How they describe themselves: Arival is on a mission to help underbanked businesses discover the new world of digital banking. We built the first digital fintech bank for SMEs, freelancers, and startups. By partnering with some of the top names in fintech, Arival delivers 3^rd party financial products and services in one banking interface – handpicked for businesses. Combining kick-ass customer support with exclusive product accessibility, Arival offers a seamless banking experience for a new generation of businesses. Arival was founded by top ranked fintech VCs who have invested in nearly 30 fintech startups including 4 exits from digital banks.

How they describe their product/innovation: Arival believes fintech partnerships are the secret to a great banking experience. Powered by open-API fintech banking, ArivalOS is a digital banking platform that integrates a full suite of 3^rd party fintech products tailored for SMEs. ArivalOS offers bank accounts, money transfers, debit cards, and other fintech products ranging from mPOS and factoring to SME loans. Currently, businesses are forced to navigate, download, and create accounts with 10 to 20 different providers; whereas, ArivalOS unifies logins, aggregates data, and integrates the best fintechs into one place. Above all, ArivalOS delivers banking products that SMEs need to thrive on a day-to-day basis.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Press: Xenia Vyazemskaya, Head of Marketing & Press, [email protected]

How they describe themselves: Avaloq is driving the digital transformation and automation of the financial services industry.

Our customers are the leading banks of today and tomorrow. We create powerful digital experiences provided through a standardized Business Process as a Service (BPaaS) or Software as a Service (SaaS) model to banks and wealth managers.

To further spur innovation, we work with customers, fintechs and hundreds of third-party in a uniquely collaborative way we call the Avaloq Ecosystem.

Avaloq has a presence in the world’s most demanding financial and innovation centres, including Berlin, Frankfurt, Hong Kong, London, Luxembourg, Madrid, Paris, Singapore and Sydney.

How they describe their product/innovation: Avaloq’s Ecosystem provides seamless access to an unparalleled number of market-leading fintech solutions on the Avaloq platform via open APIs.

With its new feature “double marketplace” Avaloq brings the app-store concept to banking. Fintechs can add solutions to the Ecosystem themselves; financial institutions can browse, discover and add solutions from the marketplace and integrate them into their operations.

Banks and wealth managers can also offer state-of-the-art solutions to their own clients via this ‘app store’, while clients themselves can personalise their bank experience.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Gery Dachlan, Head of Sales – APAC, [email protected], +65 8322 6838
Press: Andreas Petrosino, Communications Manager, [email protected], +41 583161010

How they describe themselves: Beacon Inc. is a financial technology company which delivers its flagship service bearing the same name. Beacon is a cloud-based, end-to-end development and production platform. With Beacon’s open architecture, transparent source code, and automated infrastructure, our clients can build in-house functionality on a platform that has been proven at some of the largest financial institutions in the world. We give financial and quantitative developers the tools they need to be as productive as they can be, so that they can focus on the business rather than plumbing and process. And for business users, we deliver fully integrated applications for analytics, pricing, risk management, and much more.

How they describe their product/innovation: Beacon is the first Enterprise Innovation Platform on the market today that has its lineage in proprietary platforms built at some of the largest and most successful financial institutions in the world. Leveraging our experience in building and deploying these platforms, we designed Beacon to provide the right balance of rigorous controls needed in today’s regulatory environment and the flexibility needed to run a dynamic, quantitatively-focused market-making business. Unlike most vendors who offer “black boxes” that cannot be extended on demand, we give clients access to our source code so that they can respond to business needs quickly in a controlled, collaborative, and scalable platform.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev. & Press: Ryo Shimizu, Country Manager – Japan & Head of Beacon Apps and Partners, [email protected]

How they describe themselves: Blue puts identity at every fingertip, by enabling smartphone cameras as fingerprint scanners suitable for national digital identity systems, so that businesses can verify the identity of real people, online or in-person, with low cost wide distribution of software rather than hardware The built-in sensors are not suitable for such applications.

Blue provides the nexus between a government issued digital identity, a corporate issued digital identity and the correct real person.

How they describe their product/innovation: Smartphone camera enabled by software for fingerprint KYC against external database

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Press: Kenneth King, CEO, [email protected], +61 417 100 170

How they describe themselves: We are a UK-based company rapidly expanding our business into the European, Asian and Russian and CIS markets.

By gathering and analysing consumers’ financial data and enhancing our bankround cloud-based service with AI and blockchain, we’ve learned how to translate the power of state of the art technologies and our team’s passion about what we do into incredibly brainy and profit boosting solutions for banks and exceptional UX for their customers.

30 banks worldwide including major ones with 10M+ customers are reaping benefits with increased loyalty, transactional activity and new revenue streams delivered by our white label service.

We are members of Level39, Innovate Finance, and Cyberport.  In 2017 we entered Top-10 FinTech list by Deloitte.

How they describe their product/innovation: Our service is based on collecting and elaborating financial flows of banks’ customers in order to provide banks with thorough understanding of their needs, boosting loyalty and increasing engagement rate alongside with transactional activity.

Continuous purchase history of bank’s customers helps us to foresee their needs and make relevant offers via Smart Advice. At the heart of offering is the AI empowered Cashback Programme.

Buying behavior segmentation of banks’ customers attracts suppliers of goods to make tailored offers to their consumers and explore new audience in banking digital channels.

Thus, banks gain new source of income – tangible rewards paid by brands.

Meanwhile all personal data of end-users remains fully anonymous.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev.: Billy Leung, Director, [email protected], +44 800 310 10 17 #5501, +852 622 744 56
Press: Justin Lai, Sales & Marketing Director, [email protected], +44 800 310 10 17 #5502, +852 688 455 44

How they describe themselves: We are a group of senior bankers and technology specialists who have come together to disrupt the wholesale deposits market. We are the first global marketplace for wholesale deposits. Our platform connects institutional and corporate depositors with global banks who are looking to raise liabilities and facilitate the transaction in an automated, seamless process. With a click of a few buttons, we allow depositors to place funds from any part of the world to any bank globally. DepositBook is part of Newbridge Fintech, a DIFC, Dubai based Fintech company. We are in the process of taking a FCA authorisation.

How they describe their product/innovation: Our open banking platform revolutionises the wholesale deposits markets and allows depositors to place deposits with any bank through a single central account in a seamless and automated process. We help depositors discover best available rates and help banks to raise funding with new clients at no additional cost of set up and operations. The platform is designed to take away the hassle of multiple client on-boarding and the client is in charge of managing his or her cash through a single access point. Banks can also use the platform to offer the 3rd party saving products to their clients. Depositors can run bespoke reverse query and participate in special pool liability campaigns. We run highest standards of security with no risk on the platform.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Vikram Kelkar, [email protected]
Press: Siddharth Bhandari, [email protected]

How they describe themselves: CredoLab is the pay-per-use smartphone-based FinTech solution provider that helps financial institutions make faster, better, more informed and profitable business decisions. Through a simple app, CredoLab’s AI-based proprietary algorithm analyses over 50,000 data points from the smartphone to generate highly predictive scorecards. Headquartered in Singapore, CredoLab has helped over 40 lenders in 12 markets across Southeast Asia, China, Africa, and Latin America issue millions of scores based on over 5 million datasets. Established in 2016, CredoLab is backed by FORUM, Fintonia Group, and Walden International.

How they describe their product/innovation: CredoLab’s proprietary technology, CredoScore, turns customers’ digital footprints into highly predictive scorecards. Through this AI-backed algorithm, financial institutions can improve their business performance by taking more informed decisions. CredoScore builds a complete picture of a customer by using one of the most predictive sources of data: mobile device data. Through a simple app, after having collected the required user’s permissions and privacy consent, the algorithm processes and analyses over 50,000 data points from the smartphone. Working in harmony with the existing risk management processes, and in compliance with local data privacy regulations, CredoScore connects the dots that traditional credit scoring methods can’t.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts

Sales: Kris Emerton-Jones, Head of Sales – APAC, [email protected]
Partnerships: Michele Tucci, Chief Product Officer, [email protected]
Press: Azmeen Ansar, Marketing Manager, [email protected]

How they describe themselves: Ballooning Nest Eggs solves a pervasive, modern-day problem: Millennial parents prefer financial gifts for their kids, but rarely receive them beyond a few discrete life events because asking for money is awkward.

For the first time, our patented investment gifting app lets parents corral family and friends to pitch in and grow their kids’ wealth. Corral is the operative word: Without a way to subtly ask for financial gifts, most simply avoid the topic, leaving a major resource for growing their kids’ wealth – their network – on the sidelines.

Our app spurs financial gifting by immersing Millennials in their favored “currency” – social sharing – while giving financial firms entirely new ways to engage this coveted demographic.

How they describe their product/innovation: Our app strikes at the heart of what’s missing in the marketplace – all the social tools parents need to tastefully steer and conveniently enable their network to gift their kids money for their slew of celebrations. That covers talking digital birthday invitations, birth announcements and grin-worthy social updates, all connected to children’s investment accounts held with our financial partners.

Currently, parents can share their kids’ celebrations via social apps and manage their financial accounts.  But until now, no platform connected the two domains or provided the social tools, central to our app, needed to prompt financial gifting. We bridge those gaps.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions

Contacts

Bus. Dev. & Press: Amy Moses, CEO & Founder, [email protected]

How they describe themselves: BILLSHARK is a bill reduction service that saves customers time and money by negotiating or canceling their subscription services. Americans overspend on wireless, TV, Internet, and home security services to the tune of $50B per year. Over 75% of consumers do not negotiate their monthly bills due to lack of awareness or effort, despite their belief that they are being “ripped off.” An average household loses out on $50,000 of future net worth.

Customers can start the process in less than 2 minutes. The service is risk free: If BILLSHARK doesn’t save the consumer money, there is absolutely no fee.

How they describe their product/innovation: Shark Connect – our bill reduction API – enables financial institutions, fintech companies and other platforms to integrate bill reduction capabilities into their applications. Through our API, our partners can inform customers how much they can save on a specific bill, the probability and most importantly, the capability to cancel and negotiate bills. The API enables a closed loop communication with your consumer through the end of negotiation. The API also informs partners and their customers when savings expire to kick off renewal negotiations, so consumers keep saving money.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Michael Whitt, Head of Business Development, [email protected]
Press: Steven McKean, CEO, [email protected]

How they describe themselves: Biometric Signature ID has created the world’s only biometric password for identity authentication. BioSig-ID re-invents your password by blending amazing biometric technology with the password format users understand. No special hardware/downloads are required. BioSig-ID uses just a finger or mouse to DRAW a unique four-character password. This award winning, patented, MFA software solution can be used on any device with finger, stylus or mouse. Over 12M+ uses to protect identities worldwide. The simple change from a typed password to a password you draw creates a secure authenticator that eliminates imposter login and prevents theft. Deep forensics detail access irregularities.

How they describe their product/innovation: Award winning BioSig-ID gesture biometric software is a cloud based, patented, MFA solution for any device without hardware or downloads. Users draw (vs. typing) a unique 4-character biometric password that imposters cannot borrow or steal. Passwords can no longer be shared or stolen, and identity integrity is preserved. Users draw a unique four-character password of their choice, using just a finger or mouse. Biometric gestures of direction, length, height, etc. are captured and compared with patented technology to ensure controlled access. BioSig-ID can be used to lockdown browsers, accounts, devices, secure financial transactions, onboarding and continuous authentications.

Product distribution strategy: B2B, through FIs, through other fintech cos. & platforms, licensed

Contacts

Bus. Dev.: Jeff Maynard, CEO & President, 877-700-1611
Press: Ellen Ruark, Director of Marketing, 877-700-1611

How they describe themselves: BlueRush created IndiVideo, the interactive personalized video platform for financial services. IndiVideo is a highly scalable personalized video platform built to provide data-driven video content in an easy to understand, entertaining and compelling manner.

BlueRush also offers a SaaS-based content engagement platform called DigitalReach, which aligns marketing, sales and compliance. Used by financial advisors, DigitalReach allows for the centralization, personalization, distribution, and tracking of content to ensure complete control over what is sent and to whom. Our products improve marketing and sales performance and generate greater client satisfaction and loyalty.

How they describe their product/innovation: Create a memorable experience, simplify complex products and ensure immediate relevancy using Bluerush’s Interactive Personalized Video platform, IndiVideo. The platform’s data-driven video content seamlessly fits into existing marketing infrastructure to accelerate the buyer journey. IndiVideo is built to cost effectively scale with no compromise to data security.

IndiVideo can now be deployed through a chatbot. The chatbot interprets client responses, feeds data to IndiVideo, and immediately generates a personalized video.

The end result? Interactive and personalized customer service improves the quality of the digital brand interaction, increasing customer satisfaction, and ultimately generating more revenue.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Ted Mercer, VP Sales, [email protected], 416-203-0618 ext. 182
Press: Rielle Ullberg, Marketing Coordinator, [email protected], 416-203-0618 ext. 23

How they describe themselves: BOND.AI is a human centered AI platform for banks, powered by its proprietary ’empathy engine’. It helps banks intimately understand user behavior and nudge them towards improving financial health. BOND.AI significantly increases user engagement, lifetime customer value and most importantly helps monetize data for financial institutions.

How they describe their product/innovation: Demoing our new product ‘The Empathy Engine’. It consists of 3 modules – holistic analyzer, conversational intelligence and path automator. It helps banks:

• Embrace the irrationality of their customers and intimately understand their behavior
• Provide an age agnostic UX
• Helps meet user needs (front facing) and bank’s needs (back office) in the shortest time

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev.: Jared Landrum, VP Business Development, [email protected]
Press: Uday Akkaraju, CEO, [email protected]