Streamly Snapshot: Revolutionizing Audit Processes with AI

Streamly Snapshot: Revolutionizing Audit Processes with AI

Artificial intelligence is reshaping every corner of the financial services world, and auditing is no exception. As firms look for smarter ways to manage repetitive, manual processes, AI-powered tools are stepping in to reduce risk, save time, and improve accuracy.

Filmed at FinovateSpring earlier this year, this Streamly video features Aman Kaur, Sales Director at DataSnipper, discussing how DataSnipper transforms how auditors work. Kaur shares how the company is helping audit teams evolve their workflows through embedded automation. By eliminating repetitive tasks like copying data, matching documents, and performing manual verifications, DataSnipper frees up auditors to focus on higher-value analysis, which results in a smarter, faster audit process.

“We’re seeing that finance and audit professionals are spending too much of their valuable time on very repetitive, very menial tasks,” said Kaur. “So our mission at DataSnipper is to resolve that with automation, and we want to meet them where they’re spending that time, which is in Excel. So we’re working in building tools that are going to help eliminate a lot of the repetitive work and give them time back to focus on more strategic work.”

Founded in 2017, DataSnipper is a smart automation platform built directly into Excel that helps auditors, finance teams, and consultants work more efficiently. The company’s AI-powered tools automatically match and extract data from supporting documents such as invoices, contracts, and bank statements to save time and reduce human error. Today, DataSnipper is used by over 500,000 professionals in 125+ countries, including the Big Four and top-tier audit firms around the world.

Aman Kaur brings experience in enterprise SaaS sales, working across industries to introduce transformative technologies. At DataSnipper, she focuses on helping audit and finance teams embrace automation and rethink what their workflows can look like.


Photo by Kindel Media

Streamly Snapshot: Modernizing KYB—Transforming Compliance into Opportunity

Streamly Snapshot: Modernizing KYB—Transforming Compliance into Opportunity

How does the shifting regulatory landscape impact the ability of financial institutions to securely engage new customers and members, protect themselves and their partners from fraud, and remain compliant? What technologies and processes are available to help them ensure that they are meeting their regulatory obligations in the most efficient and comprehensive way possible?

In this Streamly Series interview conducted at FinovateSpring in San Diego, Middesk Head of Marketing and Business Development Jackie Wylie talks about the importance of sound KYB (Know Your Business) processes and the potential advantages for firms that embrace dynamic onboarding flows. Wylie also talks about Middesk’s advances in fraud prevention, its acquisition of specialized data sets, and its work in forging key partnerships.

“Middesk is a business identity platform. We create business identities by aggregating, analyzing, and then surfacing insights about a business. We do that by collecting data from a number of sources like government organizations such as Secretary of State data. We scrape a company’s online presence and gather data from their website and we obtain information about the industry they are operating in, etc. We build this really robust profile about the business and then we bring that profile to our customers—financial services institutions, banks, fintechs, payments companies … and we help them use that data to make onboarding decisions so they can bring on as many of the best customers as possible, as quickly as possible.”

San Francisco, California-based Middesk offers solutions that help businesses access financial products, hire new talent, and transact with other businesses. The company offers an identity product that provides financial institutions with the accurate data they need to efficiently onboard new customers, and an agent product that supports employer filings with state and federal agencies. Founded in 2019, Middesk includes Affirm, Plaid, and Gusto among its customers. Kyle Mack (CEO) and Kurt Ruppel (CTO) are co-founders.

Head of Marketing and Business Development for Middesk, Jackie Wylie joined the company in the spring of 2024. Wylie has 15+ years of experience in driving pipeline and revenue growth via strategic marketing initiatives with technology firms such as Textio, Amino, and Smartsheet. She is also Seattle Chapter Co-Head and Executive Member of Pavilion, a 10,000-member private community for go-to-market leaders in B2B technology.


Photo by Justin Wolff on Unsplash

Streamly Snapshot: Navigating Embedded Banking—Challenges and Breakthroughs

Streamly Snapshot: Navigating Embedded Banking—Challenges and Breakthroughs

This week’s Streamly Snapshot features an interview with Rob Thacher, Founder and CEO of BankShift, on the way embedded banking helps community banks, credit unions, and other financial institutions offer more services to their customers and initiate new revenue streams.

In this interview, recorded at FinovateSpring 2025 in San Diego, Thacher talks about the latest trends in the embedded banking space, current challenges and barriers faced by community banks and credit unions, and how technologies are emerging to help these institutions better serve their customers and members while competing effectively against their larger rivals.

The new demographic, we call them the Gen Zers, 28 years old and below, they are in a different space from where financial institutions are. Traditionally, with financial institution apps, you have to go there and do everything. But unfortunately, these large financial institutions and these neobanks are really impeding those Gen Zers from wanting to participate with the financial institution any more. Why? Because they don’t have a seamless interface; it’s not embedded where they are already at … They are not in the financial institutions that are $5 billion and below; they’re not looking for those apps.

The metrics show that you lose those folks when they come along with their family member to become a part of a credit union or community bank. And that’s how you (get) these users. And so, what’s happening? They’re losing them and they’re not coming back.

Founded in 2020 and headquartered in Portland, Oregon, BankShift offers an embedded banking loyalty platform that helps financial institutions partner with trusted brands in order to unlock new sources of revenue and enhance engagement with customers. BankShift provides banking and loyalty services via both direct embeds into brand-owned apps, portals, and digital ecosystems, as well as by a standalone option hosted by the financial institution and co-branded with the partner. BankShift made its Finovate debut at FinovateFall 2024 in New York and returned to the Finovate stage the following year for FinovateSpring 2025 in San Diego.

Rob Thacher is Founder and CEO of BankShift. He is a veteran technology executive with 25 years of experience, including co-developing CreditWise and leading innovative fintech initiatives. Thacher thrives on building large-scale products and platforms that solve real consumer challenges through cutting-edge technology.


Photo by Tabitha Mort

Streamly Snapshot: What the Great Wealth Transfer Means for Banks and Fintechs

Streamly Snapshot: What the Great Wealth Transfer Means for Banks and Fintechs

For decades, the idea of generational wealth transfer has been more of a long-term planning theme than a present-day priority. But that priority is beginning to change. With trillions of dollars moving from Baby Boomers to Gen X, Millennials, and Gen Z over the next two decades, banks and fintechs are staring down a pivotal question: how will they capture the attention and loyalty of younger, digitally native inheritors?

In a recent Streamly interview, Tapp Engine CEO Will Dolan spoke about this massive economic shift and the opportunities it presents for financial institutions. He explained that the winners in this space will be those who not only meet younger generations on the digital platforms they use every day, but also those who understand the emotional context of wealth and inheritance in modern families.

“Technology has become such an important parat of everybody’s day-to-day lives… people have a lot more information at their disposal now that they’ve every had…. How do you engage with people out there that you want to draw into the opportunities that your company possesses? If you’re not digital, if you’re not thinking AI, if you’re not thinking mobile, you really need to re-think your strategy because that’s the way that most people are looking to utilize solutions, consume information, and companies really need to respond to that.”

Founded in 2019, Tapp Engine is a digital experience platform that helps financial institutions thrive in the digital age by modernizing customer engagement through embedded tools and adaptive experiences. Instead of offering static interfaces or one-size-fits-all financial products, Tapp Engine enables banks and fintechs to build modular, white-labeled experiences tailored to users’ life stages and financial goals. With features like real-time personalization, guided decision flows, and behavioral insights, Tapp Engine helps turn generic banking apps into trusted, go-to financial companions.

As President of Tapp Engine, Dolan brings a human-centered lens to a category that often defaults to technology-first thinking. His insights reflect years of experience working at the intersection of product design, user experience, and fintech innovation.


Photo by cottonbro studio

Best of Show: Talking AI, Personalization, and Authentication on the Finovate Podcast

Best of Show: Talking AI, Personalization, and Authentication on the Finovate Podcast

Join Greg Palmer and the Finovate Podcast as he catches up with the CEOs and founders of the companies that won Best of Show at FinovateSpring 2025 in San Diego, California, last month.

From AI in the service of greater personalization and sales performance to innovations in voice authentication and fraud prevention, the latest round of interviews on the Finovate Podcast provide fascinating insights into how fintechs are helping financial institutions meet their most demanding challenges.


Finovate Podcast host Greg Palmer interviews Finalytics CEO Craig McLaughlin and CSO Baron Conway.

The three discuss how the Finalytics platform provides real-time, cross-channel, AI-driven personalization that combines behavioral data with transactional and third-party data to create unique, relevant experiences for customers of financial institutions.

EP 258: Craig McLaughlin and Baron Conway, Finalytics


Andrew Reese, US go-to-market lead for Solda.ai, joins Greg Palmer and the Finovate Podcast to talk about the company’s AI-powered sales agents that help financial institutions increase revenue and reduce costs by mirroring their best sales representative.

The technology helps scale sales operations, lower costs, reduce burnout and inconsistent performance, all while retaining a human connection.

EP 259: Andrew Reese, Solda.ai


Greg Palmer and Milind Borkar, founder and CEO of Illuma talk about the firm’s evolution from an authentication specialist to a more comprehensive fraud prevention company.

A two-time Finovate Best of Show winner, Illuma specializes in voice authentication and fraud prevention solutions for mid-market financial institutions, including credit unions and community banks.

EP 260: Milind Borkar, Illuma Labs

Rewatch the Top Demos from FinovateSpring 2025

Rewatch the Top Demos from FinovateSpring 2025

Earlier this month, 42 companies took the stage at FinovateSpring in San Diego, showcasing their latest and greatest fintech solutions. Now, it’s your turn to experience the action. The demo videos from the event are live! So, whether you joined us in person or missed the event, you can now watch every presentation on demand, for free.

The best way to dive into the 42 videos, which total nearly five hours of content, is to watch the six Best of Show videos from the conference.


Bits of Stock

Finalytics

Herd Security

Illuma

Penny Finance

Solda.ai

Thanks to all of the demo companies for making this a fantastic event! You won’t want to miss our next event, FinovateFall, which is taking place September 8 through 10 in New York. The earlier you register, the more you save.

Streamly Snapshot: Why “Data Is the New Blood” in the Future of Finance

Streamly Snapshot: Why “Data Is the New Blood” in the Future of Finance

The phrase “data is the new oil” has echoed across boardrooms and strategy decks for more than a decade. But Tracey Follows, CEO of Futuremade, offers a more visceral, and perhaps more accurate, analogy: data is the new blood. In my conversation with her at FinovateEurope 2025, Follows challenged financial services leaders to rethink how data flows, regenerates, and sustains our increasingly digital and AI-driven economy.

In a world where digital identity, embedded finance, and AI are converging at unprecedented speed, Follows argues that understanding the lifeblood of these systems– data– is critical to building trust, ensuring relevance, and preparing for what comes next. Her insights are a wake-up call for financial institutions that are still operating with a fragmented or overly transactional view of data.

“We hear that data is the new oil. We’ve been hearing that for 20 years. No. No. Data is the new blood. That’s the way I want people to think about it. That’s the metaphor that really does justice to the vital, intimate, personal nature of the kind of data that’s now going to be flowing into AI, and particularly agentic AI, to help it make decisions that encompasses our neurological functions, cognitive functions, physiological functions, alongside our financial decision-making.”

Tracey Follows is a globally recognized futurist, speaker, and author. She is the former Chief Strategy & Innovation Officer at The Future Laboratory and has advised major brands such as Google, Telefonica, and Diageo. Her book The Future of You explores the intersection of digital identity, privacy, and personalization. Follows is a regular commentator in the media and was named one of the top 50 female futurists in the world by Forbes.

Follows is also the founder and CEO of Futuremade, a strategic foresight and futures consultancy that helps organizations anticipate long-term change and build future-ready strategies. With expertise in scenario planning, horizon scanning, and trend analysis, Futuremade supports global clients in sectors ranging from finance to media and technology. The firm’s work emphasizes ethical innovation, societal shifts, and the human implications of emerging technologies.

Streamly Snapshot: Recognizing the Signs of a Financial Crash

Streamly Snapshot: Recognizing the Signs of a Financial Crash

If financial crashes are inevitable, then is there any way to anticipate them and mitigate their negative impacts—to say nothing of preventing them from happening in the first place?

Answering this question is Linda Yueh, Fellow in Economics at Oxford University and author of The Great Crashes: Lessons from Global Meltdowns and How to Prevent Them. In this interview, conducted earlier this year at FinovateEurope, Yueh provides a three-step framework for identifying and mitigating financial crises. She also discusses the relationship between Big Tech, decentralized finance, and traditional finance, and how competition between these forces will foster innovation and economic growth.

Every crisis starts with a bubble, and bubbles repeat themselves mostly because of FOMO, “fear of missing out” … (T)he real danger is if you pile in because of FOMO, and you do it with debt. Because then, when the bubble bursts, that’s the second phase, the resolution. And that’s really challenging because it depends on having credible policies and credible policymakers.

A fellow in Economics at the University of Oxford and an Adjunct Professor of Economics at the London Business School, Linda Yueh is an economist, writer, and broadcaster. Her latest book, The Great Crashes: Lessons from Global Meltdowns and How to Prevent Them, was named to the Financial Times’ “The Best New Books in Economics” roster. Her previous book, The Great Economists: How Their Ideas Can Help Us Today, was named one of The Times’s Best Business Books of the Year.


Photo by Alexandre Bringer

Streamly Snapshot Doubleheader: Payment Optimization and the Great Wealth Transfer

Streamly Snapshot Doubleheader: Payment Optimization and the Great Wealth Transfer

With spring in full swing, we’ve got another doubleheader in our Streamly Snapshot series in store for you this week.

To start, we talked with Philip Froom, Founder and CEO at PayIP, about navigating the complexity of payment networks. Froom discussed how PayIP leverages advanced technologies such as AI and machine learning to uncover hidden value for banks and fintechs around the world.

“Banks and fintechs around the world pay a lot of money, billions of dollars to the payment networks—the payment networks being Visa, Mastercard, American Express, UnionPay. Our clients pay fortunes and the money and the billing from the payment networks back to the banks is extremely complicated. There’s thousands of different billing line items from fixed fees to variable fees, tiered fees, daily, weekly, annual fees.”

Headquartered in Johannesburg, South Africa, PayIP specializes in payment network (Visa and Mastercard) billing recovery and optimization. The company leverages decades of card and data expertise to simplify complex card network invoices and reporting, and identifies recoveries for bank finance and card payment teams.


Next, we talked with Jurgen Vandenbroucke, Managing Director at everyoneINVESTED, KBC, about the value of decision science and how it can be effectively applied to financial services. We also discussed the Great Wealth transfer, and the challenges faced by financial services companies when it comes to serving a new generation of investors.

“Decision science is a broad field. I think a more popular term is perhaps choice architecture in the sense of putting into models (people’s) decision-making process as much as possible in order to anticipate their behavior … For example, trying to optimize the small screen of a smartphone in order to present data in such a way that it triggers desired behavior or discourages undesired behavior.”

Brussels-based everyoneINVESTED helps financial institutions increase their investor conversions, fortify their customer base, and put behavioral finance to work to help them have more of their clients invest in their solutions. A wealthtech spin-off of KBC, everyoneINVESTED was named to FinTech Global’s WealthTech100 for the fifth consecutive year.


Photo by Steshka Willems

Streamly Snapshot: The Power of Data Visualization Driven by AI

Streamly Snapshot: The Power of Data Visualization Driven by AI

In today’s data-saturated world, the ability to visualize information in a meaningful way is no longer just a nice-to-have—it’s a competitive advantage. Financial institutions, fintechs, and large enterprises are increasingly turning to AI-driven data visualization tools to unlock insights, improve decision-making, and streamline operations.

In a recent conversation on Streamly, Plotly European Sales Director Andy Wisbey shared how organizations can harness the full power of their data using advanced visualization tools. The discussion touched on common pain points financial institutions face when scaling AI, as well as the benefits of enabling cross-functional teams to explore and communicate data insights more effectively.

“What we’ve seen over the last few years is really a move towards more things like GenAI, where perhaps with large language models we’re doing more analysis around predictive analytics. So, we’re trying to predict where the market might go if certain conditions are met. And that really is going to encompass both structured and unstructured data.”

Plotly, best known for its open-source graphing libraries and enterprise-grade data visualization platform Dash, helps organizations turn complex datasets into accessible visual insights. With its low-code capabilities, Dash enables data scientists and business analysts to build powerful, interactive dashboards using Python without needing to rely on front-end developers. Dash Enterprise supports secure, scalable deployments across large teams, making it a popular choice for banks, insurance firms, and governments.

Andy Wisbey brings nearly two decades of experience in enterprise software sales and has a deep understanding of the challenges financial institutions face when trying to operationalize AI. At Plotly, Wisbey focuses on helping clients across Europe use Dash Enterprise to enhance their data storytelling, improve regulatory compliance, and drive innovation. His passion lies in helping organizations bridge the gap between technical teams and business stakeholders through effective data visualization.


Photo courtesy Cottonbro via Pexels

Streamly Snapshot Doubleheader: AI in Digital Banking & Compliance for Financial Institutions

Streamly Snapshot Doubleheader: AI in Digital Banking & Compliance for Financial Institutions

This week’s edition of Streamly Snapshot features a pair of conversations from FinovateEurope discussing two of the hottest topics in fintech in 2025: AI and compliance.

First up, my interview with Christian Blaser (LinkedIn), Chief Technology Officer with b-next. Blaser discusses compliance for financial institutions, including specific issues in trade surveillance, insider compliance, personal account dealings, and market abuse. Blaser also provides his perspective on the role of AI and machine learning in enhancing compliance for financial institutions.

“What we initially did when we built our platform and our solutions was focus on modularity. We can easily come up with new solutions and our customers can always pick and choose from whatever offerings we provide to them. It definitely helps the client’s ability to react to any regulatory changes very, very fast.”

Founded in 1989, b-next is a compliance solutions provider and specialist in capital markets trading surveillance. With offices in Germany, the UK, and the US, b-next serves banks, brokers, supervisory entities, and energy suppliers with the solutions they need in order to meet regulatory requirements and manage operational risks.


Second, Ben Goldin (LinkedIn), Founder and CEO of Plumery talks about the rise and evolution of lifestyle banking, as well as other key trends in digital banking such as the role of AI and the demand for hyper-personalization. Goldin also discusses the impact of generative AI on all aspects of banking and what he believes is the “secret” to successful modernization in financial services.

“Plumery is a digital banking company. We’ve built a technology that we call Digital Success Fabric. The mission of Digital Success Fabric is to modernize the banking experience and essentially democratize access to delightful experiences for financial institutions globally.”

Headquartered in Amsterdam and founded in 2016, Plumery offers a digital banking experience platform that empowers financial institutions to launch their own mobile and online applications. The company’s developer-friendly platform supports constant enhancement of the customer experience, helping financial institutions meet the demands of an increasingly digital-first, tech-savvy customer base.


Photo by Pixabay

Deep Dive into the Future of Fintech: What’s Happening on Day 2 at FinovateEurope 2025

Deep Dive into the Future of Fintech: What’s Happening on Day 2 at FinovateEurope 2025

Over the past month, we’ve highlighted most of the speakers that will grace the Finovate stage next week at FinovateEurope 2025 (there’s still time to register for the event!). From keynote presentations to demoing companies and panels, our previews offer a sneak peek into the wide range of sessions that will showcase some of the newest thoughts and ideas in fintech and banking in 2025.

In our final segment of this series, we are showcasing the five breakout stages that will be held on the second day of the conference. These stages dive into some of the most pressing topics in financial services today. Whether you’re a banker, fintech founder, investor, or analyst, these sessions will arm you with the insights and strategies needed to stay ahead.

Here’s what’s on the agenda for Day 2’s breakout stages:

Customer Experience Stage

Panels and keynotes on this stage will discuss how to serve today’s digital-first customers. This stage will showcase strategies for redefining banking UX, leveraging AI for hyper-personalization, and ensuring seamless omnichannel experiences. Industry thought leaders will discuss how to balance innovation with security, tackle legacy tech challenges, and meet evolving customer expectations.

Expect to hear about:

  • AI-powered customer journeys
  • Embedded finance and contextual banking
  • What to know about how customers view the world

Payments Stage

Thought leaders on this breakout stage will discuss the evolution of payments: from fraud to opportunities in real-time to cross-border and beyond. With global e-commerce booming and alternative payments like stablecoins on the rise, this track is essential for anyone involved in B2B, B2C, or P2P payments.

Expect to hear about:

  • How regulators are addressing authorized push payment fraud
  • How can banks reimagine payments
  • How to capture growth opportunities

Lending Stage

This breakout stage will cover how the newest technologies are impacting lending, risk, and consumer credit. You’ll hear updates on small business lending, embedded lending, as well as consumer lending.

Expect to hear about

  • How agentic AI is reinventing business lending
  • The revenue opportunity in small business lending
  • How to capture the opportunity in BaaS-powered embedded lending

Banking, Regulation, and Risk Stage

With all of the changing regulations in 2025, you don’t want to be caught unaware. Experts on our regulation and risk stage will inform you on what you need to know about the newest regulations. There will also be a panel highlighting the latest on cybersecurity and risks in emerging technologies.

Expect to hear about

  • How regulators are cracking down on risk management
  • Rising bank fraud threats
  • What you need to know about DORA, FiDA, eIDAS, and DMA

Artificial Intelligence Stage

You will hear plenty about AI throughout the two-day event, and for good reason. The technology is changing everything from the way we work to the way we think to how we manage risk. Because AI is so fundamental, we’re dedicating two rounds, for a total of six sessions, for discussions about AI, its impacts, and what you need to know.

Expect to hear about

  • Leading use cases for GenAI
  • Strategies for successful AI
  • The real value and risks of AI

These breakout tracks aren’t just about listening — they’re about engaging, learning, and networking with other leaders who are facing the same issues. Whether you’re focused on customer experience, payments, lending, regulation, AI, or all five, there are dedicated tracks to help you stay ahead of industry shifts, discover fresh opportunities, and spark new partnerships.

Join us at FinovateEurope 2025 and be part of the conversations that matter.