and alerts
Benefits for developers:

    1. Broad API providing access to your consumers Financial Data.
    2. Data Modeling and Workflow capabilities integrated within the platform.
    3. Solutions to make data actionable
Currently powering industry leading FinTech applications, The Financial Apps platform and tools are available for integration today! We make data actionable


InCommLogo

InComm is the leading provider of prepaid and transaction technologies with 400,000 points of distribution, nearly $ 30 billion annual transaction volume and reaching over 1 billion customers weekly.


Keynote: Cashtie API – Rails for Cash Payments

Cashtie is an API that enables cash payments for bill pay, funding an account and money transfer at InComm’s retail network. The Cashtie API connects to a transaction processing platform and is the rails for cash payments from its partners.
Workshop: Cashtie API – Democratizing Access to Retail POS
In this workshop we are showcasing how we democratized access to the POS (Point of Sales) of some of the largest retailers in the world like Walmart, CVS, Rite Aid, Target, Family Dollar and many more. We are demonstrating how to insert transactions as line items into the customer receipt including validating pre-tender transactions and completing post tender.
We are also presenting various use cases how the Cashtie API is used to digitize cash payments and touch on our different integration methods for developers.

Why it’s great for developers: 
  • Digitizing cash
  • Democratizing access to large retailers POS
  • Instantly build retail network for cash acceptance
Use Cashtie to streamline and simplify cash payments.

XeroLogo

Xero is beautiful, easy-to-use online accounting software for small businesses and their advisors. The company has over 300,000 paying customers in more than 100 countries around the world. Xero ranks No. 1 by Forbes as the World’s Most Innovative Growth Company.

Keynote: Open for Small Business
Small business is at the heart of every economy. Simple efficiency gains like eliminating data entry or getting paid twice as fast can make or break a business. At Xero we’ve created an open, extensible platform upon which hundreds of developers have created tools and joined our mission to make small businesses all over the world succeed.
Workshop: Building an API driven Ecosystem for Small Business
In this session, you’ll hear how Xero has successfully grown it’s marketplace to over 300 integrated applications. How we’ve structured our developer partner program and built our open API as well as the key lessons we’ve learned along the way.
Why it’s great for developers:
    • Integrated Accounting
    • Open API 
    • Successful Partner Program
Xero provides an Open API, with the opportunity for integrated accounting between important small business applications.

If you missed any of the previous FinDEVr Preview posts, check them out below:

FinDEVr Preview: Eshtapay, EVO Snap*, Intuit Partner Platform, and Xignite

FinDEVr Preview: Eshtapay, EVO Snap*, Intuit Partner Platform, and Xignite

FinDEVrLogo

In the weeks ahead of FinDEVr San Francisco, we’re taking a closer look at the companies that will share their technology through presentations and workshops on September 30 and October 1.

Today, we have two installments. In the first, we looked a Avoka, Financial App, Incomm, and Xero. In part two, we’re featuring:

There’s still time to pick up your ticket to join in on the first event for fintech developers.


EshtapayLogo

Eshta develops and operates Eshtapay as a financial platform that can act as online payment system, e-wallet, escrow system, and self-service payment terminal back-end. Eshtapay (due to its very flexible architecture) is a Swiss-Army knife for the online banked and unbanked alike.

Keynote: Eshtapay: The Financial Swiss-Army Knife
Eshtapay is directly operated in Ukraine and Egypt and also used online from Dubai to France to power self-service payment kiosks, service vending machines, service marketplaces, and ATMs. With less than 6 months time to market for deployment, Eshtapay exhibits remarkable versatility and efficiency.
Workshop: Eshtapay: 80M People Market Case Study
Eshta CEO Catalin Braescu is offering a detailed break down of the customization and deployment of Eshtapay for the 80-million-person Egyptian market. Expect a colorful presentation, Indiana Jones situations, breakneck deadlines, and a Hollywood happy ending!
Why it’s great for developers:
    • Suspiciously easy to integrate
    • Dangerously fast to deploy
    • Tempting pricing

Your company + Eshtapay = fast access to billions of developing world consumers.



EVOSnapLogo

EVO Snap* is a one-stop shop for application integration, merchant underwriting and international payment processing. Our developer platform provides single-integration access to omni-channel payment processing and value-added services through one API – making it easy for developers to support merchants.

Keynote: DIY Offers and Rewards – Closing the Digital Loyalty Loop

Description: Activate and deepen relationships with customers by linking consumer data with payment and marketing services to create customized loyalty programs, card-linked offers and real-time rewards at point-of-sale.

Workshop: DIY Offers and Rewards API – A Look Under the Hood

Get up close and personal with the EVO Snap* Connect offers and rewards API and discover how to integrate offer publishing and card-linked redemption services into your loyalty app. Learn how to leverage pre-built service modules and explore options for making your bank/app portal more valuable to merchants by offering detailed retail analytics. We’ll crack open the API, review available data, and offer up sample code.

Why it’s great for developers:

  • Simple, fast & easy-to-use payment APIs & integration tools
  • Simplify merchant activation & approval
  • Expand your global footprint and EMV readiness

Acquirer, Processor & Technology Partner – All-in-One. EVO Snap* is a one-stop shop for application integration, merchant underwriting and international payment processing.


IntuitPPLogo

Intuit Partner Platform (IPP) is an open platform that enables developers to integrate with rich financial and transactional data through REST-based APIs and offers unparalleled reach to millions of small businesses through Intuit Apps.com.


Keynote: The Small Business Opportunity
The importance of small business to the global economy can’t be denied. With 600 million small businesses worldwide, the opportunity to drive their success is huge. Reach millions of small businesses by developing for Intuit QuickBooks Online, an open platform for developers that taps into the power of QuickBooks and the cloud. With partners from Square to American Express to Vend, QuickBooks Online allows Intuit and its ecosystem to simplify the business of life for millions of small businesses.
Workshop: Intuit’s Financial Data APIs: Getting Started With the Best Platform to Connect to Small Business and Consumer Financial Data
QuickBooks Online (QBO) has the largest small businesses audience in the world and the QBO API opens up this valuable market to partners and developers like you. The Customer Account Data (CAD) API is the same API that powers Mint.com giving you access to transaction data from over 19,000 financial institutions. In this session we will review the QBO and CAD APIs.
This session is best for developers looking to serve small businesses and accountants.
Key Takeaways:
  • What the QBO Platform offers to you as a partner and developer
  • How to start integrating with the CAD API so you can get started quickly
Why it’s great for developers:

    • QB Apps.com reaches millions of qualified SMB customers & accountants
    • You can easily connect your SaaS app to SMBs
    • Extend the power of QB to handle multiple jobs
Through IPP, developers can extend the power of QuickBooks, join Intuit’
s ecosystem of applications, and tap into millions of existing SMB customers.

XigniteLogo

Xignite is the pioneer of cloud-based market data APIs & the provider for leading Fintech innovators Wealthfront, StockTwits, Robinhood & Yodlee. Our APIs cover every asset class, market & data type available & are ideal for integrating data into FinTech mobile apps, websites, and platforms.

Keynote: Kick-Start Your FinTech Business with Xignite Market Data APIs
Xignite powers hundreds of breakthrough FinTech apps and platforms – touching millions of investors & finance professionals each day. Learn how Xignite can help you kick-start your FinTech business, fuel your growth, and power your success with our easy-to-integrate financial data APIs.
Workshop: Power Your FinTech Apps with Xignite Market Data Cloud APIs
Come see how easy Xignite makes it to add virtually any type of financial market data into your app and why the top FinTech start-ups are Xignite customers. Get first-hand experience calling Xignite REST APIs for pricing, reference, and historical market data. Novices and experts are welcome; Xignite experts will be on hand to answer any questions and explain basic concepts (i.e. how to call a REST API) and share best practices (i.e. using our open-source SDKs).

Why it’s great for developers:
• Get going now with our special startup pricing 
• Get to market first – thanks to our easy APIs 
• Huge catalog of market data to fuel your growth
The flagship FinTech companies are winning with Xignite. Shouldn’t you be too?


If you missed any of the previous FinDEVr Preview posts, check them out below: