FinDEVr 2014: Blockchain’s APIs Help Developers Build a Bitcoin Business in Minutes

FinDEVr 2014: Blockchain’s APIs Help Developers Build a Bitcoin Business in Minutes
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This post is part of our live coverage of FinDEVr San Francisco 2014.

Blockchain introduces its widely-relied upon APIs to help developers build their own bitcoin-related apps.

Blockchain: The Core API for Bitcoin Development
Blockchain’s APIs power most of the Bitcoin companies in the ecosystem. Utilizing our APIs, you can start a Bitcoin business in minutes. From wallet creation to transaction verification, Blockchain’s APIs have you covered.
Presenting: Dan Held, Lead Product Manager
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About:
Blockchain is the world’s most popular web-based Bitcoin wallet and the most highly trafficked Bitcoin website. Blockchain is the de facto search engine for the Bitcoin economy. Blockchain has over 2 million wallets and our footprint continues to grow quickly.
Blog: blog.blockchain.com
Twitter: @blockchain

FinDEVr 2014: Google Cloud Platform Outsources its Own Big Data Secret

FinDEVr 2014: Google Cloud Platform Outsources its Own Big Data Secret
This post is part of our live coverage of FinDEVr San Francisco 2014.
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Google Cloud Platform shared its Big Data secrets:

Big Data on Google

Google has been the most innovative Big Data company in the World, having paved the way for highly distributed parallelized workflows. Technologies like Hadoop, Flume, Dremel, and HBase were made possible by Google’s research and development efforts. Now Google is outsourcing its own Big Data secret.
Presenter: Tino Tereshko
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About:
Google Cloud Platform enables developers to build, test and deploy applications on Google’s highly scalable and reliable infrastructure. This suite of services allows developers to choose from computing, storage and application services for web, mobile and backend solutions.

FinDEVr San Francisco 2014: Award Winners

FinDEVr San Francisco 2014: Award Winners
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Q. What’s better than being one of the more than 400 industry professionals attending the very first FinDEVr conference this week?

A. Being one of the four companies to walk away with one of the very first FinDEVr awards, that’s what!

Four companies were selected as favorites by attendees here on Day 1 of FinDEVr San Francisco 2014. Attendees were challenged to choose between entertaining and informative presentations, exciting new technologies, and fascinating innovations that push the envelope of what is possible when commerce and science, technology and finance come together.

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Remember that FinDEVr continues tomorrow on Wednesday with a full, multi-track day of workshops, presentations, and networking. We’ll build on the momentum from Day One to bring you the latest in SDKs and APIs, tools and platforms, that are already paving the way to the fintech innovations of tomorrow. Visit our registration page today to grab a spot.
So without further ado, here are the favorite first-day presentations in alphabetical order:

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Avoka for its engagement platform that enables omni-channel account opening in 60 seconds.

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BehavioSec for its mature identification system that uses behaviour analytics to provide real-time security.
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PayPal & Braintree for its construction of new breeds of payment platforms, API standards, and identity systems.

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Yodlee for its Interactive APIs that provide authorized access to real-time data for customer accounts.


Notes on methodology:  

1. Only audience members NOT associated with demoing companies were eligible to vote. Finovate employees did not vote.     
2. Attendees were encouraged to note their favorites. At the end of the last demo, they chose their three favorites.    
3. The exact written instructions given to attendees: “Please rate (the companies) on the basis of demo quality and potential impact of the innovation demoed.”  
4. The four companies appearing on the highest percentage of submitted ballots were awarded trophies.  

FinDEVr 2014: Concur Helps Developers Build for the Trillion-Dollar Business Travel Market

FinDEVr 2014: Concur Helps Developers Build for the Trillion-Dollar Business Travel Market
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This post is part of our live coverage of FinDEVr San Francisco 2014.

Concur demonstrated how developers can use its technology to create new solutions for the business travel expenses market.

Numbers, They Don’t Lie …
Concur processes more than $55 billion dollars in annual T&E spend for its 25 million customers. In this presentation, Mithun Dhar will walk through and give us insight into this spend and tell developers why it’s a great opportunity to tap into this lucrative market.
Presenter: Mithun Dhar, Director, Evangelism & Strategic Marketing
ConcurHome_FinDEVr2014
About:
Concur is a leading provider of integrated travel and expense management solutions trusted by over 25,000 clients around the globe, with over 25 million users. The Concur Platform allows developers to develop and market innovative solutions to the lucrative $1.12 trillion business travel market.
Website: concur.com
Twitter: @Concur

FinDEVr 2014: Personal Capital’s Data Aggregation Helps Model a User’s Complete Financial Life

FinDEVr 2014: Personal Capital’s Data Aggregation Helps Model a User’s Complete Financial Life
This post is part of our live coverage of FinDEVr San Francisco 2014.
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Personal Capital showed how its data aggregation can model and report a user’s financial life: 

The Art of Data Aggregation
This presentation is for developers and engineers who build applications on top of data gathered from multiple sources. The objective of our data aggregation platform is to model (and report) a user’s complete financial life.
We share the three key architectural principles that have made this platform possible:
      • Owning the aggregated data to improve quality
      • Synthesizing data and developing machine learning intelligence to obtain unique insights 
      • Developing APIs that hide data complexities to drive efficient UI development
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Presenters: Fritz Robbins, CTO and Ehsan Lavassani, VP Engineering
About:
Personal Capital helps people live better financial lives with technology-enabled advisory services as well as free financial software and educational content. Their award-winning apps enable you to effortlessly view your entire financial life in one place. Personal Capital brings to everyone wealth management that previously only the wealthiest could afford.
Twitter: @personalcapital

FinDEVr 2014: Tradier Helps Developers Work Smarter, Not Harder

FinDEVr 2014: Tradier Helps Developers Work Smarter, Not Harder
This post is part of our live coverage of FinDEVr San Francisco 2014.
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Tradier shows how it can help you build a financial market app:

An API Like Never Before – Do What Matters and the Rest Is Already Done

Have you ever tried to build a financial market app? It is painful and just about impossible. Too many data, trading, platform and process barriers. Tradier has done all that heavy lifting for you. An API that abstracts the pain and delivers the gain.
Presenter: Craig Russell, SVP Product & Chief Evangelist
About
Tradier is a financial services cloud provider that offers a groundbreaking solution to serve platform providers, developers and investors. The Tradier solution features an innovative set of fully hosted APIs, modules and “out of the box” tools that are leveraged by a growing list of providers.
Website: tradier.com
Twitter: @tradier

FinDEVr 2014: PayNearMe Shows How It’s Possible to Pay Using Cash Online

FinDEVr 2014: PayNearMe Shows How It’s Possible to Pay Using Cash Online
This post is part of our live coverage of FinDEVr San Francisco 2014.
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PayNearMe showed how it has digitized cash:

Bringing Cash Payments into the 21st Century
PayNearMe secrets unveiled. Why do we even bother with innovating cash? How we developed a system to digitize cash? And how modern development techniques laid the foundation for PayNearMe to become the fastest growing electronic cash transaction network?
PayNearMeHomepage
Presenter: Kurt Thams, CTO
About:
PayNearMe enables consumers to pay rent, repay loans, buy tickets, make online purchases, and do much more with cash. Consumers can make cash payments in their own neighborhood in less than 60 seconds through PayNearMe’s network of 17,000 authorized payment locations including 7-Eleven®, Family Dollar®, and ACE Cash Express® stores.
Website: paynearme.com
Twitter: @PayNearMe

FinDEVr 2014: CopSonic’s SDK Uses Sonic Waves to Enable MultiFactor Authentication

FinDEVr 2014: CopSonic’s SDK Uses Sonic Waves to Enable MultiFactor Authentication
This post is part of our live coverage of FinDEVr San Francisco 2014.
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CopSonic takes sonic and ultra sonic waves to create an authentication technology that works on all phones:

Sonic and Ultrasonic Authentication Solution Working on All Mobile Phones

The CopSonic SDK allows contactless multi-factor authentication based on ultrasounds or sounds. This SDK is the first to introduce an “airgap” with encrypted analog information into the digital circuit. The security level thus achieved by CopSonic reaches current military security levels.
CopSonic is a universal solution working on all feature phones, smart phones, smart watches, tablets, computers, smart devices, internet of things, etc. as long as they are equipped with speakers and/or a microphone. It is operational on all standard GSM networks, on the internet or any other TCP-IP compatible network. The solution requires no change of Telco or of the existing hardware.
CopSonic enables e-commerce, financial and cybersecurity industries to propose a universal and secure solution for strong authentication to all of their customers worldwide. This authentication solution is an alternative to the use of online and/or offline passwords.
PhonicAccess and GateSonic are anti-phishing use cases of this highly secured technology. Also, for the first time, CopSonic enables the use of smart-bracelets as a secure access key.
CopSonicHomepage
Presenters: Emmanuel Ruiz, CEO & Head of Innovation and Brian Roeten, Chief Business Operator
About:
CopSonic is a French company founded in 2013 specialized in the development and marketing of its sonic and ultrasonic authentication technology. The company is composed out of a strong team of researchers and engineers specialized in security, payment, sonic and ultrasonic authentication protocols. Recently, CopSonic joined the Microsoft Partner Network and became a member of the FIDO Alliance organization.
Website: copsonic.com
Twitter: @CopSonic

FinDEVr 2014: OnDeck’s Lending API Helps Assess Business Health to Deliver Loans Faster

FinDEVr 2014: OnDeck’s Lending API Helps Assess Business Health to Deliver Loans Faster
This post is part of our live coverage of FinDEVr San Francisco 2014.
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OnDeck showed how its lending APIs help financial institutions lend to small businesses faster:

OnDeck Lending API’s – Frictionless, Extensible, Powerful
The OnDeck Score evaluates thousands of data points – from cash flow to public records to social data – to more accurately and efficiently assess business health and deliver capital in as fast as 24 hours. 
Pamela Rice, OnDeck’s SVP of Technology, is discussing how the OnDeck platform provides a critically needed mechanism for financial institutions and other business service providers to efficiently reach the Main Street small business market. 
The company has several APIs, which provide powerful, fully integrated lending capabilities to third party partners, thus allowing for instant pre-qualifications, pre-approvals and loan applications. Through a coding and product demo, Pamela will demonstrate how both developers and non-developers can interact with OnDeck’s APIs in a UI sandbox and how to utilize our Salesforce app for frictionless plug-and-play integration. 
OnDeckHomepage
Presenter: Pamela Rice, VP Technology
About:
Launched in 2007, OnDeck uses data aggregation and electronic payment technology to evaluate the financial health of small and medium sized businesses to efficiently deliver capital to a market underserved by banks. Its proprietary technology – the OnDeck ScoreTM – enables small businesses to obtain affordable loans with a fraction of the time and effort that it takes through traditional channels. OnDeck’s credit models look deeper into the health of businesses, focusing on overall business performance, rather than the owner’s personal credit history. 
As a leading direct lender of small business loans, OnDeck has deployed more than $1 billion in capital nationwide.
Website: ondeck.com
Twitter: @ondeckcapital

FinDEVr 2014: Finicity Launches Financial Aggregation API

FinDEVr 2014: Finicity Launches Financial Aggregation API
This post is part of our live coverage of FinDEVr San Francisco 2014.
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Finicity launched its Financial Aggregation API:

Aggregation Reloaded

Forged and hardened in consumer PFM over the past 13 years, Finicity is publicly launching its Financial Aggregation API service with unparalleled FI uptime, broad FI coverage, 24/7 developer support, and exciting new endpoint features that will elevate your UX.
FinicityHomepage
Presenter: Nicholas Thomas, President & Co-Founder
About:
Founded in 1999, Finicity is a privately held fintech industry pioneer. Leading the charge to the Evented Financial Web, Finicity enables fintech developers to build real-time apps through its RESTful Aggregation API and the Finicity API Platform.
Website: finicity.com 

FinDEVr 2014: Bluefin’s Point-to-Point Encryption Reduces PCI Compliance Headaches

FinDEVr 2014: Bluefin’s Point-to-Point Encryption Reduces PCI Compliance Headaches
This post is part of our live coverage of FinDEVr San Francisco 2014.
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Bluefin Payment Systems showed how its Point-to-Point Encryption Solution helps PCI compliance issues:

Bluefin, Point-to-Point Encryption (P2PE)

Bluefin is the first validated Point-to-Point Encryption (P2PE) Solution listed by the PCI Security Standards Council, North America. P2PE can reduce the scope of card data environment and related PCI requirements. Your software doesn’t need to be PCI Compliant if card data is encrypted using P2PE.
BluefinPaymentHomepage 
Presenters: Ruston Miles, Chief of Product Innovation and Tim Barnett, Chief of Technology
About: Bluefin Payment Systems is a leading FinTech company focused on processing, integrating, and securing payments. Bluefin offers P2PE, tokenization, mobile payment SDK’s, payment gateways, merchant accounts, PCI Compliance, transparent redirect, recurring billing, and branded online merchant account enrollment.
Website: bluefin.com
Twitter: @BluefinPayments

FinDEVr 2014: Paradigm4’s SciDB Helps Developers Answer Hard Questions with Fast Answers

FinDEVr 2014: Paradigm4’s SciDB Helps Developers Answer Hard Questions with Fast Answers
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This post is part of our live coverage of FinDEVr San Francisco 2014.

Paradigm4 demonstrates how its SciDB makes it easier for builders to do big things with Big Data.

Crypto-Currency and Massive Network Analysis
We’ll begin with a graphical overview of a crypto-currency financial network, discuss the key issues and challenges around massive network analysis and then demonstrate our solution using SciDB via the RStudio user interface.
Presenter: Bryan Lewis, Chief Data Scientist
Paradigm4Home_FinDEVr2014
About:
Paradigm4 develops and supports SciDB: the open source, analytic DBMS; programmable from R & Python. SciDB is designed from the ground up to support more facile data management for Big and Diverse Data, and to do faster and bigger math. Hard questions. Fast answers. Open source.
Website: paradigm4.com
Twitter: @paradigm4