FinovateSpring 2012 / Klarna

Presenter Profile:

How they describe themselves: The unique idea behind Klarna’s service is the concept of after-delivery payment, which lets buyers receive ordered goods before any payment is due. When making a purchase, the consumer only needs to fill in top-of-mind information, such as name and address. At the same time, Klarna assumes all credit and fraud risk for online merchants. Today, Klarna is a leading provider of after-delivery payments in Europe, serving more than 14,000 merchants with a high-quality product used by millions of consumers.

How they describe their product/innovation: Smooth and frictionless payment process is the trademark of the Klarna experience. No one approaches payments the way Klarna does. In seconds, Klarna performs an extensive analysis of the buyer and assesses the specific risk of fraud and default for that transaction. At Finovate in San Francisco, Klarna will demo its unique flagship product-rarely seen by U.S. audiences.


Bus. Dev.: Victor Jacobsson, Chief Business Development Officer & Co-Founder,
Press: Caroline Hacker,, 703-635-8308
Sales: Magnus Fredin, President of European Sales,

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