How they describe themselves: DSwiss is based in Zurich. Renowned for its secure digital services, the company’s flagship product is a digital safe for long-term safe-keeping of personal files and passwords. Several retail and private banks offer a white-labelled version of our safe to their clients directly from their e-banking solution. We customise the safes according to the specifications of the individual bank including cutting-edge features such as digital delivery of bank documents, privacy protected full text search and one-to-one collaboration between clients and asset managers. In the B2C field alone, the company has more than 1 million registered users.

How they describe their product/innovation: Together with Deutsche Bank, we will demo innovative one-to-one collaboration features that enable a simple and highly secure exchange of documents and information between bank advisors and their clients. Security and privacy protection are integrated directly in the workflow between advisors and clients. For example a client can easily upload and share documents required for obtaining a mortgage or loan. Advisors can also make forms available to clients, allowing them to move forward with asset management related tasks such as initiating transactions or other workflows requiring structured data.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev. & Press: Katherina Keller, Marketing Manager, [email protected]
Sales: Denise Hochstrasser, Head of Sales, [email protected]

How they describe themselves: Leveraging the ubiquity of smartphones and tablets, DFT Empower works with financial institutions, interators, micro-finance organizations and others who require biometric authentication in the developing world.

Our parent company, Diamond Fortress Technologies, one of the leading mobile fingerprint biometric companies, made a strategic decision to focus on promoting financial inclusion in the developing world through DFT Empower.

Getting more “unbanked” people involved in the global financial system would benefit not only the newly-banked individual, but also his or her community.

How they describe their product/innovation: DFT Empower will be launching the version 5.0 of our disruptive mobile biometric software, ONYX for iOS, Android, and NodeJS. ONYX v5.0 is easier to integrate, more uniform across all platforms and much better documented with an entirely reworked UI/UX.

Not only does ONYX 5 give developers more flexibility in deployment, it includes our Enhanced Liveness Detection and Anti-Spoofing (LDAS) technology and the ability to track and capture more than one finger at a time.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Sales: Charles Hatcher II, CEO, [email protected], +1 205-527-8429
Press: Mac Funchess, Director of Inclusion Outreach, [email protected], +1 205-427-4818

How they describe themselves: DataSine was built on the concept that personalisation has the power to dramatically change the way companies communicate with customers. As a result, the DataSine team has built a platform that goes beyond turning data into insight and actually makes psychometric insights actionable. We’re charting new territory leveraging the power of personalisation, artificial intelligence and machine learning. Our mission is to help large institutions around the globe build meaningful relationships with their customers. We believe that with a better understanding of customer needs, we can help brands in banking, insurance, retail, and beyond creating a truly personalized experience that fits into the twenty-first century.

How they describe their product/innovation: Our platform builds a rich personality profile for each customer, determining their personality, needs, and circumstances. Their profiles are then used to power data-driven individualised marketing strategies, ompimise the channel, timing and content of communications, and package personalised products to better reflect individual personalities, needs, and circumstances.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts

Bus. Dev. & Sales: Juergen Stichenwirth, Head of Sales, [email protected]
Press: Rebecca Krieger, Business, [email protected]

How they describe themselves: Charlie-India Invoice HUB is a white label e-invoicing backend platform for banks and payment service providers. We believe that the i) integration of payment services with e-invoicing and ii) digitalizing other documents can add significant value to the payment and supply chain financing market, both to service providers and end customers. Invoice related services are an excellent basis to provide data-based offers and decrease risk costs on the bank’s side, while delivering substantial added value for digitalizing invoice processing on the client’s side. Our strategy is to support banks to build their own services instead of relying on third party invoicing service providers.

How they describe their product/innovation: We will demonstrate how our e-invoicing network concept for banks works in practice. We will show, how retail and SME banking clients may send, view/process and pay their invoices with one click within the internet bank, from various e-invoicing service providers, may those be utility companies, large enterprises or other banking systems providing e-invoicing services to SMEs. Our product enables banks to launch invoice related services in 3-6 months. Besides, our platform supports rapid prototyping: we are able to deliver tailor-made working prototypes within weeks.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev., Press, & Sales: Katalin Kauzli, Bus.Dev. Director, [email protected], +36205396527

How they describe themselves: CASHOFF Ltd. is a global fintech company with HQ in London, Innovative Research Hub in Moscow and Sales Office in Hong Kong. Highly scientific approach and talented dedicated team allowed the company to create real value for their audience. Among clients of the company there are 30 banks worldwide, including major ones with more than 100 million consumers.

CASHOFF provides innovative solutions for banks and unique digital experience for their consumers. It is a white label service that is easily integrated to the frontend of Online and Mobile Banking app.

Member of: Level39 | Innovate Finance

Winner of international competitions

Listed among Top 10 FinTech companies 2017 according to Deloitte (Connecting Global FinTech: Interim Hub Review, 24.04.2017)

AAA investment rank

How they describe their product/innovation: CASHOFF Service gathers all the financial data of final consumers from different sources, elaborates and analyses this information using AI, machine learning and mathematical modelling, and consequently accurately foresee consumer buying behaviour. These selected patterns are implemented in customised loyalty programmes, scoring systems and PFM services in Web and Mobile banking app.

Among features of CASHOFF Service:

1. E-Receipts Itemisation and Cashbacks
2. Smart Advice
3. Gathering Consumers Financial Data
4. Data Enrichment and Analysis
5. Data Visualisation

For banks it’s a source of deep customer understanding, consequently CASHOFF reveals different options to operate with it and generate profit.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

Contacts

Press: Yulia Clarke, Marketing Director, [email protected]
Sales: Lina Perez, Sales Director, [email protected]

How they describe themselves: We build innovative custom software and provide specialized consulting services to banks and other institutions on the payments market.

We excel in delivering solutions in the most exciting areas of banking technology innovation: mobile applications, payments, big data.

The experience and commitment of our team members has enabled us to successfully deliver dozens of projects, in a variety of roles.

We’ve created technology that allows you to pay anywhere and everywhere.

It’s based on our over 20 years of an international experience in payment and banking industry.

How they describe their product/innovation: Jiffee is a secure solution designed for retailers (retail chains), existing payment schemes  and financial institutions.

Jiffee is based on production ready technologies that have limitless applications. It allows you to pay with any phone (Android or iPhone)  to any phone, terminal (contactless or not), or any other device: vending machine, electronic cash register, turnstile etc.

Jiffee is  a practical application of our patent pending technologies: Bluetooth proximity authentication, a mobile payment scheme, a behavior based discount.

Jiffee goes much further than just payments – it can be used for any authentication and authorisation process: ticketing, access control, smart city and IoT.

Jiffee is the future of easy mobile payments. Just tap and pay.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev.: Maciej Stępień, CEO & Co-Founder, [email protected]
Wojciech Zatorski, COO  & Co-Founder, [email protected]
Press & Sales: Dorota Wetoszka, [email protected]

How they describe themselves: Bpm’online is a global business software company leading in the space of business process automation and CRM. The company has been highly recognized as a market leader by key industry analysts. Its intelligent platform accelerates sales, marketing, service and operations for thousands of customers and hundreds of partners worldwide. The mission of bpm’online is to help companies ACCELERATE!

How they describe their product/innovation: Bpm’online financial services is an innovative process-driven CRM designed for corporate and retail banks and financial institutions to streamline customer-facing processes and enhance customer experience. Its core advantages for users are intelligent business process management capabilities and a single platform for all customer-facing operations. Bpm’online consistently updates its tools for business process management to enable users to change and optimize processes faster than ever. It enables users to specify a custom sequence of steps for case stages as well as create several case flows for one section. In addition, intelligent Natural Language Processing tools enrich customer profile with the most accurate data from incoming emails.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev. & Sales: Andie Dovgan, Global Sales Director, Americas, [email protected]
Press: Gregory Rosa, PR/AR Manager, [email protected]

How they describe themselves: aixigo offers the fastest wealth management platform. We believe that digitalisation will reshape the banking industry dramatically. We enable innovation leaders in digitalising all aspects of the personal investment business. Millisecond responses combined with big data scalability are the foundations of our API first approach. Our multi-tenant cloud ready architecture is designed for flexibility and adaptability. Precisely tuned algorithms and in-memory computing reframe the possibilities of new investment solutions. The incorporated wealth management know how enables banking IT teams and best-of-breed partners to focus on delivering great customer experience and process excellence for customers, advisors and portfolio managers.

How they describe their product/innovation: Incumbents get into digital wealth management because of competition and increased efficiency. Our solution fulfills all the needs so you can fully concentrate on delivering great customer experience and successful asset management. Build your robo advisor on our specialized and trustworthy technology.

aixigo’s Digital Portfolio Management Backoffice will manage hundreds of thousands portfolios your way, with just a handful of people, profiting from unrivaled efficiency and flexibility.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Mario Alves, Head of Sales & Partner Management, [email protected]
Press: Tabea Preiss, Marketing & Sales, [email protected]
Sales: Ralf Steinhauer, Senior Sales Manager, [email protected]

How they describe themselves: ApPello is a fintech vendor of the lending industry providing front-to-back-office banking solutions, which cover all phases of the Loan Process, including Loan Origination, Credit Scoring, Collateral Handling, Loan Monitoring and Collection. Our team has a deep expertise in Credit Risk and Core Banking solutions.

ApPello has been recognized by Gartner and included as one of the Representative Emerging Digital Banking Vendors in Digital Banking Multichannel Solution Market in the Gartner’s “Market Guide for Digital Banking Multichannel Solutions”.

Our first principle is developing user-focused solutions which do not only meet the business requirements, but can be set without IT involvement.

How they describe their product/innovation: ApPello’s Loan Factory responds to the digital lending challenge. The solution is not exclusively for front-end related tasks, also supports back-end workflow, enables the automation of end-to end loan processes.

The digital platform has omnichannel capabilities and uses mobile native app as prime communication channel. We also implemented a configurable chatbot technology and so business flows can be triggered to collect necessary data from client. The lending/monitoring bot is built in the native application so all communication can be driven via this channel, just as lending processes, product selection, personal/sensitive data and scoring information collection, requesting missing documents.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev. & Sales: János Hoós, Chief Consulting Officer, [email protected]
Press: Erika Moczok, Marketing Manager, [email protected]

How they describe themselves: Hello, we’re Anorak. We’re building the world’s smartest independent life insurance adviser with a mission to redefine the way millions protect their future. To put people back in control.

We’ve developed a new model for buying life insurance that enables all of us to make the right choice not just the cheapest. A smart independent insurance adviser founded on trust and transparency. To do this, we use data science and machine learning to power a service that gives everyone access to tailored advice about their life and their risks.

How they describe their product/innovation: Anorak is a smart way to buy life insurance, direct to your users. Anorak is an easy way to offer personalised, regulated life insurance advice (and route to purchase) to your customers. We combine cutting-edge data science with decades of insurance expertise to help people protect their family and take control of their financial health.

The Anorak API can be integrated with any app or website (PFM, bank, comparison site, broker, etc.). We’re flexible when it comes to designing for your platform, and we work collaboratively with you to build and customise the best experience for your users.

Anorak has built a smart data service using open banking to analyse users’ risks and coverage needs and transform bank data into protection advice.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: David Vanek, CEO & Co-Founder, [email protected]
Press: Gemma Griffith, [email protected], 07545 768602

How they describe themselves: The CREALOGIX Group, a multinational digital transformation specialist and Fintech Top 100 company, is one of the market leaders in innovative digital financial solutions.

CREALOGIX focuses on consistently meeting evolving customer needs for digital, security and personalised advice through a customisable and comprehensive user experience.

How they describe their product/innovation: CREALOGIX’ customer banking platform Gravity is breaking new ground with its intuitive and user-friendly, self-service insights application. The platform, complete with an elegant user-interface, actionable advice and alerts to enhance every banking customers experience, is an integral part of the bank of the future. With advanced aggregation of APIs, users are empowered to control every aspect of their financial lives on one platform. From insurance to savings accounts with second banks, Gravity supports users to manage their finances more effectively, increasing customer satisfaction and loyalty. Gravity will ultimately decrease customer churn and increase market share with new, first-time banking customers.

Contacts

Bus. Dev.: Marc Staehli, CMO & Head of Sales, [email protected]
Press: Jennie Bradford, Marketing Manager UK, [email protected]
Sales: Jo Howes, Commercial Director, [email protected]

How they describe themselves: Be-IQ was born from a conviction that there has to be a better way to protect both businesses and consumers from poor financial decisions and that to do so, any new understanding had to account for the very irrationality that makes us human… our behaviours. As the the world’s first truly behavioural risk profiling service, Be-IQ is transforming how Banks, Robo services, and client-focused Financial Services companies, account for suitability and financial wellbeing.

How they describe their product/innovation: Be-IQ provides next-generation risk-profiling based on the behaviours that most influence financial decision making. Our research shows that nearly a quarter of individuals who traditionally measure as high risk are also highly loss averse! Be-IQ measures and caters for these behavioural contradictions using a gamified approach and, in doing so, provides a more human, whites-of-the-eyes understanding.

The service delivers a number of outcomes: Individual data against specific modules, a combined, single Behavioural Risk Score for investment planning, and a consumer facing Myers-Briggs type report that enables a foundation for financial wellbeing.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Sales: Neil Bage, Founder & Head of Research & Development, [email protected]
Press: Neil Bage, Founder & Head of Research & Development, [email protected]
Michael Free, CEO & Founder, [email protected]