FinDEVr Live: Hypori’s VMI Moves FinTech Mobile Apps to a Secure, Virtualized Cloud

Hypori_homepage_FinDEVr2015 | @Hypori_Inc

Hypori_FinDEVr2015_logoHypori’s virtual mobile infrastructure platform (VMI) shields enterprises from the risks of BYOD while providing a rich, responsive end user experience, and a more secure, cost-effective compliant solution for any organization. The highly scalable and flexible infrastructure helps commercial and public sector organizations bridge the gap between mobile productivity and mobile security.

Hypori’s platform can deliver any unmodified mobile application as a secure service on iOS and Android devices. It’s the only approved solution for accessing mobile apps on the NSA’s Commercial Solutions for Classified (CSFC) and can enable access to any mobile app as the ACE platform takes responsibility for all Common Criteria mandated security capabilities, absolving the mobile app of these requirements. Hypori’s Virtual Mobile Infrastructure (VMI) platform allows enterprises to keep data and applications in the datacenter while providing end users with a secure and rich mobile-first experience.

VISA Corp, and Hypori recently demonstrated a Point of Sale as a Servivce solution leveraging the ACE Platform at FinovateFall in NY, including a remote access to Bluetooth PoS peripherals.

Key Takeaways:

  • Hypori’s architecture for virtual mobile infrastructure
  • VISA case study for leveraging Hypori’s platform for securing mobile point of sale terminals
  • Overview of how Hypori’s platform can be used to secure other banking and finance applications on mobile devices



Sanjay Challa, Product Manager
LinkedIn |

Challa is a senior product manager with over six years of experience. Previously at National Instruments, Challa has had the opportunity to work with a diverse set of technologies and explore a variety of different markets globallly.

FinDEVr Live: Finicity Demonstrates its TxPUSH Real Time Aggregation Service

FinicityHomepage | @finicity

FinicityLogoFounded in 1999, Finicity is a privately held fintech industry pioneer. Leading the charge to the Evented Financial Web, Finicity enables fintech developers to build real-time apps through its RESTful Aggregation API, the Finicity API Platform and its suite of TxPUSH compliant real-time aggregation services.

The Launch of Real-Time Transaction Push:
Finicity, the fintech industry pioneer founded in 1999 will demonstrate the first TxPUSH compliant real-time aggregation services that push financial transaction data to software applications instead of the typical pull methodology found in standard aggregation. This instant availability of financial transaction data will unlock fintech innovation and pave the way to the ultimate delivery of real-time transaction push from the financial institution to software applications.”

Key takeaways

  • How Finicity will disrupt the aggregation industry by changing the standard pull
    aggregation methodology to a transaction push methodology
  • How Finicity will deliver Real-Time financial transaction push to software applications with TxPUSH compliant API Endpoints
  • How Finicity will help software developers deliver a more compelling UX


Nick Thomas, President
LinkedIn | @nickthomas | | 650-450-8127
Nick Thomas is the President & Co-Founder of Finicity. In 1999, Finicity became one of the first subscription-based SaaS companies on the web. It has grown to service hundreds of thousands of customers and awarded “Product of the Year” by PC World. Nick has served in Executive, Engineering, and Software Development roles.

FinDEVr Live: Aerospike Applies High Performance NoSQL for Better Outcomes in Fraud Detection

Aerospike_homepage_FinDEVr2015 |

Aerospike_FinDEVr2015_logoAerospike helps businesses achieve the speed, scale, and availability required to manage the real-time transactional workloads of modern, mission-critical applications. The Aerospike high performance NoSQL database is a key value store written explicitly to run in RAM and Flash to deliver speed at scale. Our technology, also available in open source, includes tools and packages designed to help developers build next generation applications without worrying about low level programming. Gartner named Aerospike a visionary in 2014 Magic Quadrant for Operational Database Management Systems. Leading innovators in financial services trust Aerospike to power web-scale workloads.

To learn about how internet companies such as adtech, retail, and social have built real-time decision and pricing systems based on stateless compute nodes and a fast, scalable NoSQL data layer. This new stack allows access to more data (petabytes) and supports, agile, innovative algorithms and libraries that are allowing fintech companies to build vastly better offerings.

Key Takeaways:

  • When to use NoSQL vs. SQL
  • How to model data in NoSQL
  • Hardware costs of NoSQL data layers



Brian Bulkowski, CTO & Co-Founder
LinkedIn | @bbulkow |

Bulkowski, co-founder & CTO of Aerospike, has 20-plus years experience designing, developing, and tuning networking systems and high-performance web-scale infrastructures. He founded Aerospike after learning first hand the scaling limitations of shared MySQL systems and saw the need for a high performance database that would empower all developers.

FinDEVr Live: Mifos Presents an Open Source Application Framework for Digital Financial Services

MifosHomepage |@mifos

MifosLogoThe Mifos Initiative is the open source developer community that builds and guides the world’s first open source financial services platform, reaching more than 3.5 million account holders worldwide. We are a flourishing ecosystem of fifty development partners, global volunteers, and Silicon Valley corporate sponsors that builds and supports fin-tech solutions for more than 120 financial institutions in forty different countries. Each year, 80M transactions and $791M dollars flows through our platform. Our next generation is LibreFinance, an open source application framework for digital financial services, that will catalyze a new era of digital, interoperable, financial services.

LibreFinance – Rapid Application Development for Digital Financial Services:
We will present the architectural concept of LibreFinance, an Open Source Application Framework for digital financial services, highlighting the two main use cases: Account Management and Transaction Interoperability. LibreFinance offers a set of lightweight, scalable, and value added components to create consumer focused digital financial services solutions without the need to build common features and infrastructure again and again. Components are available to allow easy integration in every scenario, from a generic integration (e.g. Security, Accounting), via specialized modules (e.g. Tiered KYC, FARM, Transaction Processing), to fully integrated solutions.”

Key takeaways

  • Rapid application development using an open source application framework specifically
    designed to meet the needs of digital financial services (DFS)
  • The essential DFS use cases should be delivered as value-added, lightweight, service-oriented, scalable open-source components
  • Don’t waste time and money on the infrastructure. Keep focus on customers, products, UX, marketplace agility and go-to-market strategy


Markus Geiss, CTO & Chief Architect

Craig Chelius, Executive Director (not pictured)

FinDEVr Live: BehavioSec’s SDKs Extend User-Friendly Security

BehavioSec_homepage_Sep2015 | @BehavioSec

BehavioSecBehavioSec transforms behavior into a transparent additional layer of security by monitoring the way users interact with their devices in real-time. BehavioSec’s technology recognizes if a conflicting user is operating a device by monitoring the environment, rhythms, and interaction patterns that are unique to each user. The solution is designed to enhance security without impacting the user experience. It is currently deployed at over 20 retail banks protecting over 11M users and over 500M transactions per year.

Behavioral Biometrics as a Service:
BehavioSec has extended the proven and tested technology from BehavioSec’s large banking installation of behavioral biometrics that work as an additional layer of security and implemented it as a transaction based service in the cloud. This gives any organizations suffering from fraudsters compromising the integrity of companies and individuals today an opportunity for better control over who is accessing their services.”

Key takeaways:

  • How BehavioSec uses behavior as an additional layer of user-friendly security
  • How BehavioSec’s technology and SDK’s are easily deployed on demand
  • How to minimize fraud without adding any end user friction


Magnus Holm, Sales Engineer

FinDEVr Live: Thinking Capital on Using Software for Underwriting & Compliance

THinkingCapitalHomepage | | @ThinkingCapCA

ThinkingCapitalLogoThinking Capital is the leader in the Canadian alternative lending space, leveraging technology to be at the forefront of the fintech industry. Since 2006, they have helped more than 10,000 small-to-medium sized Canadian businesses reach their full potential. By combining their people and technology, Thinking Capital is transforming the way business owners get the capital they need to grow.

To Build or Not to Build:
This Q&A session with Thinking Capital’s Pat Forgione, CTO, and Anthony Lipschitz, CSO, will delve into how a leading fintech organization uses SAS software to create a proprietary platform that facilitates underwriting, decision making, compliance and more.”

Key takeaways

  • How fintech developers can use technology to create unique competencies in finance
  • How to decide whether to build, outsource or customize fintech solutions
  • How a leading fintech organization can use SAS software to create a proprietary platform



Pat Forgione, CTO
Pat joined Thinking Capital in 2013 after spending almost 20 years in the brokerage industry. As Thinking Capital’s CTO, Pat is responsible for the positioning of the technology footprint, building a secure infrastructure aimed at providing state of the art SaaS solutions to the financing market.

Anthony Lipschitz, Chief Strategy Officer
LinkedIn | @ant_lipschitz |
Anthony is a Senior Executive with a track record of successfully raising venture capital and creating value for shareholders. Prior to joining Thinking Capital, he led StubHub as their Canada Country Manager. Anthony is a startup mentor having built businesses in South Africa, New York and Toronto.

FinDEVr Live: Braintree Shows How to Increase Checkout Conversion

BraintreeHomepage | @braintree_dev

braintree_logo_newAs the Braintree_PayPal developer and startup relations team, Braintree_dev works directly in the field to educate and support the community about the Braintree and PayPal APIs and SDKs. With unique programs including BattleHack, Startup Blueprint and Start Tank, Braintree_dev engages with the community to mentor, support and enable seamless commerce experiences through easy integrations around the globe.

Make me pay you! – Increasing Checkout Conversion:
Don’t you just wish you can talk to your users ask them to “Show you the money!!” Sometimes your users just want to give you the money but we make it so difficult for them. Increasing check-out conversion, part art, part science, part design, part engineering. I’ll talk through simple design patterns, like making sure you have a way for users to give feedback to engineering libraries (cool libraries that help you take a photo of a credit card instead of entering it’s info). By the end of this talk, I hope you will have found some interesting ways for your users to give you more money.

Key takeaways

  • Design patterns, tools, tips, tricks and other developer resources you can use to build a
    great checkout experience.
  • Case studies on companies that made changes to their checkout flow that resulted in increase customer revenue.
  • Examples of great checkout experiences and some not so great checkout experiences that we can learn from.


Justin Woo, Developer Advocate
LinkedIn | @jzwoo | | 408-376-7400
Justin Woo is a Developer Advocate at Braintree / PayPal and has been programming ever since he got his first IBM XT running DOS. He loves writing mobile applications (especially hybrid-HTML5 applications) and wishes everything could be done in LISP.

FinDEVr Live: Interxion Presents a European Fintech Success Story of Quants in a European Cloud

Interxion_homepage_FinDEVr2015 | @interxion

Interxion_FinDEVr2015_logoInterxion (NYSE: INXN) is a leading provider of cloud and carrier neutral colocation data centre services in Europe, serving a wide range of customers through 37 data centres, in 11 European countries. Interxion’s uniformly designed, energy-efficient data centres offer customers extensive security and uptime for their mission-critical applications. With more than 500 Connectivity providers and 20 European Internet exchanges across its footprint, Interxion has created cloud, content, finance, and connectivity hubs that foster growing customer communities of interest.

Quants in a European Cloud
Interxion and Sayula will present a European FinTech success story. We start with the colocated foundation infrastructure necessary to meet European demands and progress to Sayula’s open development framework platform and added open source components allowing Vontobel to meet their needs for a shared structured derivatives valuation platform.

Key Takeaways:

  • Social Mobile Analytics in the Cloud applied to Quants
  • How to build a shared and modular valuation platform
  • European challenges for Fintech Infrastructure



Bill Fenick, Strategy & Marketing Director, Interxion

Over 20 years of financial services industry experience in data distribution and trading technologies, managed services, co-location and hosting. Prior to Interxion, Fenick worked at Thomson Reuters and Tibco. He holds a PhD from University of Vienna, an MA from Webster University in Vienna, and a BA from UCLA.

Daniel Mueri, COO, Sayula

Earned his Master (Cornell University) and Bachelor (Rutgers University) degrees in electrical engineering. By nature an innovator and competitor in his professional and sporting activities. Twenty years experience in market data and trading systems.

Cristian Alzati, CTO, Sayula

Alzati has more than twenty years of software development experience in the financial industry. Before founding Sayula, he designed a server-based spreadsheet system that stayed more than 20 years in production at UBS. Cristian has Master’s and Engineer’s degrees from Stanford and a Master of Computational Finance from Carnegie Mellon.

FinDEVr Live: Kofax’s Mortgage Borrower Onboarding

KofaxHomepage | @Kofax

KofaxLogoKofax® from Lexmark is a leading provider of software to simplify and transform the First Mile™ of customer engagement. Kofax Insight, our business analytics and process intelligence solution, monitors, analyzes and helps optimize operational business processes to ensure compliance, eliminate risk and gain unprecedented insights to achieve operational excellence. Common processes like new accounts, claims, mortgage applications, and more can be streamlined and accelerated for better customer engagement. More than 20,000 customers globally rely on Kofax software to improve the customer experience, reduce operating costs, differentiate and grow.

Onboarding Process Intelligence:
Kofax Insight – an end to end, agnostic, elastic, responsive process intelligence and process aware platform – empowers data consumers to understand process fidelity, process regression, process deviation and other action-metrics in the context of their specific business challenge. Gain rich insight into business processes that span numerous disparate systems of record, off-premise technologies and multiple lines of business in a single and contiguous analytics engine. Our demo of Mortgage Borrower On-boarding will showcase:

  • Data/artifact life-cycle process that start “here” and finish “there”
  • Data/artifact process exceptions
  • End to end SLA monitoring of data/artifacts”

Key takeaways:

  • How to leverage omni data source integration for driving efficient workflows and processes
  • How to leverage agnostic process monitoring for insight into the data artifact life-cycle
    process and data reconciliation
  • Process awareness/discovery: improve the effectiveness of operational processes, identifying potential fail-points before they cause business loss



Dimitri Seneca Snowden, Named Account Specialist, BI & Analytics Solutions
LinkedIn | @dimitrisnowden | | 215-554-0450
Dimitri Seneca Snowden, Global Enterprise BI and Analytics Executive at Kofax, is responsible for creating value for businesses by choreographing specialized analytic solutions that solve unique and complex business challenges. His extraordinary ability to translate business requirements into single solution offering is a magical win-win for businesses and their customers.

Alex Dibeler, Sales Engineer, BI & Analytics Solutions
LinkedIn| | 484-423-6123
Alex has been working in Information Technology and more specifically Enterprise Software for 10+ years. He has held various roles in Project Management/Software Implementation and more recently as a Systems Engineer with Lexmark.

FinDEVr Live: Nexmo APIs Use the Cloud to Decrease Fraud, Secure Transactions, and Protect User Identity

Nexmo_homepage_FinDEVr2015 | | @nexmo

Nexmo_FinDEVr2015_logoNexmo is the global cloud communications platform leader providing innovative communication APIs and SDKs for voice, text, messaging and phone verification services. Nexmo enables applications and enterprises to communicate with their customers reliably and with ease, no matter where in the world they are located. Companies such as Alibaba, Airbnb, LINE, and Viber send millions of messages per month using Nexmo APIs. Nexmo was recognized by analyst firm Gartner as a 2014 Cool Vendor in Communication Service and by Roaming Consulting Company as a Tier 1 A2P SMS Messaging Vendor in 2015.

Using the Cloud to Decrease Fraud, Transactions, and Protect User Identity
Online and mobile banking has come of age and consumers today are empowered with dozens of convenient ways to manage their finances online. However, securing transactions, protecting user identity and protecting both the financial institutions and consumers from an ever-increasing risk of fraud has not evolved. Most users do not follow the recommended practices for online security, and the fragmentation of online identities implies most of them repeat passwords across their different identities. Strong authentication in such scenarios is often cumbersome and makes for a bad end-user experience. In this session, we share how Nexmo’s APIs & SDKs can help you increase security, significantly decrease fraud and protect user identity, without compromising the end-user’s experience.

Key Takeaways

  • How phone number based identifiers coupled with phone based verifications can help businesses easily implement Strong Authentication to increase security, significantly decrease fraud and protect user identity, without compromising the end-user’s experience.
  • How you can quickly and easily integrate Nexmo’s powerful APIs into most fintech app flows.
  • How to future proof your engineering efforts by using best practices to be ready for scale from the start, regardless of the size of your user base.



Eric Nadalin, CTO
LinkedIn |

Nadalin is the CTO and co-founder of Nexmo. He has managed teams in both the payments and messaging spaces for 18 years. His startup, iPIN, was acquired by Valista and integrated with major mobile operators around the globe. Nadalin holds a Bachelor’s and Master’s Degree in Computer Science.