FinovateFall 2017 / ITSector

Presenter Profile:

How they describe themselves: ITSector is a specialized company in Credit Solutions and Digital Transformation for Financial Institutions, with projects in more than 20 countries. Our Credit solutions control all credit cycle, with productivity and sales increase for customers.  The credit solution FlowCredit is an omnichannel solution linking customers, partners, financial institutions, providing innovative processes.

These are critical solutions with high availability and demand, making performance a differentiated aspect

With over 12 years of experience, ITSector has more than 350 specialized staff within 5 main technological centers. We have offices in 7 different countries and, last year, worked with over 40 financial institutions globally.

How they describe their product/innovation: Flowcredit is a credit origination solution managing all credit contracting phases. We integrate partners to real time offers for financial institutions, based on their location, interactive communication using AR and ChatBots that offers the best credit solution.

It contemplates every phase of credit procedure, from calculation to approval, contracting and disbursement. It adapts to all types of credit and the platform is multi-channel, multi-business, multi-currency and multi-language. Contracts are generated automatically and contemplates a parameterized workflow for each stage. All calculations created can be searched via Branches Interface. The Back office allows the creation and maintenance of products reducing time-to-market.

Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed, Through Partners


Bus. Dev.: Sara Martins, Business Developer,, 00351910122924
Press: Maria Domingues, Marketing Director,, 00351926392121
Sales: Ricardo Campos, International Sales Manager,, 00351961624117

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