Useful UI: The Dashboard Metaphor

Every now and then a useful term comes into widespread use and it can be hard to decide whether it's a fad (e.g., home banking) or something that will be around for decades (e.g., ATM). Dashboard is a term we are seeing more and more of. While it's too soon to say if it will still be around in the next decade, let alone in 50 years, it's a good word in wide use in consumer and business services today (see definition below). Redfin, for example, sends new homeowners an email suggesting they log in to the Owner's Dashboard of their new property. Redfin must be matching home-buying records to its user database to make the connections. It's a nice touch. Who wouldn't want to sit in the virtual driver's seat of their most important asset and get a look around. And with home prices appreciating in most parts of…

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FinDEVr APIntelligence

FinDEVr Silicon Valley was a success! Tickets for upcoming FinDEVr London and FinDEVr New York are at their lowest prices now. Register today for London or New York to save your spot! On FinDEVr.com FinDEVr Silicon Valley in Photos and the Press FinDEVr Silicon Valley: Techs on Twitter FinDEVr Silicon Valley: Celebrating the Best of the Builders The latest from FinDEVr Silicon Valley presenters BBVA chooses Amazon Web Services as its preferred cloud infrastructure services provider. Extended partnership makes Yodlee’s data aggregation available via Backbase’s Open Banking Marketplace. Hyperwallet announces support for real-time, push-to-card payments-solution,Visa Direct. Full Envestnet | Yodlee Integration Give Advisers Big Picture View of Client Finances. Modo to give the Bank of America access to its COIN Operated Digital Payments Hub. Expensify launches direct integration with Zenefits. Alumni updates InComm launches new brand of solutions for cash-based consumers, VanillaDirect. Temenos launches Digital Engagement modules to offer real-time…

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Nanopay Raises $10 Million Series A

With support from Goldman Sachs, Canadian payments innovator nanoPay has raised $10 million in new funding. The Series A also featured the participation of APAGM Services, Jarnac Capital Management, and Rohatton. nanoPay said the investment will help it develop business partnerships in advance of a larger rollout of its MintChip digital currency technology. The funding will also help nanoPay build additional complimentary services for both the B2B and B2C markets. nanoPay CEO Laurence Cooke elaborated on this point, saying that in the wake of MintChip's successful deployment in Canada this summer "our focus is now on expanding the platform beyond digital cash to a broad range of B2B uses-cases that have global applications." Cooke referred to both B2C disbursements and cross-border payments as examples. Laurence Cooke, nanoPay founder and CEO, demonstrated MintChip at FinovateFall 2016 in New York. Developed by the Royal Canadian Mint and purchased by nanoPay in 2015,…

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H2 Ventures and KPMG Unveil 2016 Fintech 100

H2 Ventures and KPMG have released their Fintech 100 roster for 2016. Divided equally between 50 "industry leaders" and 50 "emerging stars," the roster features 17 Finovate/FinDEVr alums in the first category, and 10 in the second. Calling its roster a "celebration" of the most compelling innovators in this "bold new space," the H2 Ventures/KPMG 2016 Fintech 100 covers a variety of different shades of fintech: Lending (32 companies) Payments (18 companies) Insurance (12 companies) RegTech (9 companies) Data & analytics (7 companies) Wealth management (6 companies) Blockchain (5 companies) Digital currency (5 companies) Capital markets (3 companies) Crowdfunding (2 companies) Accounting (1 company) And here is a look at how Finovate/FinDEVr alums fared. Earning recognition among the companies in the Leading 50 group are: Kreditech (FS14) Klarna (FS12) Xero (FS11) Nubank (FD16) Kabbage (FS15) Wealthfront (FS09 - as KaChing) Credit Karma (FS09) Lending Club (FS09) Prosper (FS09) OnDeck (FS12)…

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Finovate Alumni News

On Finovate.com H2 Ventures and KPMG Unveil 2016 Fintech 100 Around the web Signifyd to power fraud protection for Magento Commerce platform's online merchants. InComm launches new brand of solutions for cash-based consumers, VanillaDirect. Handpoint expands agreement with PaySafe to power EMV POS. YoYo Wallet expands focus to U.K.'s high street retailers, with partnerships between Planet Organic, Fernandez & Wells and Hummus Bros. Temenos launches Digital Engagement modules to offer real-time customer marketing and engagement. TSYS signs payments agreement with Optal Financial Limited. Bluefin Payment Systems launches cloud-based hosting option for its Decryptx PCI-validated P2PE product through Amazon Web Services. Socure launches revamped Digital Identity Dashboard. Civic expands focus from 2FA to Secure Private Login. BBVA chooses Amazon Web Services as its preferred cloud infrastructure services provider. FIS to provide reconciliation solution to U.K.-based Raphaels Bank to facilitate access to faster payments. PayStand offers payment certification and notarization for its…

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Revealed: The Full Presenter Roster for FinovateAsia 2016

As we approach the home stretch with just under two weeks to FinovateAsia 2016, we’re thrilled to announce the full presenter roster. This list includes 36 presenting companies and 252 minutes of the most cutting-edge innovations in fintech—all in just one day. The full presenter roster is on our website and below: Alpha Payments Cloud Bambu BankGuard DigiVation Digital Solutions DriveWealth Dynamics Inc eSTORM Euronovate eWise EyeVerify Finn.ai FixNix FUCO&SOLUTION GIEOM Business Solutions Gradatim IT Ventures i-exceed technology solutions IBM Security Trusteer IDmission InvestGlass Lleida.net Marketsmojo Moneytree Moxtra NetGuardians Nexmo, a Vonage Company Ondot Systems Peakford Pulse Sentifi ThreatMetrix Top Image Systems Turnkey Lender VENTENY VIX Verify WeInvest Xignite To get an inside look into our presenting companies and their innovations, check out our sneak peek blog series that we'll continue to update up until the event. We hope you’ll join us as we launch Finovate’s first Hong Kong event.…

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Lending Club Launches Car Loan Refinance Product

U.S. P2P lending giant Lending Club has been offering car buyers an alternative borrowing experience since it launched ten years ago. Today, the company announced it is bringing that same transparent experience to the auto refinancing industry. In its press release, the company cited data from the Center for Responsible Lending, which states that consumers pay as much as $25 billion in interest payments every year due to “dealer markup” of their interest rate. Lending Club's new Auto Refinancing product offers a solution that gives qualified borrowers a more affordable monthly payment and interest rate. The California-based company, which already offers credit card debt refinancing, hopes to tap into the $1 trillion auto loan market. Consumers can apply online with no hard credit inquiry and compare refinancing offers against their existing auto loan. Lending Club will pilot Auto Refinancing to California residents with FICO scores above 640, but plans to…

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Lendio Closes $20 Million Funding Round

Small-business loan-marketplace Lendio today reeled in $20 million in Series D funding. Leading the round were Comcast Ventures and Stereo Capital. Existing investors Napier Park, Blumberg Capital, Tribeca Venture Partners and North Hill Ventures also contributed, bringing Lendio's total funding to $31 million. The Utah-based company will use the funds to boost Lendio's growth via marketing, sales, and brand awareness, which should augment its YOY growth, which already sits at 100%. Other growth figures include: In Q3, Lendio funded $63+ million in loans, up 14% from Q2 2016 In Q3, Lendio funded more than 2,900 businesses, up 22% from Q2 2016 Lendio saw a record number of repeat customers in Q3, up 33% over Q2 2016 Regarding the company's growth, Lendio founder and CEO Brock Blake said, “Even though we’ve helped facilitate funding for more than 13,000 small business owners, we’re just scratching the surface as to the number of…

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New Investment Boosts Alpha Payments Cloud Valuation to $250 Million

While terms of this week's investment were not disclosed, the new funding for Alpha Payments Cloud from Australia-based First Quay Capital is believed to have taken the company's valuation to $250 million. In a statement issued from First Quay Capital, Talal Yassine, chairman, is quoted as saying: "We are very excited to be investing in, and partnering exclusively with, Alpha in the Gulf region and selected countries in the Middle East." He called Alpha Payments Cloud "the next generation of unique, innovative, cost-effective institutional middleware on a revolutionary global platform." First Quay specializes in investments in high-growth industries such as finance, healthcare, and education. The firm also provides support to companies looking to grow their presence in the MENA (Middle East and North Africa) region. Alpha Payments Cloud CEO Oliver Rajic demonstrated AlphaHub at FinovateEurope 2017. For the financial sleuths out there, recall that Alpha Payments Cloud picked up an…

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FinovateEurope 2017 Application Deadline Just Days Away

It's that time again: The application deadline for FinovateEurope 2017 is this Friday, 28 October. So if you're thinking about being a part of the show when Finovate returns to Old Billingsgate Market Hall in London on 7/8 February 2017, then now is the time to put the finishing touches on that application and send it our way. FinovateEurope is the premier event for startups and veteran companies alike to showcase their most compelling fintech solutions. Whether your innovation brings new biometric authentication technologies to the enterprise (as Best of Show winners EyeVerify and IDScan Biometrics did at FinovateEurope 2016), unveils faster, more efficient ways to onboard customers or use transaction-data analytics (such as FinovateEurope 2015 Best of Show winners Avoka and Meniga, respectively), or even just helps average Janes and Joes better manage their finances (think Tink and Toshl, Best of Show winners from FinovateEurope 2014), there is no…

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FinovateAsia Sneak Peek: FixNix

A look at the companies demoing live at FinovateAsia on 8 November 2016 in Hong Kong. Pick up your tickets today and save your spot. FixNix was born as a bootstrapping entrepreneurial venture to build an affordable cloud GRC suite for growth markets and SMBs. Features: User friendly: It doesn't deliver a product, it delivers an experience Automation: There is no magic, nor are there hidden tricks, but FixNix's technology can take you there Simple reporting Why it's great Cloud-ify your regulatory compliance in just 2 minutes! Presenter Shanmugavel Sankaran, CEO, founder Sankaran, aka Shan, worked for Capillary Technologies as CISO, gaining extensive experience and deep understanding of software and cyber security. LinkedIn

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FinovateAsia Sneak Peek: Sentifi

A look at the companies demoing live at FinovateAsia on 8 November 2016 in Hong Kong. Pick up your tickets today and save your spot. Winner of the 2016 Swiss Fintech award, Sentifi generates real-time, actionable crowd intelligence from over 3 million financial sources not yet available via traditional news outlets. Features: Real-time insights for your investment portfolio Targeted content and analysis from over 3 million sources Custom solutions for media platforms to increase traffic, revenue, and user engagement Why it's great Sentifi makes it simple to maximize your investment strategy. Using the power of the crowd, "Sentifi" your portfolio to gain real-time insights from over 3 million qualified sources. All in one place. Presenter Dr. Anders Bally, CEO With a passion for financial technology and crowd intelligence, Bally has used his 25+ years of experience in global financial markets to connect the world with innovative insights previously unavailable. LinkedIn

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