Your Daily Distraction: FinovateEurope 2015 Demo Videos Now Available


If you’re in need of a little distraction, we have good news. The demo videos from FinovateEurope 2015 have been released. All 72 videos from last month’s conference, along with the full history of Finovate demos, are publicly available on the Finovate video archives page

To get started, here are the seven Best of Show winners, in alphabetical order:



















mBank & i3D

mBank & i3D




Feel free to download, embed, and tweet the videos to share your favorites from the conference, whether you were in attendance or not.

Fintech Finance’s Video Production Showcases FinovateEurope 2015 Action


Fintech Finance, a company that creates video episodes each month focusing on what’s hot in fintech, produced a two video summary of FinovateEurope earlier this month.

The compilation features attendees and presenters as they relay their thoughts about their favorite aspects of each day.

FinovateEurope 2015 day one

FinovateEurope 2015 day two

Thanks to Ali Paterson for creating and sharing the videos. You can contact Ali at or on Twitter at @AliPaterson.

FinovateEurope 2015 in the Press


FinovateEurope 2015 concluded last week and was a huge success. Not only did we host a record-breaking audience, we also saw the most press coverage.

Thanks to all of the contributors who worked hard to document the great technology demonstrated on stage. A special thanks to the analysts at Datamonitor for their extensive coverage.

Here’s the coverage in alphabetical order:

American Banker
U.K. Banks Pilot Loan Sales to Crowdfund Site investUP
Bailey Reutzel

Bank Innovation
Xignite APIs Now Powering +50 FinTech Ventures
by Philip Ryan

Banking Technology
Delegates skeptical at Finovate London
by Elliott Holley

Bob’s Guide
Show report: The best innovators at FinovateEurope 2015
by Nicole Miskelly

CC Group
Finovate Europe 2015—a microcosm of FinTech?
by Daniel Lowther

C’est Pas Mon Ideé blog
Redy, paiement mobile et monnaie virtuelle
by Patrice Bernard
Link (Translated to English)

City A.M.
Finovate Europe: Global FinTech stars meet up at London’s Old Billingsgate
by Oliver Smith

Cloud Lending blog
Cloud Lending at Finovate Europe 2015
by Vidur Jain

The valuation industry is now big business
by Jenny Cosgrave

Finovate: Understanding what the media wants
by Paul Bowhay

Telenor banka și Asseco SEE prezente la prestigioasa Conferință Finovate de la Londra
by Adaugat de Dali Dinu

Crowdfund Insider
investUP launches New Platform at Finovate Europe
by Samantha Hurst

Finovate FinTrack: Advice Games
by Sean Harrison

Finovate FinTrack: BankClip by Crealogix
by Helen Allingham

Finovate FinTrack: Fiserv
by Theresa Jameson

Finovate FinTrack: mydesq
by Katri Tuomainen

Finovate FinTrack: PROFOS by CPB Software
by Helen Allingham

Finovate FinTrack: Quisk
by Samuel Murrant

Finovate FinTrack: Yoyo
by Theresa Jameson

Finovate FinTrack: Novabase wizzio
by Daoud Fakhri

Finovate: Our Best in Show

FinTrack FinovateEurope 2015 Special: Day One (Report)

FinTrack FinovateEurope 2015 Special: Day Two (Report)

Finance Zweinull
Die Letzte Finovate
by Boris Janek

The Financial Brand
Radical Bank Branch Design Fuses Digital with Physical
by Jim Marous

Finovate Europe 2015—Day 1 roundup

Finovate Europe 2015—Day 2 Roundup
Fintech: Fünf heisse für Trends 2015

FinovateEurope 2015 Best of Show Winners Announced
by David Penn

Forrester’s Benjamin Ensor’s Blog
Finovate Europe 2015: Execution Is Harder Than Idea Generation
by Benjamin Ensor

FS Tech
Finovate reveals ‘best of show’ winners
by Michelle Stevens

Innovation in Finance
Coinjar interview at Finovate Europe, London, February 2015
by Damien Ducourty

Lets Talk Payments
The Best of FinTech Europe from Finovate 2015
by Kate

LinkedIn Pulse
Fintech isn’t just for ‘Fins’
by Matthew Stammers
Time for a Finovate Fringe Festival?
by David Jones

Mapa Research
Finovate Europe 2015: Our top picks from day one
by Katie Nachshon

Mollie: een pionier in de Fintech
by Remco Boer

My Private Banking
Wealth Management Solutions at FinovateEurope 2015
by Francis Groves
Nostrum Group
Finovate Day 1—reflections from FinTech’s showpiece

Finovate Day 2—FinTech’s focus is on user experience

FinovateEurope 2015—Nostrum’s reflections

Ormsby Street
Key Performance Metrics
by Martin Campbell

Payment Eye
3 ways payment technology is boosting financial inclusion
by Lindsey Kennedy

Payments Journal
Recapping Finovate London 2015
by Tristan Hugo-Webb

Pirean blog
Pirean demonstrate their Identity and Access Management as a service offering at FinovateEurope 2015
Finovate 2015, the Part Mobile is Playing in Fintech
by Chris Ward
Banka u džepu – tehnologija budućnosti

SME Finance Forum
Finovate Europe 2015—bigger and even more interesting than last year!

SME Insider
3 of the best new technologies to supercharge SME growth
by Lindsey Kennedy

How to get the funding you need to grow your business
by Lindsey Kennedy

Tech City News
Fintech monthly: Judopay raised $6 million, banking apps tested, Finovate Europe and much more…
by Ben Goldsmith

Tech Cocktail
LifePay Acquires iboxPro, Expands into Asian Markets
by Will Schmidt
The Telegraph
Banks get out their chequebooks to chase the next banking revolution
by Marion Dakers

Le Temps
Du gadget à l’innovant, tour d’horizon  des nouveautés de la finance
by Mathilde Farine

Treasury Insider
The 5 hottest new trends in fintech
by Lindsey Kennedy
Waters Technology
KPAX Brings Data Reconciliation Product to the Cloud
World Finance
Heilmann: ‘Germany needs to take a hardline on Greek debt’

As more coverage is published, we’ll be adding it to this post in the coming weeks. If you have a piece you’d like us to include, please contact

FinovateEurope 2015: Tweets by the Thames

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Our biggest FinovateEurope to date is in the books. Thanks to all our presenters, sponsors, partners, and, of course, our record-setting attendees.

A special thanks to our scribes in social media. Our Twitter feed (#Finovate) continues to be a great way to hear and be heard—from the first demo on Tuesday through the naming of the Best of Show winners Wednesday afternoon. Here’s a sampler of some of the more colorful commentary and insightful observations from FinovateEurope 2015.

Thanks to everyone who participated and we’ll see you in San Jose for FinovateSpring 2015 in San Jose!

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FinovateEurope 2015 Best of Show Winners Announced


If there is anything more exciting than the first Finovate conference of the year, it’s seeing who will be the year’s first Best of Show award-winning companies.

After two days of fintech presentations and demonstrations, our audience of more than 1,100 has shared its opinion on which technologies at FinovateEurope 2015 stood out from the rest of a truly impressive pack.

Here are this year’s winners, in alphabetical order:

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Avoka for its three-minute loan application that promises to deliver the fastest onboarding experience in the world.

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CoinJar for its technology that enables consumers to buy, sell, and use digital and traditional forms of currency any way they choose—from dollars to bitcoins.

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ebankIT for its omnichannel and social banking solution that maximizes interaction between FIs and their clients.

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eToro for its innovations in social trading and investing for Generation Y.

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Jumio for its credentials-management technology, Netverify, that turns mobile devices into ID document-scanning terminals.

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mBank and i3D for their interactive, digital retail-branch concept.

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Meniga for Market Match, its transaction-data analytics and enrichment engine.
As always, thanks to everyone who attended and participated in FinovateEurope 2015. We’ll see you next year!

Notes on methodology:  

1. Only audience members NOT associated with demoing companies were eligible to vote. Finovate employees did not vote.
2. Attendees were encouraged to note their favorites during each day. At the end of the last demo, they chose their three favorites.    
3. The exact written instructions given to attendees: “Please rate (the companies) on the basis of demo quality and potential impact of the innovation demoed.”  
4. The seven companies appearing on the highest percentage of submitted ballots were named Best of Show.  
5. Go here for a list of previous Best of Show winners. 

LifePay Presents its mPOS, EMV, Chip and Pin Technology for SMEs

LifePay_logo_high-res2.jpgThis post is part of our live coverage of FinovateEurope 2015.

LifePay is the largest mPOS EMV chip-and-pin company in Russia specializing in payments technology for SMEs.

We created LifePay to merge all of our products into one ecosystem that will support B2B and B2C financial services through the entire customer journey for both merchants and individuals.

LifePay is rolling out business solutions to new markets in Asia and Europe, including:

  • mPOS
  • Cash Register with LifePad and MDM system
  • Merchant portal with CRM and sales analytics
  • Online acquiring
  • Credits for merchants
  • POS credits for individuals


Presenters: CMO Anna Yanchevskaya; Vlad Pyatak, manager of special events; Anna Filatova, marketing specialist

Product launch: January 2015
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions
HQ: Moscow, Russia
Metrics: 15,000 merchants; 1,500+ active merchants; 500,000+ end users; $2+ million monthly payment volume

TransferTo’s Remittance Service Enables the Sender to Know How the Money is Spent

TransferToLogo2.jpgThis post is part of our live coverage of FinovateEurope 2015.

TransferTo showed how its Prepaid Electricity Remittance gives the sender more control over how recipients spend their money.

A major and recurring issue with money remittance is the sender not knowing how their money is spent.

TransferTo has developed a new service to overcome this problem whereby the sender can remit value for a specific purpose. We call it Value Remittance. TransferTo works directly with service providers to enable remote payment for services such as utilities, petrol, healthcare, school tuition, groceries, etc.

A great example of this is the Prepaid Electricity in Indonesia. Indonesian migrant workers in the Middle East send millions of rupees back to their families. Instead of sending money, TransferTo enables them to remotely top up the Prepaid Electricity meter of their loved ones back home.


Presenters: CEO Eric Barbier, and EVP Charles Damen, global business development


Product distribution strategy: Direct to Business (B2B)

HQ: San Francisco, California, U.S.A.
Founded: 2005

Twitter: @TransferTo

Jumio’s Netverify Makes Mobile Account Opening Easy

JumioLogo.jpgThis post is part of our live coverage of FinovateEurope 2015.

Jumio showed how Netverify makes it quick and easy for customers to open new accounts on their mobile device.

Jumio’s Netverify turns your customer’s mobile device into an ID-document-scanning terminal that instantly sees, scans, and extracts name and date of birth, and if present, address data. The data is instantly and neatly populated into the account-opening fields, making it quicker and easier for customers to complete applications.

Jumio also authenticates the ID document by determining that it is a bonafide, non-manipulated, and legitimate government-issued ID.
Account opening can be completed instantly so that customer sign-up momentum is not broken when a customer is asked to provide physical copies of ID documents.


Presenters: David Pope, marketing director, and John McIntosh, sales engineer

Product launch: 2012

Metrics: 300+ employees; $60 million raised; half of the top-10 consumer internet companies along with hundreds of other retailers, financial institutions, marketplaces, gaming companies and more have adopted Jumio products and services

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms

HQ: Palo Alto, California, U.S.A.
Founded: 2010

Twitter: @jumio

Yoyo’s Mobile Payments App Rewards Customers While Providing Retailers with Analytics

YoyoLogo.jpgThis post is part of our live coverage of FinovateEurope 2015.

Yoyo showed how its mobile payments app rewards consumers and offers retailers added benefits.

Yoyo integrates into the retailer’s till system and uses a unique QR code for each transaction, which is scanned at the point of sale. For consumers, it’s a quick and easy way to pay and get rewarded. For retailers, Yoyo provides a set of tools which enables them to better target their customers with relevant rewards, offers, and incentives.

We recently launched V3 of the Yoyo app, and we are constantly introducing new product features. Most recent additions include social gifting, digitalized receipts, and card to mobile.

Presenter: Co-founder Michael Rolph, COO

Product launch: V1 app launched January 2014, V3 launched September 2014

Metrics: $5M seed funding raised to date, 25 employees, around 15,000 registered users since launch in January 2014, currently processing 80,000 transactions a month

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

HQ: London, United Kingdom
Founded: May 2013

Twitter: @justyoyo

KPAX Provides Strategic Automated Regression Testing and Reconciliation for Financial Services Businesses

KPAX_logo_high-res.jpgThis post is part of our live coverage of FinovateEurope 2015.

Developed over a period of seven years, KPAX helps data users in financial services better manage and process data.

KPAX is a powerful tool developed for strategic automated regression testing and reconciliations for financial services as well as data users in other sectors. KPAX automatically runs comparisons between data sets, thereby removing manual processing and providing an advance in the speed and quality of data.

KPAX can be installed as a virtual machine, on servers, or via the cloud.

Presenters: CEO Jean-Luc Nicoue, and Aurelie Ahade, business development consultant
Product launch: February 2015
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
HQ: Brussels, Belgium
Metrics: Self-funded; 10 employees; clients include some of the largest financial services institutions around the world

AdviceGames Uses Gamification to Help Users Budget for their Mortgage


This post is part of our live coverage of FinovateEurope 2015.
AdviceGames unveiled its Risk Game to help users budget better for their mortgage:

The Risk Game teaches the players how to budget more wisely. The starting point is the Financial Health Score (FHS), an index of a consumer’s financial health. The FHS determines the starting level in the game and drives the routing.

Players can use their earned points for saving and protecting themselves against unexpected events. Real life comes in when the players receive tips and see their FHS adjusted in their bank account based on their real behavior. The objective of the game is to activate people to better budget and therefore be able to pay their mortgage installments, reducing the risk for the bank.


Presenters Diederick van Thiel, CEO & Founder, and Rosali Steenkamer, COO & Founder
Product Launch: March 2015
Metrics: Privately owned, 15 employees, 7 customers, broke even in 2014
Product distribution strategy: Through financial institutions, through other fintech companies and platforms, licensed
HQ: Hilversum, The Netherlands

Smart eMoney Presents LockByMobile to Stop Credit Card and ATM Security Breaches

Smart_eMoney_logo_high-res.jpgThis post is part of our live coverage of FinvoateEurope 2015.

The team from Smart eMoney is on its way to the stage with its anti-fraud security solution, LockbyMobile.

To address the potential breach in credit card or ATM security, LockByMobile provides an additional security layer for cardholder accounts such as credit, debit, ATM and prepaid card, or even electronic wallets. It empowers cardholders to take control by “locking and unlocking” their accounts in real time using their mobile phone.

The service offers granual settings such as locking specific channels (point of sale, online, mobile, or ATM), or transaction settings (amount and merchant types), as well as limiting the transactions to certain countries and currencies.

LockByMobile’s concept comes from the Lock/Unlock feature of Smart Money, winner of the ‘Best Mobile Security Feature’ award, November 2009, GSMA in Barcelona.

Presenters: Angelito Villanueva, VP & head of innovation, and Guillaume Danielou, senior product manager 

Product launch: October 2014
Product distribution strategy: Direct to Business (B2B), through financial institutions
HQ: Manila, Philippines
Metrics: 217 employees
Twitter: @LockbyMobile