FinovateSpring 2018 / Teno
How they describe themselves: Teno is a mobile app focused on the future insurance/innovation market developed by CaribeDevelopers LLC team.
How they describe their product/innovation: With TENO people can create groups and organize their private insurance plans with custom rules defined by the creators. The most important is that the unused money is returned to the people.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions