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Presenter Profile:

Quovo is the leading data aggregation service for the next generation of wealth management platforms. Quovo provides account aggregation and analytics services for investment advisors, broker-dealers, banks, and FinTech companies.

Betterment is the largest, fastest-growing automated investing service, helping people to better manage, protect, and grow their wealth through smarter technology. The service offers a globally diversified portfolio of ETFs, designed to help provide you with the best possible expected returns for retirement planning, building wealth, and other savings goals.

Presentation

The Power of Aggregation Demonstrated by Quovo & Betterment

Quovo and Betterment believe a revolution is underway that will fundamentally change wealth management. Our CTOs will demonstrate how integrating Quovo’s account aggregation services into Betterment using a RESTful API helped build a streamlined user experience for clients. Account syncing workflows can be complex, especially when dealing with processes such as multi-factor authentication (“Text me a PIN to access my account” etc.), so the integration required deep collaboration. The result is one of the most successful aggregation features in the market today. It transforms the way people manage their money and plan for their futures.

What You’ll Learn

• Today’s consumers expect their financial products to be personalized and relevant to their overall needs. Account aggregation deepens relationships with existing clients and draws new ones to FinTech.
• All APIs are not created equal. API structure is critical for a successful implementation, especially when they involve two-way data, creating account connections as well as retrieving data.
• Best practices for API integration requires deep collaboration. Communication at all levels of the organization (from CEO to CTOs to developers) aligns objectives and leads to successful end products.

Presenters

Dustin Lucien, CTO, Betterment
linkedin.com/in/dustinlucien  |  dustin@betterment.com

Dustin Lucien is the CTO of Betterment and has been with the company since 2013. Prior to becoming CTO, Dustin held the VP of Engineering position. Dustin received his Bachelor’s degree in Biomedical Engineering at Case Western Reserve University, as well as his Master’s degree in Biomedical Imaging & Computing.

Michael Del Monte, Co-Founder & CTO, Quovo
michael.delmonte@quovo.com

Michael received a Mechanical Engineering degree from University of Texas and a JD from Tulane Law. He founded Tennyson Maxwell Information Systems, which sold web crawling software and helped implement the Army’s Global Broadcast System. Michael has worked on sensitive data projects for the FBI, CIA, and numerous banks.