How they describe themselves: HomeATM is a suite of payment solutions that uniquely offers home-based “card present” credit card and PIN debit transactions. HomeATM owns a global patent for secure real time money movement. Leveraging our end-to-end encrypted PCI certified solution, a merchant or remitter could move funds from their bank account or open loop/closed loop payment card in real time –literally seconds. Utilizing HomeATM’s solution with a bank issued card (PIN debit or credit) removes the KYC/AML obligations as our methodology leverages the issuing bank’s KYC/AML protocol. No other payment solution can do P2P, B2B, and Mobile with the speed, security and cost effectiveness as HomeATM and HomeATM Mobile. HomeATM is EMV ready.

What they think makes them better:

• Hardware based End-to-End Encryption.
• 100% acceptance with all bankcards.
• Bank and Processor agnostic.
• Issued Patent for PIN on the Web.
• Mobile ready.
• Processes card present credit card and PIN Debit
• PCI certified device

Contacts:

Bus. Dev.: Mitchell Cobrin, COO, [email protected], 514-207-5000

How they describe themselves: FiLife debuted in June 2008 devoted to helping consumers solve their personal finance problems. FiLife combines community reviews, expert advice and a robust directory of financial products to give users a comprehensive, fun and informative experience. We are introducing a new, revolutionary tool that gives you unprecedented ability to swiftly sort and filter thousands of financial products to find the one that offers the best value to you. FiLife is a joint venture between Dow Jones and IAC, who have committed a substantial amount of capital, as well as their expertise and resources.

What they think makes them better: FiLife provides the most comprehensive directory of financial products with community ratings and reviews. The site also has authoritative experts who can provide personalized advice as well as vital content from our partners at The Wall Street Journal, MarketWatch and Barron’s. The site has fun and powerful tools that help you diagnose your financial life and find the best financial product for your situation.

Contacts:

Bus. Dev.: Dan Martin, Director of Business Development, [email protected], 212-293-4753
Press: Dave Kansas, President, [email protected], 212-293-4760
Sales: Kevin Van Lenten, VP, Lead Generation & Sales, [email protected], 212-293-4758

How they describe themselves: Fiserv provides information management and electronic commerce systems and services to businesses in two primary areas:

• Financial – Fiserv provides a comprehensive solution set of information technology products and services for banks, credit unions, leasing companies, lenders and savings institutions in the United States and throughout the world.
• Insurance – Fiserv offers specialized technology and services for the life, property and casualty, and workers’ compensation segments of the insurance industry.

What they think makes them better: MyMoney leverages Facebook’s Web 2.0 technologies and viral marketing capabilities to attract and retain account holders, and helps position the financial services industry to compete in tomorrow’s market. With MyMoney, prospects can easily search for and join a new financial institution online in a matter of minutes, directly from Facebook. Then, MyMoney leverages the viral marketing capabilities inherent in Facebook to notify the user’s friends of their actions. Existing account holders can conveniently manage their finances directly from Facebook. MyMoney gives the financial industry access to over 100 million people.

Contacts:

Bus. Dev.: David Reed, 248-828-1383, [email protected]
Press: Kirsten Gardner, 248-828-1409, [email protected]
Sales: Scott Bowen, 248-813-6773, [email protected]

How they describe themselves: Expensr is a free online service that tracks users’ budget and spending habits, then shows them how they’re doing compared to their peers.

What they think makes them better:
Emphasis on community, customizable widget based structure of the interface and ease of use.

Contacts:

Business Dev., Press & Sales: Alla Oks, Marketing Director, [email protected]

How they describe themselves: Facilitas helps banks and CUs acquire customers, improve on-boarding experiences and build better customer relationships. Clients can have their accounts included in our search engine and customize their account-specific pages in our search results.

BankSwitcher helps people switch their automated transactions. Clients can leverage BankSwitcher in promotions on our search engine, point new customers to a co-branded websites and embed customized versions of BankSwitcher into their websites. Our search results are based on users’ zip codes, feature preferences and answers to a few questions about how they bank. We use these data to help clients understand why they win and lose business.

What they think makes them better: Our search engine is the only bank comparison tool that helps people find a new “everyday” bank or CU. We enable users to compare branch locations, interest rates, 12 different features and over 20 types of fees for each account. Users’ search criteria and actions are aggregated to help bankers “tune-in” to their market(s).

BankSwitcher is the only tool that addresses the #1 reason people don’t switch banks – it’s time-consuming to switch direct deposits, automatic withdrawals and online bill pay. We identify items to switch from a users’ banking activity and match it to our proprietary database of switching instructions and forms. We provide a Switching Checklist so consumers can easily migrate these items to a new bank.

Contacts:

Bus. Dev., Press & Sales: Rob Rubin, CEO, [email protected], 212-738-9396

How they describe themselves: GreenNote is an innovative new company striving to help students obtain loans for education via social networking rather than through traditional lending methods. Using the GreenNote online platform, students connect with their social network of friends, family, friends of family, community leaders and others, to borrow money. GreenNote helps formalize everything into legally binding loans and handles all the details from loan documentation through repayment. The benefits are significant. The lenders and the individuals in the social network also earn a return on their money while helping a student get an education.

What they think makes them better: GreenNote loans are an attractive alternative to higher-priced loans than traditional private education lenders. Students gain access to low-cost loans, currently at 6.8% compared to private lending alternatives that can be up to 20%.

Unlike traditional lenders, GreenNote does not require the student to have a co-signer or to show proof of citizenship. Additionally there is no credit approval, FICO scores, or underwriting processes.

Contacts:

Bus. Dev. & Sales: Eric Reusch, VP of Bus. Dev., [email protected], 650-241-0940
Press: Andy Coffaro, FortyThree PR, [email protected], 831-401-3175

How they describe themselves: Guard ID Systems, Inc., headquartered in San Mateo, CA, develops and markets ID Vault, the first hardware-based security product and subscription service that protects consumers against identity theft and fraud when they bank, shop and invest online. ID Vault offers hardened protection against phishing, pharming, keystroke logging, Trojan horses, malicious browser plug-ins, and other schemes designed to steal your identity online. ID Vault has a suggested retail price of $49.99, and is available at major retailers nationwide including Best Buy, Costco, Fry’s Electronics, OfficeMax, QVC, Sam’s Club, Amazon.com and others. ID Vault is backed by a $1 million guarantee. Visit www.GuardID.com for more information.

What they think makes them better: ID Vault® is the only hardware-based security device that protects consumers against online identity theft and online fraud. Only ID Vault stores usernames and passwords on a smart card chip inside a tamper-proof USB device, where cybercriminals can’t reach them. The ID Vault Trusted Network, a network of more than 8,000 financial institutions and top shopping sites, is constantly monitored to protect consumers from signing into fraudulent Web sites. ID Vault Secure View™ keeps consumers safe from Web-based threats such as malicious plug-ins and add-ons when they conduct financial transactions online. ID Vault is backed by a $1 million guarantee.

Contacts:

Bus. Dev. & Sales: Jerry Thompson, VP of Sales, 650-286-9440, [email protected]
Press: Greg Marek, Vice President of Marketing, 650-286-9440, [email protected]

Video Due to competitive reasons, Guardian Analytics asked us to not share their video. Please check out their website.

Contacts:

Sales: Eric LaBadie, VP Sales, [email protected], 650-383-9211
Press: Shannon Walsh, The Bateman Group, [email protected], 415-503-1818