New York-based Apple Bank has selected FIS and its IBS system for its new core banking setup and will be moving to a hosted platform as part of a major transformation program, reports Alex Hamilton of Fintech Futures, Finovate’s sister publication.

According to FIS, the bank wanted to modernize its in-house technology with a new core platform. IBS will be deployed across the institution’s mobile banking, branch and ATM channels.

Apple Bank, which has 79 branches and assets of more than $15 billion, is the second-largest state-chartered savings bank in New York State.

“It’s all about the experience,” said Aditya Kishore, EVP and CTO of Apple Bank. “We chose the FIS IBS core banking platform because it enables us to deliver that consistent, seamless customer experience.”

Rob Lee, head of digital and banking at FIS, added that the vendor is confident that IBS will provide Apple Bank with a technology platform it needs “to support its growth well into the future.”

FIS demonstrated its Cardless Cash solution at FinovateFall 2016. Founded in 1968 and headquartered in Jacksonville, Florida, the company acquired payments firm – and fellow Finovate alum – Worldpay in March for $34 billion.

“Scale matters in our rapidly changing industry,” FIS Chairman, President, and CEO Gary Norcross explained when the Worldpay deal was announced. “Upon closing later this year, our two powerhouse organizations will combine forces to offer a customer-driven combination of scale, global presence, and the industry’s broadest range of global financial solutions.”

Saga, a startup creating blockchain-based currency for international exchange, has selected FIS to deploy its Integrity SaaS solution to manage the Saga treasury unit’s back office and its reserves, reports Henry Vilar of Fintech Futures (Finovate’s sister publication).

Saga is backed by reserves held in the most prominent national currencies, replicating the SDR (Special Drawing Rights) by the IMF and deposited in regulated banks in reputable jurisdictions.

The FIS Integrity SaaS solution will support Saga’s treasury unit in managing its reserves among its partner banks. The solution will also support Saga’s treasury requirements, including cash positioning and forecasting, foreign exchange, debt and investment management as well as accounting, compliance and reporting with full connectivity to the treasury ecosystem.

Saga worked with global business consulting leader Deloitte to assist in the selection process.

“FIS offers treasury technology solutions that help corporations and financial institutions modernize their treasury operations and thrive in a constantly evolving environment. We look forward to supporting Saga’s growth strategy globally,” said Steve Evans, head of corporate liquidity and bank treasury, FIS.

The company’s token, SGA, is expected to launch later this year and will rely on reserves hosted in commercial banks. It will be the first-ever cryptocurrency, governed by its shareholders, to introduce monetary tools modeled by economists and researchers from all over the world.

The cryptocurrency will apply banking-standard identification and know-your-client (KYC) and anti-money laundering (AML) procedures.

Founded in 1968 and headquartered in Jacksonville, Florida, FIS most recently demonstrated its Cardless Cash technology at FinovateFall 2016. This year, the company has been on a brisk, partnership-making pace, teaming up with Allegacy FCU in May, partnering with Visa in April, and collaborating with NationalLink in March. FIS announced that it would acquire Worldpay this spring in a $34 billion deal.

First Hawaiian is changing core systems but staying within the FIS camp. It has used the supplier’s mainframe-based Systematics for many years and has opted for the same supplier’s IBS core platform as the replacement, reports Martin Whybrow of Fintech Futures (Finovate’s sister publication).

The project includes FIS’s Digital One omni-channel platform at the front-end. Another component is FIS’s Code Connect API layer for connectivity.

The choice of core system and channel solutions comes despite the bank signing in 2015 with FIS’s fellow U.S. heavyweight competitor, Fiserv, for a range of front-end systems. These included Fiserv’s Corillian Online for online banking, Mobiliti for mobile banking, CheckFree RXP for electronic bill payment, a personal payments service, Popmoney, and personal finance management tool, AllData.

As with FIS, Fiserv has a range of core banking systems. FIS’s long-standing IBS was gained with one of the supplier’s acquisitions, that of Metavante in 2009. IBS covers payments, deposits, lending, card processing, accounting and reporting, risk and compliance, sales and service, imaging, data warehouse and analytics, and cash management.

First Hawaiian is the oldest and largest full-service bank in Hawaii with more than $20 billion in assets. The bank has 55 branch locations in Hawaii, three on Guam, and two in Saipan. It is undertaking a major enterprise-wide effort that it says is focused on delivering “a customer-centric experience that inspires loyalty and enhances the capabilities of their retail branch network.”

The new core system is intended to provide the bank with “advanced digital capabilities for seamless customer experience, rich data analytics for informed decision-making, and the ability to easily integrate with third-party applications.”

FIS most recently demoed at FinovateFall 2016. The company debuted its Cardless Cash solution that provides fast, secure options for sending and picking up cash at any ATM. Headquartered in Florida, FIS’ solutions move $9 trillion each year for 20,000 clients in 130 countries.