How they describe themselves: HelpMyCash.com is a multi-lender recommendation engine that helps consumers help themselves when choosing and negotiating financial services. It is the only recommendation engine available in Spain.
Our current focus is mortgages, bank accounts and CDs in Spain. We offer a broad range of services, from product comparison to recommending the best products amongst the ones a user qualifies for.
How they describe their product/innovation: Consumers have many precise and case specific questions. They need “Te Hacemos los Números”, to finally make important financial decisions in a fast, precise and fully personalized way without taking a finance class. This new service answers questions such as:
- My bank offers a low-rate mortgage bundled with a life insurance and a higher-rate mortgage with no insurance. Which one should I choose?
- How much will I really save if I consolidate my debts?
- What’s the real cost of this mortgage offer, including closing costs, tax deductions, and bank fees?
With “Te Hacemos los Números”, consumers can buy easy to use but powerful personalized calculators: No stress, no error, no pain.
Contacts:
Bus. Dev., Sales: Laurent Amar, Founder & CEO, Oriol Vila, Business Development
Press: Olivia Feldman, Co-Founder & CFO/Head of Communication
How they describe themselves: Emue has developed a revolutionary authentication software platform, which protects both consumers and financial institutions across multiple remote channels including internet banking and shopping.
Emue’s flagship device is a payment card (credit or debit card) with an embedded 12-button numeric keypad, 8-digit alphanumeric E-ink display, microprocessor and battery with a 3 year life.
The architecture behind the Emue solution has two key components:
- Authentication Server – installed and managed by the entity that is providing remote access to services, such as a bank.
- Authentication Device – something a customer uses to identify the legitimacy of the service they are dealing with, generate a unique, one-time code (by entering their PIN) to identify themselves to the service provider, sign a CNP transaction or verify the source of an SMS or email.
What they think makes them better: The Emue solution has three key attributes that set it apart from competitors:
- It is the only multi-channel authentication solution embedded in a device a customer carries (e.g. phone or credit card)
- It is the only solution that can provide mutual authentication of both parties in a CNP environment across all remote channels
- It is the only solution that enables users to authenticate to multiple parties using the one device.
Contacts:
Bus. Dev., Sales & Press: Brendan McKeegan, [email protected], +61-3-9018-7213
How they describe themselves: PinPoint provides consumer fraud detection based on our Mobile Identity Protection technology. For consumers, PinPoint was developed to provide expert, daily defense from fraud by monitoring existing financial accounts and the consumers credit files with all three bureaus. PinPoint uses the location of the users cell phone as a key ingredient in our expert analysis for fraud. PinPoint is also available as a white label solution for financial institutions, credit bureaus and other partners in the fraud prevention and data security industries.
What they think makes them better: Identity theft is a global problem faced by consumers and enterprises alike. At Finsphere, we continue to develop our vision of a global identity theft protection ecosystem, comprised of consumers, financial institutions, merchants, credit agencies, and government agencies. Our goal is to create a global ecosystem, designed around our interoperable, strong authentication platform, to provide identity validation functionality, and early warning of identity theft to consumers. Our Mobile Identity Protection (M.I.P.) platform is a privacy enhancing technology that validates identities in a variety of uses and can be used today to protect nearly five billion consumers worldwide.
Contacts:
Sales: Matt Hall, VP Fraud Solutions Group, [email protected]
Press: Devin Miller, Head of Product Management, [email protected], 425-679-5721
How they describe themselves: FIS provides financial institution core processing and card issuer and transaction processing services, including the NYCE Network. FIS is a member of Standard and Poor’s (S&P) 500 Index and consistently holds a leading ranking in the annual FinTech 100 rankings.
What they think makes them better: Inspired by in-depth research, FIS’ Payment Manager 2.0 interface has advanced the online bill paying experience by overcoming the limitations of conventional bill pay products. Payment Manager 2.0 is a simple and straightforward online experience that resembles what consumers see daily on the Web and is designed to assist first-time users without slowing down those who are more experienced.
Contacts:
Bus. Dev.: Jeff Lewis, Division President, ePayments Solutions, 414-577-9844, [email protected]
Sales: James Susoreny, EVP, Business Development, 407-551-8487, [email protected]
Press: Marcia Danzeisen, SVP, Marketing and Corporate Communications, 904-854-5083, [email protected]
How they describe themselves: FIS provides financial institution core processing and card issuer and transaction processing services, including the NYCE Network. FIS is a member of Standard and Poor’s (S&P) 500 Index and consistently holds a leading ranking in the annual FinTech 100 rankings.
What they think makes them better: FIS WealthCare Portal offers customers the opportunity to integrate critical components of managing personal finances for health related expenses with healthcare information. Banks have the ability to leverage the relationship with their retail health savings account customers as well as with their commercial customers by offering additional services as a ‘one stop shop’ for health and wealth management. With the FIS WealthCare Portal, banks have a branded, comprehensive, secure container for all consumer level health related communications and transactions, and they can begin to simplify the experience for people to manage their health and the overall cost of their care.
Contacts:
Bus. Dev.: John Reynolds, 651-361-2630, [email protected]
Laurie Knutson, 612-655-6767, [email protected]
Sales: James Susoreny, EVP, Business Development, 407-551-8487, [email protected]
Press: Marcia Danzeisen, SVP, Marketing and Corporate Communications, 904-854-5083, [email protected]
How they describe themselves: Fiserv, Inc. (NASDAQ: FISV) is the leading global provider of information management and electronic commerce systems for the financial services industry, driving innovation that transforms experiences for financial institutions and their customers. The Electronic Banking Services division enables financial institutions to optimize their online channel to drive profitable relationships, revenue and growth using a wide range of solutions including online banking, electronic billing and payment, online money management tools, mobile commerce solutions, security and fraud prevention services, and small business banking.
What they think makes them better: Fiserv and its Electronic Banking Services division are solely focused on delivering innovative online solutions to the financial services industry. We have built our solutions from ground up specifically for online financial services, and as a result, our consistent performance, reliability, industry-leading user experience, and security have garnered Fiserv the leadership position in online banking and bill pay services for many years. Our value proposition is leveraging years of expertise and a blue-chip client list to deliver best-of-breed online financial services that drive the best online experience for your customers and meet the stringent demands of financial institutions of all sizes.
Contacts:
Bus. Dev.: Tim Ruhe, VP, Bus. Dev., 703-885-4208, [email protected]
Sales: Craig Potts, SVP Sales, 678-375-3609, [email protected]
Press: Ann Cave, Sr. PR Manager, 678-375-4039, [email protected]
How they describe themselves: Guardian Analytics provides innovative solutions to prevent online banking fraud, helping financial institutions of all sizes protect their customers, their business and their reputation. Guardian Analytics’ FraudMAP uniquely uses predictive behavioral analytics to monitor individual activity from login to transaction and proactively detect suspicious behavior, before money leaves an institution. Forward-thinking institutions are bolstering their existing controls with FraudMAP for Retail Banking to protect consumer accounts and FraudMAP for Business Banking to protect their corporate accounts and ward off today’s sophisticated cyber crime. The company has deep market and technical expertise spanning data analytics, security, online banking, and fraud.
What they think makes them better: FraudMAP provides instant and transparent protection for all online banking customers against the widest variety of threats, both current and emerging. Using Dynamic Account Modeling, FraudMAP builds predictive models of individual behavior, identifies suspicious online activity, and provides actionable alerts and rich investigation capabilities. Our approach automatically detects today’s – and tomorrow’s –threats, without requiring fraud rules development or maintenance. FraudMAP is not threat or pattern specific, and provides coverage across the widest variety of attacks. And because FraudMAP is hosted, financial institutions receive the best possible protection with fast time to implementation, low up-front investment, and the lowest total cost of ownership.
Contacts:
Bus. Dev.: Craig Priess, Founder and VP Bus. Dev. & Products, [email protected], 650-383-9212
Sales: Eric LaBadie, VP, Sales, [email protected], 650-383-9211
Press: Shannon Walsh, Account Manager, The Bateman Group, [email protected], 415-503-1818
How they describe themselves: In 1955, H&R Block was founded to help taxpayers complete their personal tax returns efficiently and accurately at fair prices. Over the decades, H&R Block expanded its physical footprint to over 10,000 professionally-staffed offices and extended sophisticated tax preparation to even the most common US taxpayers. Today, H&R Block prepares 1 of every 7 US personal tax returns, maintains a retail office presence within 5 miles of most Americans, and is an industry leader in digital tax preparation. H&R Block is one of the most recognized and trusted of all American corporate brands.
What they think makes them better: Today, taxes are more complex than ever and increasingly reside at the center of a consumer’s daily financial life. H&R Block’s TaxCenter is an integrated suite of applications running within a financial institution’s own website, designed to simplify and streamline a user’s tax management experience. TaxCenter combines H&R Block’s tax expertise with Yodlee’s breadth and depth of data aggregation capability to help consumers understand the impact of taxes on their personal finances, both throughout the year and at tax time. TaxCenter’s unique positioning within a Yodlee-powered financial institution’s website strengthens that financial institution’s relationship with their customer by integrating value-added services in a way that best fits with the delivery and promotion of services from within the financial institution.
Contacts:
Bus. Dev. & Sales: Jason Houseworth, VP Client Innovation, [email protected], 816-854-5106
Jonathan Heigel, Client Innovation, [email protected], 816-854-3779
Press: Gene King, Communications Manager, [email protected], 816-854-4672
How they describe themselves: HiddenLevers offers investors a new approach to portfolio and stock analysis using economic data visualization. Our analytical tools include: an economic data center with charting functionality to compare stocks against macroeconomic indicators, a screener for discovering investing ideas based on macroeconomic trends, and scenario analysis to visualize the economic outcome of big picture events. Using these tools, as well as economic data and infographics, HiddenLevers serves a host of clientele: online brokerages, financial media sites, investment managers, institutional funds, and academic institutions.
What they think makes them better: By connecting macro-economic indicators with stocks and industries, HiddenLevers helps investors understand how different big-picture scenarios would impact their investments. HiddenLevers holds up the third pillar of investment research, focusing on economic analysis to augment fundamentals and technical research.
Contacts:
Bus. Dev., Sales & Press: Raj Udeshi, [email protected], 212-292-3147
How they describe themselves: Billeo’s PayDirect Assistant™ is a patent-pending product that gives users the choice to pay bills instantly via a credit card or checking account directly at the biller’s Web sites. Using PayDirect Assistant™ banks for the first time can enable such payments within their online bill pay service. Billeo’s technology connects users directly to the biller’s Web site and walks them through the bill paying process. The technology auto-fills all information needed to pay a bill, including user names, passwords, and card details allowing users to pay a bill with just a few clicks, while automatically saving the payment receipt/confirmation.
What they think makes them better: Today’s bank bill pay service doesn’t allow for same-day bill payments or pay bills with a card. Over 50 percent of a bank’s bill pay customers therefore pay bills directly at a service provider’s Web site. Billeo’s industry-leading technology platform now gives banks an unparalleled opportunity to meet the demands of these customers from within the bank bill pay service and capitalize on the revenue opportunity from card payments. Billeo’s ground breaking technology for the first time integrates ‘biller-direct’ bill payments within traditional bank-bill service, making it a one-stop, all inclusive bill pay service.
Contacts:
Bus. Dev. & Sales: Robin O’Connell, VP of Business Development, 408-512-2136, [email protected]
Press: Lauren Moreno, Account Executive, Atomic PR, 415-593-1400×224, [email protected]
Contacts:
Sales: Joe Cerbo, Sales Director, [email protected]
Press: Jonas Fischer, Marketing Director, [email protected]
How they describe themselves: Expensify does expense reports that don’t suck! We do this by eliminating the need for paper receipts and manual data entry by getting all of the expense information directly from your credit card and creating eReceipts, digital equivalents of their paper counterparts, providing a plethora of mobile apps to capture receipt images for cash expenses, and online expense reimbursement to get money back in your pocket, faster! On the receiving end of expense reports? Set up an expense policy by connecting your QuickBooks company and receive properly categorized reports, ready to be exported and reimbursed with just a click.
What they think makes them better: Expensify offers one-click expense import from the vast majority of banks and credit card issuers, mobile apps for the BlackBerry, Palm Pre, and Android to track expenses and upload receipts on the go as well as a full fledged expense report creation app for the iPhone, a strong integration with QuickBooks to import accounts and create expense policies, export expenses and reimburse online with QuickBooks check or direct deposit (ACH).
Contacts:
Bus. Dev. & Sales: David Barrett, Founder and CEO, [email protected]
Press: Melissa Roxas, Expensify Press and PR lead contact, [email protected]
