How they describe their product/innovation: eToro’s newest innovation on its social trading platform OpenBook is Tag Trading, which allows users to create personalized and detailed trading strategies that they can easily implement in minutes. It supports copy trading with a very detailed analysis/filter tool to enable users to create their own customized, people-based portfolio. Investors can filter and dissect the largest trading community by different dimensions such as Activity, Risk, Performance and Instruments traded and pick a personalized trader line-up for their people-based portfolio. The visual implementation resembles e-commerce filtering mechanisms, ensuring seamless and intuitive dissection of large data sets to achieve fast and meaningful results.

Contacts:

Bus. Dev. & Press: Alon Levitan, Head of Strategic Marketing, [email protected]
Sales: Zvika Pakula, Chief Marketing & Sales, [email protected]

How they describe themselves: We love our software. That’s why we create state of art IT solutions for finance, banking, and online businesses, online identity applications based on digital signature usage. We are known for meeting requirements critical to competitiveness from personalization and rich user experience to high-tech and security means. That’s why we have a unique opportunity at this moment, given by our business profile, to become champions and promoters of what is, fundamentally, an outstanding and compelling success story: the story of new approach to banking applications.

How they describe their product/innovation: We often hear that we live in a world full of impossible. Trapped inside little boxes, filled with needless habits that aren’t necessary anymore. It doesn’t have to be that way. Technology has advanced so much, so when we can speak with our PCs, why we bother to type? Yes, financial institutions and online banking solutions refer to a serious, unshakable, respectable realm, but we want to challenge this point of view by introducing a new UX approach to financial online services. ETRONIKA introduces a financial application that recognizes your face, congratulates you, analyzes your voice to identify you, and navigates you into online banking. You choose what is most convenient for you at that time: using your voice, motion-activated user interface, or keyboard – if you feel old-fashioned.

Contacts:

Bus. Dev.: Kęstutis Gardžiulis, CEO & Co-founder, [email protected]
Press: Karolis Makrickas, Storyteller, [email protected]

How they describe themselves: Fenergo is a leading specialist in Client On-boarding & Account Opening solutions for Banking and Financial Services. We bring to market one of the most comprehensive solutions for on-boarding, KYC and account opening, with capabilities to address regulatory compliance and process efficiency. Our software is used by leading Investment, Corporate and Capital Markets banks to manage enforcement of KYC, AML and credit policies, as well as other regulatory requirements including MiFID II and FATCA.

How they describe their product/innovation: Deal Manager (DM) offers financial institutions a unique and full-featured application for client on-boarding and account opening. By systemizing highly complex KYC, Client Due Diligence and credit processes, Deal Manager delivers efficiency, transparency and control across new business processing, and ensures ongoing requirements are managed. It ticks the box for compliance with flexible on-boarding and account opening models that integrate policy, document and regulatory requirements for all major markets. With Deal Manager, institutions can manage all KYC and on- boarding requirements for individual and institutional clients, as well as credit, legal documentation processes for new products and services.

Contacts:

Bus. Dev. & Sales: Marc Murphy, CEO & Sales Director, [email protected],
+353 1 8843285/+ 00 44 7876536805
Press: Andrea Timmins, Business Development, [email protected],
+353 1 8843208/+353 87 3244333

How they describe themselves: In 1996, the Figlo Group B.V. was founded in the Netherlands with the goal to make the personal financial future of individuals insightful and understandable.
Figlo delivers state of the art software that supports financial awareness on a consumer level. Our platform supports powerful and comprehensible financial planning on short, mid and long term goals, delivered in an integrated solution for Personal Finance Management, Financial Product Advice and Financial Planning. Currently our Figlo Platform is delivered to all continents of the world, locally adapted to be fully compliant with all laws and regulations.

We have partners in Europe, North America, Brazil, India, South East Asia & the Pacific region, and South Africa.

How they describe their product/innovation: A complete solution to gain insight in financial matters on a consumer level. The Figlo consumer portal makes financial planning accessible for everyone on any device. The portal increases customer engagement and can be used as an onboarding tool. It is based on widgets and exposes the Figlo functionalities using a system in which content is displayed onscreen during editing (WYSIWYG editor). The drag and drop system enables a quick time to market. By integrating these widgets into social media, the fun factor of financial planning is guaranteed. Get engaged with your customer using this portal.

Contacts:

Bus. Dev.: Albert van den Broek, CEO Worldwide, [email protected]
Press: Ellen van Beek, Manager Corporate Communications, [email protected]
Sales: Anne Hendriksen, Global Partner Support Officer, [email protected]

How they describe themselves: Finsphere was founded on the powerful vision that a mobile phone can be used as a proxy for an individual’s identity. Based on its “Mobile as Identity” vision, Finsphere developed the Identity Security Services platform, a sophisticated, expert rule-based and predictive analytics engine surrounded by a core set of identity authentication services.  Through its analytics platform and leveraging rich mobile network operator data beyond just mobile location, Finsphere’s goal is to enable wireless carriers to unlock the value of customer data in all industry segments.

How they describe their product/innovation: A suite of solutions that includes fraud management services for financial institutions and online merchants, access management services for enterprise and cloud computing environments, and PinPoint, a consumer focused fraud protection service for financial services providers. Finsphere’s Identity Security Services platform provides the basis for expanding the solution sets to monetize wireless data across industry segments worldwide.

Contacts:

Bus. Dev.: Robert Boxberger, President, [email protected]
Press: Jeff Brennan, Chief Privacy Officer, [email protected]
Sales: Dave Tiezzi, Senior Vice President Global Sales, [email protected]

How they describe themselves: Fiserv is the world’s most successful provider of digital banking and payment solutions to financial institutions. In particular, Fiserv leads the market with solutions that enable:

• Person-to-person and small business payments
• Bill presentment and payment
• Online banking and personal financial systems
• Mobile banking, payments, and alerts

How they describe their product/innovation: Mobiliti M-Cash is a complete bank-driven personal payments platform. It allows leading financial institutions to set up their own mobile-centric P2P brand and enable:

• Consumer to consumer payments
• Consumer to business payments
• Consumer payments to online retailers

Contacts:

Bus. Dev. & Press: Serge van Dam, VP of Market Development, [email protected], +44 208 133 1246
Sales: Alan Birch, Sales Director of UK, Europe, Middle East & Africa, [email protected], +44 208 833 3129

How they describe themselves: Handpoint specialises in payments on smartphones, tablets, and handhelds – enabling merchants to accept all card payments (MSR, EMV, and NFC) in a totally secure way. Handpoint has a complete end-to-end payment solution covering mobiles, tablets, and PCs and a fully PCI-DSS certified payment Bureau (gateway) for both authorisations & settlements. The company was established 12 years ago and has a global customer base including some well-known brands. Our key market is Europe. Handpoint also white labels its payment solutions to financial institutions and currently over 200,000 transactions go daily through our systems, equating annually up to $10B US worth of transactions.

How they describe their product/innovation: Handpoint Headstart is the first totally secure mobile Chip & PIN payment solution for tablets and smartphones. With our Platform-as-a-Service solution, acquiring banks and MNOs can offer small/micro merchants card payments on smartphones and tablets under their own brand name. The Handpoint Headstart solution supports magstripe (MSR), Chip & PIN, Chip & signature, and contactless NFC payments (2012). Handpoint Headstart payment solution is not only a mobile solution, it is also a Full-Commerce solution meaning that it works on many different devices, for example smartphones, tablets, mobile terminals, and PCs (tills) in an online and an offline world.

Contacts:

Bus. Dev.: David Gudjonsson, CEO, +44(0)1223 597 909
Press: Erla Osk Asgeirsdottir, Marketing Manager, +354 510 3300
Sales: Thordur Heidar Thorarinsson, CFO, +354 510 3300

How they describe themselves: Holvi replaces the plain old bank account with a current account built from the ground up for group activities. We help our customers collect more money, better understand their finances, and save time for their core activities. Customers include event organisers, sports clubs, and student associations. Our customers can do all their banking with Holvi, without needing another bank account. We are regulated as a payment services provider by the Finnish Financial Supervisory Authority (FIN-FSA), and we have the necessary banking partnerships in place to operate payment accounts for our customers on a pan-European basis.

How they describe their product/innovation: The Holvi.com group account is a merchant account, accounting software and a group current account, all rolled into one. With the Holvi account, our customers have an online banking service specifically targeted for their needs. The core technology innovation is automated bookkeeping and meaningful, social connectivity through rich metadata associated with payment transactions. Using Holvi, our customers have radically better tools for managing their money and raising funds online.

Contacts:

Bus. Dev.: Tuomas Toivonen, [email protected], +358 400 616 499
Press & Sales: Kristoffer Lawson, [email protected], +358 40 731 2273

How they describe themselves: Equifax’s direct-to-consumer business unit, North America Personal Solutions (PSOL), is a leading provider of personalized online consumer credit, debt and identity protection solutions.

How they describe their product/innovation: Equifax Complete™ key features can be accessed via the Equifax Mobile App & include:

• Interactive Score Estimator & score monitoring

Contacts:

Bus. Dev. & Sales: Matt McAluney, VP Sales, [email protected], 678-795-7668
Press: Demitra L. Wilson, Director Public Relations, [email protected], 678-795-7885

How they describe themselves: eToro is the world’s largest investment network, with over 1.75 million users in over 140 countries. eToro leads the social trading revolution through its community-powered network, enabling every investor to see, follow and automatically copy the actions of other investors in real time. eToro opens the financial markets to every individual making them accessible through a simple, transparent and more enjoyable way to trade currencies, commodities and indices online. A range of innovative trading platforms and eToro’s investment network facilitate information exchange between investors, accelerate knowledge sharing and shorten the learning curve for those who want to bring their trading experience to the next level.

How they describe their product/innovation: CopyTrader is a groundbreaking way to trade by automatically copying every trade made by a selected guru trader or by a people-based portfolio of top performing traders directly into the account of the copier. CopyTrader is the enabling feature for every network member to become a guru investor who indirectly executes trades for all investors copying him or her. Copy.Me is a one-stop shop for everyone to set up his own retail investment shop and present/market his trading skills to the entire world. Investment gurus are compensated for their ability to attract investors that copy from them.

Contacts:

Bus. Dev. & Press: Alon Levitan, Head of Strategic Marketing, [email protected]
Sales: Zvika Pakula, Chief Marketing & Sales, [email protected]

How they describe themselves: Experian Consumer Direct (ECD), part of the credit bureau Experian, is the leading provider of direct-to-consumer credit reports, scores and monitoring. Our comprehensive suite of identity management and personal information protection products includes: credit and non-credit monitoring, fraud alerts, social media monitoring, reputation management and child monitoring.  Additionally, ECD provides these services to leading financial institutions and Fortune 100 companies across the U.S., enabling them to build brand loyalty and drive incremental revenue.  Partners can also leverage our consulting and best practices to optimize their acquisition and product strategies. And our continued innovation allows us to proactively meet both partner and consumer needs.  In fact, we were the first company to offer credit reports to consumers online and the first to offer fraud resolution services to consumers.

How they describe their product/innovation: myID.com, a part of Experian, monitors all facets of your identity, including personal privacy, financial information, your reputation and your safety. myID.com quickly alerts you to risks to your identity so you can take action and minimize the potential for damage. Unlike most identity theft software, myID.com helps you manage your entire identity, on social networks, on people page sites and offline through our financial monitoring system. myID.com helps consumers stay private and safe, and prevents identity theft by continuously scanning for personal information on public websites and databases. myID.com also provides real-time alerts if your private information becomes public, and investigates possible situations where your identity has been stolen. With myID.com, you can rest assured that your privacy, safety, finances and reputation are secure.

Contacts:

Bus. Dev.: Brian Cleaver, VP Business Development, [email protected],
O: 302-727-0800. C: 302-373-4050, F: 949-222-0582
Press: Amber Cisneros, Marketing Manager, [email protected], O: 949-567-3614, C: 949-981-0326, F: 949-222-0582

How they describe themselves: FamZoo.com is an online “Virtual Family Bank” that helps parents teach their kids good personal finance habits through regular practice in a friendly, learn-by-doing environment. Parents can customize their online Bank of Mom/Dad to match their unique money values and grow with their kids as they mature from youngsters to older teens. Options include:

• Online IOU accounts for each child to track spending, saving, and giving
• Automated allowance, chore rewards/penalties, and compound interest
• Interactive tools for budgets, savings goals, loans, and checklists
• Access via web, iPhone/Droid, or text message

How they describe their product/innovation: FamZoo Partner Edition allows credit unions, banks, financial advisors, and other financial organizations to offer a co-branded version of the FamZoo Virtual Family Bank to their client families. Using FamZoo Partner Edition, organizations can:

• Develop an ongoing relationship with next generation clients early on
• Provide a natural on-ramp to real world financial products
• Deliver innovative, hands-on youth financial education that is more effective than existing content and games.

Contacts:

Bus. Dev. & Sales: [email protected]
Press: [email protected]