FinovateFall 2026 / Clockout

Demo video will be available soon.

Presenter Profile:

How they describe themselves: Clockout is a white-labeled Earned Wage Access platform built exclusively for banks and credit unions. Embedded natively inside an institution’s existing digital banking app, Clockout lets members access wages they’ve already earned – no employer involvement, no third-party card. Live at five financial institutions, Clockout drives direct deposit growth and new non-interest income while giving members a trusted alternative to payday loans and fintech cash-advance apps.

How they describe their product/innovation: Clockout will demo the first Earned Wage Access experience built to live natively inside a bank or credit union’s own digital banking app – not a third-party app or employer portal. The live demo shows real-time payroll verification, instant advances funded directly into a member’s existing account, and automated payday repayment, all fully white-labeled and configurable by the institution itself.

Product distribution strategy: Direct to Business (B2B), Through financial institutions

Credit Union/Community Bank Fit: Credit unions and community banks.

Contacts:

Bus. Dev. & Press: Juan Jurado-Blanco (Founder & CEO), [email protected], 954-330-2225


More Videos: FinovateFall 2026