FinovateFall 2013 / QuarterSpot

Presenter Profile:

How they describe themselves: QuarterSpot is an online lending platform that connects small businesses in need of working capital with accredited investors seeking attractive returns. QuarterSpot’s platform accelerates access to capital using advanced technologies that enable instant borrower approval, same-day loan funding and repayments to investors in as little as 24 hours.

How they describe their product/innovation: QuarterSpot’s innovative Artificial Intelligence-driven underwriting platform can incorporate millions of pieces of real time data from business bank accounts, business credit profiles and more to execute a pre-approval decision in milliseconds. The QuarterSpot AI is also able to learn on the fly by monitoring loan repayment and trends to improve its scoring and approval terms in real time. Through this use of AI-driven underwriting and as one of the only online lenders to amortize interest, QuarterSpot offers small business owners a cost of capital as much as 85% lower than other lenders and does not require personal collateral to secure loans.

Product Distribution Strategy: Direct to Business (B2B)


Bus. Dev. & Borrower Sales: Lance Emanuel, President & COO, 917-583-1253
Institutional Investment Sales:  Adam Cohen, CEO, 917-647-9170
Press: Michael Azzano, Cosmo PR Consultant, 504-899-7570

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