How they describe themselves: Walletron delivers a SaaS platform that automates a brand’s presence in mobile wallets like Apple Passbook and Google Wallet (Wallet and Android Pay respectively by September 2015). The system manages the content and appearance of the digital cards consumers place in these wallets. Initially established to deliver mobile wallet loyalty to the enterprise, Walletron now also serves billers. Wallet items persist until removed and allow clients to send branded notifications that light up consumers’ devices with tailored messages, without ever downloading an app. The mobile wallet channel lets brands communicate with customers in a trusted and engaging way.
How they describe their product/innovation: Walletron’s moBills™ allows billers to open a new payment and presentment channel in a centralized location on smartphones. Customers receive in their mobile wallet an updated, branded bill, their moBill™, every month. Ongoing notifications remind customers to pay, confirm processed payments, and light up users’ devices when their next bill arrives. Payments occur in only a couple of taps. Once enrolled in moBills™, consumers remain authenticated and there is no further login required. Full PDF statements can be viewed on users’ phones, and billers now have an immediate connection to customers other than the (often lost or deleted) email. moBills™ will finally provide billers with a true alternative to paper statements.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev.: Garrett Baird, [email protected], 866-483-5678
Press: Kate Ryan, Kate Ryan PR, [email protected], 774-929-5223
How they describe themselves: Urban FT delivers a platform to both financial and non-financial issuers to give their customers industry leading digital banking products. The UFT Platform is processor agnostic and allows new and existing card issuers to optimize user experience, user engagement, and revenue. The UFT Management Portal allows issuers to be in full control of their platform, user data, and all integrated analytic tools. Urban FT is strategically partnered with and invested in by Euronet Worldwide (NASDAQ: EEFT), H&R Block (NYSE: HRB), and Core Innovation Capital, and is best known for its recent partnerships with Sprint and Boost Mobile.
How they describe their product/innovation: This is a fully white-label, self-managed platform that allows you to provide your customers with comprehensive core banking functions, personal financial management tools, targeted deals, and social sharing features. By combining these features, you are able to drive greater user engagement, increase brand touchpoints, and build customer loyalty in previously unavailable ways. The analytics produced by the UFT Platform also drive growth in other areas of your business, such as lending or other complementary offerings. The UFT Platform connects directly to your core or third-party processor, has fully integrated analytics reporting capabilities, and plug-ins for all necessary customer care and compliance systems.
Product distribution strategy: Direct to Business (B2B), through financial institutions
Contacts:
Bus. Dev.: Glen Fossella, EVP Enterprise Growth, [email protected]
Press: Mark Brannan, Communications Director, [email protected]
How they describe themselves: Named one of the ten coolest brands in banking, Xignite, Inc. provides cloud-based financial market data APIs to help emerging companies and established enterprises deliver real-time and reference market data to their digital assets, such as websites and apps. For more information, visit xignite.com or follow on Twitter @xignite.
How they describe their product/innovation: Xignite CloudStreaming is a zero-footprint streaming solution that enables implementing the next generation of innovative financial applications. Traditional streaming services require colocations, physical servers, dedicated lines, scalable production infrastructure, and complexities around ingesting a full data feed such as proprietary legacy protocols and replay and recovery logic. With Xignite CloudStreaming, you can stream to any device just the data that you want through a simple HTTP GET call.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Press: Kerry Langstaff, CMO, [email protected]
Sales: [email protected]
How they describe themselves: Yseop is an artificial intelligence enterprise software company that offers two main Self-Service products: Yseop Smart Machine and Yseop Smart BI. Yseop Smart Machine addresses the Customer Management Business Process Outsourcing (BPO) market while Yseop Smart BI addresses the Big Data and Business Intelligence Market, complementing dashboards and automating report generation.
How they describe their product/innovation: Yseop Smart BI is a Self-Service BI Tool that Makes Data Speak. Businesses have automated data collection, storage, and visualization, but despite all of these investments, they still cannot draw insight from data in real time. Visualizations show you trends, but they don’t tell you what actions to take and why. This conventional process is too slow for the market, too expensive, and too laborious as data reserves grow. Yseop Smart BI turns data into written reports with just the click of a button. These Yseop-generated reports not only explain trends, identify outliers, and offer context but the reports go further by offering advice and explaining why the advice was given. Yseop Smart BI turns Big Data into big revenue instantly.
Product distribution strategy: Direct to Business (B2B), licensed
Contacts:
Bus. Dev. & Sales: Bernard Drai, VP Sales, North America, [email protected], 646-475-8340
Press: Arden Manning, SVP Global Marketing, [email protected], 646-480-0633
How they describe themselves: Yodlee’s cloud-based platform powers dynamic innovation & solutions for digital financial services. Leveraging comprehensive & unique transactional data, Yodlee’s advanced data network transforms customer interactions by enabling solutions – such as digital financial management, money movement, wealth & risk management, mobile, APIs & more.
How they describe their product/innovation: At Yodlee, we believe there is massive potential to change & shape financial habits and behaviors leveraging data, analytics, & progressive engagement to encourage good behaviors – making it easier to say yes (to saving) than no. Our newest innovation embraces behavioral psychology & data clustering to automate chores, make personalized recommendations & provide actionable advice. Research demonstrates that feelings matter when it comes to selling financial products, so helping people feel good about their finances & meet their personal goals means expansive value to financial providers. Yodlee’s latest innovation capitalizes on key data-driven insights to fundamentally change the digital banking experience.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other companies
Contacts:
Bus. Dev.: Karim Bhalwani, Strategy & Bus. Dev. Manager, [email protected], 650-980-3647
Press: Jenna Cheng, Marketing, [email protected], 650-980-3691
Sales: Julie Solomon, VP Sales, [email protected], 650-980-3712
How they describe themselves: At Whodini, we help local businesses know their customers better. And that’s an understatement. Owners, managers and employees can instantly know their customers’ names, faces, preferences, likes and dislikes the moment they walk in their door. Knowing customers better, builds true customer loyalty. Whodini also helps merchants reach those loyal customers with targeted offers to bring them back and engages those customers using social media marketing. Whodini makes the entire process simple; all at an incredibly low-cost.
How they describe their product/innovation: It’s all about the “Who” in Whodini! Merchants open the Whodini box, peel-and-stick the Whodini beacon on a wall, set up their online and mobile accounts in five minutes, and they are live and operating. Whodini demoed the magical “Know Your Customer” service. Consumers download the Whodini app and create their customer profile, in return for a modest in-store reward. Afterwards, each time that customer walks through the door, merchants and employees instantly see the customer’s unique profile. We do this all with BLE beacons, our merchant app, our consumer app, and our SaaS service.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev.: David Schachne, EVP Bus. Dev., [email protected]
Press: Brian Lawe, CEO, [email protected]
How they describe themselves: At WealthForge, we’ve moved the manual, back-office tasks associated with raising private capital to the online world. Each year, nearly a trillion dollars in private capital is raised for everything from real estate, corporate debt, energy, start-ups and more. It’s a large market, but the process is complicated. Our turnkey solution enables private investment transactions to be processed online, providing full visibility among stakeholders, all with the safety and security of a trusted partner who is a member of FINRA and SIPC. This allows those raising private capital to focus on building investor relationships and driving their business forward. That’s raising capital, simplified.
How they describe their product/innovation: With our Invest Button, issuers and intermediaries now have a technology-enabled, turnkey solution to outsource the back office tasks to complete a private securities transaction. This full-featured platform provides everything needed from beginning to end to process the transaction – including compliance, escrow management, reporting and more.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev.: Todd Schweber, Bus. Dev. Manager, [email protected]
Press: Heather Perry, Creative Director, [email protected]
Sales: Arthur Weissman, Head of Sales & Marketing, [email protected]
How they describe themselves: Vouch is the first social network for credit, helping borrowers proactively build their creditworthiness to get better rates on loans, higher limits, or both. Founded by PayPal alumni and former banking executives, Vouch provides a network for everyone, regardless of their credit history, to build credit for the future. In contrast to other consumer lenders that focus on an individual’s credit score in isolation, Vouch analyzes the network of people who know you best to make more informed decisions about your creditworthiness.
How they describe their product/innovation: Friends and family members trust you with money, so Vouch does too. Get started by visiting the Vouch website, or downloading the mobile app for iOS or Android. Borrowers apply for loans and ask friends, family, and other personal connections to “vouch” for them by answering a short survey. Vouchers are encouraged to back a portion of the loan to help further reduce the price to borrowers. “Vouches” are used alongside standard financial data to gain a more complete picture of creditworthiness, bringing down the price of loans for borrowers. The more vouches a borrower receives, the lower their rate.
Product distribution strategy: Direct to Consumer (B2C)
Contacts:
Bus. Dev. & Sales: Bill Onderdonk, VP Product & Marketing, [email protected]
Press: Matt Hardeman, [email protected], 650-438-5462
How they describe themselves: Vanguard is one of the world’s largest investment companies, offering a large selection of low-cost mutual funds, ETFs, advice, and related services. Our mission is to take a stand for all investors, to treat them fairly, and to give them the best chance for investment success.
How they describe their product/innovation: The Diversification Visualizer quantifies and visualizes mutual fund diversification in 3D to help investors build well-diversified investment portfolios.
How they describe themselves: Yoyo is a mobile platform that seamlessly blends payments, loyalty, and discovery – done right. Our mission is to build an intuitive platform that creates better relationships between retailers and consumers. We are winning the UK University space. Yoyo is currently live at 10 major UK Universities and has a presence at corporate head offices and the high street. Yoyo recently signed an agreement with Tony Fernandes’s Tune Group in Asia – the first step of our international expansion.
How they describe their product/innovation: Yoyo integrates into the retailer’s till system and uses a unique QR code for each transaction, which is scanned at the point of sale. For consumers, it’s a quick and easy way to pay and get rewarded. For retailers, Yoyo provides a set of tools, which enable them to better target their customers with relevant rewards, offers, and incentives.
We recently launched V3 of the Yoyo app and we are constantly introducing new product features, with social gifting, digitalised receipts, and card to mobile being the most recent additions.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
Contacts:
Press: Valma Tikkakoski, Marketing & Communications Manager, [email protected], 07475277778
Sales: Rodney Bain, Bus. Dev. Manager, [email protected]
Les Jeal, Bus. Dev. Manager, [email protected]
How they describe themselves: WSI creates market-leading software products for the back and middle office functions of investment banks, securities services, insurance companies and other financial institutions.
WSI’s products improve the processing and management of trading data, giving operations teams improved control over transactional data management, increasing STP levels, and enabling our clients to be more responsive to changing regulatory and business needs.
Our client list includes many Tier 1 institutions including HSBC, Deutsche Bank, JP Morgan and BNY Mellon.
How they describe their product/innovation: Xceptor v4.0 is the next generation of our platform product and is a significant step forward in terms of usability and functionality.
Responding to client requests, we have improved many core pieces of the product, such as data input methods, administration pages and analytics/reporting. These changes increase the efficiency of setting up and maintaining new processes, adding further flexibility to the use of Xceptor within back and middle office operations.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev. & Press: Kevin Josling, Head of Strategy & Marketing, [email protected], +44 2034273110
Sales: [email protected], +44 2034273108
How they describe themselves: The pioneer for REST-based, cloud market data APIs, Xignite is the data provider of choice for leading fintech innovators including Wealthfront, StockTwits, Robinhood, Motif Investing, and Yodlee. Xignite’s APIs cover every asset class, market, and data type available and are the ideal solution for integrating data into fintech mobile apps, websites, and retail or institutional platforms.
How they describe their product/innovation: Xignite FactSet Fundamentals is the first REST-based API to provide accurate and trusted historical financials, fundamentals, earnings and more across more than 170 global exchanges. Users can retrieve financial statement data for quarterly, semi-annual, annual, and restated filings for companies across North America, LATAM, EMEA, and APAC. In addition, users can retrieve daily-calculated fundamentals, based on FactSet financial statement data, from P/E ratios and market caps, to 60-month betas and 200-day moving averages and more.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), partnerships with fintech and financial services companies
Contacts:
Bus. Dev. & Press: Kerry Langstaff, VP Marketing, [email protected]
Sales: [email protected]
