FinovateFall 2026 / 3 Degrees

Demo video will be available soon.

Presenter Profile:

How they describe themselves: 3 Degrees helps community banks and credit unions modernize, monetize, and compete in cross-border payments. Our white label platform gives financial institutions a fully digital international payments experience with deep digital banking/core integration. Our platform is agnostic to the payment provider(s). FIs can keep their existing correspondent bank and add new providers or capabilities like stablecoins. Product is designed to offer better customer experiences, reduce manual operations, and capture international payment revenue.

How they describe their product/innovation: 3 Degrees will demo a fully digital cross-border payment experience embedded inside Jack Henry’s Banno digital banking platform. A user will receive a quote and initiate an international payment through the digital experience. We will then show the 3 Degrees admin portal, where multiple provider quotes for that payment are compared and the best option is selected, demonstrating how FIs can modernize the customer experience while adding new capabilities and retaining flexibility across payment providers.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks.

Contacts:

Bus. Dev & Press.: Esteban Almada (Founder & CEO), [email protected], +1 302-244-8695


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