How they describe themselves: Ak Bars Digital Technologies is a young software developing company with focus on digital banking, fintech, and R&D.
How they describe their product/innovation: Face2Pay – payments via face recognition. We provide a payments video validation SDK for financial institutions and fintechs to upgrade their level of customer experience. Our product helps develop an unhindered payment environment.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Bus. Dev. & Press: Damir Galiev, Innovations and R&D, [email protected]
How they describe themselves: Alpharank maps customer graphs using debit/credit transactional and banking data. A customer graph gives a financial institution a unique edge in marketing, credit and fraud analytics.
How they describe their product/innovation: Alpharank increases the efficiency of financial institutions’ digital marketing efforts. Banks and credit unions acquire new deposits at lower cost using Alpharank’s Marketing Cloud – powered by the graph.
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms
Contacts
Bus. Dev. & Press: Brian Ley, CEO, [email protected], linkedin.com/in/briandavidley
How they describe themselves: Founded with an objective of simplifying what has become an overly complex process of knowledge-based authentication, but at the same time providing a unique highly secure process for creating and managing user password credentials, as well as any sensitive transmittable data, i.e. social security numbers, driver licenses, transactional data (credit card, wire transfers, etc.). The solution we have created has mass applicability in multiple markets, i.e. Financial Services, DoD/Cyber Command, Healthcare, Single Sign-On, Password Vaults, among others.
How they describe their product/innovation: N-Kod, a patented dynamic passcode virtual interface, that works with as few as 4 characters and is more secure than the 8 to 16-character passwords users are currently trying to remember. The interface is randomly shuffled with each login attempt and leverages our market disruptive DARC (Distributed Asymmetric Recondite Circuit) cipher that protects all data from the moment of entry, through transmission and while at rest. Even if the data is breached, it will be useless to the hacker.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Bus. Dev.: Brian Finnan, CEO, [email protected], [email protected]
Press: Frank Brice, COO & CFO, [email protected]
How they describe themselves: AI Foundry transforms banking and lending operations by integrating information, people and processes to enable increased insight and improved decision-making. Our Actionable Intelligence Management solutions help organizations streamline and automate manual processes, seize new business opportunities and manage compliance, all while driving bottom-line performance.
Improve Time-to-Funded Loans: Increase productivity and meet KPIs/SLAs with reduced manual processes and improved accuracy.
Strengthen Customer Loyalty & Retention: Receive and provide feedback throughout the entire application process.
Increase Enterprise Profitability: Streamline and automate processes so that loans can be processed faster.
How they describe their product/innovation: AI Foundry has built the first API into the mortgage industry’s number one LOS, Encompass from Ellie Mae, to eliminate the traditional, error-prone way of working. This API automatically extracts data from the submitted loan documents and updates existing loan packages based on extracted data. It provides end-to-end automation and many benefits to the lending operations including efficiency, lower origination costs, improved quality control, better borrower experience and ultimately higher production performance. It has the ability to assess more than 600 different file types across images, text files, and business documents that are used every day.
Product distribution strategy: Direct to Business (B2B), through financial institutions
Contacts
Bus. Dev.: Clark Brett, VP Bus. Dev., [email protected]
Press: Jill Jones, VP Marketing, [email protected]
How they describe themselves: aixigo offers the fastest wealth management platform. We believe that digitalization will reshape the banking industry dramatically. We enable innovation leaders in digitalizing all aspects of the personal investment business. Millisecond responses combined with big data scalability are the foundations of our API first approach. Our multi-tenant cloud ready architecture is designed for flexibility and adaptability. Precisely tuned algorithms and in-memory computing reframe the possibilities of new investment solutions. The incorporated wealth management know how enables banking IT teams and best-of-breed partners to focus on delivering great customer experience and process excellence for customers, advisors and portfolio managers.
How they describe their product/innovation: Incumbents get into digital wealth management because of competition and increased efficiency. Our solution fulfills all the needs so you can fully concentrate on delivering great customer experience and successful asset management. Build your digital wealth management offer on our specialized and trustworthy technology.
aixigo’s Digital Portfolio Management Backoffice will manage hundreds of thousands portfolios your way, with just a handful of people, profiting from unrivaled efficiency and flexibility.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Bus. Dev.: Mario Alves, Head of Sales & Partner Management, [email protected]
Press: Tabea Preiss, Marketing & Sales, [email protected]
How they describe themselves: Averon is the developer of the world’s first fully automatic and ultra-secure identity authentication standard, which provides magically quick, conversion-increasing form-fill and login solutions. Protected by 25 patents, Averon authenticates users by leveraging real-time mobile network signaling and encryption hardware already in every smartphone. Averon requires no installations, zero effort by users and no personally identifiable information, making it the most private security solution for online banking and financial services, ecommerce, bot transactions, blockchain, ticketing and much more.
How they describe their product/innovation: Your customers despise passwords because they’re a hassle and frequently forgotten. You don’t like passwords because they’re not secure, which is why you use two-factor authentication even though it adds friction. Now, with Averon’s MagicLogin, you can enable users to authenticate themselves without burdensome passwords or even a username. By pulling user data direct from mobile networks, Averon provides the safest, most convenient access that’s totally frictionless. Using encrypted hardware that’s already in every pocket, smartphone users can instantly be moved through banking applications and services with the trust that’s crucial for delivering the best possible user experience.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Bus. Dev.: Brendan O’Donohoe, EVP Global Sales, [email protected]
Press: Karolina Kocalevski, VP Marketing, [email protected]
How they describe themselves: Access Softek is the only company to offer an omnichannel solution for the four pillars of digital banking: online banking, mobile banking, omnichannel lending, and omnichannel account opening. The company’s history of innovative digital banking firsts includes the first app-based mobile banking and the first triple play of native apps, mobile browser, and SMS banking, and continues with its industry-leading use of A.I. and machine learning. Since 1986, Access Softek has continued to unveil cutting-edge industry firsts to over 400 credit unions from our Berkeley, California headquarters. Access Softek is mobile-first and A.I. everywhere.
How they describe their product/innovation: Access Softek is proud to introduce the first white-label robo-advisor for financial institutions that provides an integrated user experience with online and mobile banking. We’re removing the barriers of multiple apps and separate passwords: now all accounts, transactions and transfers are as seamless between investments and banking as between checking and savings.
We’re also introducing the first real-time deep neural network-based fraud control solution designed for integration with online and mobile banking and robo-advisors. Real-time out-of-pattern fraud control prevents fraud in session and enhances the user experience by only challenging suspicious behavior.
Product distribution strategy: Through financial institutions
Contacts
Bus. Dev.: Mark Barish, SVP Bus. Dev., [email protected], 510-725-7635
Press: Larry Blaney, SVP Revenue, [email protected], 630-488-1869
How they describe themselves: Charlie-India Invoice HUB is a white label e-invoicing backend platform for banks, which means the bank will be able to provide invoice related services for SMBs as value added services. If the bank provides invoice receipt services then all invoices will be paid at the bank, resulting in higher payment transaction retention and higher payment margins. At the same time the bank has access to invoicing data assets to enable better segmentation and risk models. Our strategy is to support banks to build their own invoice related services using a technology that enables peer-to-peer invoice sending and receipt, even among different service providers, thereby contributing to e-invoicing interoperability.
How they describe their product/innovation: Charlie-Invoice HUB for banks is an 80% ready-made white label software product, which is to be integrated into the internet bank as a backend for invoice related services. It has a complete functionality to customer and supplier invoice management, integration with the bank’s payment system, and all related back office functions (registration, subscription management and authentication).
The bank can customize the ready made functionality based on its individual needs: processes can be built up in the system that are compatible with existing processes in the bank.
Our platform provides a solution for global e-invoicing interoperability.
Product distribution strategy: Direct to Business (B2B), through financial institutions
Contacts
Bus. Dev. & Press: Katalin Kauzli, Bus. Dev. Director & Co-Founder, [email protected], 360-539-6527
How they describe themselves: Cloud Lending Solutions is the technology of choice for financial institutions leading the next wave in leasing. Through our integrated front-to-end lending platform, financial institutions can simplify the borrower experience, accelerate loan processing, increase volumes and reduce operational inefficiencies through automation & configuration. We provide solutions for commercial, small business, construction, consumer loans, and equipment leasing.
How they describe their product/innovation: The Cloud Lending Solutions Portal enables financial institutions to create online, mobile tools, and applications that support loan origination and servicing. The CL Portal provides a modern, intuitive, and personalized borrower experience throughout the credit lifecycle enabling financial institutions to create amazing front-end borrower solutions with no code, thus freeing financial institutions from cookie-cutter webforms and boring white-label solutions. The CL Portal enables financial institutions to design their application flow, customize borrower interactions, implement a fantastic UX, and differentiate themselves from their competition by providing a truly unique borrower experience.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Press: William Wagner, VP Marketing & Inside Sales, [email protected], 650-279-0325
How they describe themselves: CashDirector is the leading provider of bank branded accounting platforms with cash flow management tools for banks serving MICRO & SMB clients.
How they describe their product/innovation: Virtual CFO based on real-time accounting platform distributed via banks and automating loan origination and prescoring for SMEs.
Product distribution strategy: Through financial institutions
Contacts
Bus. Dev.: Patrycja Strzelecka, CCO, [email protected], +48606296840
Lukasz Bystrzynski, CBD, [email protected]
Marlena Wieteska, CMO, [email protected], +48510196249
Press: Patrycja Strzelecka, CCO, [email protected], +48606296840
How they describe themselves: We are a UK-based company rapidly expanding our business into the European, Asian, Russian and CIS markets.
By gathering and analysing consumers’ financial data and enhancing our bankround cloud-based service with AI and blockchain, we’ve learned how to translate the power of state-of-the-art technologies and our team’s passion about what we do into incredibly brainy and profit-boosting solutions for banks and exceptional UX for their customers.
30 banks worldwide including major ones with 10M+ customers are reaping benefits with increased loyalty, transactional activity and new revenue streams delivered by our white label service.
We are members of Level39, Innovate Finance and Cyberport; in 2017 entered Top-10 FinTech list by Deloitte.
How they describe their product/innovation: Our service is based on collecting and elaborating financial flows of bank customers in order to provide banks with a thorough understanding of their needs, boosting loyalty and increasing engagement rate alongside transactional activity. Continuous purchase history of bank’s customers helps us foresee their needs and make relevant offers via Smart Advice. At the heart of the offering is the AI empowered cashback programme. Buying behavior segmentation of bank customers attracts suppliers of goods to make tailored offers to their consumers and explore new audiences in banking digital channels. Thus, banks gain new sources of income – tangible rewards paid by brands. Meanwhile all personal data of end-users remains fully anonymous.
Product distribution strategy: Direct to Business (B2B), through financial institutions
Contacts
Bus. Dev.: Billy Leung, Director, +44 800 310 10 17 #5501, +852 622 744 56, [email protected]
Press: Justin Lai, Sales & Marketing Director, +44 800 310 10 17 #5502, +852 688 455 44, [email protected]
How they describe themselves: Cryptocurrencies are a powerful asset for trading and investment – that is something everyone can agree on. Yet, they don’t have much use beyond that today.
Crypterium wants to change that by developing a mobile app that allows instant payments in cryptocurrency using existing payments infrastructure such as NFC terminals, QR codes, etc.
We turn cryptocurrency into money that you can spend with the same ease as cash. Shop around the world, pay your bills, make in-app purchases with your crypto, send money internationally without borders or limits, and much more.
With Crypterium, pay with crypto anywhere in the world.
How they describe their product/innovation: The world’s most innovative crypto payment solution has arrived.
To start spending your crypto holdings in everyday life, just get a virtual card in the Crypterium App, link it to Apple Pay, Samsung Pay or Android Pay, bind it to your crypto account and pay with it whenever and wherever you want.
Product distribution strategy: Direct to Consumer (B2C)
Contacts
Bus. Dev.: Richard Mallet, Strategy & Commercial Director, [email protected]
Press: Siranush Sharoyan, Head of Marketing & Communication, [email protected]
