Finovate Demo Video Archives

Presenter Profile:

How they describe themselves: Kita is the responsible AI underwriting platform for community lenders.

We help credit unions, CDFIs, and community banks automate the manual work between application and credit decision – from document collection and financial spreading to policy checks and credit memo generation.

Kita plugs into existing lending workflows so small credit teams can underwrite more loans, serve more borrowers, and preserve human credit judgment without replacing their LOS.

How they describe their product/innovation: Kita AI Underwriter reads borrower documents, extracts and reconciles financial data, applies each lender’s credit policy, flags missing information and risk, and drafts an auditable credit memo with source-level traceability. Credit teams review the analysis rather than build it from scratch. It is designed for commercial, small-business, and community lending workflows and can be deployed alongside an existing LOS through a secure portal or API.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks.

Contacts:

Bus. Dev. & Press: Carmel Limcaoco (CEO), [email protected], 650-696-0972