FinovateEurope 2017 / Token

Presenter Profile:

How they describe themselves: Token enables banks to re-establish market dominance in the age of digital transactions. Its open banking technology enables banks to generate revenues from PSD2, raise security, eliminate fintech disintermediation and harness the vast potential of programmable money.

Token’s team combines years of highly successful execution and innovation in both the technology and banking sectors. Token’s CEO, Steve Kirsch, has invented several groundbreaking Internet technologies and has had multiple billion dollar exits. Token’s CTO, Yobie Benjamin, was formerly the Global CTO at Citigroup where he was responsible for the processing of quadrillions of dollars a year in payments.

Token has been recognised in the 2016 GTS Global Innovator Competition as the ‘Most disruptive company across all categories, globally’, and is the winner of PlugAndPlay’s 2016 Fintech EXPO, which was contested by more than 1000 applicants from around the world.

How they describe their product/innovation: Token is a fully PSD2 compliant open banking solution that puts bank customers in control and protects the bank. It enables a global open banking ecosystem. Participating online merchants and PISPs can connect securely to the bank to initiate payments. An end-to-end security model based on PKI significantly reduces fraud and security mass breaches. Account balances and transaction histories are securely aggregrated through AISPs. Bank customers manage third party permissions and authorizations by a simple touch.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms


Bus. Dev. & Sales: Chris Aruliah, VP Bus. Dev. EMEA,
Press: Marten Nelson, VP Marketing,

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