How they describe themselves: The users are like the engine of any social network. Unlike on any other popular social media site, where 100% of the platform’s value goes to the shareholders, APPICS enables all users to earn a fair share, as well as influence in the network, through a cryptocurrency reward-token (XAP).
The APPICS-team is unlike most cryptocurrency projects, being well-established in both worlds, mainstream, as well as crypto and have been trading, programming and mining cryptocurrencies since 2011.They bring their expertise, strategies, tools and global partners to the crypto-space. The APPICS-team knows what it takes to bridge the gap for the average person, to enter the crypto-world without prior knowledge and benefit effortlessly.
How they describe their product/innovation: APPICS is a next generation, reward-based social media application that runs on top of a blockchain and enables people from around the globe to connect, allowing all participants to benefit. The concept addresses some of the core problems social networks are facing due to the reliance on advertising, as well as the issue of mass-adaptation.
The concept of turning “likes“ into currency has proven its feasibility and capability, as seen on Steemit.com with their upvoting system. With full support of and in cooperation with Steemit Inc., APPICS is one of the first meta-token to launch on the Steem blockchain and a revolutionary social mobile APP that aims to elimate all barriers for the average social media user to enter the crypto world.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
Contacts
Bus. Dev.: Uma Hagenguth, COO, [email protected]
Press & Sales: Josephine Tögemann, Administrative Manager, [email protected]
How they describe themselves: 3rd-eyes is a Zurich based financial technology company founded in 2015 that offers digital solutions to banks, investment advisors, insurance and software companies in Europe in a fully customisable and highly flexible way. The 3rd-eyes goal-based wealth planning system provides investment advice based on client’s financial goals and personal values and beliefs. Our solution is built on a set of modules available for individual or collective (white-labelling) licensing and it is delivered either as a cloud service or installed on-premise. Our solutions are fully compliant with upcoming regulatory frameworks such as MiFID II.
How they describe their product/innovation: Our unique wealth planning & portfolio optimisation methodology allows banks/intermediaries to provide superior financial advice based on the real drivers of investment performance and on client-specific values and beliefs. The basis for our user-friendly digital goal-based wealth planning system includes the assessment of the Client’s current financial situation, the incorporation of financial goals to then calculate an individualised asset allocation that will allow the client to reach the defined financial goals under most economic scenarios and the selection of investment products that best suits the client’s requirements based on his personal values and beliefs.
Product distribution strategy: Direct to Business (B2B), licensed
Contacts
Bus. Dev. & Sales: Marc Mettler, Head of Bus. Dev., [email protected], +41 79 538 29 85
Press: Stephanie Feigt, CEO, [email protected], +41 44 520 30 72
How they describe themselves: additiv offers digital financial solutions to banks, wealth and asset managers and insurers in Europe and Asia-Pacific.
The central platform is the additiv Digital Finance Suite (DFS), available as SaaS and on premise. Based on additiv DFS various software products are available for wealth management, investment management, lending, and digital banking.
How they describe their product/innovation: additiv has listened to the market and taken the learnings from its 15+ existing Robo advisor installations. This is why the company is launching at FinovateAsia 2017 a line of sophisticated, quick-to-deploy, and user-friendly digital wealth management products as Software-as-a-Service (SaaS). Those products are highly flexible and their look & feel can be easily tailored to particular customer segments.
The very first SaaS product is the ‘additiv Compact Robo’ that can be configured and adapted fast and cost efficiently and is available in a subscription model.
The additiv SaaS platform runs on the global Orange Business Service infrastructure, which is an integral part of the offering.
Product distribution strategy: Direct to Business (B2B), subscription
Contacts
Bus. Dev.: Thomas Achhorner, Global Head of Solutions, [email protected]
Press: Charly Suter, Head of Marketing, [email protected]
Sales: Loïc Pitrou, General Manager APAC, [email protected]
How they describe themselves: Ak Bars Digital Technologies is a young software developing company with focus on Digital Banking, Fintech, and R&D.
How they describe their product/innovation: Aimee is a solution based on the deep learning algorithms that helps a contact center operator to find the right answer, and responds by herself if she has no doubts.
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed
Contacts
Bus. Dev., Press & Sales: Damir Galiev, Bus. Dev., [email protected]
How they describe themselves: Bambu, a leading B2B robo advisor software firm, offers financial and consumer businesses the ability to integrate and benefit from the ongoing digital transformation in wealth management. We market our services Asia-wide, capitalising on our traction to tap the growing robo advisory market. The company was founded by financial and technology industry players, Ned Phillips and Aki Ranin, in February 2016.
How they describe their product/innovation: People Like Me is a machine learning model that recommends users their ideal goals, the desired amount with a suitable timeframe, based on their profile such as age, gender, income, nationality etc.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Violy Purnamasari, Business Manager, [email protected]
Press: Laura Pereira, Marketing Manager, [email protected]
Sales: Ned Phillips, CEO & Founder, [email protected]
How they describe themselves: Bank4YOU Group is a fintech business that develops products to enable the safe execution of cross-border mobile money remittances. We offer easy-to-use money transactions, customer friendly card programs, innovative and fast ways to refund VAT tax for international shoppers, as well as mobile brokerage services and cryptocurrencies operations.
Currently, Bank4YOU Group has established multiple white-label franchises and partnerships across 20 countries with local banks and financial institutions, merchants, hotels, airlines, airports, travel agencies, and luxury retail outlets. Bank4YOU Group is now looking to expand into the Asian market to deliver state-of-the-art mobile banking services to the emerging Asian customer segment.
How they describe their product/innovation:
- A mobile banking app that enables easy and efficient money transactions within developing markets (e.g. Asia to Africa)
- Cryptocurrency transactions and conversions can also be completed within the mobile app
- An easy-to-use cryptocurrency trading application is integrated within the mobile app
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Bus. Dev.: Sin Chee Saw, VP Bus. Dev. Asia
Paul Scott, VP Bus. Dev. Africa
Tariyel Tahirov, VP Bus. Dev. Middle East & СIS
Press & Sales: David Agar, CEO, [email protected], +44 7931 598474
How they describe themselves: BeeOnPay is a Multi-Services Global Payment Gateway solution. We are a Malaysian-based company and going to the Worldwide Market. We are a digital transaction provider and we assist businesses globally by providing fast, easy, secure, and reliable B2B, P2P transaction.
We will be a global and reliable exchange between multiple currencies and cryptocurrency utilising the centralised and decentralised blockchain platform.
How they describe their product/innovation: Mobile Apps for Payment Gateway and Website
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
How they describe themselves: Call Levels is democratizing finance by putting powerful financial tools in the hands of individuals and institutions. We are building more efficient bridges between all participants in the global financial system.
Call Levels’ unique technology solutions reduce the cost of services like brokerage, banking, customer service, and treasury, making them accessible for individuals and companies.
We pioneered the Call Levels app in 2015, which allows its 250,000 global users to monitor and set alerts for tens of thousands of asset prices, taking the pain of intensive price-watching away from investors, brokers, and relationship managers.
How they describe their product/innovation: In July 2017, we launched CLAIRE, a secure, intelligent, chatbot SAAS solution for financial institutions to optimize their customer experience. We’ve helped one of Singapore’s largest banks and one of its leading brokerages in their journey to increase customer service efficiency by 30%.
CLAIRE builds on Call Levels’ asset price monitoring and alert system to automate several other banking and brokerage processes. A customer service dashboard allows easy tracking and management of customer interactions and a chatbot AI helps guide users seamlessly through a bank’s online portal.
CLAIRE is a secure, intelligent, chatbot IAAS/SAAS solution for financial institutions to optimize their customer experience.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev., Press & Sales: [email protected]
How they describe themselves: CASHOFF Ltd. provides innovative solutions for banks collecting and analyzing their consumers’ financial flows. Global experience and a highly scientific approach allows the company to create real value for their audience. Among clients of the company there are 30 banks worldwide, including major ones with more than 100 million consumers. Partners of the company are leading e-banks development companies.
How they describe their product/innovation: The CASHOFF service is a white label analytical engine inside e-banking system. The service is cloud-based but all the data is completely anonymous.
After collecting all the financial data of final consumers from different sources (banks, merchants, e-wallets, telecom companies, loyalty programmes), elaborating and analyzing this information using the AI, machine learning, and mathematical models, the service accurately forecasts consumer buying behaviour. These selected patterns are implemented in customized loyalty programmes, scoring systems, and PFM services in Internet and mobile bank applications.
For banks it’s a source of deep customer understanding, consequently CASHOFF reveals different options to operate with it and generate profit.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts
Sales: Yulia Clarke, Marketing Director, [email protected]
How they describe themselves: Two opposite forces are at play. On one side, consumers don’t want to share personal information anymore. On the other side, regulation is forcing companies to know more about their customers and refresh it regularly. The only way to reconcile these two forces is to shift personal data ownership from businesses to individuals, to the benefits of both, which Chekk enables.
Founded and led by a team with extensive experience across financial industry and technology, Chekk has been featured by the World Economic Forum in their Digital Identity report, selected by Facebook for their first-ever accelerator, by Citi Group in the Tech4Integrity (received awards from IBM and Microsoft), and by Standard Chartered and Allianz in the SuperCharger.
How they describe their product/innovation: Chekk is a B2B2C Digital Identity ecosystem. Individuals are empowered (through a mobile App) to own their personal data and control what they share, and businesses get a secure platform (Web Portal, API) for seamless data request and on-going customer interactions (starting with customer due diligence at on-boarding and refresh, and then electronic verification of ID and secure messaging for chats, offers, alerts, statements).
Product distribution strategy: Through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev., Press & Sales: Pascal Nizri, CEO & Founder, [email protected]
How they describe themselves: CreditMantri makes Credit Possible. CreditMantri was created to help consumers take charge of their credit health and help them make better borrowing decisions.
The company leverages data and technology to transform the way credit is delivered in India.
Using a combination of traditional data and alternative data, CreditMantri enables consumers to create their credit profile. Alternative data is particularly important in India where a majority of consumers have limited choice and access to formal credit.
The CreditMantri platform was created to bridge the gap between consumers and lenders and thereby make credit possible.
How they describe their product/innovation: CreditMantri enables consumers to create their credit profile to understand their credit potential. Alternate data is particularly important for users who have limited choice and access to credit.
The CreditMantri profile helps users understand their credit potential and this understanding helps them make informed and considered credit decisions.
On the platform, users can discover loans, credit cards best matched to the profile from lenders across the risk continuum, resolve and dispute issues on existing loans and borrowings, and reduce current borrowing costs.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
How they describe themselves: AApay is a unique payment application to help consumers automatically spilt bills, allowing a group of customers to use different payment channels to pay their own share of the total bill. AApay can also help businesses entities access different payment methods, so that they could use one AApay account to manage all of their electronic transactions instead of various mobile payments.
AApay aims to provide an intelligent and secure AA solution for people living or travelling in Hong Kong. Due to its great convenience and high practicability, AApay could be applied to various industries, especially to those who keep the annoying traditional payment. AApay could solve the payment painpoint of Hong Kong residents and make their lives easier and more comfortable. AApay aims to bring Hong Kong to a brand-new modern payment era.
How they describe their product/innovation:
Business Development Plan:
- Cooperate with catering industry, various retail shops, taxi industry, individuals, or institutions who have need to collect money from a group of people, to in-depth spread AApay’s product line
- Spread the cooperation business points to local residence, travellers, and people working in Hong Kong who come from mainland China or foreign countries
- Cooperate with the artificial intelligence laboratory of Hong Kong University of Science and Technology, expanding the software’s intelligent algorithm function to automatically recommend specific services for each user
Contacts
[email protected], [email protected]
