How they describe themselves: VerifyValid™ is giving the paper check, the world’s most-used payment transaction, an online makeover for the 21st century. VerifyValid eChecks allow users to make check payments to anyone from anyplace they have access to the Internet. Using an unprecedented secure platform and patented fraud prevention technology, VerifyValid can lower an organization’s costs while increasing efficiency, sustainability, and financial security. VerifyValid is an IBM Business Partner, a member of the SoftLayer Catalyst Program, and a proud example of the Reinvention of Michigan as it reinvents the payments industry from its home in Grand Rapids, Michigan. For more information, visit verifyvalid.com.

How they describe their product/innovation: The VerifyValid Mobile Checkbook is the first ever general purpose checkbook for the smartphone, allowing users to write, approve, send, and deposit check payments from their iPhone. Now, VerifyValid has created a consumer-focused mobile app that replaces transaction fees with sponsored content. Users are able to send and receive checks at no charge while advertisers can speak directly to consumers at the moment that they write or receive a check payment.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: Patrick Lethert, CMO, [email protected]
Steve Lassig, VP, [email protected]
Press: Patrick Lethert, CMO, [email protected]
Stephen Sprayberry, William Mills Agency, [email protected]
Sales: Tom Reuter, [email protected]

How they describe themselves: Vantiv is a leading, integrated payment processor differentiated by a single, proprietary technology platform. Vantiv offers a comprehensive suite of traditional and innovative payment processing and technology solutions to merchants and financial institutions of all sizes in the USA, enabling them to address their payment processing needs through a single provider. The company’s growth strategy includes expanding further into high growth payment segments, such as integrated payments, payment facilitation (PayFacTM), mobile, and information solutions, and attractive industry verticals such as business to business, ecommerce, gaming, government, and education.

How they describe their product/innovation: Introducing the next generation of simple and secure payment integration platform solutions. The PA-DSS validated application provides software developers with a single, simplified integration. Compatible with a wide range of hardware devices, connects to all authorization providers, supports a comprehensive suite of transaction protocols (including EMV), and removes the business software application from PCI scope.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms

Contacts:

Bus. Dev.: Coy Christensen, VP Product, [email protected]
Press: Andrew Ciafardini, Communications Director, [email protected]
Sales: Matt Downs, SVP and GM Integrated Partners, [email protected]

How they describe themselves: Founded in 2009 and launched in 2011 by Bradley Wilkes, WingCash provides an innovative system of electronic wallets that uniquely combines payments and promotions with digital currency. WingCash gives businesses a low cost way of branding themselves in the consumer’s mobile wallet to influence consumer purchases. Consumers benefit by having a convenient, secure, cloud-based wallet that holds payment cards, US currency, eGift, ePromo, eLoyalty, and eRewards cash. Financial institutions can participate by earning transfer fees, by holding cash as it circulates, and by having a payment card it issues enrolled in the wallet. For more information, please visit wingcash.com and follow WingCash on Facebook, Twitter, and LinkedIn.

How they describe their product/innovation: WingCash is demoing how to use a cloud-based, smart wallet to 1) make purchases using any internet enabled device while at retail locations using US currency, eGift, ePromo, and eRewards cash, and 2) send and receive US currency, eGift, ePromo, and eRewards cash to family or friends.

Product distribution strategy:  Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Press: Jessica McKenzie, Public Relations, [email protected], 801-208-1100
Sales: Steve Curtis, VP Sales, [email protected], 801-691-2345

How they describe themselves: Zenmonics provides products and services to the global financial services market, direct to financial institutions as well as the FinTech 100 that serve the financial markets. Our mobility solutions specialize in omnichannel delivery across various digital endpoints.

Diebold is a global leader in providing integrated self-service solutions, security systems, and services to maximize the self-service and security capabilities for financial institutions, with innovative branch transformation solutions.

How they describe their product/innovation: The solution pioneers a self-service terminal platform for financial institutions that combines advanced teller transactions with a tablet-based application for effective guided sales, cross selling, servicing, and account opening features.

The platform enables the extension of the branch network to self-service terminals and an integrated tablet solution for use inside or outside the branch.

The solution demonstrates new customer engagement models for use inside leaner branch designs and advice centers.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Chris Siemasko, [email protected]
Shelly Ewing, [email protected]

How they describe themselves: WorkFusion pairs machine learning with crowdsourcing to automate data work. Our platform captures a business process, sources online workers to perform tasks, and uses worker output to train active learning automation. WorkFusion is used by leading financial data vendors and financial services firms for a wide range of applications, including compliance, corporate actions, customer onboarding, deals, entities, equities, funds, fundamentals, indices, loans, and private equity.

How they describe their product/innovation: Finding opportunities to automate is hard, building algorithms is harder, and maintaining effective automation is hardest. WorkFusion solves these problems by actively tracking human work for patterns and training algorithms to follow them. When data sources or formats change, the platform reengages human workers to retrain algorithms, delivering adaptable, unbreakable automation.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Press: Adam Devine, VP Product Marketing, [email protected]
Sales: Andy Bethurum, VP Bus. Dev., [email protected]

How they describe themselves: Venovate is a diversified financial services company focused on providing smarter investment alternatives to accredited, high net worth investors who are actively engaged in their financial outcomes.

Venovate Holdings owns and manages a suite of subsidiaries that specialize in asset management, venture capital, and both primary and secondary private offerings. We operate a FINRA broker-dealer and an SEC-registered alternative trading system.

How they describe their product/innovation: Venovate Marketplace is an online platform that makes investing in and fundraising for private securities faster and more efficient.

Our platform offers investors access to the broadest, most diverse set of alternative investment opportunities: private equity, natural resources, venture capital, infrastructure, hedge funds, and real estate.

All members – both buyers and sellers – are put through a rigorous screening process to ensure that investors are qualified and that fundraisers present complete, transparent information.

Investors can search for investment opportunities, get questions answered, indicate interest, receive acceptance, sign documents electronically, and close the transaction – all on a single platform.

Venovate is the smarter alternative for investing and fundraising.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev. & Sales: Thomas Foley, President, [email protected]
Press: Michael Raneri, CEO, [email protected]

How they describe themselves: Industry canon states that every loan decision is a credit decision, but Verde recognizes that it’s much more than that. We see loan decisions as economic decisions and we’ve designed Verde Aurora™ not only to look at risk, but also a comprehensive set of customer behaviors and interactions. It arrives at the very best set of loan terms – balancing the needs of customers, shareholders, lenders, dealers, regulators, and all other stakeholders. We use state-of-the-art behavioral models, married with advanced financial analytics and cash-flow analyses, as inputs into a decision engine capable of finding the best solution of 1.2e19 possibilities, instantly.

How they describe their product/innovation: Verde Aurora™ sets itself apart from the limited decision-making capability of today’s loan origination systems. You need more than a collection of filters and screens to guide a manual decision. Verde Aurora™ uses advanced behavioral models and projected cash flows to automate offers with rare staff involvement. Each loan is designed to maximize the opportunity for both shareholders and customers. This solution is equally effective across the full credit spectrum and is scalable for lenders of all sizes. In subprime space, it routinely increases approval rates fourfold, and in superprime, it more than doubles average ROA’s.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, licensed

Contacts:

Bus. Dev. & Press: Patrick Reily, CEO & Co-Founder, [email protected],
770-804-9363 x15
Sales: [email protected]

How they describe themselves: Visible Equity provides analytics software to financial institutions for use in warehousing disparate data, analyzing credit risk and lending opportunities, measuring expected losses, and testing for potential fair-lending discrimination.

How they describe their product/innovation: Fair Lending laws have been around for decades, but more sophisticated Fair Lending analysis has recently become a hot-button issue and point of emphasis from financial regulators.

Our product uses intuitive design and advanced statistical modeling to determine whether discrimination or “disparate impact” is potentially occurring in marketing activities, during the loan application process, with pricing and add-on products, and with charge-off and collection practices.

It is unlikely that a financial institution is ever knowingly discriminating, but now with the use of Fair Lending Analytics, institutions can mathematically prove they are compliant and treating all borrowers fairly.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: David Gilbert, COO, [email protected], 888-409-1560
Press & Sales: Matthew Court, VP Sales & Marketing, [email protected],
888-409-1560

How they describe themselves: Vorstack is a venture-backed company founded and staffed by security and legal experts. Vorstack offers solutions that provide automation and control over threat and fraud intelligence sharing, resulting in substantially reduced time to discover, validate, contain, and remediate threats. Vorstack is deployed with leading companies in the e-commerce and technology markets and is launching in the financial services market in April 2014.

How they describe their product/innovation: Vorstack’s VFS solution for financial services is a distributed analytics and correlation platform for multi-party coordinated cyber defense. We provide the control and auditability necessary to satisfy strict domestic and international privacy, anonymity, and compliance requirements. Our solution natively operates across emerging threat-sharing standards like STIX/TAXII to enable organizations to leverage public-private partnerships and ISACS to promote intelligence sharing. Vorstack’s solution provides a configurable channel for human intelligence collaboration complementing real-time data intelligence analysis.

Product Distribution Strategy: Direct to Business (B2B), licensed

Contacts:

Bus. Dev. & Press: Mark Manning, VP Technical Services, 408-420-3883
Sales: Paul McGowan, VP Sales, 516-319-4109

How they describe themselves: WePay is a payment company built for platform businesses such as online marketplaces, crowdfunding websites, and small business software companies. WePay offers their platform customers complete protection from fraud risk and compliance burdens while delivering the flexibility to create seamless user experiences.

How they describe their product/innovation: Only WePay’s patent-pending risk engine technology, Veda, stitches together a variety of novel data sources to better understand a platform’s users. To fight fraud, Veda combines proprietary data from platforms, data from WePay’s own transactional graph, and social data from sources such as Facebook, Twitter, and Yelp.

Product Distribution Strategy: Direct to Business (B2B), through other fintech companies and platforms

Contacts:

Bus. Dev. & Sales: Tyler Gaffney, VP Sales, [email protected]
Press: April Rassa, Director of Communications & Content, [email protected]

How they describe themselves: Wipit provides integrated mobile payments, financial services, and prepaid debit card convenience to underbanked consumers. The company has partnered with Sprint, a leading wireless service provider, to launch the revolutionary, co-branded Boost Mobile Wallet and Sprint Money Express mobile wallet service. Wipit has commercial partnerships with and has been invested in by Euronet Worldwide (NASDAQ: EEFT), H&R Block (NYSE: HRB), and Core Innovation Capital. For more information, visit www.wipit.me.

How they describe their product/innovation: Boost Mobile Wallet lets millions of prepaid wireless customers load cash to their mobile wallet account, then use the funds to send international money transfers, pay bills, or top-up their Boost Mobile phone − all from the convenience of Wipit’s Mobile Wallet app on their Android smartphone or iPhone. Customers are also provided with a convenient, cost-saving alternative to retail check cashing via Wipit’s in-app Quick Check service. For customers that prefer the convenience of card payments, Boost Mobile Wallet includes a personalized, linked Visa prepaid card that can be used for ATM withdrawals and Visa purchases.

Product Distribution Strategy: Direct to Consumer (B2C), through other fintech companies and platforms

Contacts:

Bus. Dev.: Jakob Wamser, Director of Bus. Dev., [email protected], 314-397-5253
Press: Vikram Kanodia, EVP Strategy, [email protected], 626-394-3996

How they describe themselves: Yseop is a Smart Machine based on Artificial Intelligence (AI) and Natural Language Generation (NLG), which writes intelligent text just like a human being, but at a speed of thousands of pages per second. Yseop boosts productivity in the financial industry, drives sales, and transforms financial advisors into instant experts without additional training. Yseop turns Big Data into comments and actionable insights by instantly writing any type of report (such as executive summaries, fact sheets, stock profiles, investment, earnings reports, etc.) in real time and in multiple languages (currently in English, Spanish, French, German, etc.).

How they describe their product/innovation: Yseop Sales Force Productivity Suite (YSF) and its email writing application, called “YseMail” (“Easy-Mail”), is an integrated sales performance boosting solution to be plugged into a CRM, which supports the financial advisor throughout the sales cycle. YSF analyzes customer data, dialogs intelligently with the advisor or customer to gather contextual data, and produces written conclusions such as pre- and post-meeting summaries, personalized marketing communications, and prep-to-meeting documents in less than a second.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev. & Sales: Matthew Kropp, Director of Sales & Marketing, [email protected],
214-393-9719
Press: Arden Manning, Director of Communications, [email protected], 646-480-0633