Backbase Archives - Page 13 of 16

We will continue to add to this list throughout the next few weeks as new coverage is published. If we are missing press coverage or if you would like to add to the list, please contact [email protected] with the link.

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The Backbase Digital Marketing Module Helps Bank 2.0 Portal Users Enhance Marketing Efforts

By Julie Muhn (@julieschicktanz) Posted on February 12, 2013
Categories: Backbase, FinovateEurope 2013

This post is a part of our live coverage of FinovateEurope 2013.

Starting off the second session today is Backbase, who showed off its new Backbase Digital Marketing module:

“Backbase is demoing Backbase Digital Marketing, a new module within Backbase Bank 2.0 Portal. With Backbase Digital Marketing, banks get the option to easily create and manage:

• Cross- & up-sell campaigns

• Lead generation campaigns

• Closed loop marketing

• Loyalty features

The Backbase Digital Marketing module does not only work on regular desktop browsers but is optimized to work in a multi-channel setting (from desktop to tablets and smartphones). Backbase Digital Marketing can be used in any existing website or Internet Banking platform, offering banks a simple point solution to start working with Backbase Bank 2.0 Portal.”

Product Launch: February 2012

HQ: Amsterdam, The Netherlands

Founded: April 2003

Metrics: Privately funded, 150+ employees with offices in New York, Amsterdam, London, Singapore and Moscow.

Website: backbase.com

Twitter: @backbase

Presenting Jouk Pleiter (CEO & Co-Founder) and Jelmer de Jong (Global Head of Marketing)

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Finovate Alumni News– January 31, 2013

By Julie Muhn (@julieschicktanz) Posted on January 31, 2013
Categories: ACI Worldwide, Backbase, BehavioSec, Boku, Braintree, FIS, Flint Mobile, mFoundry, Mitek, Online Resources, Xero

TechCrunch reports Braintree’s New Payments Layer Lets Users Sign Up For Apps Without Re-Entering Their Credit Card Data.

Mitek and Allied Payment Network Expand Availability of Mobile Photo Bill Pay.

Backbase and iQStore sign partnership agreement for Russian market.

Xero integrates with Harvest, a time tracking and invoicing software company.

CNBC’s Squawk on the Street features BOKU.

HID Global partners with BehavioSec to improve fraud detection system.

FIS acquires mFoundry for $120 million.

Facebook integration, customer management features added to Flint mobile app.

ACI Worldwide to buy Online Resources for more than $120 million.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

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FinovateEurope 2013 Sneak Peek: Part 2

By David Penn Posted on January 22, 2013
Categories: Backbase, Biletu, Birdback, FinovateEurope 2013, Heckyl Technologies, Holvi, Kalypton, mBank & Efigence, Metaforic, Pockets United, rplan, SumUp

Here’s part 2 of the sneak peek of the companies that will demo at FinovateEurope on February 12 and 13 in London.

Each company provided a short summary of the innovation they will debut on stage. We published 27 last week and we will complete the preview next week.

Don’t miss the opportunity to experience the hottest innovations in financial technology. Get your FinovateEurope ticket here.

______________________________________________

Backbase

Digital Marketing professionals can use Backbase purely for digital marketing purposes: e.g. collecting user behavior and running campaigns in specific sections of existing websites and platforms, then assigning certain areas where Backbase collects data and shows campaigns.

With Backbase you can now start small. Just embed in your existing site and expand from there, creating a full cross-device user experience platform.

Innovation type: Marketing, mobile, online

Heckyl Technologies

Heckyl FIND (Financial In News & Data) is real time news and data analytics platform for retail traders and brokerages.

FIND is integrated with trading terminals to provide high quality information, visuals, heat maps of sentiment and market data to help traders find trading opportunities in this fast moving market.

FIND helps you explore new ideas and keep pulse on current business events/issues. Whether you are a short term trader, investor, or fund manager – whether you prefer equities, futures and options, forex or commodities – you will find a wealth of information that matters to you streaming at your fingertips.

Innovation type: Investing & asset management, online

Holvi

Holvi is the long tail of retail banking. It changes the whole concept of the bank account from a passive utility to an active enabler of any activity. Out-of-the-box Holvi comes with built-in payment acceptance, tools for financial understanding and the ability to share it with a group. We bring in building blocks from our banking and payments partners that our customers can add to their Holvi accounts.

Holvi is used by small businesses, non-profit organisations, projects and individuals. Holvi is regulated by the FIN-FSA and is located in Finland. Holvi is launching Europe-wide in 2013.

Innovation type: Online, payments small business

Kalypton

Point solutions for payments? Why limit yourself? Proven at scale in Africa, Tereon is a complete payments ecosystem and toolkit designed to support rapid innovation.

With Tereon, you can implement any number of innovative products and payment services, be they point solutions or new networks. You can support any business logic, and you can use existing core systems and settlement processes to provide secure, inter-operable, account-to-account, payments that meet stringent regulatory standards.

We will demonstrate a four-party deployment that supports payments from phone to phone, phone to card terminal, card to terminal and on-line in multiple currencies.

Innovation type: Banking

Metaforic

Metaforic has a product that protects mobile applications from unauthorized changes and subversion of the existing code. In effect, by using our solution, the financial institution has control over what the application does if it is compromised. It can quit, display a message, send a silent security alert to bank servers or any other behavior the developer cares to define.

For financial institutions that have a lot of mobile developments underway, Metaforic technology can be integrated with existing developments at the end of the software development lifecycle. This technology is an automatic process not requiring significant developer time or security expertise.

Innovation type: Security

Pockets United

Pockets United occupies a hot space: carriers see their business threatened by all-encompasing data flats, while traditional banks and credit card companies see payment shifting to mobile devices – whose users are owned by the carriers, ultimately leaving both seeking for differentiators.

BAM! ‘Social’ is the next big thing in mobile payments, yet it is not easy to implement for existing PSPs or banks. A category killer in this field must be social by design.

Think of us as Paypal, just with a lot more pal – and get excited about a cutting-edge user experience that is fun to use day after day! Because, after all, dividing expenses should lower the burden for all, not cause additional effort for some.

Innovation type: Mobile, payments, PFM

rplan

Investing can be time-consuming. rplan has created a simple, easy-to-use tool to create your own personal investment portfolio from over 2,400 available investments to find the ones best suited to you.

rplan is for customers who want choice, but who don’t want to become finance specialists just to manage their investments – because there are better things to do in life than researching mutual funds.

Innovation
type: Investing & asset management, online, PFM

SumUp

SumUp’s vision is to change commerce on a global scale starting with a real and existing payments problem.

Today, millions of small businesses are missing out on customers because they cannot accept card payments due to high fees and long contract durations. SumUp offers the easiest way for small businesses to accept card payments.

Using only a portable card reader and an app for iOS and Android, merchants can accept card payments on their mobile device, with a transparent fee of only 2.75% per transaction.

SumUp will demo a new cashless point-of-sale solution that will radically simplify the way people pay in every day life.

Innovation type: Cards, mobile, payments, rewards

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Finovate Alumni News– January 15, 2013

By Julie Muhn (@julieschicktanz) Posted on January 15, 2013
Categories: Backbase, Compass Plus, Cortera, Fiserv, Locaid, Metaforic, SigFig, TradeKing, TSYS

Cortera rated higher than competitors in perceived value according to industry survey.

Al Rajhi Bank launches online banking platform built with Backbase Portal. Come see Backbase at FinovateEurope Feb. 12 & 13.

Brian Madden touts Metaforic’s app immune system.

TechCrunch reports: SigFig Crosses $50 Billion In Assets Managed Through The Platform.

Bloomberg reports: Fiserv Buys Open Solutions to Grow Financial Services. Come to FinovateEurope to see Fiserv’s live demo.

Zapsibcombank launches loyalty program with technology from Compass Plus.

Locaid adds Cricket Wireless devices to platform.

Promo Codes 2013 features the top six promotions at TradeKing.

Visa in India deploys TSYS technologies to assist in account holder authentication.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

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Finovate Alumni News– November 20, 2012

By Julie Muhn (@julieschicktanz) Posted on November 20, 2012
Categories: Backbase, Compass Plus, LearnVest, MoneyDesktop, Virtual Piggy

Fox Business News features LearnVest.

Backbase introduces My Backbase Academy, online training program.

Virtual Piggy signs agreement with Active Ride Shop to bring its youth payments technology to their online store.

Bank Innovation reports: MoneyDesktop Officially Releases Its MoneyMobile PFM App.

Billhighway honored with 2 workplace awards.

Compass Plus launches instant issuance solution
on TranzAxis.

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This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

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Backbase’s Launchpad Offers a Consistent UX Across Devices

By Julie Muhn (@julieschicktanz) Posted on November 5, 2012
Categories: Backbase, FinovateAsia 2012

After, Backbase demoed how its Launchpad delivers a consistent UX across multiple devices:

“Backbase Launchpad is a new and unique banking experience, based on Backbase Portal technology. Launchpad offers the latest innovations and best practices in user experience design and cross device customer journeys. The goal of Launchpad is to drastically bring down time-to-market for online and mobile projects.

Launchpad is immediately optimized for use on regular browsers, tablets, and smartphones and is entirely manageable by the e-business and digital teams using the Backbase Portal Manager. Launchpad is seamlessly integrated with the Backbase App Center and includes apps such as Accounts Overview, Payments, PFM, Stock Portfolio Manager, Message Center, etc. Other apps (developed by the bank, by Backbase, or by third party vendors) can be easily added to Launchpad.

Launchpad and its apps come with universal integration architecture to hook up existing core banking systems with the new Bank 2.0 front-end.”

Product Launch: 2010

HQ: April 2003

Founded: Amsterdam, The Netherlands

Metrics: Privately funded; 150+ employees with offices in New York, Amsterdam, London, Singapore & Moscow

Website: backbase.com

Twitter: @backbase

Finovate demo video: Demo videos will be posted next week

Introducing Jelmer de Jong (Global Head of Marketing) and Edwin Koh (Regional Manager APAC)

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Finovate Alumni News– October 24, 2012

By Julie Muhn (@julieschicktanz) Posted on October 24, 2012
Categories: Backbase, DigitalMailer, Dwolla, Equifax, Mitek, Monitise, PayPal, peerTransfer

PayPal Starts Selling PayPal Here at AT&T Stores, Teams Up with MoneyGram.

Finextra reports Clear2Pay and Backbase join forces on customer experience.

Forbes looks at Dwolla’s business model.

Equifax partners with Lender Processing Services.

CU Insight covers DigitalMailer.

CNBC interviews Alastair Lukies, Monitise CEO and co-founder.

Xconomy lists peerTransfer as 1 of 5 startups to watch.

CU Broadcast chats with Mitek’s Daniel Simon.

American Banker features BankersLab’s CollectionLab.

peerTransfer First to Help Chinese International Students Pay in Renminbi.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

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FinovateAsia 2012 Sneak Peek: Part 2

By Julie Muhn (@julieschicktanz) Posted on October 22, 2012
Categories: ayondo, Backbase, BankBazaar, CustomerXPs, DemystData, Figlo, FinovateAsia 2012, Luminous, Pandai, Pendo Systems, PocketSmith, Striata, Tagit, TradeHero, Zighra

Here is the second and final look at the companies that will demo at FinovateAsia on November 6 in Singapore. Each company provided a short summary of the innovation they will debut on stage. In case you missed it, check out Sneak Peek Part 1.

Don’t miss the opportunity to experience the hottest innovations in financial technology at the very first FinovateAsia. Get your FinovateAsia ticket here.

___________________________________________________

ayondo

ayondo shows the newest and third generation of their web application which will be the next

generation of social trading. Simply follow the best traders automatically with your brokerage account.

Innovation type: Banking, investing, PFM

Backbase

Backbase delivers Bank 2.0 Portal software that provides a new user experience layer on top of underlying infrastructure and IT systems. It gives financials the opportunity to create interactions that link customers to relevant information and applications to fit their needs and preferences. With its modern, widget-based architecture, Backbase Bank 2.0 Portal provides the flexibility and speed to create modern portals that truly empower the customer.

Innovation type: Marketing, mobile, online

BankBazaar.com

BankBazaar.com will demo its 7-minute Credit eApproval

process highlighting the platform’s real-time integration with underwriting engines, loan origination systems, net-banking systems, and online payroll management tools. Combined with a full service CRM system powering credit and sales work flow management, the platform delivers 7-minute eApproval via online, mobile, and tablet interfaces.

Innovation type: Lending, mobile, online

CustomerXPs

Clari5 iRM brings extreme real-time intelligence to Relationship Managers (RMs) on the move. Typical RM mobile apps are screen extensions of CRM and are not connected in real-time to the underlying core systems. Consequently RMs are the last ones to know when a significant moment of truth event happens.

Clari5 iRM is a next generation product that interprets customers’ structured/unstructured events in real-time and provides an inference instantly empowering RMs to provide more personalized services. Clari5 iRM also leverages the full power of the device by using its real-time push, GPS, voice recognition, video, and screen sharing capabilities.

Innovation type: Marketing, mobile, sales

DemystData

Can publicly available information gleaned from Facebook, Twitter, LinkedIn and other online sources

help financial institutions predict financial risk?

DemystData helps financial institutions tap into the explosive growth of online, social, and internal data to make better customer decisions. Our latest innovation navigates some of the world’s newest data sources to provide our clients with a deep, holistic view of the modern day consumer, and then uses this information to assess consumer risk and behaviour.

Innovation type: Identity, lending, marketing

Figlo

Need an onboarding tool that increases customer engagement? Figlo offers a complete solution to gain insight in financial matters on a consumer level. Financial planning is now accessible to everyone on any device anywhere.

Innovation type: Marketing, online, PFM

Luminous

See how financial institutions can save millions by implementing BankFiling, a new innovation from Luminous that delivers short ROI yet requires limited investment. A whole new approach to commercial and business banking. A must see for all financial institutions!

Innovation type: Banking, lending, small business

Pandai

Pandai.cn delivers next generation peer-to-peer 2.0 lending services in China by answering what the future of peer-to-peer lending should be. It should be safe, transparent, inclusive and easy-to-understand.

You’ll see how easy it is to invest in creditworthy borrowers that have passed our robust credit risk management system.

Innovation type: Investing, lending, PFM

Pendo Systems

Can you tag your financial position, identify the cross vertical exposure by currency, industry, issuer, region real-time; on-demand? The last 30 years have seen amazing advances in technology that have transformed the world. In the world of financial technology, all of this power has been applied to develop more complex instruments – derivatives, swaps, CDO’s CDS’s – faster and faster trading platforms – “flash trading” and co-location, and risk analytics and trading models.

But, the ability to track and account for this explosion of trading vehicles and volumes is right where it was 30 years ago. Not anymore, come see the future of transparency.&n
bsp;

Innovation type: Back office, insurance, investing

PocketSmith

PocketSmith is the comprehensive personal finance app with cashflow forecasting.

We think that the best way to organize and control your money is to relate it to events in your life by using a calendar. This way, financial planning becomes a part of your daily routine rather than a chore.

As you plan, PocketSmith’s calendar shows you the progress of your money over time, so you will better understand how your financial decisions affect your future.

Innovation type: Mobile, online, PFM

Striata

Want to know the secret to getting 60% of your customers to say yes to eBilling? All it takes is 7 minutes to see why email delivery of bills and statements is what gets customers to turn off paper forever.

Join Striata as we demonstrate our powerful interactive bill which is encrypted, has integrated eConsent, shared password security, instant dispute capability, and mobile one click pay.

With registration-free push email billing, you can drive traffic to your portal, cut your costs and deliver bills and statements right into your customers’ hands. Convenient, secure, mobile ready.

Innovation type: Communications, payments

Tagit

In the last 4 years, Tagit Mobility Platform Mobeix has been adopted by several leading enterprises. But, we believe mobility should be for all– large, medium and small enterprises.

With this vision, we started our journey to build the Mobeix Open Platform through which enterprises can build, launch and manage apps on their own. Using the Tagit Open Platform, merchants and enterprises will be able to develop and deploy apps for their customers and employees in no time. We will demonstrate how easy it is for anyone to register and start building apps.

Innovation type: Banking, mobile, security

TradeHero

TradeHero empowers ordinary people to make money from the financial markets. Traders are able to place real-time virtual trades against stock exchanges and TradeHero generates performance rankings of the trader community.

Members of the TradeHero community can follow the top-ranked traders for a fee. Traders can build a following around themselves and monetize off their trade-feeds while those following get relevant, pertinent and timely financial trading tips and feeds.

Innovation type: Investing, mobile, payments

Zighra

The world is increasingly adopting smartphones and social media. Leading FIs are beginning to leverage these seismic shifts in communications for competitive advantage, reducing costs and generating new revenue streams. Smartphones change user expectations about online banking services, functionality, and interactivity. They also present new risk vectors that cannot be ignored.

Zighra’s patent pending mobile technology provides unique interactivity, building closer customer relationships by increasing security, trust, and satisfaction while significantly reducing fraud and associated costs.

Innovation type: Communications, mobile, security

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Finovate Alumni News– October 2, 2012

By Julie Muhn (@julieschicktanz) Posted on October 2, 2012
Categories: Backbase, Braintree, Cortera, Fenergo, Figlo, Geezeo, ID Analytics, InComm, Lighter Capital, MoneyDesktop, Monitise, SaveUp, Truaxis, Yodlee

InComm celebrates 21 years in the payments industry.

Backbase introduces My Backbase, a platform supporting integrators, partners, professionals, prospects and customers.

ID Analytics and iovation partner to fight online fraud.

Yodlee strengthens management team with three key executives.

The Financial Brand features SaveUp’s saving gamification model.

Monitise announces partnership with eMerit Solutions.

Fenergo enhances FATCA Compliance Solution with auto-classification.

Cortera appoints Gary Brooks as Chief Marketing Officer.

Entrepreneur Magazine features the success of a business recieving financing through Lighter Capital.

Geezeo signs Riverside Community CU.

TechCrunch reports: Braintree eases signup process for developers

Money Marketing takes an in-depth look at FinovateFall demos.

MyBankTracker reports MoneyDesktop launches Sleek Mobile Apps.

New Dutch bank uses Figlo Platform to offer online financial overview.

Citi using Statement Rewards from Truaxis to bring card linked offers to cardholders.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

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Backbase’s Launchpad Reduces Time-to-Market for Mobile Projects

By Julie Muhn (@julieschicktanz) Posted on September 13, 2012
Categories: Backbase, FinovateFall 2012

Afterward, Backbase demonstrated Launchpad, a solution that minimizes time-to-market for mobile projects:

“Backbase Launchpad is a new and unique banking experience, based on Backbase Portal technology. Launchpad offers the latest innovations and best practices in user experience design and cross device customer journeys. The goal of Launchpad is to drastically bring down time-to-market for online and mobile projects.

Launchpad is immediately optimized for use on regular browsers, tablets and smartphones and is entirely manageable by the e-business and digital teams using the Backbase Portal Manager. Launchpad is seamlessly integrated with the Backbase App Center and includes apps such as: Accounts Overview, Payments, PFM, Stock Portfolio Manager, Message Center, etc. Other apps (either developed by the bank, by Backbase or by third party vendors) can be easily added to Launchpad.

Launchpad and its apps come with a universal integration architecture to hook up existing core banking systems with the new Bank 2.0 front-end.”

Product Launched: 2012

HQ Location: New York, NY

Company Founded: April 2003

Metrics: Privately funded, 150+ employees with offices in New York, Amsterdam, London, Singapore and Moscow

Websites: backbase.com, backbase.com/launchpad/

Twitter: @backbase

Finovate demo video: finovate.com/fall12vid/ (demo video will be posted next week)

Introducing Greg Turman (VP Sales North America) and Jelmer de Jong (Global Head of Marketing)

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FinovateFall 2012 Sneak Peek: Part 2

By Julie Muhn (@julieschicktanz) Posted on August 20, 2012
Categories: aSpark, Backbase, Bolstr, Cachet Financial Solutions, Compass Plus, Credit Sesame, Dashlane, Deluxe, Emida, Handpoint, Ignite Sales, IND Group, Mortgage Harmony, Payfone, PreCash, SecureKey, Segmint, Thomson Reuters, Truaxis, Yodlee

Here’s part 2 of the sneak peek of the companies that will demoing at FinovateFall on September 12 and 13 in NYC. Each company provided a short summary of the innovation they will debut on stage. We published 20 last week and we will complete the preview next week.

Don’t miss the opportunity to experience the hottest innovations in financial technology. Get your FinovateFall ticket here

——————————————————————————————————-

aSpark

Stock Panorama brings what matters to an investor’s portfolio – combination of

“relevant and key” market data, analyst sentiment and social intelligence to your mobile device. Today, you seek this information. Stock Panorama reduces the homework and brings it to you when it matters so that you are never surprised!

The app “follows” key events and information for your stocks and integrates them into your personal calendar – so you can see what’s ahead for your investments. You get the right information anywhere, anytime.

Innovation type: Mobile, PFM, sales

Backbase

Backbase Launchpad is a new and unique banking experience, based on Backbase Portal technology.

Launchpad offers the latest innovations and best practices in user experience design and cross-device customer journeys. The goal of Launchpad is to drastically bring down time-to-market for online and mobile projects.

Launchpad is immediately optimized for use on regular browsers, tablets and smartphones and is entirely manageable by the e-business and digital teams using the Backbase Portal Manager. Launchpad is seamlessly integrated with the Backbase App Center and includes apps such as: Accounts Overview, Payments, PFM, Stock Portfolio Manager, Message Center etc.

Innovation type: Communications, marketing, mobile, online

Bolstr

Bolstr is the first crowdfunding platform focused exclusively on main street small businesses and the only platform able to legally operate pre-JOBS Act.

Bolstr’s innovative platform empowers communities to invest in local, small businesses. We believe that local investment is the key to economic growth. Through Bolstr, we have created a marketplace where individuals can invest in and support the local small businesses that make their communities home.

Innovation type: Small business

Cachet Financial Solutions

Cachet’s patent-pending CheckReview helps financial institutions identify potential check fraud with the ability to view and validate the check image in real time. In the past, financial institutions could only view a check image after it had been cleared for deposit. By allowing access to the images before clearing, Cachet gives clients greater control in mitigating check fraud.

Innovation type: Back office

Compass Plus

Previously, when offering new financial products and services, the only two options available were to buy or build. You’ve tried buy, but now your business structure can’t sustain innovation and integration is an absolute nightmare. You’ve tried build, but the industry moves quickly and you can no longer keep up. Both options cost a fortune in maintenance. Now there is a third option.

Open Development Banking Platforms are the new kid on the block and are promising to be transformational for the financial services industry. Let us show you why.

Innovation type: Back office, cards, payments

Credit Sesame

Personal finance cannot be properly assessed in a vacuum. Credit Sesame will introduce its new financial fitness indicators, designed to help a user fully understand and optimize their individual financial situation.

Users can take advantage of current market trends and identify financial successes of their peers to better their financial future, preventing consumers from leaving money on the table by identifying ways to grow their wealth.

Innovation type: Identity, lending, PFM

Dashlane

Dashlane’s mobile apps enable instant checkouts, registrations, and logins universally across the web without any merchant-side integration. This is powered by proprietary real-time semantic analysis of webpages and a super-secure, locally-encrypted personal data vault.

Its disruptive apps allow consumers
to conduct keyboard-less transactions on any website from their mobile devices – a critical game-changer on a device that lacks a keyboard. Mobile shopping cart abandonment is over 90% today. Its goal is to slash that down and unlock mobile commerce at scale with a product that is simple, secure, and universal.

Innovation type: Marketing, mobile, payments

Deluxe

Customers are becoming increasingly integrated with their financial institutions. ACH payments are up about 5% each year. Online and mobile banking continues to rise and nearly two-thirds of online customers are using bill pay. Yet, this integration leaves consumers feeling trapped.

In a recent Consumer Reports survey, 63% of respondents said concerns about transferring automatic payment and deposits were keeping them from switching banks. Are you prepared to reach this highly integrated customer base? The Switch Is On!

Innovation type: Online, payments, sales

Emida

Emida’s Mobile Wallet (CAT) allows consumers to apply cash to their virtual mobile account without requiring an existing bank account or credit card collateral. Account holders can load value to their Cash and Transact account and then transfer cash or pay for goods and services with anyone, anytime, from anywhere. The Cash and Transact vision is to create a borderless community connected by transactions via the Cash and Transact mobile wallet.

Innovation type: Mobile, payments, PFM

Handpoint

The U.S. is moving to EMV (Chip & PIN) no later than 2015 meaning the biggest overhaul of payment infrastructure since the introduction of the plastic card.

Handpoint presents a mobile payments platform for developers. It´s simple and secure and allows developers to easily add EMV payments to their applications and get paid for transactions made through their apps. The platform can be white labeled to larger partners, e.g. acquirers and MNOs so they can offer branded mobile POS solutions.

The platform erases all PCI issues, even for large merchants, by using state of the art security measures including Point-to-Point encryption.

Innovation type: Mobile, payments, security

Ignite Sales

Ignite Sales is launching the world’s first Bank Product Concierge which will change the way retail banks are able to sell financial products consistently to consumers and to manage their branch network. The solution is turning bank branches, call centers and websites into account opening machines, helping them easily and cost effectively reach their customers to upsell and cross-sell products consistently across channels.

The Concierge Analytics Dashboard, the first in the industry, provides the only way for bank executives to determine what products should be sold based on eligibility data.

Innovation type: Marketing, online, sales

IND Group

Story of My Finances is a completely new approach in digital financial customer service. It takes online banking and PFM to the next level of mass retail financial planning and advice.

Stories are customer-driven financial life processes, such as “How to spend less”, “Prepare for a rainy day”, “Buy a home” or “Retirement planning”. Stories help end-customers to get financially fit and to have a peace of mind. Stories are the missing link between everyday people and financial products. We believe that we can improve people’s financial life by licensing our white-label technology to financial institutions.

Innovation type: Online, PFM, sales

Mortgage Harmony

Remember the last time you refinanced your mortgage? Or was it so painful, time consuming and costly you’d like to forget it? Imagine if your FI let you click a button on a website and lower your rate with no appraisal, credit or income check, $0 fees added back to your loan and not starting over with a new 30 year term.

Mortgage Harmony Corp., a financial services company, will demo web-based software which FIs can use to offer a consumer-initiated rate, resetting mortgage with a patented compensation model for their originators. (It’s actually more advantageous for them, too.)

Innovation type: Back office, lending, PFM

Payfone

Payfone is the remote mobile commerce company that solves mCommerce checkout by linking mobile identity with the payment process to provide merchants with the easiest, fastest and most secure mobile checkout possible.

Because it authenticate
s through the bank and carrier network, Payfone mCommerce Service requires no changes to backend systems, no new payment mark and nothing for consumers to download or install.

Innovation type: Identity, mobile, payments

PreCash

Today, the people with the least amount of money are charged the most to pay bills and get checks. Plus, they have to jump through more hoops. PreCash Flips that model with mobile.

Come learn about Flip Money, the first viable mobile app for underbanked consumers with immediate check deposit and free bill pay transactions.

Innovation type: Mobile, payments, PFM

SecureKey

Imagine a world where, as a consumer, you can use things you already have to enhance your online and mobile experience (your smart phone, bank card, tablet or PC). Imagine a world where, as a bank card issuer, you can minimize card-not-present fraud and provide value-added services based on strong authentication, to your consumers and commercial partners.

Imagine a world where, as a merchant, you can sell to your clients through extended channels, securely, and with little risk of card-not-present fraud. And imagine a world where online service providers such as governments can actually transact with their constituents after ascertaining their identity, while still transacting anonymously.

Innovation type: Identity, payments, Security

Segmint

Segmint’s breakthrough analytics anticipate real-time consumer spending patterns and help FIs deliver a personalized mix of cross-sell and up-sell offers on their public and private websites.

Segmint’s new and highly-advanced One Button application allows FIs to create customized online product and service campaigns in under a minute – automatically targeting the offer, creating a banner and assigning website delivery locations. With analytics that refresh daily, this One Button application empowers FI marketers to achieve unprecedented speed-to-market and deliver highly targeted cross-sell and up-sell campaigns while increasing campaign ROI.

Innovation type: Banking products, marketing, online

Thomson Reuters

Thomson Reuters is pleased to introduce their new App Store solution that enables access to the latest innovative capabilities and tools for use across the digital enterprise.

The Thomson Reuters solution enables financial institutions and third party developers to effortlessly create pioneering market monitoring and investing apps. By seamlessly integrating the combination of Thomson Reuters content assets with a firm’s customer account data and other data sources, Thomson Reuters is helping institutions leverage the providers of financial insight to deliver a differentiated experience for their customers while lowering both development costs and time to market.

Innovation type: Investing, mobile, online, PFM

Truaxis (formerly BillShrink)

Truaxis understands that Big Data is a profitability gold mine for banks if properly gathered, interpreted and acted upon. With its Profitability Analytics module, StatementRewards lets banks easily reach their most profitable customers and create campaigns to further improve customer value and loyalty.

Innovation type: Cards, rewards

Yodlee

Data is power. Whether you’re managing personal finances or running a business, the right data and tools enable the right decisions. Good data informs, educates, projects, and even anticipates future actions. Who doesn’t want a crystal ball? Yodlee brings data to life.

At Finovate, you’ll see what that means for Pete, a small business owner running a successful exotic automotive parts business. Parts is parts? Not in our world! Do you have the (data) power? Come find it at Finovate! Yodlee.

Innovation type: Online, PFM, small business

Stay tuned next week for another sneak peek of FinovateFall 2012 presenting companies.

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