How they describe themselves: VoiceTrust is a global provider of voice biometric solutions, dedicated to continuous innovation and development of patented technologies and solutions. VoiceTrust leverages its domain expertise and intellectual property to deliver highly differentiated real-life solutions. VoiceTrust is backed by a successful Dutch private equity firm and operates globally with customers and footprints in the Americas, Europe and South Asia, Middle East & Africa.
How they describe their product/innovation: inTalk provides a simple, convenient and effective solution to the call center authentication problem by recognizing the customer’s voice using voiceprint biometrics. inTalk passively listens to the person speaking, compares the speaker’s voice to the customer’s voiceprint, and provides identity feedback to the agent. This is all done in the background during a normal, uninterrupted conversation in any language. A green light is displayed when the customer is recognized and a red light alerts the agent when inTalk detects the presence of an imposter.
Contacts:
Bus. Dev., Press & Sales: Roanne Levitt, VP, [email protected]
How they describe themselves: Xendpay.com is an online money transfer service that allows users to easily and cheaply send money anywhere in the world from a PC or mobile phone.
Payment can be made via card or bank transfer. Soon it will be possible to pay using cash in a large number of retail locations. Delivery is to bank accounts or, in some countries, to cash collection points via a network of partners. Xendpay is for everyone who sends money overseas including migrants, students, holidaymakers and cross-border shoppers. It is available in 5 languages (English, Spanish, German, French & Polish). Because it keeps everything online, Xendpay is cheaper than the bricks and mortar alternatives. All payments are covered by RationalFX’s FSA authorisation and safety and online security is paramount. The product itself is cloud-hosted and built on a Java framework with extreme scalability in mind.
How they describe their product/innovation: Xendpay itself is very new. However, we are demonstrating a new service – a cash-to-cash mobile international payment. The user will send a money transfer without a payment card or bank account using just their mobile phone from a corner shop. Previously to do this kind of payment the person would have to visit a Western Union (or similar) agent. Xendpay can do conventional card-to-bank payments as well.
Contacts:
Bus. Dev., Press & Sales: Jake Holloway, Xendpay COO, [email protected]
How they describe themselves: Yseop revolutionizes the financial industry with better, faster and less expensive expert guidance. Yseop is the first artificial intelligence software that writes (and speaks) non-repetitive intelligent text, just like a human being, but at a speed of thousands of pages per second. Yseop analyzes your business data (CRM, BI, etc.), dialogs intelligently with your customers to understand their needs and situation and produces written conclusions. Yseop writes comments and personalized recommendations in natural language (English, German, French, Spanish, etc.). Yseop boosts productivity and dramatically increases sales while ensuring legal and audit compliance. Yseop automates the production of financial reports, executive summaries, online expert diagnosis and guidance, personalized prep-to-meeting reports and more.
How they describe their product/innovation: Yseop Financial represents the latest round of innovation developed on Yseop’s technology. This suite of products covers the full range of possibilities offered by Yseop’s text-generating software, including a prep-to-meeting report, an automatically generated two-page financial executive summary based on the latest market data and a personalized retirement planning application.
Contacts:
Bus. Dev.: Vincent Perrin, Head of European Bus. Dev., [email protected],
+33 (0)6 35 34 02 58
Press: Elizabeth Farabee, VP Marketing, [email protected], +33 (0)6 59 04 33 50
Europe Sales: Vincent Perrin, Head of European Bus. Dev., [email protected],
+33 (0)6 35 34 02 58
US Sales: Matthew Kropp, Sales Director, [email protected], +1 214-393-9719
How they describe themselves: UBank was launched in October 2008 and is developed and backed by the financial strength and global capabilities of National Australia Bank Limited (NAB). Although a part of NAB, the ideas, people, philosophy, and brand are uniquely UBank. UBank aims to simplify banking – being entirely online and over the phone. UBank currently offers UHomeLoan, high-interest online savings accounts such as USaver, and a range of high interest Term Deposit accounts (which can be used by Self Managed Super Funds), and has new products under development.
How they describe their product/innovation: Econography is the study of spending profiles of a population of a region and the culture of its people, down to the postcode level, including consumer and business spending by age, location, family status, income, and spend. Econographic trends describe the historical changes in spending (for example, the average spending in a category such as “Eating Out” may increase or decrease over time). People Like U is an econographic tool that gives consumers the ability, for the first time, to compare their own spending to the actual spending habits of other Australians.
Contacts:
Press: Andrew Maxey, Communications Manager, UBank, [email protected],
0061 (0) 467 748 567
How they describe themselves: Vermilian is the largest supplier of integrated digital marketing services/solutions to the Australian financial sector. Sydney-based, the company currently has 26 employees. As an online channel partner with our clients, we provide solutions that link communications and customer service through elegant, efficient technology and marketing. We have substantial experience in strategy, marketing, and digital solution development and are much more than a technology supplier or design agency. Vermilian uniquely combines secure software development for mobile apps, websites, and integrated systems with innovative online/mobile marketing solutions.
How they describe their product/innovation: bancapp seamlessly delivers mobile banking together with sales, marketing, and communications providing an all-in-one mobile banking and marketing channel. Available as iOS and Android native apps as well as a supporting dedicated mobile website, bancapp integrates with numerous banking and marketing systems to provide individual banking services and personalised marketing communications. bancapp provides a unique communications capability that allows financial institutions to keep in touch with customers through the expanding mobile channel. The product presents financial institutions with a solution to challenges being faced by the changing nature of retail banking, as consumer demand for on-the-go banking increases.
Contacts:
Bus. Dev. & Sales: Anthony Voigt, Director, [email protected], +61 2 8011 1410; John Kean, Director, [email protected], +61 2 8011 1411; Lorraine Marsh, Associate Director, [email protected], +61 2 8011 1412
Press: Anthony Voigt, Director, [email protected], +61 2 8011 1410; Tiffany Glover, Marketing Project Manager, [email protected], +61 2 8011 1414
How they describe themselves: Wipro Technologies, the global IT business of Wipro Limited (NYSE:WIT), is a leading information technology, consulting and outsourcing company that delivers solutions to enable its clients to do business better. Wipro Technologies delivers winning business outcomes through its deep industry experience and a 360-degree view of “Business through Technology” – helping clients create successful and adaptive businesses. A company recognized globally for its comprehensive portfolio of services, a practitioner’s approach to delivering innovation, and an organization-wide commitment to sustainability, Wipro Technologies has 135,000 employees and clients across 54 countries. For more information, please visit www.wipro.com.
How they describe their product/innovation: The Wipro SmartOffers Solution powered by Intuition Intelligence’s iCube Super Relevancy engine provides bank customers with the right digital offers at the right moment that they can redeem at merchants for benefits/discounts at the time of purchase. These offers are merchant or bank funded at the bank’s preference. The main differentiator for the SmartOffers solution is that unlike the aggregator centric models currently in practice in the market, the solution champions the bank centric offer model. Wipro believes the aggregator centric model does not bring significant benefits to the bank or the bank’s customers and banks actually face significant disadvantages since the aggregators control the entire lifecycle of offer creation and consumption. Aggregators can also access significant customer spend and preferences data, which they may or may not be willing to share. Banks therefore are left only as participants in the entire value chain. The Wipro solution intends to give the power back to the bank.
Contacts:
Press: Atul Mathews, Marketing Manager, Banking, [email protected]
How they describe themselves: Zighra was founded to play a leading role in leveraging mobile contextual information to reduce online and offline payment fraud. Our flagship product helps organizations detect fraud in high-risk and high-value transaction environments such as mobile payments, banking, and online retail. Currently, mobile devices are among the weakest links in online payments, banking, and commerce, yet mobile is also the fastest growing platform for these transactions.
Our focus is to build innovative solutions that leverage the unique potential of mobile technology and the collective intelligence of consumers to dramatically reduce costs associated with payment fraud.
How they describe their product/innovation: ZFraudShield is a fraud-risk intervention solution that leverages mobile contextual information and the collective intelligence of users. In short, we tie the user’s credit/debit card to their mobile phone and send them an authentication message via a custom branded channel on their mobile to confirm the transaction in real-time. Users are able to flag potential fraudulent transactions and share the information with other users in real-time. ZFraudShield is designed to drastically reduce false-positives, improve fraud discovery, and fully automate the resolution process where required.
Contacts:
Bus. Dev. & Sales: Deepak Dutt, [email protected], 613-799-1479
How they describe themselves: ValidSoft is the world’s leading provider of telecommunications-based authentication and transaction verification solutions for financial services and governments. As the banking and payments world begins to converge onto smart telecommunications-based devices, our integrated security platform, built solely on a real-time zero client-footprint model, allows to leverage these convergence devices to provide visible and invisible security layers for all transaction channels whilst also providing protection where the device itself is the channel. This integrated platform uses proprietary technologies including Out-of-Band authentication and transaction verification, Proximity Correlation Logic, Pseudo Device Theft detection and biometric voice verification, allowing organizations to protect all of their customer transaction channels within a single platform.
How they describe their product/innovation: ValidSoft’s SMART platform caters for the disparity in mobile networks and devices, use cases and the corresponding transactional risk intrinsic in mobile payment applications. SMART achieves this by providing a layered architecture of voice and mobile network‐based security protocols and technologies, both visible and invisible, to protect mobile payment and M‐banking transactions alike.
Contacts:
Bus. Dev. & Sales: John Petersen, Global Head of Business Development, [email protected], +44 (0) 20 3170 8127
Press: Emmanuelle Filsjean, Global Head of Marketing, [email protected], +44 (0) 20 3170 8199
How they describe themselves: Virtual Piggy, Inc. is a technology company delivering solutions for the interaction of the under 18 demographic on the internet, with a focus on security and parental control. Virtual Piggy™ is designed to provide a secure mechanism, so youth can initiate purchases online that are parent approved, controlled and monitored. Such pre-approved transactions help merchants to reduce friction in the online purchasing process and also to comply with COPPA* regulations. COPPA is a U.S. federal law enforced by the Federal Trade Commission (FTC).
How they describe their product/innovation: Virtual Piggy allows youth to purchase directly from merchants with a process that is safe, fully COPPA compliant, PCI compliant, and controlled by their parents. The parent provides all personal information from the billing account, including credit card numbers and home shipping address. This then allows a child to make a purchase on an integrated merchant site by logging into their account at the shopping cart. If the parent has allowed sufficient funds, and the merchant has been approved, then the transaction is completed.
Contacts:
Press: Rick Lopez, Sales & Marketing Assistant, [email protected], (310) 853-1996
Sales: Tom Keefer, EVP Global Sales, [email protected], (310) 853-1950
How they describe themselves: Waspit is social banking for students. Waspit combines traditional banking features with social media platforms to create a more intuitive and enriched experience for its users, or “Banking 2.0.” Waspit is designed not only to provide all the latest banking capabilities including mobile payments, but is the first to enable a dynamic communication between users, their friends and the merchants on how and where they choose to spend their money. Users can also review their transactions, rate a merchant, upload images relating to their experience, and post comments to Facebook, Twitter, Foursquare and Yelp – all managed through their Waspit account.
How they describe their product/innovation: Waspit’s new platform combines the most innovative payment capabilities students now expect from an FDIC insured account (including mobile payments) with their emerging social media habits. By syncing Waspit with any of the major social media platforms, users can easily exchange money with friends, benefit from auto-Foursquare and Facebook check-in, and post reviews that create conversation around venues they and their friends have made purchases at – particularly about those good venues and those to avoid. Users are rewarded with points each time they make a purchase, post reviews or introduce friends. Points can be redeemed for gift cards from retailers like Amazon.
Contacts:
Bus. Dev.: Kasey Kaplan, CMO, [email protected]
Press: Nikhil Andresen, VP Communications, [email protected]
Sales: David Blumenstein, SVP Strategic Partnerships, [email protected]
How they describe themselves: In an age of increasingly rapid innovation, businesses and consumers alike seek experiences and tools that help them gain actionable insight and control. Only Yodlee enables financial companies to transform their businesses (and consumers to transform their finances and lives) by inspiring them to be MORE… informed, confident, profitable, flexible. The patented Yodlee Platform and FinApp architecture drives significantly more business value from the digital channels by empowering and engaging consumers, in all segments, to interact with their finances in interesting new ways, via the banks they trust.
How they describe their product/innovation: Yodlee’s dynamic banking experience is now targeting small businesses on the go, with easy to use financial management tools that simplify cash management in a digital environment. We’ll be showcasing how small business owners can aggregate their account information, view key business metrics, manage and categorize their expenses on the fly, and easily move money between accounts or pay bills anywhere, anytime from a single platform. The service empowers both banks and small business owners, delivering exceptional functionality via Yodlee’s unique FinApp architecture.
Contacts:
Bus. Dev.: Casey Clegg, Managing Director Yodlee Interactive, [email protected],
(650) 980-3634
Press: Melanie Flanigan, Senior Marketing Director, [email protected], (650) 980-3707
Sales: Steve Kwong, Senior Director Sales Operations, [email protected], (650) 980-3763
How they describe themselves: Virtual Piggy provides a unique solution to the Under 18 (U18) market. There are 80 million U18s in the USA and a billion worldwide. This generation is more proficient with internet enabled devices such as tablets, smartphones, and laptops than any previous generation, and they are getting online at an earlier age. Virtual Piggy noticed that there was no easy mechanism for this U18 group to make online purchases and all current methods involved a lot of friction and often resulted in undesirable outcomes such as fraud. Virtual Piggy provides a unique technology to allow merchants to sell to U18s in a COPPA compliant, parent-approved manner, thereby unlocking an estimated $43B in annual spending power.
How they describe their product/innovation: Virtual Piggy is the first e-commerce solution that enables kids to manage and spend money within a parent-controlled environment. The technology company delivers online security platforms designed for the Under 18 age group in the global online market, and also enables online businesses the ability to function in a manner consistent with the Children’s Online Privacy Protection Act (COPPA) and similar international children’s privacy laws. Virtual Piggy enables the Under 18 audience to play, transact and socialize in a secure online environment guided by parental permission, oversight, and control.
Contacts:
Bus. Dev.: Jo Webber, Chairman of the Board, CEO & Co-Founder, [email protected]
Press: Sabrina Khan, Account Executive – Bender/Helper Impact, 310-694-3125
Sales: Tom Keefer, EVP Global Sales, [email protected]
