Experian Archives - Page 8 of 9

Credit.com Leverages Experian’s IntelliView

By David Penn Posted on January 4, 2013
Categories: Credit.com, Experian

Late last year, Experian announced that it had developed a web-based searchable database to help plow through consumer credit data. And now, fellow Finovate alum, Credit.com has put the database to use.

IntelliView uses a representative, 10% sample of Experian’s database, which tracks more than 200 million customers in the United States. IntelliView allows searches and queries based on several categories:

bank cards
retail cards
automotive loans
first mortgages
second mortgages
home equity lines of credit
personal loans

Credit.com used the web-based query analysis software to create a list of the top 10 states in terms of highest average bank card balance in the third quarter of 2013 (the last quarter for which data was available).

The data for IntelliView is the same as that used by Experian-Oliver Wyman Market Intelligence Reports, which accesses Experian’s aggregated quarterly consumer credit data. The service is available by subscription from Experian.

See Experian’s latest Finovate demo here. Credit.com’s most recent demo at Finovate is here.

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Finovate Alumni News– January 2, 2013

By Julie Muhn (@julieschicktanz) Posted on January 2, 2013
Categories: Andera, Banno, Betterment, Billhighway, Dwolla, Dynamics, Entrepreneurial Finance Lab, Expensify, Experian, Flint Mobile, Geezeo, Ixaris, Locaid, Mint.com, MoneyDesktop, Pageonce, PayPal, PlayMoolah, smartcredit.com, Sports Lever, TSYS, WattzOn, Wonga, Yodlee

American Banker features Banno CEO Wade Arnold, calling him a “coder in the cornfields.”

American Banker names PayPal and Wonga 2 of 8 non-banks to watch in 2013.

Mint.com encourages users to add goals by holding $500 sweepstakes.

Deccan Herlad examines Yodlee’s plan to move into India.

Programmable Web profiles Dynamics.

Forbes considers the best job titles of 2012: Min Xuan Lee, PlayMoolah’s Princess of Possibility named #1.

MoneyDesktop to power Cubus Solutions’ online banking services.

Geezeo to power Wings Financial PFM.

Billion Success blog interviews David Barrett, Expensify CEO.

OneDayGlobal blog profiles Entrepreneurial Finance Lab.

Silicon Prairie reports: Dwolla-powered Koala Pay aims to help merchants, customers connect.

Andera adds Gesa CU & Central Star CU for online account opening, loan applications.

Marketing Technology Blog highlights Flint Mobile and its camera-based payment processing system.

Ixaris completes move to new offices in San Gwann.

TSYS announces ProPay acquisition now complete.

Experian is offering a searchable consumer credit database.

Locaid Technologies wins FastPitch competition at Locations & Beyond Summit 2012.

Billhighway provides mobile donation services for Make A Difference animal rescue event.

Huffington Post features WattzOn among its best apps for tracking home energy use.

The Tennessean takes a look at the rebranding of Portfolio Football as Sports Lever.

LifeHacker quotes SmartCredit.com president of consumer education on credit and credit scores.

Betterment and PageOnce earn spots in TechCrunch’s feature: “7 Apps That Will Keep Your New Year’s Resolutions Alive”.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

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Finovate Alumni News– December 18, 2012

By Julie Muhn (@julieschicktanz) Posted on December 18, 2012
Categories: Acculynk, BellaDati, BillFloat, Concur, Diversinet, Dwolla, Experian, InComm, Intuit, Mint.com, Monitise, PaySimple, planwise, SecondMarket, Simple, TradeKing, TSYS, Virtual Piggy, Wonga

Dwolla launches the ability to send money over Twitter.

Planwise launches free online tool that’s like Google Maps for your money to visualize your future spending.

Intuit-owned Mint to collaborate with Monitise to enhance banks’ mobile apps with Mint functionality.

InComm buys majority stake in Adility. Financial terms have yet to be announced.

Equity Administration Solutions collaborates with SecondMarket so clients can more easily manage shareholder information.

PaySimple named Red Herring Global Top 100 winner.

Mashable recommends using planwise.

Wonga launches PayLater, a service that offers users financing deals on online purchases with certain retailers.

BellaDati opens first international office in Seoul.

Experian announces IntelliView, a web-based query, analysis and reporting tool that gives 24-7 access to quarterly consumer credit data.

Diversinet’s mobiSecure SDK to power ultra-secure messaging in AirStrip Technology’s mHealth application.

Acculynk’s Payzur heads west as Washington credit union offers P2P service to members.

Long-term payments agreement announced between TSYS and Merrick Bank.

Bible Money Matters takes a closer look at the merger between Zecco and TradeKing.

BillFloat to provide handset financing options for MetroPCS customers.

Virtual Piggy signs agreement with CardinalCommerce to integrate its youth payment tech into their Centinel Universal Merchant Platform through Cardinal.

TechCrunch reports Concur to use Nor1’s eStandby Upgrade tech to make hotel offers available to their business travel customers via TripIt.

Simple shows off Android app teaser on Twitter and Facebook. The app to launch early next year.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

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Finovate Alumni News– December 10, 2012

By Julie Muhn (@julieschicktanz) Posted on December 10, 2012
Categories: Compass Plus, Dashlane, DeviceFidelity, Enloop, Entrepreneurial Finance Lab, Expensify, Experian, Fenergo, planwise, Taulia, Tyfone, Virtual Piggy, wipro, Xero

Xero’s new release includes new features: email templates, payments terms & outstanding statements.

Purchasing Insight blog features Taulia.

Financial Advisor Magazine considers EFL’s approach to determining risk in entrepreneurs.

Business Insider recommends using Enloop to help draft business plans.

Expensify gets a shout-out on NBC.

Intern Match blog suggests using planwise.

PC Mag recommends keeping Dashlane in your security toolkit.

Wipro announces launch of SmartOffers solution demoed at FinovateAsia.

Virtual Piggy enters into Partnership with WorldPay to further expand Virtual Piggy eCommerce service in the international marketplace.

Tyfone and IQT sign strategic investment and tech development deal.

Fenergo wins Best Customer Onboarding Solution award.

DeviceFidelity extends Good Vault identity and access management system to iPhones.

Experian to help media giant Sky optimize customer prospect-marketing data.

Compass Plus earns high marks in annual PayX report.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

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Finovate Alumni News– November 29, 2012

By Julie Muhn (@julieschicktanz) Posted on November 29, 2012
Categories: Bazaarvoice, Corduro, Experian, MatchFund, Metaforic, MiiCard, MoneyDesktop, Monitise, Pageonce, Zopa

Metaforic unveils Latest Software Protection Technology.

Monitise in talks to raise up to 100 million pounds ($160 million USD).

miiCard launches online identity trust challenge for Scotland’s university students.

American Banker looks at My Community FCU’s experience with MoneyDesktop.

Zopa exceeds a quarter of a billion pounds ($400 million USD) in P2P loans.

Forbes reports that Corduro is seeking to raise $10 million in series B funding.

Pageonce adds File Cabinet, Scheduled Payments to improved Money & Bills app.

Epson expands global deployment of Bazaarvoice platform.

Matchfund wins place in Yodlee Interactive Incubator Program.

Experian announces renewed data, analytics deal with Hitachi Capital UK.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

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Finovate Alumni News– November 27, 2012

By Julie Muhn (@julieschicktanz) Posted on November 27, 2012
Categories: AcceptEmail, ActivePath, Andera, Betterment, BlinkMobile Interactive, DCisions, DeviceFidelity, Experian, Giftly, Holvi, InComm, Jingit, Kapitall, Klarna, Luup, Mortgagebot, On Deck Capital, Personal Capital, SapientNitro, ThreatMetrix, TIO Networks, ValidSoft

Interactive Investor purchases DCisions, closes InvestorBee service.

Jingit raises $7 million.

Finextra reports Rabobank Australia and NZ selects ThreatMetrix to secure online channels.

InComm & SkyMall Ventures partner to launch electronic gift card program.

Opus Research report recognises ValidSoft as leader in voice biometrics.

AloStar Bank of Commerce chooses Andera’s oFlows for online account opening.

TIO adds mobile bill pay app to its suite of services for El Paso Electric.

Radian Mortgage Insurance now available through Mortgagebot’s loan origination system.

E-invoicing Platform features AcceptEmail.

Xconomy examines how Giftly will disrupt traditional gift card market.

Luup signs partnership with Arab Link, provider of money transfer and exchange services in Abu Dhabi.

Personal Capital launches Android app.

Crunched lists On Deck in top 25 startups to work for.

TechCrunch reports Holvi Plans To Disrupt Traditional Bank Accounts With Simple But Powerful Services.

Citi Innovation Lab and SapientNitro honored at National Infocomm Awards in Singapore for next-generation banking experience.

ActivePath merges with PowerInbox.

Experian expands debt-collection product suite with TrueTrace.

DeviceFidelity launches moneto prepaid MasterCard.

BlinkMobile announces five more councils to adopt BlinkForms.

Klarna earns 2012 Entrepreneur of the Year award from European Tech Tour Association.

Money Smart Life reviews Betterment and Kapitall.

American Banker reports Betterment deepens finance advice features.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

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Experian’s Prequalification Tool Empowers Consumers While Bringing Value to FIs

By Julie Muhn (@julieschicktanz) Posted on September 12, 2012
Categories: Experian, FinovateSpring 2012

Last up in this session, Experian demonstrated its Premium Prequalification tool:

“Premium Prequalification is a powerful credit-screening tool that allows institutions to proactively utilize individual credit data online, in real time to:

Empower consumers with a snapshot of their credit health
Save consumers time and money by instantly providing them with their best options

With Premium Prequalification, providers and lead generators have access to a powerful marketing tool that drives traffic; lowers online acquisition costs; and provides high-quality, credit-qualified leads. This best-in-class process also offers Prequalification Triggers, notifying consumers of recent changes to their credit while offering relevant products, and Credit Comparables, which compares individual credit to the neighborhood average. Experian encourages all online institutions to redefine their acquisition game with Premium Prequalification.”

Product Launched: January 2012

Headquarters Location: Dublin, Ireland

Company Founded: 1897

Website: experian.com

Twitter: @Experian

Finovate demo video: finovate.com/fall12vid/ (demo video will be posted next week)

Introducing Steve Wagner (President, Consumer Information Services) and Michele Pearson (VP, Prospecting & Acquisitions)

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FinovateFall 2012 Sneak Peek: Part 1

By Julie Muhn (@julieschicktanz) Posted on August 13, 2012
Categories: Actiance, Billhighway, Business Centric Services Groups, CommunityLend, DigitalMailer, Experian, Fiserv, ImpulseSave, Locaid, Luminous, PaySimple, PayTap, Personal Capital, Pindrop Security, Prepaid Resources, ShopKeep POS, Stockr, The Currency Cloud, Tuition.io, ValidSoft

We’ve selected over 60 leading innovators to take the stage for the sixth annual FinovateFall conference in New York on September 12 and 13.

Each company provided a sneak peek of what they’ll demo next month. Below is the first installment of these teasers. We’ll have more next week.

Don’t miss your chance to see the live demo from each company and meet the execs responsible. Get your FinovateFall ticket here.

_________________________________________________________________________

Actiance

Socialite from Actiance allows financial advisors, agents and sales and marketing to engage with clients, build customer relationships, and create a personal brand – all while being compliant with FINRA and SEC regulations.

At Finovate you will see for the first time the integration of Actiance’s Socialite platform with Salesforce enabling users to maximize the power of Salesforce, monetize their social involvement and increase revenue. Now users can Link Socialite contacts to Salesforce accounts and send Socialite activity to Salesforce when contacts provide feedback or respond to posted content. In addition, we will be showcasing our new Socialite Mobile application for the iPhone.

Innovation type: Marketing, sales, security

Billhighway

Come meet Billhighway at the intersection of technology and philanthropy! It’s your chance to witness the debut of a faster, more compelling way to fundraise. Billhighway’s mobile application, unveiled for the first time at FinovateFall 2012, brings a mobile cashless approach for an easy, secure, fun way for folks to give in real time, and perhaps give more!

The application is specifically developed for nonprofits to effectively increase funding from new sources. A great example of technology used for good, nonprofit organizations immediately collect and put to use mission-critical donor funds, the lifeblood of their efforts to do more good.

Innovation type: Marketing, mobile, payments

Business Centric Services Group

BCSG will be launching an innovative and customizable cloud-based package at FinovateFall 2012, incorporating the most important tools a small business owner needs to manage and grow their business. For just $25 a month, users will get access to several market leading applications via one online platform using a single username and password. This unique package has been developed specifically to address the day to day challenges small businesses owners face and is supplied through financial institutions.

Innovation type: Online UI, PFM, small business

CommunityLend

CommunityLend’s product, Financeit, enables businesses to offer installment loans to their customers at the point of sale. Since launching in January of 2011, they have signed up over 1,200 merchant partners and processed over $130MM in loans. The key verticals are vehicle, home improvement, retail and health.

CommunityLend has raised over $9MM in financing since launch and is now pursuing a U.S. expansion strategy. Lending capital comes from banks and other institutional investors.

Innovation type: Lending, payments

DigitalMailer

Can “The Cloud” be trusted to store important files? Are safe deposit boxes still practical in the age of electronic documents? Is there a way to ensure “Total Information Privacy” for the customer? My Virtual StrongBox is the online answer to safe deposit boxes. Customers store electronic copies of important documents in this easy-to-use filing system AND retain ownership of their documents. Files are managed by, and only visible to, the customer. Financial institutions using My Virtual StrongBox add one more sticky product to their list of benefits and keep customers around for years to come. Learn more at myvirtualstrongbox.com.

Innovation type: Banking products, PFM, small business

Experian

Optimize your online marketing and improve your acquisitions strategies with Experian’s Premium Prequalification, a powerful credit-screening tool that allows institutions to proactively utilize individual credit data online in real time to:

Empower and educate consumers with a snapshot of their credit health
Save consumers time and money by instantly providing them with their most viable options at the very start of their shopping experience

This best-in-class process also offers Prequalification Triggers, notifying consumers of recent chan
ges to their credit while offering relevant products, and Credit Comparables, which compares individual credit to the average in their area. Redefine your acquisitions strategies today with Experian’s Premium Prequalification

Innovation type: Cards, lending, sales

Fiserv

Fiserv understands that convenience and supporting user preference are keys to increased adoption and usage of digital payments. Our innovation seamlessly blends a variety of information input modes in our mobile banking application, Mobiliti Enterprise.

Using our applications, users can choose from traditional keypad and screen touch interaction, image capture and OCR, or voice-driven commands and inputs to make payments. And a key feature is that users can effortlessly switch modes at any time, whenever they want – even in the middle of a transaction.

Innovation type: Banking products, mobile, payments

ImpulseSave

In a world optimized to get us to spend more at every turn, ImpulseSave has made saving your money just as easy and instantly gratifying as spending it. Our simple web and mobile tools incent consumers to turn every point of sale into a “Point of Saving”, as well as every point in between.

ImpulseSavers are saving close to $4,000 per year on average. While others argue that greater discipline and better budgets are the answer, ImpulseSave represents the exact opposite approach. Instead of trying to change consumer behavior, encouraging more self-denial, we’ve actually transformed saving itself to leverage that very behavior, making saving as impulsive, fun, even addictive as is spending.

Innovation type: Communications, marketing, PFM

Locaid

Ready, Set, Locate! See how one easy-to-use API can locate any customer or cardholder mobile phone for authentication or mobile marketing. No apps to download, it works on feature phones, smart phones or on any carrier. Mobile phone network location can be a low cost, high quality, unspoofable authentication factor for mobile payment and credit card identity.

See Locaid’s live location demo that can be easily integrated into any CRM system, mobile marketing, web services or anti-fraud applications. With a mobile device number and permission, you can locate 350 million devices via our location privacy platform.

Innovation type: Identity, marketing, mobile

Luminous

See how financial institutions can save millions by implementing BankFiling, a first-of-its kind innovation that delivers significant ROI yet requires limited investment. A whole new approach to commercial and business banking! Prepare yourself!

Innovation type: Banking products, lending, small business

PaySimple

The fear of not getting paid and concern over finding new clients is keeping small business owners up at night. PaySimple is launching a “get paid faster while you grow your business” addition to its PaySimple Pro receivables automation solution. The innovation automates pricing to ensure the small business is paid on time and also fosters social engagement as a natural extension of the payments process.

Innovation type: Online UI, payments, small business

PayTap

Times are tough. The kids are in college. You’re caring for aging parents. You’re underemployed. You have bills. Bills that are due. But your family and friends want to help. Because that’s what family and friends do. If only there was a way for them to provide this financial help quickly. Conveniently. Securely. Online. Without the hassle of sending cash and checks, or the high cost of wire transfer services. Meet PayTap.

Innovation type: Communications, payments, PFM

Personal Capital

Personal Capital is wealth management for the Internet Age. The company’s online platform combines digital technology with highly personalized service to provide a holistic view of your unique financial picture. The free online dashboard, iPad and iPhone apps present all of your financial data in one place, showing you exactly what you own and what you owe, in real time.

At Finovate Fall, Personal Capital will unveil new features that enable even greater transparency into your money for the long-term: your retirement. Do you know how much your 401(k) costs?

Innovation type: Investing, online UI, PFM

Pindrop Security

Pindrop Security’s technology is being used by banks to identify fraud callers and to prevent fraud transactions. In the Fall of 2012, we’ll introduce our latest solution for financial institutions that rely on the phone for transactions. Join us for the debut at FinovateFall 2012!

Innovation type: Identity, security

Prepaid Resources

Prepaid Resources introduces BenefitsDirect ‘Direct Deposit Management’.

Capture recurring Federal benefits, State benefits and Payroll deposits through your accountholder website, in-branch, at retail, by mobile app or via live agent. Track enrollment success and measure direct deposit activity to proactively personalize accountholder relationships.

Innovation type: Banking products, cards

ShopKeep

ShopKeep solves the last mile in local. It enables vertical partners from delivery, payments, loyalty, and deals to connect directly to SMBs. A revolutionary iPad based SaaS product, ShopKeep’s POS system makes traditional cash register products obsolete.

For $2/day merchants receive a high end operating system and can manage their store even when they are not inside it. Made in NYC, ShopKeep now has over 2,500 customers. It provides merchants flexibility to choose their credit card processor and offers unheard of customer support and economics. ShopKeep POS is the simplest way for retailers to make smarter business decisions.

Innovation type: Payments, sales, small business

Stockr

Stockr is a finance portal for the social web. For most people, investing is more social than scientific, and investment ideas come from close friends, trusted advisors and various periodicals.

Stockr embraces this social element of investing, creating powerful connections among those who have actionable information and those who are seeking it. While other portals compete on content, our view is that content becomes most relevant and actionable when it’s shared and discussed.

Innovation type: Investing & asset management, PFM

The Currency Cloud

Everyone has come to expect innovative, reliable and low cost local currency payment services, yet we continue to live with expensive and unreliable international payments. Over $37 trillion in foreign currency payments are sent or received each year. The international payment services offered by the major banks are far from satisfactory. The Currency Cloud evolves the international payments process – we make currencies simple.

Innovation type: Back office, payments, small business

Tuition.io

With Tuition.io, student loan borrowers can easily access all their loans in one visually appealing dashboard, use graphical visualization tools to compare them and get customized optimization plans that take advantage of little-known and hard-to-understand restructuring options.

Innovation type: Banking products, lending, PFM

ValidSoft

The mobile phone is fast becoming a dominant player in payments and banking worldwide. As electronic fraud will certainly be drawn to the new medium, so too must security be made usable, flexible and ultimately reliable. ValidSoft’s proprietary technology can secure all transaction channels, in real-time. All our solutions are telecommunications-based.

At FinovateFall 2012 we will show you how our advanced mobile payments authentication platform, SMART, supports a mobile wallet product and demonstrate how scalable and flexible it can be.

Innovation type: Identity, payments, security

Stay tuned next week for another sneak peek of FinovateFall 2012 presenting companies.

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FinovateSpring 2012 in the Press

By Julie Muhn (@julieschicktanz) Posted on May 15, 2012
Categories: Actiance, BankersLab, BankOns, BehavioSec, BillGuard, Cardlytics, Concur, CoverHound, DCisions, Dwolla, edo Interactive, Expensify, Experian, Flint Mobile, inStream Solutions, iQuantifi, Kuspit, Linkable Networks, MoneyDesktop, On Deck Capital, PaySimple, Personal Capital, Silver Tail Systems, SoMoLend, TIO Networks, Wall Street Survivor, WattzOn, ZipZap

Here’s a look at press coverage from FinovateSpring 2012 in San Francisco last week. For comprehensive coverage, be sure to check out Erin McCune’s live blog on PaymentsViews, which covers all 63 presenting companies:

2 Minute Finance
2MF @ Finovate Spring 2012 Conference
by Bobby Lee
Link

BillGuard Demo @ Finovate Spring 2012 Conference (Day 1)

by Bobby Lee