FinovateEurope 2013 / Xendpay

Presenter Profile:

How they describe themselves: is an online money transfer service that allows users to easily and cheaply send money anywhere in the world from a PC or mobile phone.
Payment can be made via card or bank transfer. Soon it will be possible to pay using cash in a large number of retail locations. Delivery is to bank accounts or, in some countries, to cash collection points via a network of partners. Xendpay is for everyone who sends money overseas including migrants, students, holidaymakers and cross-border shoppers. It is available in 5 languages (English, Spanish, German, French & Polish). Because it keeps everything online, Xendpay is cheaper than the bricks and mortar alternatives. All payments are covered by RationalFX’s FSA authorisation and safety and online security is paramount. The product itself is cloud-hosted and built on a Java framework with extreme scalability in mind.

How they describe their product/innovation: Xendpay itself is very new. However, we are demonstrating a new service – a cash-to-cash mobile international payment. The user will send a money transfer without a payment card or bank account using just their mobile phone from a corner shop. Previously to do this kind of payment the person would have to visit a Western Union (or similar) agent. Xendpay can do conventional card-to-bank payments as well.


Bus. Dev., Press & Sales: Jake Holloway, Xendpay COO,

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