How they describe themselves: Abacus is an AI infrastructure company powering secure, on-premises large language models for regulated industries. Our platform integrates with thousands of enterprise data sources, delivering real-time, trusted answers that accelerate decisions, enhance compliance, and improve customer experiences. By enabling financial institutions to scale AI safely and efficiently, Abacus drives measurable results, saving over 18,000 hours annually and fueling up to 25% growth in loan assets, without disrupting existing systems.
How they describe their product/innovation: Abacus is unveiling its next-generation AI infrastructure platform. This innovation enables financial institutions to access real-time, trusted answers and automate critical workflows without replacing core systems. Built for compliance and scalability, it transforms how teams work, reducing research time from hours to seconds, improving decision accuracy, and driving measurable ROI with proven results like 18,000 hours saved annually and up to 25% loan asset growth.
Product distribution strategy: Direct to Business (B2B)
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev. & Press: David Moscatelli (CEO), [email protected], 847-494-2798
How they describe themselves: CardWare has eliminated fraud and friction with SmartTokenization, and with “programmable money” via OpenToken™ to lead the Agentic AI Payments wave. CardWare’s Card+ Pay and Card+ Cash gives unprecedented NFC-tap, for cross-devices/cross-platforms P2P and C2B payments – bridging experiences: wallet & phone, in-store & online, with smish/phish-proof QR-code, Price-tags, and single-click eCommerce. With OpenToken, CardWare is decimating transaction costs, deploying open distributed-decentralized network; enabling CoTS hardware, free of EMV/PCI baggage.
How they describe their product/innovation: We’ll be demonstrating:
- Card+ Pay, Card+ Cash fraud-proof zero transaction-fee P2P/C2B cross-device, cross-platform payments.
- SmartTokenization, for “programmable money”, free of EMV/PCI baggage, and accelerating Agentic AI Payments.
- OpenToken for online/instore/offline, proliferating an open distributed-decentralized network accelerate lowest-cost Point-of-Sale Vending, Self-Checkout.
Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: David Wyatt (CTO), [email protected], 512-688-0954
Press: Public Relations (PR Manager), [email protected], 737-309-0474
How they describe themselves: Founded in 2017, our white-label solutions are shaped by the needs of the financial institutions we serve. We listen, innovate, and evolve – together.
How they describe their product/innovation: Boucoup supercharges youth accounts to drive revenue, increase deposits, and fuel long-term growth-all while keeping the financial institution in full control. Fully integrated with your core system, our white-label platform ensures your brand stays front and center, your data remains secure, and your deposits grow under your control. By deepening family engagement and increasing card usage, Boucoup turns youth accounts into a powerful revenue engine, future-proofing your financial institution for lasting success.
Product distribution strategy: Direct to Business (B2B), Through financial institutions
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: Alexey Krasnoriadtsev (CEO), [email protected], 510-771-7141
Press: Ryan Lysaght (Director of Product), [email protected], 925-487-5577
How they describe themselves: Casap is an AI-powered disputes automation and fraud prevention platform. With built-in regulatory expertise and network integrations, Casap’s intelligent automation identifies legitimate claims early and delivers fast, frictionless dispute and chargeback resolution at a fraction of today’s cost. Growing financial institutions use Casap to scale with a triple shield-back office efficiencies, fraud protection, and consumer delight. Casap is backed by top-tier VCs and notable fintech founders.
How they describe their product/innovation: Casap’s dispute automation and first-party fraud prevention platform is the first solution to automatically resolve disputes end-to-end, empowering financial institutions and fintechs to intelligently tackle first-party fraud while transforming disputes into an opportunity to build lasting loyalty. The platform offers built-in regulatory expertise and AI automation to increase recovery rates, identify and prevent fraud patterns, and transform traditionally negative experiences into opportunities for building customer loyalty.
Product distribution strategy: Direct to Business (B2B)
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: Tim Bulens (Director of Growth), [email protected], 781-812-4668
Press: Derek Howard (Account Supervisor), [email protected], 678-781-7215
How they describe themselves: Anonybit delivers privacy-preserving biometric authentication that protects the entire user journey—from onboarding to account recovery. Our patented platform combines multimodal biometrics, built-in deepfake detection, and 99.999% accuracy to stop fraud without adding friction. Trusted by banks, fintechs, and enterprises, Anonybit integrates easily into online banking platforms and enterprise tech stacks, empowering organizations to prevent account takeover fraud, strengthen compliance, and deliver seamless user experiences across all touchpoints.
How they describe their product/innovation: In this demo, Anonybit will show how its core privacy-preserving biometric technology powers real-world use cases. Attendees will see how Anonybit integrates with Q2 for secure online banking, enables agentic commerce with trusted identity, and supports seamless self-service account recovery. With multimodal biometrics, deepfake defense, and 99.999% accuracy, Anonybit demonstrates how to close identity gaps across different environments and workflows, delivering stronger protection and better user experiences.
Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: John Wilson (CRO), [email protected]
Press: Frances Zelazny (CEO), [email protected], 917-862-1373
How they describe themselves: Appli builds AI-powered smart financial calculators that turn passive visitors into active financial shoppers. Designed for use on websites, mobile banking apps, and across marketing campaigns, Appli’s tools engage users with real-time, personalized experiences that improve confidence and drive conversions. By combining real-time data analysis with generative AI, Appli helps financial institutions guide users through key loan and savings decisions to drive revenue growth across all products.
How they describe their product/innovation: At Finovate, we’ll showcase our Smart Financial Calculators-featuring Auto Loan, Guided Home Equity, and our newest loan lead generation platform, purpose-built for financial institutions partnering with Appli. Designed to capture high-intent shoppers, these tools help convert interest into action, empowering customers with the confidence to take their next step. By delivering data-driven insights and seamless user experiences, we support financial institutions in growing deposits, increasing loan volume, and achieving long-term revenue growth.
Product distribution strategy: Direct to Consumer (B2C), Through financial institutions, Through other fintech companies and platforms
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: Tim Pranger (Founder & CEO), [email protected], 801-636-3814
Press: Steve Jensen (PR), [email protected]
How they describe themselves: Charm Security is an AI-powered Scam Defense platform proactively protecting financial institutions and their customers from scams, social engineering, and human-centric fraud. Leveraging advanced AI agents, behavioral psychology, and real-time intelligence, Charm significantly reduces fraud losses and operational costs, enhances customer trust and experience, and safeguards organizational reputation.
How they describe their product/innovation: Charm’s AI Scam Defense Platform includes:
- Protection AI Agents: Proactive verification tools, personalized insights, and targeted guidance, empowering users and frontline employees to proactively avoid scams.
- Prevention AI Agents: Real-time, contextual interventions that actively engage with users during transactions to break the scam spell, shifting from passive detection to proactive prevention.
- Remediation AI Agents: Deliver immediate, personalized post-scam support, streamlining incident reporting, evidence collection, and recovery processes.
Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: Yoav Koren (VP Business Strategy), [email protected]
How they describe themselves: Armor helps organizations in highly regulated industries lower the risk of breaches, accelerate time to compliance, and build confidence with their customers, communities, and investors. Trusted by 1,700+ companies worldwide, Armor delivers cloud-native managed detection and response (MDR), compliance consulting, and 24×7 defense. Our expertise spans HIPAA/HITRUST, PCI-DSS, ISO 27001, SOC2, DORA, and GDPR. Recognized in Frost & Sullivan’s 2025 MDR Radar, Armor combines innovation with proven results to enable secure business growth.
How they describe their product/innovation: The Armor Intelligence Platform: You can’t predict every cyber threat – but you can stay ahead of it. Hackers relentlessly target FSIs and FinTech. But Armor’s fortified cloud, combined with elite threat hunters and agentic AI, can stop intrusions before they become incidents. When advanced threats crack your defenses, the Armor Intelligence Platform slashes response from minutes to seconds – protecting your customer data, revenue, and your reputation. Watch how Armor keeps you secure in a fast-moving financial world.
Product distribution strategy: Direct to Business (B2B), Through other fintech companies and platforms, Licensed
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: David Fatovic (Director, Strategic Alliances), [email protected]
Press: Elaine Rainbolt (Director, Product Marketing), [email protected]
How they describe themselves: 2X Finovate Best of Show Award Winning Chimney helps banks and credit unions generate real estate loans at a lower cost using a combination of real time property data and technology.
Chimney works with over 160 financial institutions across the country to help them deepen relationships by using property data to engage homeowners and efficiently grow loans.
How they describe their product/innovation: Chimney’s Property Intelligence Platform gives banks and credit unions actionable homeowner insights to drive loan growth. By combining property data with predictive analytics, it identifies high-propensity opportunities for home equity, refinance, and new mortgages. Financial institutions can target the right members at the right time with personalized offers-directly inside digital banking. The platform connects marketing, lending, and digital teams to boost engagement, increase share of wallet, and compete with non-bank lenders.
Product distribution strategy: Direct to Business (B2B), Through financial institutions
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev. & Press: Chase Neinken (Co-Founder & CRO), [email protected], 646-718-6270
How they describe themselves: Aurem is the intelligent operating system for retirement and wealth providers.
We deliver a full service technology platform that brings together providers products, data and processes into a single AI-native platform.
How they describe their product/innovation: Our new workflow product builder enables providers to deliver new products and services in one day via natural language.
Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms
Credit Union/Community Bank Fit: Credit unions
Contacts:
Bus. Dev.: Michael Watkins (CEO), [email protected], +971562004551
Press: Sophia Allgaier (Global Head of Growth), [email protected], +44 7786 077992
How they describe themselves: ConfiaIQ is an intelligent compliance and risk software company, making it simpler for FI’s to create and maintain robust compliance programs using responsible AI. Built by a team of seasoned AI regtech experts, FI’s can use ConfiaIQ to more easily implement, assess, and maintain compliance programs, while onboarding clients with greater efficiency.
How they describe their product/innovation: ConfiaIQ drives revenue and reduces compliance costs for FIs. ConfiaIQ automates the development and assessment of banks’ compliance programs, as well as client risk and suitability assessments, ensuring regulatory compliance best practices. This is completed through intelligent review of the bank’s policies and procedures as well as appropriate regulatory guidelines. ConfiaIQ’s use of AI to complete client risk and suitability assessments, allows relationship teams to manage larger pipelines and accelerates compliance reviews.
Product distribution strategy: Direct to Business (B2B), Licensed
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev. & Press: Mark Lozzi (CEO), [email protected], 949-295-7573
How they describe themselves: Conductiv helps lenders grow loan portfolios by uncovering more profitable loans hidden within existing applications. Its permissioned data orchestration engine improves the borrower experience, integrates seamlessly with your LOS, PoS, email, and SMS, and expands the approval sweet spot while reducing risk and operational friction using AI. With Conductiv, Lenders Do Less, and Lend More.
How they describe their product/innovation: Conductiv’s Permissioned Data Orchestration Engine aggregates data, integrates with LOS, PoS, SMS, and email to support consumer and commercial lending. The Engine uses AI to identify fraud and charge offs before they happen, and identify new good loans hidden within existing loan applications.
Product distribution strategy: Direct to Business (B2B), Through other fintech companies and platforms
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: Angi Milano (Head of Revenue), [email protected]
Press: Jill Robb (Head of PR/Marketing), [email protected]
