FinovateStartup 2008 – bling

FinovateStartup 2008 – bling

How they describe themselves: BlingNation and its payment clearing network BlingLink provide innovative mPayment solutions to financial institutions and prepaid card providers. With BlingNation, financial institutions  and prepaid providers can offer their customers secure solutions for mPayments and P2P payments including real-time access to their accounts and the ability to make and receive payments in real time using public Id’s. BlingLink’s open architecture allows a wide range of devices and platforms to access the network, and its flexible nature enables prepaid providers and financial institutions to customize solutions.

What they think makes them better:

BlingNation gives users the ability to:

  • Know account balances in real-time, all the time
  • Gain immediate access to transferred funds in real-time on mobile devices, at POS, and at ATMs
  • Perform payments with bank issued card or mobile devices
  • Send money to anyone (p2p) easily and instantly using email addresses or mobile phone numbers
  • Access the conveneince of tap-and-go payments (where available)

BlingNation allows Financial Institutions and Prepaid Providers to:

  • Offer mPayments immediately via multiple mobile interfaces
  • Increase revenue through new products and bundling
  • Maintain higher deposits
  • Reduce transaction costs
  • Communicate in real-time
  • Access a Two way channel for marketing and alerts
  • Reduce fraud by decreasing customer reaction time to unauthorized transactions

BlingLink Features and Benefits:

  • Secure certified platform
  • PCI compliant
  • Front-end agnostic
  • Works with public IDs
  • Real-time transaction processing and settlement
  • Two-way communication channel between Prepaid Providers and end users
  • Enables secondary revenue stream through merchant offers
  • Two-way marketing offers & cross selling capabilities

Contacts:

Press: Chelsea Simons, [email protected], 650-529-4101×109
Bus. Dev. & Sales: Meyer Malka, [email protected], 650-529-4101

FinovateStartup 2008 – boulevardr

FinovateStartup 2008 – boulevardr

How they describe themselves: Founded in April 2006, BoulevardR.com provides unbiased, actionable and comprehensive advice to help people reach their financial goals. Designed to make financial planning engaging, BoulevardR.com walks users through a step-by-step process that makes independent advice accessible for the non-rich. The advice, which is prepared by a qualified Certified Financial Planner™ and documented in a Boulevard R Roadmap, outlines users’ next steps for a secure future, as well as strategies to grow their savings. BoulevardR.com then keeps their Roadmap up-to-date as their situation changes.

What they think makes them better: Unlike banks and brokerages that sometimes promote their products first and put their customer’s interests second, Boulevard R is an advice-only service without the conflicts of interests. The visual interface is backed up by serious technology and draws from the best practices used by leading independent financial planners and behavioral economists. Instead of just offering advice on investing, Boulevard R provides a comprehensive analysis, while also providing community features like Ask a Planner, Tips and Groups.

Contacts:

Business Dev. & Press: Matt Iverson, CEO, [email protected], 415-250-6727
Sales: Jon Iverson, Chairman, [email protected], 707-481-1845

FinovateStartup 2008 – cake

FinovateStartup 2008 – cake

How they describe themselves: Cake is the leading online social network for investing based upon real portfolios, actual performance and trades. Cake is the next evolution in the investment industry by improving the way 90MM Americans now involved in the stock market manage their $10T in assets by making it easy to communicate with one another. Anyone can use Cake to complement the traditional ways they track their investments since Cake does not require members to move their assets and it’s free to join. Cake Financial helps investors turn the “wisdom of crowds” into trusted, contextual and actionable guidance. All safely, securely and anonymously. All in one place. All for free. It’s Cake.

What they think makes them better: Cake is all about what investors are really doing using actual brokerage account data. Cake has built a patent-pending data aggregation platform that lets anyone link an unlimited number of brokerage accounts to Cake. With upwards of 10 years of historical investment performance. Cake lets members follow and communicate with as many other members as they want- all for free. Cake is not a brokerage firm- keep your accounts where they are. We do not collect assets nor make money from trades. Cake is made to work wherever you have your portfolio.

Contacts:

Bus. Dev.: Steven A. Carpenter, CEO, [email protected]
Press: Erica Friedman, [email protected]

FinovateStartup 2008 – ClairMail

FinovateStartup 2008 – ClairMail

How they describe themselves: ClairMail optimizes any mobile phone for 2-way customer interaction. As the only solution that supports a mobile phone’s existing software and standard capabilities – including messaging, mobile web and client applications – ClairMail empowers bank customers to easily access secure information, conduct transactions and get no-hold customer service. Additionally, ClairMail’s Actionable Alerts™ enable financial institutions to deliver complete service to customers as an alternative to expensive channels like call centers and IVR. ClairMail offers a turnkey, standards-based offering that seamlessly integrates with bank systems of record, delivers the fastest time to value and removes the friction from customer interactions.

What they think makes them better:
ClairMail offers the only solution to deliver 2-way mobile banking functionality across the “Triple Play” of all mobile user interface types – messaging, mobile web and client applications – on one platform with a single implementation. ClairMail’s 2-way services include actionable alerts, account management, fund transfers, multifactor authentication, mobile payments and no-hold customer service, which enable banks to decrease costs by reducing usage of more expensive customer interaction channels such as IVR and call centers. ClairMail also provides banks with revenue-generating opportunities with the introduction of services like Credit on Card and Mobile Lockbox.

Contacts:

Bus. Dev.: Bob Adamany, VP Mkt. Dev., [email protected], 913-897-6202
Press: Gavin Skillman, [email protected], 917-445-9499
Sales: Mark Uicker, VP Sales, [email protected], 415-884-7282

FinovateStartup 2008 – confident

FinovateStartup 2008 – confident

How they describe themselves: ConfIdent Technologies is a privately funded online security innovation company headquartered in Portland, Oregon. Principals Joel Norvell and Luke Sontag are majority shareholders and are active in the management of the company.

The management staff includes CTO Scott Blomquist, an 8-year Microsoft veteran who shipped four versions of the Windows operating system and served as lead developer for the Windows Live multimedia search team. The management team also includes Mitchell Savage over Business Development. Savage brings experience and knowledge from three prior startups and graduate studies in international business.

Technology: The company’s flagship technology, RecognitionAUTH™, is an innovative login system that eliminates passwords and is effective against prevalent forms of hacking. Without additional hardware, the system provides a method of giving the user a one-time access code at the last minute just in time for login.

Contacts:

Sales & Business Development: Travis R. Phipps, Business Process Manager, [email protected], 918-796-8558
Press: Mitchell Savage, EVP, [email protected], 918-796-8555

FinovateStartup 2008 – creditkarma

FinovateStartup 2008 – creditkarma

How they describe themselves: Credit Karma is the free and easy way for consumers to understand, monitor and monetize their credit profile. With Credit Karma, consumers can monitor their credit score for free as often as they like, use their score to earn valuable and exclusive offers from advertisers, access information about improving their score, and utilize tools to better evaluate financial transactions based on their credit score. At every turn, Credit Karma is looking out for the individual, helping them to become smarter, more informed and better able to make the most of their credit.

What they think makes them better:
At the heart of Credit Karma is a burning belief that a consumer’s credit belongs to them and is a critical piece of their financial health. That is why Credit Karma makes credit scores available for free as often as necessary. We give consumers the ability to own their credit while providing a host of information, services and tools that allow them to better understand it and how it can work on their behalf. Credit Karma is different because it built its business around the consumer. Credit Karma means better information, better decisions, and better rewards.

Contacts:

Business Dev. & Sales: Nichole Mustard, VP of Business Development, [email protected]
Press: Michael Azzano, Cosmo PR, [email protected], 415-596-1978

FinovateStartup 2008 – Diversinet

FinovateStartup 2008 – Diversinet

How they describe themselves: Diversinet is a leading provider of strong authentication security and access solutions for mobile consumer identity management and personal data access. Using Diversinet’s one-time-password authentication method and the MobiSecure™ technology, the company provides a suite of easy-to-use mobile authentication and secure personal data access products to help businesses reduce the cost of identity theft, add new service offerings and revenue streams, and comply with industry regulations. Leveraging strengths in provisioning and authentication security over-the-air, to almost any mobile device, the company protects personal communications and transactions and facilitates innovative new consumer services independent of device, network or application.

What they think makes them better:

  1. Provide users with a Secure and Mobile Access to vital personal data
  2. Easy to interface and flexible to deploy via a standard web services interface.
  3. Convenient Over-the-Air provisioning of mobile devices and Internet provisioning for desktop PCs.
  4. 2-factor strong authentication to protect user information
  5. Fully customizable via an easy to use enterprise administration interface
  6. Available for a broad range of user platforms using a consistent and unified order and validation structure
  7. Available as packaged software or completely configured appliance
  8. Part of the Diversinet patented/patent pending technology

Contacts:

Business Development: Lars Graf, VP Sales and Bus. Dev., [email protected]
Press: David Hackett, CFO, [email protected]
Sales: Jay Wigdale, Sales Manager USA, [email protected]

Finovate 2007 – ClairMail

Finovate 2007 – ClairMail

How they describe themselves: ClairMail optimizes any mobile phone for 2-way customer interaction using the device’s existing software and standard capabilities – including messaging, mobile Web and client applications.

ClairMail empowers financial institution customers to easily access secure information, conduct transactions and get no-hold customer service. Additionally, ClairMail’s Actionable Alerts enable financial institutions to deliver complete service to customers as an alternative to expensive channels like call centers and IVR.

The privately held company is based in Novato, CA.

Presenter: Joe Salesky, President & CEO

URL: www.clairmail.com

Finovate 2007 – Andera

Finovate 2007 – Andera

How they describe themselves: Andera’s vision is focused on developing industry-leading solutions for new account opening, funding, and cross-selling for the bank and credit union markets. Andera has established strategic relationships with industry leaders such as Fiserv, Experian, eFunds, Equifax, and others, working closely with its partners to ensure broad compatibility, integration, and innovation for clients nationwide.

Andera is privately held and headquartered in Providence, RI.

Presenter: Charlie Kroll, CEO

URL: www.andera.com

Finovate 2007 – CheckFree

Finovate 2007 – CheckFree

How they describe themselves: CheckFree (NASDAQ: CKFR) is a provider of financial electronic commerce services and products. From powering electronic billing and payment, to automating financial transactions, to streamlining regulatory reporting tasks, CheckFree’s broad range of solutions continue to set new standards for quality.

CheckFree was founded in 1981 by Peter J. Kight. Corporate headquarters are in Norcross, a suburb of Atlanta, Georgia. Shareholders approved an acquisition offer from Fiserv in October and the transaction is expected to close in fourth quarter 2007.

Presenter: Milind Pandit, Director of Product Mgmt

URL: www.checkfree.com

Finovate 2007 – billeo

Finovate 2007 – billeo

How they describe themselves: Billeo Inc. is a venture-backed firm located in Santa Clara, California. It provides consumers a free service that makes all online transactions convenient, simple and secure. Powered by the largest biller directory in the industry, Billeo offers consumers the greatest flexibility in managing their online bills, as well as their passwords or any other information involved in online transactions.

Billeo Inc. won an OBR Best of the Web award in 2005.

Presenter: Murali Subbarao, Founder & CEO

URL: www.billeo.com