FinovateFall 2018 – CashDirector SA

FinovateFall 2018 – CashDirector SA

How they describe themselves: CashDirector is the leading provider of bank branded accounting platforms with cash flow management tools for banks serving MICRO & SMB clients.

How they describe their product/innovation: Virtual CFO based on real-time accounting platform distributed via banks and automating loan origination and prescoring for SMEs.

Product distribution strategy: Through financial institutions

Contacts

Bus. Dev.: Patrycja Strzelecka, CCO, [email protected], +48606296840
Lukasz Bystrzynski, CBD, [email protected]
Marlena Wieteska, CMO, [email protected], +48510196249
Press: Patrycja Strzelecka, CCO, [email protected], +48606296840

FinovateFall 2018 – CASHOFF

FinovateFall 2018 – CASHOFF

How they describe themselves: We are a UK-based company rapidly expanding our business into the European, Asian, Russian and CIS markets.

By gathering and analysing consumers’ financial data and enhancing our bankround cloud-based service with AI and blockchain, we’ve learned how to translate the power of state-of-the-art technologies and our team’s passion about what we do into incredibly brainy and profit-boosting solutions for banks and exceptional UX for their customers.

30 banks worldwide including major ones with 10M+ customers are reaping benefits with increased loyalty, transactional activity and new revenue streams delivered by our white label service.

We are members of Level39, Innovate Finance and Cyberport; in 2017 entered Top-10 FinTech list by Deloitte.

How they describe their product/innovation: Our service is based on collecting and elaborating financial flows of bank customers in order to provide banks with a thorough understanding of their needs, boosting loyalty and increasing engagement rate alongside transactional activity. Continuous purchase history of bank’s customers helps us foresee their needs and make relevant offers via Smart Advice. At the heart of the offering is the AI empowered cashback programme. Buying behavior segmentation of bank customers attracts suppliers of goods to make tailored offers to their consumers and explore new audiences in banking digital channels. Thus, banks gain new sources of income – tangible rewards paid by brands. Meanwhile all personal data of end-users remains fully anonymous.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev.: Billy Leung, Director, +44 800 310 10 17 #5501, +852 622 744 56, [email protected]
Press: Justin Lai, Sales & Marketing Director, +44 800 310 10 17 #5502, +852 688 455 44, [email protected]

FinovateFall 2018 – Crypterium

FinovateFall 2018 – Crypterium

How they describe themselves: Cryptocurrencies are a powerful asset for trading and investment – that is something everyone can agree on. Yet, they don’t have much use beyond that today.

Crypterium wants to change that by developing a mobile app that allows instant payments in cryptocurrency using existing payments infrastructure such as NFC terminals, QR codes, etc.

We turn cryptocurrency into money that you can spend with the same ease as cash. Shop around the world, pay your bills, make in-app purchases with your crypto, send money internationally without borders or limits, and much more.

With Crypterium, pay with crypto anywhere in the world.

How they describe their product/innovation: The world’s most innovative crypto payment solution has arrived.

To start spending your crypto holdings in everyday life, just get a virtual card in the Crypterium App, link it to Apple Pay, Samsung Pay or Android Pay, bind it to your crypto account and pay with it whenever and wherever you want.

Product distribution strategy: Direct to Consumer (B2C)

Contacts

Bus. Dev.: Richard Mallet, Strategy & Commercial Director, [email protected]
Press: Siranush Sharoyan, Head of Marketing & Communication, [email protected]

FinovateFall 2018 – Digital Onboarding

FinovateFall 2018 – Digital Onboarding

How they describe themselves: Digital Onboarding helps banks and credit unions turn account holders into engaged and profitable relationships by making it easy for customers and members to adopt account-related services like direct deposit, online bill pay, and debit cards. We are a team of financial services sales and marketing professionals, technologists, and entrepreneurs. Many of us have a long history in the digital account origination space. Our team is deeply passionate about helping financial institutions succeed and we believe that there is no bigger differentiator than delivering an exceptional experience.

How they describe their product/innovation: While most marketers say that their email automation and marketing automation skills are not up to par and they are not using most features effectively, the Digital Onboarding platform is designed to be simple and cost efficient. Our platform enables institutions to instantly create emails and SMS reminders that drive personalized digital journeys, which educate and motivate customers and members to take action. The platform’s E.W.E. machine learning capability helps marketers automatically test and discover the most effective message cadence, content, and incentive offers to drive optimum performance.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Ted Brown, CEO, [email protected], (732) 996-8394
Press: Laurie McLachlan, CMO, [email protected], (617) 921-2916

FinovateFall 2018 – Adobe

FinovateFall 2018 – Adobe

How they describe themselves: Only Adobe gives everyone – from emerging artists to global brands – everything they need to design and deliver exceptional digital experiences.

How they describe their product/innovation: We are demonstrating the ability to access an ATM through facial recognition. This includes 3 levels of authentication (face, pin and mobile device). We will show an individual initiating the experience through a mobile device and completing through an ATM (that we will mimic through a screen on a desktop). This will include several Adobe and MSFT solutions including cognitive services for facial recognition and even sentiment analysis (is the individual happy, angry) that will lead to a distinct experience.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Christopher Young, Director of Financial Services Strategy, [email protected]
Press: [email protected]

FinovateFall 2018 – CrediVia

FinovateFall 2018 – CrediVia

How they describe themselves: CrediVia is an online marketplace for smarter, simpler, faster commercial real estate loans. The company was formed by lenders and borrowers hoping to eliminate the broken, impersonal financing process that results in strained lender-borrower relationships and delayed funding. CrediVia, meaning The Way to Credit, provides a dynamic platform for interested lenders to connect with qualified borrowers. Its marketplace matches each loan request to multiple viable lender options, placed with intent and based on criteria certain to take the deal to closing. CrediVia is borrowers’ return source for financing and lenders’ reliable source for leads specific to their lending requirements.

How they describe their product/innovation: CrediVia’s cloud-based platform centralizes all borrower data and digitizes lenders’ application workflow. Borrowers enter application data once and the platform safely stores confidential data and documents essential to a loan’s application, underwriting and approval. Borrowers are connected with a host of interested lenders looking for deals on the marketplace, and lenders receive a complete loan package from qualified borrowers, expediting decisioning and loan approvals. Borrowers are better prepared to negotiate with data that is complete and lender-ready. And, as a result, the number of unnecessary subsequent iterations between borrower and lender will decrease.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

Contacts

Bus. Dev.: Heather Duvall, CRO, [email protected], 678-296-0952
Press: Heather Sugg, VP, William Mills Agency, [email protected], 954-854-6203

FinovateFall 2018 – DualAuth

FinovateFall 2018 – DualAuth

How they describe themselves: Headquartered in Boston and Seoul, DualAuth, a spin-off from our main company eSTORM, was established in 2017 to focus on developing and delivering innovative mutual authentication technology to a global market.

Since eSTORM presented ‘DualCheck’ at FinovateFall 2016, we have developed two more mutual authentication financial technologies: AutoPassword™ and Authentic Beacon-Based Payment.

Our mutual authentication technology has been certified by FIDO Alliance and mentioned in a Gartner report as being a well-balanced authentication method.

How they describe their product/innovation: AutoPassword™ is an innovative mobile authentication technology, which allows users to verify the authenticity of online services whilst simultaneously verifying the authenticity of the user. AutoPassword™ outputs a randomized one-time password instead of relying on users to input a memorized password.

Authentic Beacon-Based Payment technology combines a one-time password dongle into a beacon transmitter. Then, the beacon transmits the signal containing authentic codes that change every 60 seconds. It simultaneously verifies the authenticity of both the payer and merchant, by simply tapping the user’s smartphone on the payment terminal.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Heejun Shin, Director, [email protected]
Press: Heejun Shin, Director, [email protected]

FinovateEurope 2018 – Crypto Zeus Pte.

FinovateEurope 2018 – Crypto Zeus Pte.

How they describe themselves: US financial markets’ trading volume reached $67.5 trillion in 2016 alone, which is approximately $225 billion in a typical daily trade. In the same year and up to now, the crypto markets have been growing exponentially with the trading volume of “only” about $8 billion a day. Some estimates (Deloitte, 2017) suggest though that that crypto markets are expected to lock up to 10% off the total stock market volumes between 2020- 2025.

These markets are largely remaining closed to most retail investors due to either high entrance threshold or regulation, or both.

Zeus Exchange is the decentralized trading platform, where transactions are carried out all the way from classic markets to crypto and back at a single platform.

How they describe their product/innovation: Our mission is to build and deliver a true bridge between crypto assets and financial markets in a couple of clicks.

  • Develop a truly decentralized trading platform for the financial industry of tomorrow;
  • Allow anyone to invest in crypto assets and classic financial assets at a low cost on a single platform
  • Make the investment process clear and straightforward to everyone with universal accessibility on all main devices
  • Bridge crypto economy to the mainstream capital markets
  • Empower global financial infrastructure with blockchain solutions

Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev. & Sales: Olga Duka, [email protected]
Press: Alexander Tsyhlin, [email protected]

FinovateSpring 2018 – Amaryllis

FinovateSpring 2018 – Amaryllis

How they describe themselves: The Amaryllis SaaS Platform is a best in class global solution for 3rd party payment models.  Our modular toolset was built specifically for Payment Facilitators, Marketplaces, ISOs, ISVs, VARs and Financial Institutions.  Amaryllis addresses clients as a consultative resource before any solution is sold, which positions us as a trusted advisor in the FinTech community. The Amaryllis leadership team has held senior management positions with Acquirers and Payment Facilitators in multiple verticals and is uniquely positioned to advise on “what good looks like”.  No other provider can make this statement!

How they describe their product/innovation: The Platform we’ve created is the only product available in the market today that can fully address the technology, operational and oversight requirements of 3rd party payment models.  These models (Payment Facilitators, Marketplaces, ISOs, ISVs, VARs and Financial Institutions) are unique and complex which traditionally required multiple custom solutions.  Our Platform eliminates the need for custom solutions and can be configured as a complete, end-to-end payments platform, or as a single functionality to maximize previous technology investments.  Our modular Platform encompasses Merchant Onboarding, Transaction Processing, Billing, Risk & Compliance, Reconciliation, Payouts and Reporting & Analytics.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Jeff Jaussi, SVP Business Development, [email protected], 801-414-6403
Press: Alicia Roisman Ismach, VP Product & Marketing, [email protected], 707-440-9358
Sales: Ms. Chito Collins, VP Sales, [email protected], 408-966-7010

FinovateSpring 2018 – Alpharank

FinovateSpring 2018 – Alpharank

How they describe themselves: Alpharank helps banks and credit unions maximize the value of their historical transaction data for net new acquisition and product cross-sell.

How they describe their product/innovation: Alpharank constructs customer graphs from a financial institution’s anonymous transaction card data. We help banks and credit unions understand how products and behaviors spread through customer networks, and use network effects to their advantage. It’s a powerful tool that concentrates marketing where it is most effective.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

FinovateSpring 2018 – AI Foundry

FinovateSpring 2018 – AI Foundry

How they describe themselves: AI Foundry uses AI and user-guided machine learning to transform enterprise operations by integrating information, people and processes. Our Actionable Intelligence Management solutions help banks and mortgage companies streamline and automate manual processes, seize new business opportunities and manage compliance, all while transforming the customer experience. By more accurately classifying documents, extracting relevant data and feeding downstream mortgage application workflows, AI Foundry provides increased insight, better analytics and improved decision-making. Our dedicated team of 37 professionals are in North America.

How they describe their product/innovation: Taking Digital to the Limit: Reinventing the Core of the Mortgage Loan Process with Digital Transformation

Grounding your organization’s digital transformation in people, processes, and technology is critical. Just digitizing existing manual processes won’t work; companies must rethink and reimagine all processes. Mapping out the touchpoints, workflows and capabilities required to deliver a consumer driven mortgage experience is part of the next generation operating model.

Learn how our powerful Agile Solutions, utilizing the latest in AI and machine learning can proactively drive human activity to create a frictionless set of processes and products while improving performance from POS to LOS.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Clark Brett, VP Bus. Dev., 919-740-7182
Press: Jill Jones, Sr. Director Demand Generation, 978-973-0958
Sales: Alex Levi, VP Sales, 781-203-8333

FinovateSpring 2018 – 280 CapMarkets

FinovateSpring 2018 – 280 CapMarkets

How they describe themselves: 280 CapMarkets was founded on a single premise: to level the playing field for independent investment advisors in the fixed income markets. Combining Silicon Valley technology innovation with deep fixed income expertise, our mission is to create an easier way to buy, sell, and manage bonds. Our BondNav® technology platform provides a transparent, modern way for investment advisors to search, compare and transact from a broad universe of bonds. Additionally, BondNav is backed by an experienced, high-touch, full-service capital markets team.

How they describe their product/innovation: BondNav®, a cloud-based technology platform, empowers advisors by aggregating data from multiple sources onto a single screen, providing greater insight into buying, selling and managing bonds. It provides access to thousands of wholesale bond offerings and liquidity solutions, with comprehensive pre-trade price transparency to help investment advisors confidently select the right bonds for their client at the right price. This pre-trade data, combined with BondNav’s post-trade 280 Best X™ documentation, also supports advisors’ best execution requirements.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev. & Sales: [email protected]
Press: Dana Taormina, SVP, JConnelly PR, [email protected], 973-850-7305