How they describe themselves: ApPello is a leading software solutions provider specialized in front-to-back-office banking solutions, covering all phases of any lending related activity. The company is headquartered in Budapest and it is strongly represented in the CEE region with a proven track record of more than 20 years. ApPello develops and implements next generation solutions to improve its clients’ productivity and efficiency. Our innovative approach is demonstrated in the ApPello Digital Platform (AppDP) which provides unparalleled opportunities to define business logic (data model, screens, business rules, workflow and reports) effectively, managed and operated easily even by bank staff, without any development needed.
How they describe their product/innovation: ApPello Lending Portal provides a new level of flexibility in lending with its user-friendly, self-service application. The innovative platform with its responsive modern design and state-of-the art user interface gives customers a comprehensive banking experience pre-integrating various different lending solutions (e.g. loan origination, real estate valuation).
The platform digitalises all important client interactions with ease and help the financial service providers with a fully customizable end-to-end lending solution (ApPello Loan Factory) that put emphasis on client digital journeys over legacy system oriented approach
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed
Contacts
Bus. Dev.: Beatrix Percze, Bus. Dev. Coordinator, [email protected]
Press: Erika Moczok, Marketing Manager, [email protected]
How they describe themselves: Anorak is the world’s first fully automated life insurance advice platform. The service gives everyone easy access to impartial, regulated and personalised life insurance advice.
Based on proprietary technologies, the platform and APIs are integrated by partners so that people access life insurance options whilst using everyday services such as challenger banks, money apps, online retailers, mortgage brokers and investment platforms.
Anorak was co-founded in 2017 by David Vanek, former MADE.com group CFO and Vincent Durnez, former CIO at AXA Direct and CTO of Prima Solutions and Fluo.
The company is on a mission to build the world’s smartest life insurance companion and has received £9 million in funding from Kamet Ventures.
How they describe their product/innovation: Anorak offers Starling Bank customers fast and easy access to personalised, transparent, impartial and regulated life insurance advice. Through the in-app Marketplace, Starling customers are now able to connect their accounts with Anorak’s service. With the customers’ consent, Anorak analyses their bank transactions to offer advice on how much life cover they need (if any), for how long and why. Based on this, Anorak matches the user with the best policy from the major insurers, to suit the person’s unique circumstances. The service helps people make the right choice, not just the cheapest.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Bus. Dev. & Press: David Vanek, CEO, [email protected]
How they describe themselves: AdviceRobo creates software solutions that help financial institutions to avoid financial risks. Every day, 7 billion people around the globe are working to build their lives and businesses. 4.5 billion of them, consumers and entrepreneurs have no access to lending. Our risk management looks at the borrower’s personality and behaviours, rather than only relying on credit histories. We look at their values, attitudes, beliefs and behaviours regarding their personal finance to assess their trustworthiness. These additional data and risk scores support lenders in taking better risk decisions and in continuously measuring and predicting risk of the customer base. We develop AI driven risk robots that will transform risk management.
How they describe their product/innovation: AdviceRobo’s proprietary psychographic credit score turns customers behavioural non-financial and financial data into highly predictive risk scores. Through the additional data and the AI-backed algorithm, financial institutions (lenders) can improve their business performance by taking more informed credit decisions. Acceptance rates will increase, mainly on so called thin file segments, risk levels secured, and cost decreased. AdviceRobo builds a complete behavioural picture of a customer by using behavioural sources of data. The solution can be easily integrated in the on-boarding process or applied as a standalone application. The customer journey is easy and fast. The AI algorithms provide data and risk scores within seconds.
Product distribution strategy: Through financial institutions
Contacts
Bus. Dev.: Diederick van Thiel, CEO, [email protected]
Press: Rosali Steenkamer, CCO, [email protected]
How they describe themselves: AccountScore is a highly innovative global data and analytics business that provides digital access to and analytics on bank transaction data for clients – typically banks and financial services companies, that want to make better-informed decisions during their customer assessment processes.
AccountScore operates the registered Account Information Service Provider (AISP) consents.online which is at the forefront of Open Banking in the UK. The online Open Banking API platform carries out the collection and storage of bank transaction data belonging to the consenting customers of its B2B clients, in addition to providing a customer-facing platform where those customers can monitor access to their bank accounts and control what they share.
How they describe their product/innovation: The product being demoed will be the AccountScore Open Banking solution.
We will walk through the process as if we are a consumer sharing transaction data to a client of AccountScore’s. On show will be our newly developed consent management process for consumers sharing transaction data via Open Banking with third parties.
Furthermore, we will show businesses in the room how they can tap into Open Banking using our platform as well as how we successfully provide actionable insights from the Open Banking provided transaction data, allowing them to gain value from the data in practical products such as lending.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Joseph Hungin, Head of International, [email protected]
Press: Viali Munteanu, Cognito Media, [email protected]
How they describe themselves: ABC TECH Group is a provider of IT consulting services and software development with over 120 + IT professionals located internationally.
We are bringing platform-based solutions to large and midsized companies in Banking and Telecom as well as providing state-of-the-art solutions for the start-up industry.
As part of this journey, we are working with Microsoft, IBM, Oracle, Node and more tech leaders to ensure that our clients will benefit from steady reliability and originality across solutions.
We offer a full range of product, mobile, and web development services for a wide variety of business domains and connect you to an effective, fully equipped team that is ready to commit from day one.
How they describe their product/innovation: LEONUS is a banking digital solution powered by blockchain, aimed to provide both traditional and challenger banks with an easy turnkey solution for entering the digital banking world while utilizing advantages of blockchain and AI technology in the very essence of the system. Security, indisputability, and immutability are enabled by an Ethereum based private blockchain implementation.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Bus. Dev.: Sladjan Sehovic, Bus. Dev. Manager, [email protected], +387 61 109 439
Press: Dunja Bezdrov, Marketing & Communications Manager, [email protected], +387 61 456 346
How they describe themselves: The way we bank has changed. Customer expectations are shifting away from physical interactions in local branches towards online, instant and personal experiences. 24sessions introduces a new and more convenient way to meet customers through the power of video. Financial service providers and banks such as Rabobank, ING & Aegon use 24sessions every day to video call customers in a safe and secure way.
How they describe their product/innovation: 24s Conversational Analytics empowers financial advisors to focus on what really matters: building the customer relationship. Not on repetitive admin jobs or time-consuming compliance tasks. Through natural language processing and AI analytics, we track compliance for every meeting and automate report writing. We put a stop to the guesswork and help client teams deliver the best personal banking experience by providing them with insights in customer satisfaction, effort & call analytics.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Ferdinand Royackers, Bus. Dev., [email protected]
Press: Anouk Willems, Head of Marketing, [email protected]
How they describe themselves: Drive Revenue was founded to provide an enterprise grade cloud accounting solution to the legal profession. The legal profession is undergoing significant technology effects that impacts their revenue earning ability. As a result, they need to be more cost effective and efficient, running their business like a business. Our SaaS solution enables them to have insight into their performance, manage their cashflow and trust accounts effortlessly and focus on what they do best, practice law.
How they describe their product/innovation: Drive Practice is a completely flexible, legal accounting solution providing financial history for an unlimited number of years, trust and investment accounts across multiple financial institutions, unlimited activity types, rates and tracks individual professional and team performance. Generating invoices, statements, trust statements and ledgers is simple and quick, improving productivity and the practice’s bottom line.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev. & Press:Jenny Assheton-Smith, CEO, [email protected], +27 82 491 5893
How they describe themselves & their product/innovation: DocFox is a web application which automates KYC/FICA compliance and ongoing due diligence for financial institutions. DocFox works for any FI, servicing any client base, whether it’s a complex offshore structure, people or companies. We take what has been a traditionally undisrupted, stale and manual process and digitise it with automated features. DocFox is comprised of 4 modules: Document Collection and Verification; Sanctions Screening and Adverse Media, Risk Rating and Bank Account Verification. One of the unique aspects of DocFox is that we bring these 4 modules into one system – all of it delivered through a beautiful and easy-to-use experience.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Dylan Edel, Senior Sales Executive, [email protected], +1 082 802 7208
Press: Tayla Bates, [email protected], +1 082 291 3572
How they describe themselves: CybiWealth is a division of FIM Capital Limited, an experienced wealth manager, based on the Isle of Man. We offer a simple and intuitive digital investing platform that enables individuals to easily own shares directly in a managed portfolio of high quality, multinational companies listed on the world’s major stock exchanges. FIM Capital is licensed by the Isle of Man Financial Services Authority and regulated by the Financial Conduct Authority. The CybiWealth product is distributed in South Africa by Marriott Asset Management, a licensed financial services provider.
How they describe their product/innovation: CybiWealth is a digital investing platform that offers individuals the ability to invest directly in high quality, multinational companies such as Coca-Cola, Unilever, Nestlé and L’Oréal. We offer individuals wanting to invest offshore the opportunity to start from as little as £500 (approx. R9,500). The CybiWealth portfolio is managed by FIM Capital’s experienced investment team. Clients are able to sign up through our electronic on-boarding and identity verification process and invest through our website and app via EFT, debit card or credit card.
Product distribution strategy: Direct to Consumer (B2C)
Contacts
Bus. Dev.: Scott Cooper, CEO, [email protected]
Press: Lauren Dobie, Marketing Manager, [email protected]
How they describe themselves: Craft Silicon is a global leader in financial technology services and consulting. We enable clients in more than 32 countries to craft and execute solutions for their digital transformation.
From software engineering to mobile application development, we assist our clients to identify the right problems to solve, and to solve these effectively and effortlessly.
Our team of 250+ innovators, across Africa and Asia, is differentiated by the thinking, knowledge and experience, across domain and technologies that we bring to every project we undertake.
How they describe their product/innovation: Craft Silicon’s Remote Account Opening solution provides banks and their customers with a single engagement platform to open new accounts through any hand held devices. It can easily be integrate with the banks existing systems and solution for identity verification and validation and leverage native features on mobile devices such as location identification. By presenting the potential customers with sales and marketing offers at the points of acquisition, enhancing customer’s “anywhere banking” experience.
Instant Loans On Phone solution allows bank customers and non-customers to access banking loan services through their phones through native apps and USSD model.
Product distribution strategy: Through financial institutions
Contacts
Bus. Dev.: Kamal Budhabhatti, CEO, [email protected], +254 720 516010
Press: Joseph Christopher, Corporate Communications, [email protected], +254 716 618846
How they describe themselves: Bambu is a leading global provider of robo-advisory technology for businesses of every size and industry, from finance to commercial or even new disruptors, transforming the digital wealth space. We enable businesses to make saving and investing more straightforward and intelligent for their clients. The smart advisory solution is powered by our proprietary algorithms and machine learning tools.
How they describe their product/innovation: Our goal-based Robo-advisor offers investors a natural and effortless experience in finding the right investment strategy for their client’s needs. Instead of a traditional single risk profile portfolio, the White-Label creates personalised portfolios for each of your life goals, providing you full control of your future. Offered to B2B clients as a white-label solution.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Sean Zhou, Bus. Dev. Manager, [email protected]
Press: Laura Pereira, Marketing Manager, [email protected]
How they describe themselves: AlphaTech Investment Solutions, LLC is a company founded by professionals in financial field and more than 40 years of combined industry experience. We are experts in manager analysis, portfolio construction, investment strategy design and verification, and working with different types of clients from investors to consultants, hedge fund managers, and platforms. The primary focus of AlphaTech at this time is its AlphaBot project that will be presented at the conference.
How they describe their product/innovation: AlphaBot is a novel solution combining multiple features in a unique and modern way: portfolio construction and execution, social networking, cloud computing, and data management. It allows clients to find and connect with investment platforms, hedge funds, data providers and other market participants, obtain performance data, model, build, and execute portfolios all from withing a consistent and user-friendly interface.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions
Contacts
Bus. Dev.: Dmitri Alexeev, Ph.D., CEO, [email protected]
Press: Tomas Walek, [email protected]
