How they describe themselves: Winnow ® is a database-driven RegTech platform that provides subscribers with accurate topic-driven surveys and automated compliance change management. Winnow catalogs over 80,000 individual state and federal law requirements maintained by an experienced team of attorneys and professionals. Winnow delivers compliance solutions for mortgage, auto financing, credit cards, banking, privacy, cybersecurity, and more. Its recent Winnow AI addition provides lightning-fast answers to basic legal questions leveraging attorney-reviewed content.

How they describe their product/innovation: Since our previous FinovateFall appearance, Winnow has released several valuable features that provide incredible value to our customers. Some of the features demoed will include our recent launch of pay-as-you-go compliance surveys, expanded coverage for banking, the addition of bills, historical surveys, improved defined terms, and our upcoming subscriptions for law firms.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Wendy Lovett (VP, Sales & Business Development), [email protected], 949-674-4909
Press: Bart Welt (VP, Design & Marketing), [email protected], 949-674-4920

How they describe themselves: Xaver democratizes access to personalized financial advice and attractive financial products. Our Sales platform enhances advisory quality and efficiency of financial institutions by delivering a personalized omnichannel customer journey. Specifically trained and compliant AI Agents either help customers as financial advisors or support advisors as Co-pilots – via chat and voice. Xaver’s Asset Manager enables partners to extend their financial product portfolios by offering cost-efficient products built to tackle the European market.

How they describe their product/innovation: Xaver’s Sales Journey is powered by an Agentic AI platform, where dedicated AI agents autonomously handle tasks such as financial analysis, data extraction and personalized customer journey creation. The platform orchestrates multiple LLMs to deliver 24/7 guidance as an AI financial advisor in chat and voice to seamlessly refer customers to human advisors when needed. Fully compliant with ISO27001, GDPR and the EU AI Act, it enhances sales efficiency while elevating customer experience.

Product distribution strategy: Direct to Business (B2B), Through financial institutions

Credit Union/Community Bank Fit: Community banks

Contacts:

Bus. Dev.: Mohammad Mehrani-Ardabily (Business Development Associate), [email protected]

How they describe themselves: ZayZoon, trusted by 180+ HR and payroll companies, is a financial empowerment platform offering Earned Wage Access to small and mid-sized businesses. Seamlessly integrating with payroll providers, ZayZoon reduces employee financial stress by allowing on-demand access to earned wages. Free for employers, it takes just 30 minutes to implement. The platform also provides educational resources to help workers break the paycheck-to-paycheck cycle.

How they describe their product/innovation: ZayZoon’s Embedded EWA – your end-to-end solution for offering Earned Wage Access (EWA) directly from your platform. Expand your offerings, attract and retain clients, and realize new revenue. Gain complete visibility into your workforce’s EWA usage, ensuring your clients rely on you, not third parties, for on-demand financial solutions.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Shane Edrington (VP Sales & Success), [email protected], 480-980-7785
Press: Elizabeth Sande (Communications Manager), [email protected], 403-561-1588

How they describe themselves: Zingly.ai empowers businesses to deliver value across the entire customer journey by seamlessly blending data, GenAI, and humans to maximize the value and effectiveness of each interaction and centralizing all engagements and information in persistent digital spaces for personalized, lasting relationships. Zingly helps companies in this industry eliminate friction and accelerate use cases like customer acquisition, onboarding, and support.

How they describe their product/innovation: Introducing Zingly, a solution to establish, grow, and maintain real relationships with your customers, at scale. Zingly thoughtfully orchestrates service representatives, relationship managers (loan officers, advisors, etc.), and enterprise-grade safe GenAI to provide the right resource at the right time, to every customer. Our demo consists of three scenarios:

• Scenario 1: New Member Acquisition – assigning an RM from Day 1
• Scenario 2: Member Servicing & Experience, for Day-to-Day Financial Needs
• Scenario 3: Outbound HELOC Campaign

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Gary Chan (CRO), [email protected], 732-535-1165
Press: Pat Oldenburg (CMO), [email protected], 925-413-3958

How they describe themselves: Veeam^® believes every business should be able to bounce forward after a disruption with the confidence and control of all their data whenever and wherever they need it. Veeam solutions are purpose-built for powering data resilience by providing data backup, data recovery, data security, and data intelligence. With Veeam, IT and security leaders rest easy knowing that their apps and data are protected and always available across their cloud, virtual, physical, SaaS, and Kubernetes environments.

How they describe their product/innovation: Knowing how to recover quickly from a ransomware attack is essential to keeping your business running. The Veeam Data Platform is designed with advanced cyber resiliency features that enable quick identification and restoration of clean data, minimizing downtime and data loss during a cyberattack. Veeam offers a single solution that gives you total control over your recovery with multi-layered immutability, comprehensive monitoring, and automation.

Product distribution strategy: Through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Brad Linch (Director, Strategic Growth), [email protected]
Press: Heidi Kroft (Senior Director, Corporate Communications), [email protected]

How they describe themselves: Winnow^® is a database-driven regtech platform that provides subscribers with accurate topic-driven surveys and automated compliance change management. Winnow catalogs over 60,000 individual state and federal law requirements maintained by an experienced team of attorneys and professionals.

Winnow delivers compliance solutions for mortgage, auto financing, credit cards, banking, privacy, cybersecurity, and more. Its recent Winnow AI addition provides lightning-fast answers to basic legal questions leveraging attorney-reviewed content.

How they describe their product/innovation: Winnow AI leverages the power of large language models (LLM) and natural language processing (NLP) artificial intelligence. It allows customers to get lightning-fast answers to basic legal questions around topics that Winnow covers. Winnow AI creates responses based on our comprehensive database of over 60,000 individual state and federal law requirements. This scoping prevents common limitations of other AI products, such as hallucination, by basing answers on attorney-reviewed content.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Wendy Lovett (VP, Sales & Business Development), [email protected], 949-674-4909
Press: Bart Welt (VP, Design & Marketing), [email protected], 949-674-4920

How they describe themselves: Vine was established with the mission to revolutionize commercial lending. Drawing on extensive industry experience and market insights, our founders developed Vine to be a versatile lending platform that oversees the full loan lifecycle. It employs artificial intelligence to streamline mundane tasks, thus enabling lenders to concentrate on the most crucial aspect: Building customer relationships.

How they describe their product/innovation: Vine is a cutting-edge commercial lending platform, designed to be highly configurable and support the entire loan lifecycle. Our platform’s highlight is the AI-powered tool for importing and analyzing financial documents, which significantly reduces processing time for financial institutions and accommodates various document types. Vine also generates term sheets, credit presentations, annual loan reviews, and more. Vine is a collaborative platform that is designed for both borrowers and lenders.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Justin O’Brien (Head of Sales), [email protected], 972-822-5270
Press: Justin O’Brien (Head of Sales), [email protected], 972-822-5270

How they describe themselves: Union Credit is the first marketplace for credit unions to deliver always approved offers via a 1-click loan activation to new members embedded within their daily lives. We give credit unions the ability to make convenient, firm credit offers outside of their existing lines of business, thus increasing their loan volume and elevating their brand nationwide. Placing credit unions at the forefront of the purchasing experience gives consumers an unparalleled borrowing experience, as a few clicks is all it takes to access funds from a nationwide network.

How they describe their product/innovation: Union Credit aggregates consumer data, such as credit bureau soft-pulls, and matches it with credit union field of membership, product, decisioning and underwriting details. Once the match is made, consumers will see loan offers embedded within their shopping experience with various merchants at the point-of-sale. Union Credit has now extended the tech stack with the Always Approved Marketplace SDK that extends API services that can be leveraged by third parties to check member eligibility, rate lookup, instant offer generation, and much more.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Andrew Davis (Revenue Operations Manager), [email protected], 310-629-5288
Press: Samantha Wheeler (Account Representative), [email protected], 205-789-8136

How they describe themselves: ZimpleMoney was founded by a former commercial banker with the simple idea of offering families, friends, and businesses a tool to track a loan, automate accounting entries, and process the payments online.

They leverage long-standing relationships with banks, payment processors, and industry associations to support private lenders in the business acquisition, land seller, real estate, investment management, family office, attorney, medical and dental, residential contractor, and auto dealer industries, among many others.

How they describe their product/innovation: ZimpleMoney is showcasing how banks and credit unions can leverage the ZimpleMoney platform to improve customer retention and satisfaction, while generating non-interest fee income to drive new revenue streams for the FI. During the demo, they will walk through how both consumers and businesses can easily originate, track, and manage loans and payments using a variety of bank use cases and customer types.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit Unions, Community Banks

Contacts:

Bus. Dev.: Allison Murray (Head of Channel Partnerships), [email protected], 973-219-2631

How they describe themselves: Winnow ® is a database-driven RegTech platform that provides subscribers with accurate topic-driven surveys and automated compliance change management. Winnow catalogs over 60,000 individual state and federal law requirements maintained by an experienced team of attorneys and professionals. Winnow delivers compliance solutions for mortgage, auto financing, credit cards, banking, privacy, cybersecurity, and more. Its recent Winnow AI addition provides lightning-fast answers to basic legal questions leveraging attorney-reviewed content.

How they describe their product/innovation: Winnow AI leverages the power of large language models (LLM) and natural language processing (NLP) artificial intelligence. It allows customers to get lightning-fast answers to basic legal questions around topics that Winnow covers. Winnow AI creates responses based on their comprehensive database of over 60,000 individual state and federal law requirements. This scoping prevents common limitations of other AI products, such as hallucination, by basing answers on attorney-reviewed content.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed

Credit Union/Community Bank Fit: Credit Unions, Community Banks

Contacts:

Bus. Dev.: Wendy Lovett (VP, Sales & Business Development), [email protected], 949-674-4909
Press: Bart Welt (VP, Design & Marketing), [email protected], 949-674-4920

How they describe themselves: Zeed is a platform that enables public companies and asset managers to reach, educate and engage their retail investor base using AI and video content. The Zeed platform is available to investors globally on both iOS and Android and features leading figures from asset managers and public companies.

How they describe their product/innovation: Zeed AI enables retail investors to engage with financial content using interactive AI, and allows issuers to leverage these tools to educate and grow their retail investor base with AI and video content.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Contacts:

Bus. Dev.: Rohan Regmi (COO), [email protected]
Press: Rohan Regmi (COO), [email protected]

How they describe themselves: WELREX is a digital investment management platform that empowers Independent Relationship Managers (IRMs) in wealth management to exceed their client’s expectations and enables U/HNW individuals to make the most of their wealth.

WELREX provides investment services and tailored solutions to IRMs and their HNW clients via a proprietary user experience on top of an established SaaS platform, which has been configured to reflect IRM and client best interests.

WELREX believes that advisors and their clients deserve to live their wealthiest possible life.

How they describe their product/innovation: The WELREX platform – designed by experienced industry experts – ensures that WELREX Independent RMs (IRMs) legally own their client book, get compensated purely on delivered results, work how and where they want, and set their own targets, so that they can focus 100% on servicing and growing their client book and becoming more productive.

For wealth owners, the WELREX digital wealth management platform, combined with an expert team, delivers solutions tailored to fit their preferences and meet their wealth ambitions.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

Contacts:

Bus. Dev.: Yevgeni Agerd (Founder & CEO), [email protected], +44 (0)7814 288453
Press: Joe Clift (CMO), [email protected], +447515972387