FinovateEurope 2013 / Holvi

Presenter Profile:

How they describe themselves: Holvi is the long tail of retail banking. We upgrade the concept of the bank account from a passive utility to an active enabler of any activity. Out of the box the Holvi account comes with built-in payments acceptance, tools for financial understanding and the ability to share the account with a group. We bring in building blocks from our banking and payments partners that our customers can add to their Holvi accounts. Holvi is regulated by the Finnish Financial Supervisory Authority (FIN-FSA) under the EU Payment Services Directive (PSD).

How they describe their product/innovation: Holvi connects retail customers and providers of banking and payments products in a seamless ecosystem. Holvi partners have created current accounts, among other uses, for election candidates to run their campaigns (Kokoomus, largest political party in Finland), entrepreneurship education (local chapter of Junior Achievement), and crowdfunding for cultural projects ( Holvi online banking service is easy to tailor for specific verticals, by partners or the customers themselves. For providers of banking and payments products Holvi offers access to the long tail of retail customers.


Bus. Dev.: Tuomas Toivonen, CEO,, +358 400 616 499, @toivotuo
Press & Sales: Kristoffer Lawson (Marketing & Growth),, +358 40 731 2273, @setok

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