FinovateSpring 2013 / Encap

Presenter Profile:

How they describe themselves: Encap is a software security company that bridges the gap between banking grade security and user experience. Steeped in the innovative Nordic banking sector, Encap’s patented banking-grade security technology turns any smart-device into a personal security credential. It removes the need for investments in cumbersome and clunky security methods like hardware tokens, SIM-cards and SMS’s. Encap makes the step from username and password to two- and three-factor security easy. The user simply downloads an Encap-enabled app to a smartphone or tablet, goes through a one-time activation process and chooses a personal PIN.

How they describe their product/innovation: The Encap product is a software-based authentication solution that provides uncompromising speed, security and simplicity to boost the adoption of financial services and applications. It allows any service provider to offer two- and three-factor authentication using the customer´s smart device. Integrating Encap’s client SDK with a native app creates a seamless, familiar login experience while maintaining banking-grade access security. The 1st (´know´) factor is the user-defined PIN, the 2nd (´have´) factor is the uniquely identifiable smart device and the 3rd factor (´are´) is the users typing behaviour. By integrating with Encap server-side SDK, the service provider can use Encap’s solution as part of its existing identity management, access control service and signature systems.


Bus. Dev. & Sales: Thomas Bostrøm Jørgensen, CEO,,
Press: Alan Miller, CCgroup, +020-7535-7273

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